Michael Garza

#CapitalOne #COF #CreditCards #Stocks #Investor #Invest

This company is by far one of my favorites because they treat their customers right. I know this from experience as they are one of the few credit card companies to accept me for one of their cards, even with my initial shitty credit. 

I believe this company is an honorable one and not only do I have them in my wallet, I always try and have them sitting in my portfolio.

#ADP #AutomaticDataProcessing #Stocks #StockMarket #Investing #Company

Automatic Data Processing

I am a firm believer in ADP and know it is one of the best payroll companies out there while being the most widely used. 

Even though I am a huge Index Fund guy, I still think it is important to own a piece of a really strong company. ADP is that company and it would be wise of you to add it to your portfolio immediately.

#IndexFund #SP500 #Investing #Stocks #ETFS #Companies

As you all know, I have been pretty tough on a lot of the new blood in the markets, and by new blood, I mean all the new investors in the market who keep pumping up the S&P500.

Only time will tell when the bubble will actually pop, but until then, you can always find ways to protect yourself from the inevitable. Like betting against the market while you currently have a position within it. An example would be betting against the S&P500 with put contacts while you have a sizable position in a specific ETF like SPY or VOO.

It is important to protect yourself during these volatile times and I will do my best to be your guide throughout the turbulence. 

#Invest #Investing #Freak #Stocks #Gold

This is a weird video for me because thinking like a freak is something I do naturally whereas most people are afraid of the social stigma associated with not being an average person.

I eat, sleep, breathe investing and it has paid off immensely due to how extremely obsessed I am with it. 

You must do more than normal people and be labeled as dangerous or even flat out crazy by your peers. 

I am happier than I have ever been because of my multiple obsessions in this life. Being obsessed is the key ingredient to being a freak or essentially better than a normal/average individual. If you shoot for average then you are shooting too low. Aim high always and continue to do what the successful freaks do and you will be completely fine. 

#Investing #IndividualStocks #ETFs #IndexFunds #Stocks

I am all about S&P 500 & Nasdaq index funds and will continue to promote them all night long.

One should still be fond of individual stocks and if you have a plethora of great companies in your portfolio that pay a safe dividend then who needs an index fund. Hell, pick up to 25 of the best companies you can find and buy at least one share or a fraction of a share in each of the companies. 

In this video, you will find out how I play both of the games and essentially compartmentalize my strategies. 

#Crypto #Bitcoin #Investing #Cash #Finance

I have a problem believing cryptocurrencies will replace physical money. I think they can work hand in hand but I think Bitcoin will not have the global impact everyone is claiming over the long term. 

I know Bitcoin has value as a digital currency and it is highly usable and pretty darn transparent. However, you must realize it is not enough of a force to take over the entire financial system, so you should continue to invest in things with real value with your cash and not put it all the crypto space.

#Altcoins #Crypto #Bitcoin #Ether #CryptoCrash #MarketCrash

No wonder there has been a crash in the crypto market. Bitcoin and Doge have been the leaders of the crash, mainly because they have been pumped up so heavily, and the bag holders are paying dearly for it right now. 

The best way to play the crypto market at this point is to purchase bitcoin while it is dipping and keep tacking onto your position. There will be Bitcoin mania again and the idiots will pump up the price soon enough. 

The problem is the money has been dispersed between all of these weird crappy altcoins, which means less money being pumped into Bitcoin and ether. Hopefully, more money will flow into the most important and worth while cryptos and out of the fluff.

There are plenty of reasons to write down your high goals and big thoughts, and one of the main reasons is you get to program your subconscious to seek out opportunities that will lead you towards the big goal or target. 

Donald Trump & Bon Jovi taught me both of the concepts listed in the title of this video. Trump taught me to think big and Bon Jovi taught me to write my life in pencil not pen, because you should always have the option to change your mind about your career or life path at any time.

If you have YouTube Premium or the free version, love audio books, but don't want to purchase an Audible subscription, then utilize the incredible library of audio books nestled in the depths of YouTube. 

I am an audio book freak especially when there is a book I cannot find in physical form at Goodwill or online in a pdf format. I always go to YouTube for my audio book needs and I will go over a few ways to find these books by using the search feature effectively. 

If you are looking to learn more about a specific subject and can't afford the book or the audiobook or are just plain cheap like me, you must use YouTube to find audio books like a champion. 

I have plenty of reasons to be all in on stocks and the main one is that you can insure your position with put options if your position is an extremely large one and could potentially fail due to market volatility. 

You should have other assets than stocks but I believe it is best to have an asset you obsess over and are actively involved in.