Michael discusses whether Illinois applies a textual or functional approach to insurance policy interpretation. The Illinois appellate court's recent decision in Lloyd's v. Metropolitan Builders, Inc. (https://courts.illinois.gov/Opinions/AppellateCourt/2019/1stDistrict/1190517.pdf), which reviewed whether coverage for a construction defect claim could be found under a commercial general liability policy, is used as an example.

Michael shares one of his favorite insurance coverage/bad faith holiday stories, "'Twas the Night Before the Mediation."

Michael discusses how Washington (https://www.spokesman.com/stories/2019/dec/02/washington-dnr-leader-pitching-new-home-auto-insur/) and California (https://www.nytimes.com/2019/12/05/climate/california-fire-insurance-climate.html) seem to take different approaches to the role that insurance may play in the wildfire crisis.

Michael plays a segment from a prior webinar he presented on challenges that insurers face in depositions in insurance coverage and bad faith litigation.

Michael discusses a recent opinion by the Missouri Court of Appeals in Ferguson v. St. Paul (https://www.courts.mo.gov/file.jsp?id=147054), in which the court addressed which policy period covered a claim for malicious prosecution.

This episode also features the debut of Michael's senior associate, Elizabeth Young (age 10).

What should an insurance company consider including in the conclusion of a reservation of rights letter? Listen to find out!

Want to learn more about ROR letters? Check out my slide deck on same (https://t.co/p8ZcdX8H6C?amp=1).

What should an insurance company consider including in the ROR section of a reservation of rights letter? Listen to find out!

Want to learn more about ROR letters? Check out my slide deck on same (https://t.co/p8ZcdX8H6C?amp=1).

What should an insurance company consider including in the policy provisions section of a reservation of rights letter? Listen to find out!

Want to learn more about ROR letters? Check out my slide deck on same (https://t.co/p8ZcdX8H6C?amp=1).

What should an insurance company consider including in the facts section of a reservation of rights letter? Listen to find out!

Want to learn more about ROR letters? Check out my slide deck on same (https://t.co/p8ZcdX8H6C?amp=1).