Millennial Livin', A Professional Perspective

Are you taking care of yourself? Mentally, Physically, and Emotionally?

Millennial Livin' can be found on multiple platforms including Apple Podcast, Google cast, and Spotify. You can find the full list here: https://anchor.fm/millennial-livin

Social Media pages

🟠Twitter: Twitter.com/Millenniallivi1

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🟠Facebook: @Millennial Livin’ Podcast

This week's episode is all about what we are doing differently after the pandemic. The reality is we should not be leaving the same way we entered.

Millennial Livin' can be found on multiple platforms including Apple Podcast, Google cast, and Spotify. You can find the full list here: https://anchor.fm/millennial-livin

Thank you for your love and support in advance♥️♥️♥️

Website: Millenniallivin.com

🟠Twitter: @Millenniallivi1

🔵Instagram : Instagram.com/millelivinpodcast

🟠Facebook: @Millennial Livin’ Podcast

Welcome back!! Episode 21 is the the first episode of Season 2!!!!

This week we are diving into ways we can become financially independent and why we want to be!

A new segment of the show is introduced as : "Money Now"

In this week's Money Now segment we discuss: Student loan deferments extended, No more married withhold the single rate on the W4?, and Presidential Memo and IRS Notice 2020-65 no SS withholdings.

Millennial Livin' can be found on multiple platforms including Apple Podcast, Google cast, and Spotify. You can find the full list here: https://anchor.fm/millennial-livin

Follow us on our Social Media pages:

🟠Twitter: Twitter.com/Millenniallivi1

🔵Instagram : Instagram.com/millelivinpodcast

🟠Facebook: @Millennial Livin’ Podcast

When you are new at something you need the time and flexibility to learn and grow with that comes learning opportunities! Allow yourself to learn and grow by creating work life balance mechanisms in your life. 

This week's episode focuses on creating that work life balance for yourself so that you allow yourself flexibility to learn and grow. 

In this week's episode we are talking about life insurance : Whole Life vs. Term Life Insurance. 

We are giving the high level overview basics about:

We are not selling you life insurance, just assessing the insurance products out there. Do you research and figure out what works best for you and your family. We want you to go shop for individual life insurance with some basic knowledge!

🎙Be sure to subscribe to the Millennial Livin’ Podcast via your preferred listening platforms. The podcast via listening platforms like Apple podcast, Spotify, Google podcast, Radio Public, Breaker, and there are even more to come😁. 

Follow us on our social media channels and feel free to share with others! Thank you for your love and support in advance♥️♥️♥️

🟠Twitter: Millenniallivi1

🔵Instagram : @MilleLivinpodcast

🟠Facebook: Millennial Livin’ Podcast.

Have you taken a deep dive into your retirement plans and assessed if your plans are aligned with your retirement savings? If not, it's okay now is a great time to start and if you have started already when's the last time your checked to see if you are trending in the right direction?

This week's episode focuses on sources of income in retirement, retirement saving plans, maximum contributions, tax implications, and avoiding early withdrawal penalties.

Things to consider when determining how much you need to save for retirement?

The annual contribution limit for 2020 is $6,000, or $7,000 if you’re age 50 or older (same as 2019 limit).  The annual contribution limit for 2015, 2016, 2017 and 2018 is $5,500, or $6,500 if you’re age 50 or older. Your Roth IRA contributions may also be limited based on your filing status and income.

Follow up materials to explore:

Types of Retirement Plans:

Individual Retirement Arrangements (IRAs)

Roth IRAs

401(k) Plans

403(b) Plans

SIMPLE IRA Plans (Savings Incentive Match Plans for Employees)

SEP Plans (Simplified Employee Pension)

SARSEP Plans (Salary Reduction Simplified Employee Pension)

Payroll Deduction IRAs

Profit-Sharing Plans

Defined Benefit Plans

Money Purchase Plans

Employee Stock Ownership Plans (ESOPs)

Governmental Plans

457 Plans

Help with Choosing a Retirement Plan

Types of Retirement Plans

https://www.irs.gov/retirement-plans/plan-sponsor/types-of-retirement-plans

Retirement Plans Frequently Asked Questions (FAQs)

https://www.irs.gov/retirement-plans/retirement-plans-frequently-asked-questions-faqs

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This week we are talking about personal branding. Whether you are climbing the ladder in your career or in entrepreneurship. Personal Branding is important! Personal Branding is "the conscious and intentional effort to create and and influence the public perception of yourself." Why brand? It elevates creditability and helps you stand out from the competition. Brand Strategist Recommendation: Altimese Nichole: The Ezer Agency IG: @theezeragency & @altimesenichole Podcast I Recommend : @faithloveanddreams @mrsnance_ “Word Paintings” @reachingwhileteaching @the_b_h.o.t.podcast @hisandhermoney @patflynn “Smart Passive Income” @daveramsey @brownambitionpodcast @chrishogan360 @clevergirlsknowpodcast @life_of_roro_licy_ @thehearttalkpodcast @herdineromatters

🎙Be sure to subscribe to the Millennial Livin’ Podcast via your preferred listening platforms. The podcast via listening platforms like Apple podcast, Spotify, Google podcast, Radio Public, Breaker, and there are even more to come😁. Follow us on our social media channels and feel free to share with others! Thank you for your love and support in advance♥️♥️♥️

🟠Twitter: Millenniallivi1

🔵Instagram : @MilleLivinpodcast

🟠Facebook: Millennial Livin’ Podcast.

Topics discussed during this episode: 

Conference dates  7/31/20-8/2/2020; My particular segment will be 07/31/20 at 7:30PM ET.  To register for the zoom link, sign up for the conference via my website: millenniallivin.com

Worship for the Worrier will be a virtual worship conference for sisters in Christ who have been or are currently wrestling with fear, anxiety, guilt, insecurity, unworthiness, identity, peace, joy, loneliness etc. As things continue to unravel around the world; our foundation continues to be tested, shaken, and taunted. I have partnered with woman who are intentionally challenging the current atmosphere and culture of the world today and we are using our gifts to build one another up and reinforce our foundation in Christ. Each of us are a movement by ourselves, but together we are a force to be reckon with!

Worship for the worrier is an unorthodox worship gathering for woman, consider kicking off National Girlfriends Day a little differently this year and invite your girlfriends!

Are you currently debating on quitting your career for entrepreneurship? In this week's episode I share with you somethings to consider before making the decision. I also answer the question I get posed to me often; "Why not go full time with your business and be your own boss!".

Other topics discussed

Podcasts I've added to my rotation:

Millennial Thoughts Podcast

Faith Love & Dreams Podcast

Word Paintings Podcast

Reaching While Teaching Podcast

The Heart Talk Podcast

Life and Times of RORO & LICY Podcast

Your A&R for R&B Podcast

🎙Be sure to subscribe to the Millennial Livin’ Podcast via your preferred listening platforms like: Apple podcast, Spotify, Google podcast, Radio Public, Breaker, and there are even more to come! 😁

Follow us on our social media channels and feel free to share with others! Thank you for your love and support in advance♥️♥️♥️

🟠Twitter: Millenniallivi1

🔵Instagram : @MilleLivinpodcast

🟠Facebook: Millennial Livin’ Podcast.

Starting a new job? Congratulations! This week we are discussing some things to consider! This is also a great episode for those who may be entering open enrollment season!

Topics Discussed:

FSA limits for 2020: $2,750 per FSA. If both spouses have an FSA through their respective employers, they could each elect the maximum for $5,500 per household (in the episode the number I through out was for employers plus employee contribution).

🎙Be sure to subscribe to the Millennial Livin’ Podcast via your preferred listening platforms like: Apple podcast, Spotify, Google podcast, Radio Public, Breaker, and there are even more to come! 😁 

Follow us on our social media channels and feel free to share with others! Thank you for your love and support in advance♥️♥️♥️

🟠Twitter: Millenniallivi1

🔵Instagram : @MilleLivinpodcast

🟠Facebook: Millennial Livin’ Podcast.