Millennial Money Honey

Going over all of the money I saved, spent, and earned in the first month of 2023 while working on my progress to FI/RE. This month I re-evaluated a few categories and prepped to finally move in with my boyfriend! 

MENTIONS 

Here's a money recap for 2022 of everything I earned, spent, and saved/invested in 2022 as well as an update on my current net worth and FI/RE number!

MENTIONS 

As I reflect back on my 20s in anticipation of turning 30 this weekend, here are the 5 key things I did to get in the money mindset to prepare to be Financially Independent and Retire Early (FI/RE) by 35.  

📊 My Money Tracker & Rebalancing Calculator 

📚 Fave FIRE Resources

🔥 ABOUT 

Millennial Money Honey is my way of sharing my FIRE adventure with you. My goal is to achieve financial independence and retire early at 35 with $1.5 million dollars. By talking candidly about my own finances, I want to help you become more financially literate, grow rich, and achieve financial freedom (and retire early or become work optional). I hope to inspire you to take charge of your personal finances, whether you're figuring out how to get out of debt, learning how to budget and invest, starting your own side hustle, or on your way to becoming a millionaire. Let's talk money honey! xo  

 ⚠️ INVESTMENT DISCLAIMER⚠️

I am not a financial advisor.  My videos are for educational purposes and are my personal opinions only.  To make the best financial decision for your situation, please do your own research and if needed, seek the advice of a fee-based, fiduciary, licensed financial advisor.  All investments involve some risk. There's no guarantee that you will be successful in making, saving, or investing money or that you won't experience losses when investing.

Here are the 10 MOST important money things I wish I knew when I started my first job and earning an income after I graduated college. From learning about to FI/RE and HYSAs to the insane amount money in the tech industry and how RSUs work, I wish I knew these things sooner!

I collaborated a few of my YouTube FI/RE friends to share what we learned the hard way so you don't have to! Be sure to check out their videos too:  

Get $5K managed free with Wealthfront.

Track your money with my free spreadsheet.

--

FTC/Affiliate Disclosure: By using some of these links, at no extra cost to you, I may earn a small commission, which helps me help you! xo

INVESTMENT DISCLAIMER ⚠️ I am not a financial advisor.  My podcast is for educational purposes and are my personal opinions only.  To make the best financial decision for your situation, please do your own research and if needed, seek the advice of a fee-based, fiduciary, licensed financial advisor.  All investments involve some risk. There's no guarantee that you will be successful in making, saving, or investing money or that you won't experience losses when investing.

Today I'm answering all of your burning FI/RE questions, from what I'm planning on doing for healthcare, how to FIRE if you have trouble working due to health reasons, and how much you need to save to never run out of money and create generational wealth! Plus I talk about my experience working for an MLM and my favorite money apps to earn passive income.  

Watch AMA Part 1: https://youtu.be/ci0LNoNhp5M 

Easy Passive Income Apps 

* Dosh: https://link.dosh.cash/CATIET4

* Drop: https://b.ewd.io/code?c=wuw8a

* Rakuten: https://www.rakuten.com/r/CATIET24?eeid=44971

* Honey: https://www.joinhoney.com/ref/diswdn

I did an Ask Me Anything sticker on Instagram and y'all came through with the questions. Here is the first part of my two part AMA. I go over all of your question about pursuing Financial Independence and Early Retirement. We're talking about how to get creative to save more money and retire even faster.

Negotiate your bills lower: Budget Blonde, Her First 100K 

MMH Girls on FI/RE Facebook Group: https://www.facebook.com/millennialmoneyhoney/

You may have heard of the FIRE movement, but do you know the different kinds of FIRE? The path to financial independence is not the same for everyone. It's a personal journey that looks different from person to person. Many people have heard of traditional FIRE, but there are other ways to reach financial independence and retire early. Coast FIRE, Lean FIRE, and Fat FIRE are all options that can get you to retirement. Learn more about the ways to retire early and figure out which is best for you!

Calculate your Coast FIRE number with Walletburst's Coast FIRE Calculator

Start your FIRE journey, track your money with Personal Capital

I'm talking with Dr. Jessica Louie (@drjessicalouie), aka the Burnout Doctor, all about our own side hustling adventures and how to avoid burnout while pursuing your money making passions and hobbies.