Mind Your Money with MissBeHelpful

This week we hear from the awe-inspiring Poulomi Damany, who I first heard speak at a virtual event back in 2018 when she was the VP of Product Management at Credit Karma. Not only has she since moved to the role of General Manager of Assets and Tax at Credit Karma, (#levelup) but she has continued to be one of the leading women of color in tech that I admire!

Prior to joining Credit Karma, Poulomi spent a year with the US Digital Service, the swat team that came in to rescue Healthcare.gov. She learned that bad technology was truly holding people back from getting the basic health services they needed and committed to being an agent for change in the private sector by leveraging technology to help improve people's lives.

In the episode, Poulomi mentions this Qualtrics Study on behalf of Credit Karma with lots of data and insights into gen z and how they seek financial advice on social media: https://www.creditkarma.com/about/commentary/gen-z-turns-to-tiktok-and-instagram-for-financial-advice-and-actually-takes-it-study-finds

Check out the full playlist of podcast interviews on YouTube here: https://www.youtube.com/playlist?list=PLBqtkN0VZ5hRYos5EHdGJfRDc5r9w6u_w

Let’s connect:

FACEBOOK: https://www.facebook.com/missbehelpful/

INSTAGRAM: https://www.instagram.com/missbehelpful/

BUSINESS INQUIRIES: [email protected]

Eryn Schultz became passionate about helping women with MBA's achieve their financial goals while completing her own MBA at Harvard Business School. She learned that women own only $0.32 for every $1.00 owned by men and in her own MBA program she realized that she learned to manage a corporation's finances but not her own. Eryn became motivated to get educated and to educate as many other women as she could!

Now, as an entrepreneur, Eryn works with clients to narrow this gender wealth/investing gap. She has a 10-week money bootcamp, and has recently launched an on-demand course. She also provides one-on-one coaching for couples and individuals who want to tackle their money. Eryn has helped women roll over old 401Ks, max out their IRAs, and feel more confident about their financial decisions overall! Confidence is KEY!

Support Eryn's work here: https://herpersonalfinance.com/

Follow her on instagram here: https://www.instagram.com/her.personal.finance/

Isabella is hands-down one of the coolest people I've ever met! A true independent thinker and free spirit who knew early on that urban living in NYC was not where she would thrive. Isabella moved to California and has been living in her van for years in order to make payments of $2,000 or more every month.

She is officially debt-free as of October 2021 and now plans to travel and dive into crypto and defi. I was incredibly impressed with Izzi because of her maturity and wisdom, which are far beyond her 30 years! She's such an inspirational person because of her outlook on life and her ability to shine no matter what struggles she's been faced with in her life.

Isabella opens up about: pros and cons of living in a van, glamorization of #vanlife, her upbringing in the Bronx, her favorite personal finance channels, crypto and why she believes it is the future, her plans to travel now that she is debt-free and her passion for psychology and why she believes every child deserves and needs to learn about how the brain works when they're in school.

You will LOVE Isabella and her unique story.

Follow her and support her at:

Personal: https://www.instagram.com/izzi_vanlife/?hl=en

Art page: https://www.instagram.com/cooli_fooli/?hl=en

This is the 4th episode that highlights a Latina in honor of Latinx Heritage Month and it was such a fun chat with Gina from @inanewyorkbudget. Gina is such a real one - she shares her reflections about growing up "spoiled" where her parents would get her the things she wanted and she never thought much about the money. Once she was old enough to begin helping out and earning money on her own, she tasted true independence and realized that it meant she would have to provide the money for the lifestyle she wanted to live and maintain without help from her parents!

Listen as Gina breaks down the vacation savings fund for 2020 that ended up putting her and some family members in a really good place financially before the pandemic hit. You'll just love Gina's down-to-earth personality and openness about her goals, mistakes and current priorities when it comes to money and her mindset.

Follow Gina here:

https://www.instagram.com/inanewyorkbudget/

https://twitter.com/inanewyorkbudgt

Vanessa Salas Collins is a high school teacher in California who is also an advocate for a required financial literacy class in school. She breaks down what she teaches to her students in her financial education class and tells us why it's such a challenge to make personal finance required in school. She also dives into her personal story as a first-generation Latina growing up with a lot of shame about her culture and her financial situation.

Here are the links we mentioned in the episode:

Instagram: https://www.instagram.com/nuestrafortuna/

email: [email protected] (personal)

Email: [email protected] (work)

Vanessa uses NGPF's free personal finance curriculum: www.ngpf.org

Officially 1 week into Latinx Heritage Month and I am PUMPED to highlight the inspiring story of Delyanne Barros, a money coach who created a business and launched an online course (Slay the Stock Market) that have now generated over $1 million in revenue! Talk about inspiring us to get our money right! She's one of the MOST relatable content creators on instagram periodt. Her TikTok page has been featured in countless media sources and as a formerly undocumented immigrant turned lawyer turned entrepreneur, I mean - how can we NOT stan her content!?

Tune in to hear how Delyanne mustered up the courage to quit lawyering and become a full-time entrepreneur. Dive into her background and more of her story about paying off $150,000 of student loan debt during the pandemic!

Follow and support Delyanne on social and on her website:

Instagram: https://www.instagram.com/delyannethemoneycoach

TikTok: https://www.tiktok.com/@delyannethemoneycoach?

Course site: https://delyannethemoneycoach.com/slay-the-stock-market-waitlist/

Maribel is a recent college grad whose family is based in California and has Mexican roots. She is very proud of being Latina and wants everyone in the Latinx community, especially the Spanish speaking population to know that investing to build wealth is for them, too! She strives to make her content inclusive and accessible by posting everything in English and in Spanish.

We talk about everything from Maribel's college days, traveling abroad, having her mom's support even when she earned minimum wage working in factories, and leveraging the knowledge Latinxs who work in agriculture have of generational wealth building strategies - and applying that to the stock market here in the US. This girl is on FIRE!!! I'm SO excited to kick off Latinx/Hispanic Heritage Month with Maribel of @OurWealthMatters.

Follow and support Maribel's work here: https://www.instagram.com/ourwealthmatters/

Bernadette Joy is the CEO of Crush Your Money Goals. After meeting at FinCon a few years ago she and I finally had the time to sit and talk about her story, her business and future goals. Bernadette talks about her shopping philosophy and how to use her rule of thumb to make sure you shop reasonably!

Follow Bernadette here: https://www.instagram.com/bernadebtjoy/?hl=en

This week's episode is INCREDIBLE!!! Briana, aka Bri, is the co-founder of a nonprofit called The Prosp(a)rity Project (TPP). Just a few months into the pandemic, Bri hatched the idea for TPP and hired a team to launch this supportive community that helps college-educated Black women pay down student loan debt by granting them up to $40,000 in aid and offering them career coaching, financial literacy education and more! I'm pumped for you the hear this one!!

TPP was created as a result of Bri herself, graduating college with over $116,000 in student loan debt and subsequently being subject to the pitfalls of this burden. Post-graduation, she experienced adversity at every turn, including inability to establish financial security/ independence, difficulty securing well-paying, long-term career opportunities and having to abandon prior entrepreneurial ventures to take on part-time jobs as a means of stay current on her monthly student loan payments.

Check out TPP here: https://www.theprosparityproject.org/

Follow and support their work on social media here:

https://www.linkedin.com/company/the-prosparity-project/

https://www.instagram.com/theprosparityproject/

After connecting with her in a slack group, I knew Sofie had a story that needed to be shared widely! A first-gen Latina, Sofia Bastida had very supportive parents who wanted to her to pursue what they had not - graduate college and get her degree. This was a dream they wanted her to fulfill at any cost and it put them over $100,000 in debt from student loans.

Sofie talks about her upbringing in California and how moving to NYC changed her views about m money and gave her a sense of independence. But the hardest thing she's done and the thing she's most proud of was taking ownership of the debt she put her mother in for her college education. Listen to Sofie talk about it all and sum up the tips she thinks anyone with debt should have in their back pocket!

Follow Sofia on Instagram and LinkedIn:

IG: https://www.instagram.com/savingwithsofie/

LinkedIn: https://www.linkedin.com/in/sofiabastida/