Mindful Money

Upcoming Event!

How Can Mindfulness Help You Reach Financial Independence?

Do you want to reduce money anxiety, but don’t know who to trust?

Would you like to learn how to set up and manage your own retirement plan?

Do you want to know how we create a passive income stream you can’t outlive?

If yes, join us and learn how to answer the 4 critical financial independence questions:

• Am I on track for financial independence?
• What do I need to do to get on track?
• How do I design a mindful investing portfolio?
• How do I manage that portfolio and my income over time through changing markets?

Learn more: https://courses.mindful.money/financial-independence-bootcamp

Carrie Sax is a financial advisor at EP Wealth who also has a degree in zoology and has earned a CFP and CFA. She has a regular yoga meditation practice and has been working in the financial services industry for twenty years.

Today, Carrie joins the show to discuss her journey from zoology major to financial advisor, the impact gender stereotypes have had on men and women’s finances, and the pivotal roles financial advisors play for their clients.

https://youtu.be/T-Ac1MA5LnI

00:53 – Jonathan introduces today’s guest, Carrie Sax, who joins the show to share her journey to financial planning and how she made an early association between money and goals

13:04 – From zoology to finance

21:25 – Stock selection

24:02 – Portfolio planning

28:59 – The most important things financial advisors do for their clients

31:44 – Finances, relationships, and gender roles

43:05 – Gender differences between how men and women approach finances

44:43 – One piece of advice Carrie would give to a prospective client to find financial success and one thing to completely avoid

47:08 – One thing people don’t know about Carrie that she would like them to know and one place Carrie has visited that had a profound impact on her

48:33 – Jonathan thanks Carrie for joining the show and lets listeners know where to connect with him

“Most of what I learned came from my mom, who handled the family finances. She taught me my numbers, she took me to the bank and showed me how to use the ATM, she got me a checking account. My dad was into his boat and his cars, so my mom was really the one who was really organized and managed the household expenses well.” (03:18) (Carrie)

“My dad did earn the money and he made good money at certain times in his life. But he really had no idea what he was spending. He really had no awareness or mindfulness around the spending. It was just, ‘money in, money out,’ and my mom was this gatekeeper, and I don’t think either of them had a grasp on what was possible.” (07:55) (Carrie)

“In my opinion, and from my experience and education, if you go from one advisor to another, the portfolio shouldn’t be that different. They really shouldn’t. It’s a bit commoditized. I think a low-cost portfolio, passive tense, research shows tends to outperform.” (24:20) (Carrie)

“It’s an exciting thing to talk about the hot stock of the day, but it doesn’t really ever get you the better returns in the long-term, I don’t think.” (28:46) (Carrie)

“Finances are not just for the guys. Sometimes women are more savvy with that stuff than men. I think it really makes for a more balanced relationship.” (36:52) (Carrie)

“Really it’s just saving. It’s living below your means, saving, and investing in a stock and bond portfolio for the long-run.” (45:45) (Carrie)

“I care about my clients. I think that’s the best way to be a successful advisor is to care, because then you’re in it for the right reasons.” (47:36) (Carrie)

Carrie’s Bio

For all the free stuff at Mindful Money: https://mindful.money/resources

To buy Jonathan’s first book - Mindful Money: https://www.amazon.com/Mindful-Money-Practices-Financial-Increasing/dp/1608684369

To buy Jonathan’s second book – Mindful Investing: https://www.amazon.com/Mindful-Investing-Outcome-Greater-Well-Being/dp/1608688763

Subscribe to Jonathan’s Weekly Newsletter: https://courses.mindful.money/email-opt-in

Capture the most important benefit of an advisor – behavioral support – without the 1% fee: https://courses.mindful.money/membership

For more complex, one on one financial planning and investing support with Jonathan or a member of Jonathan’s team: https://www.epwealth.com/our-team/berkeley/jonathan-deyoe/

Website: https://mindful.money

Jonathan on LinkedIn: https://www.linkedin.com/in/jonathandeyoe

🎙️

Podcast Production & Marketing by FullCast

Back to Podcast Homepage

Upcoming Event!

How Can Mindfulness Help You Reach Financial Independence?

Do you want to reduce money anxiety, but don’t know who to trust?

Would you like to learn how to set up and manage your own retirement plan?

Do you want to know how we create a passive income stream you can’t outlive?

If yes, join us and learn how to answer the 4 critical financial independence questions:

• Am I on track for financial independence?
• What do I need to do to get on track?
• How do I design a mindful investing portfolio?
• How do I manage that portfolio and my income over time through changing markets?

Learn more: https://courses.mindful.money/financial-independence-bootcamp

Mike Van Pelt is an entrepreneur, author, speaker, and men’s life coach leader. He is the founder of True Man Life Coaching and host of the popular men’s podcast, True Man Podcast. Mike has served in leadership roles for most of his career, bringing over two decades of engagement and expertise in account management, consulting, and leadership development.

Today, Mike joins the show to discuss the work he’s doing mentoring and guiding men, what positive masculinity means to him, and why so many men tie their identities to their careers.

https://youtu.be/OoeKu5-K33U

00:51 – Jonathan introduces today’s guest, Mike Van Pelt, who joins the show to share early financial lessons he learned, his entrepreneurial spirit, and his views on the wealth gap

15:21 – Mike gets vulnerable and opens up about his unique relationship with his wife and her career

19:59 – Why men tie their identities so closely to their careers

26:05 – Defining ‘positive masculinity’

29:00 – What Mike has observed about young men and their thoughts on what it means to be a man

42:07 – One thing we can do to find success and one thing to completely avoid

53:34 – One thing people don’t know about Mike that he would like them to know and the one question Mike would know the answer to

57:36 – Jonathan thanks Mike for joining the show and lets listeners know where to connect with him

“Now I view money as something that easily comes to me. I try to think of it that way rather than repelling it away from me.” (04:16) (Mike)

“I just thought everybody around me was the same way. And so, I didn’t necessarily think about who was rich or who was poor. I knew whose dad owned the car dealership down the street and whose dad was the attorney, but my view of them was we’re equals.” (07:23) (Mike)

“It gives me a really unique view and seat in looking at the world of masculinity and the world of issues women deal with, such as pay equity. So, I’ve had a unique view of that and I’m glad I did because it’s really opened my mind to what’s going on.” (25:33) (Mike)

“Masculinity is more along the lines of being real, being authentic, and being vulnerable.” (27:06) (Mike)

“Life is so short; it’s so tender. You never know when you’re gonna lose the people around you. And I don’t think we can ever lose sight of that. And as I get older, I tend to choose more wisely the people that I put around me or the people I’m exposed to. I like to say in my world, ‘I want more givers around me and fewer takers.’” (42:59) (Mike)

“You gotta take control over your own life because nobody else is gonna look out for you. They’re worried about themselves. At the end of the day, you are in control of your mind, your body, what you say, and what you do. And if you don’t take action to be present and positive, nobody’s gonna want to be around you.” (50:00) (Mike)

Mike’s LinkedIn

Mike’s Email

Mike’s Website

Mike’s Facebook

Mike’s Twitter

Mike’s Instagram

Mike’s YouTube Channel

Mike’s Podcast

For all the free stuff at Mindful Money: https://mindful.money/resources

To buy Jonathan’s first book - Mindful Money: https://www.amazon.com/Mindful-Money-Practices-Financial-Increasing/dp/1608684369

To buy Jonathan’s second book – Mindful Investing: https://www.amazon.com/Mindful-Investing-Outcome-Greater-Well-Being/dp/1608688763

Subscribe to Jonathan’s Weekly Newsletter: https://courses.mindful.money/email-opt-in

Capture the most important benefit of an advisor – behavioral support – without the 1% fee: https://courses.mindful.money/membership

For more complex, one on one financial planning and investing support with Jonathan or a member of Jonathan’s team: https://www.epwealth.com/our-team/berkeley/jonathan-deyoe/

Website: https://mindful.money

Jonathan on LinkedIn: https://www.linkedin.com/in/jonathandeyoe

🎙️

Podcast Production & Marketing by FullCast

Back to Podcast Homepage

Upcoming Event!

How Can Mindfulness Help You Reach Financial Independence?

Do you want to reduce money anxiety, but don’t know who to trust?

Would you like to learn how to set up and manage your own retirement plan?

Do you want to know how we create a passive income stream you can’t outlive?

If yes, join us and learn how to answer the 4 critical financial independence questions:

• Am I on track for financial independence?
• What do I need to do to get on track?
• How do I design a mindful investing portfolio?
• How do I manage that portfolio and my income over time through changing markets?

Learn more: https://courses.mindful.money/financial-independence-bootcamp

Professor Pete Alexander has had a thirty-five year career that spans Sales and Marketing, being a college professor of Marketing, and running a small interior landscaping business called Office Plants by Everything Grows, where he’s still a majority owner. Professor Pete is also an expert in something that impacts all of our lives: stress.

Today, Pete joins the show to share tips and best practices for coping with stress, the role of eustress, and the importance of gratitude and visualization.

https://youtu.be/Ex_I_ZfC9N4

00:55 – Jonathan introduces today’s guest, Pete Alexander, who joins the show to talk about how financial insecurity growing up instilled a fear-based money mindset

09:14 – The inspiration to write a book about stress

17:31 – Gratitude, visualization, and personal values

25:40 – Staggering statistics on stress and its effect on the body

30:10 – Understanding the LIGHTEN acronym

31:49 – Good stress vs. bad stress and the two flavors of stress

35:14 – One thing that a person under severe stress can do to reduce their stress levels and one thing to avoid doing

41:09 – One thing people don’t know about Pete that he would like them to know

43:10 – Jonathan thanks Pete for joining the show and lets listeners know where to connect with him

“What I learned was that, when you don’t manage your money properly, that has a very strong effect on your kids.” (02:45) (Pete)

“For me, my feeling is that I don’t want to be a burden for my kids. And so part of my strategy of ‘saving, saving, saving,’ is that I wouldn’t feel like I had to go ask them, down the road, if something happened to me.” (08:29) (Pete)

“I sat there and I thought, ‘Oh my God. I’m trading my health for my career.’ And that is a very bad trade because, if you think about it, the reality is when you think about a time when you were really sick, did you feel like doing anything other than lying in bed? Probably not. And when you’re in that state, you’re no good to your career, to your business, or to the people you love, because you have no energy.” (15:30) (Pete)

“Health became and remains the number one priority for me because, in my opinion, without your health, nothing else matters.” (23:32) (Pete)

“One thing that stood out to me when I started doing my research was that the World Health Organization (WHO) called stress the number one health epidemic of the 21st Century.” (26:46) (Pete)

“There actually is good stress, called eustress. That is stress where if you’re working on something that you are passionate or excited about, it’s the kind of stress that helps us get things done.” (31:52) (Pete)

“The energy that we project out there in the universe, we’re gonna attract that same polarity back. And so when we project out negative energy, we are retracting back like energy. But if we send out positive energy - guess what - we’re gonna attract back that positive energy.” (34:37) (Pete)

Pete’s LinkedIn

Pete’s YouTube Channel

Pete’s Facebook

Pete’s Twitter

Pete’s Book

Pete’s Stress Relief Thoughts

Office Plants by Everything Grows Website

Link to the Values Activity that is a true game changer for stress

For all the free stuff at Mindful Money: https://mindful.money/resources

To buy Jonathan’s first book - Mindful Money: https://www.amazon.com/Mindful-Money-Practices-Financial-Increasing/dp/1608684369

To buy Jonathan’s second book – Mindful Investing: https://www.amazon.com/Mindful-Investing-Outcome-Greater-Well-Being/dp/1608688763

Subscribe to Jonathan’s Weekly Newsletter: https://courses.mindful.money/email-opt-in

Capture the most important benefit of an advisor – behavioral support – without the 1% fee: https://courses.mindful.money/membership

For more complex, one on one financial planning and investing support with Jonathan or a member of Jonathan’s team: https://www.epwealth.com/our-team/berkeley/jonathan-deyoe/

Website: https://mindful.money

Jonathan on LinkedIn: https://www.linkedin.com/in/jonathandeyoe

🎙️

Podcast Production & Marketing by FullCast

Back to Podcast Homepage

Upcoming Event!

How Can Mindfulness Help You Reach Financial Independence?

Do you want to reduce money anxiety, but don’t know who to trust?

Would you like to learn how to set up and manage your own retirement plan?

Do you want to know how we create a passive income stream you can’t outlive?

If yes, join us and learn how to answer the 4 critical financial independence questions:

• Am I on track for financial independence?
• What do I need to do to get on track?
• How do I design a mindful investing portfolio?
• How do I manage that portfolio and my income over time through changing markets?

Learn more: https://courses.mindful.money/financial-independence-bootcamp

Dr. Jay Zigmont is a PhD, CFP and the Founder of Childfree Wealth. He is a fee-only, advice- only fiduciary and the author of The Portraits of Childfree Wealth . Most financial advice treats parenthood as the default. Dr. Jay has built a financial planning system that caters to the unique needs of those whose futures don’t include kids.

Today, Jay joins the show to talk about why having children has become a default scenario in financial planning. He details the differences in financial planning between those who choose to have kids and those who choose to be childfree, and gives advice on how to build the life you want and then have the finances fit it.

https://youtu.be/dfi8fFdfKQw

00:58 – Jonathan introduces today’s guest, Jay Zigmont, who joins the show to talk about an early lesson that became integral to his money story and why he chose to focus on helping a unique demographic

10:01 – Jay shares the story of how he made his first million and lost it before he turned twenty-five

13:37 – Improving your money mindset

14:40 – From Adult Learning to Financial Coaching

16:21 – A systematic bias in the financial services industry

21:34 – Childless and Childfree demographics and statistics

26:31 – Key differences between planning for a life with kids and planning for a life without kids

32:08 – Long-term care

36:14 – One thing that a childfree person should do to lead to greater personal and financial success and one thing to avoid doing

37:38 – The last thing Jay changed his mind about and the thing in Jay’s life that he is most grateful for

39:31 – Jonathan thanks Jay for joining the show and lets listeners know where to connect with him

“The hard part is that when you run your own company, you work for a crazy person, which is yourself.” (07:24) (Jay)

“The childfree demographic is an underrepresented minority group that people aren’t talking about. And when they are talking about them, they’re judging them.” (08:19) (Jay)

“Money doesn’t buy happiness. You don’t know that until you actually have money. I was living in Connecticut, commuting three hours both ways to New York City until I could afford an apartment. I had no money. I was busting my butt. But you learn that, ‘Ok, it’s easy to make money. How do you manage it? How do you grow it? How do you keep it?’ That’s a different question.” (10:55) (Jay)

“There are systematic biases - technically the term is ‘pro-natalist’ which advocates for more kids - built into the system that the childfree folks then have to essentially unbuild. But I have to teach people financial advice that matches them.” (18:00) (Jay)

“What’s happening is the younger generations are going, ‘Yeah, the concept of working twenty- five years and getting a watch and pension is gone. The classic two and a half kids and the white picket fence and the marriage could be gone too.’ And that’s just a rethinking of The American Dream. I don’t blame them for picking a different path. It’s just a different society now than it was for hundreds of years.” (25:36) (Jay)

“I call it ‘Life & Financial Planning.’ I start with. ‘What life do you want to live?’ Then I go to what your finances are, and then your taxes.” (28:41) (Jay)

“If you ask me, ‘Hey, who’s gonna take care of you when you get older?’ My answer is, ‘My bank account.’” (33:12) (Jay)

“My answer is always, ‘Pick the life you want to live, then make your finances fit it.’ You don’t have to follow the default path.” (36:32) (Jay)

Childfree Wealth Website

Childfree Wealth Podcast

Childfree Wealth YouTube Channel

Childfree Wealth Facebook

Childfree Wealth Instagram

Childfree Wealth LinkedIn

Jay’s LinkedIn

Jay’s Book

Books Mentioned:

Die with Zero

For all the free stuff at Mindful Money: https://mindful.money/resources

To buy Jonathan’s first book - Mindful Money: https://www.amazon.com/Mindful-Money-Practices-Financial-Increasing/dp/1608684369

To buy Jonathan’s second book – Mindful Investing: https://www.amazon.com/Mindful-Investing-Outcome-Greater-Well-Being/dp/1608688763

Subscribe to Jonathan’s Weekly Newsletter: https://courses.mindful.money/email-opt-in

Capture the most important benefit of an advisor – behavioral support – without the 1% fee: https://courses.mindful.money/membership

For more complex, one on one financial planning and investing support with Jonathan or a member of Jonathan’s team: https://www.epwealth.com/our-team/berkeley/jonathan-deyoe/

Website: https://mindful.money

Jonathan on LinkedIn: https://www.linkedin.com/in/jonathandeyoe

🎙️

Podcast Production & Marketing by FullCast

Back to Podcast Homepage

Upcoming Event!

How Can Mindfulness Help You Reach Financial Independence?

Do you want to reduce money anxiety, but don’t know who to trust?

Would you like to learn how to set up and manage your own retirement plan?

Do you want to know how we create a passive income stream you can’t outlive?

If yes, join us and learn how to answer the 4 critical financial independence questions:

• Am I on track for financial independence?
• What do I need to do to get on track?
• How do I design a mindful investing portfolio?
• How do I manage that portfolio and my income over time through changing markets?

Learn more: https://courses.mindful.money/financial-independence-bootcamp

Linda Case is a financial therapist and financial coach with over thirty years combined experience in financial services, professional counseling, and coaching. She coaches her clients to manage their money and mindset so they can get firmly on the path to financial freedom and comfortable retirement.

Today, Linda joins the show to speak about female entrepreneurship, why the best laid financial plans don’t always pan out, and her thoughts on the conditioning of limited beliefs.

https://youtu.be/7f9_CRYo09E

00:51 – Jonathan introduces today’s guest, Linda Case, who joins the show to talk about financial trauma and curating a healthy financial mindset

12:03 – Linda reflects on the impact that the Great Recession of 2008-2009 had on her

16:43 – F3 Cubed

20:54 – From financial advisor to psychologist

27:11 – Staggering statistics on successful female entrepreneurship

31:27 – The conditioning of limited beliefs and how women, in particular, are conditioned

38:58 – Understanding the role that shame and forgiveness plays in finances

43:21 – Hypnosis & Energy

52:58 – One thing that women in particular can do to lead to greater personal and financial success and one thing to avoid doing

55:01 – Something people don’t know about Linda that she would like them to know and the one question Linda would want to know the answer to

56:14 – Jonathan thanks Linda for joining the show and lets listeners know where to connect with her

“I didn’t have that knowledge of limiting beliefs. All I had was the upbringing that I had. You come in with these core sets of beliefs and until they come to awareness, you’re looking at your life and saying, ‘Whoa, this is a problem. Do I want to address this or do I want to push it back down and wait until it springs up again?’” (11:18) (Linda)

“It wasn’t until I really delved deeper into the spiritual aspects of money and getting my training on energy psychology that really, I think, developed into this program that I created.” (17:44) (Linda)

“It’s a small percent [of female entrepreneurs] that breaks out of that microbusiness mold. And, I just have to attribute that to a lot of belief that we have been brought up with that we don’t speak up for ourselves, and don’t go after, and are busy taking care of other people.” (27:31) (Linda)

“We all are conditioned, male and female, and it starts at a very early age. Seven is when we start to develop the conscious reasoning part - the logical part - of our brain. But before that, we’re pretty much walking around in a hypnotic state.” (31:44) (Linda)

“I have clients coming in and it’s not specifically money related, but we end up having those discussions. And I think I have helped them feel safe having that conversation with me. But, unfortunately, so many people out there don’t have a safe place to go where they’re not going to be judged.” (39:45) (Linda)

“Your imagination, when you want to create something, is all there. It’s all there. You don’t know how it’s gonna show up, but be open to synchronicities.” (54:19) (Linda)

Linda’s YouTube Channel

Linda’s Phone Number: 267-377-7349

Linda’s Website

For all the free stuff at Mindful Money: https://mindful.money/resources

To buy Jonathan’s first book - Mindful Money: https://www.amazon.com/Mindful-Money-Practices-Financial-Increasing/dp/1608684369

To buy Jonathan’s second book – Mindful Investing: https://www.amazon.com/Mindful-Investing-Outcome-Greater-Well-Being/dp/1608688763

Subscribe to Jonathan’s Weekly Newsletter: https://courses.mindful.money/email-opt-in

Capture the most important benefit of an advisor – behavioral support – without the 1% fee: https://courses.mindful.money/membership

For more complex, one on one financial planning and investing support with Jonathan or a member of Jonathan’s team: https://www.epwealth.com/our-team/berkeley/jonathan-deyoe/

Website: https://mindful.money

Jonathan on LinkedIn: https://www.linkedin.com/in/jonathandeyoe

🎙️

Podcast Production & Marketing by FullCast

Back to Podcast Homepage

Upcoming Event!

How Can Mindfulness Help You Reach Financial Independence?

Do you want to reduce money anxiety, but don’t know who to trust?

Would you like to learn how to set up and manage your own retirement plan?

Do you want to know how we create a passive income stream you can’t outlive?

If yes, join us and learn how to answer the 4 critical financial independence questions:

• Am I on track for financial independence?
• What do I need to do to get on track?
• How do I design a mindful investing portfolio?
• How do I manage that portfolio and my income over time through changing markets?

Learn more: https://courses.mindful.money/financial-independence-bootcamp

Tyler Nicholls is an entrepreneur who is passionate about helping others at scale. He taught seventh grade Math with Teach for America before getting his Masters from Boston University. Tyler is the creator of Kudosy, a digital rewards system that helps solve the problem of financial literacy in the U.S. while strengthening families.

Today, Tyler joins the show to share his thoughts on having an abundance mindset, why it’s critical to develop sound financial habits early, and his passion for giving back to others.

https://youtu.be/1_2prh3gCy4

00:57 – Jonathan introduces today’s guest, Tyler Nicholls, who joins the show to talk about financial lessons he learned during his upbringing, including spending on what you value, and being intentional with money

08:29 – Having an abundance mindset

10:38 – From software products to financial literacy

11:59 – Jarring statistics on financial literacy and the vision for Kudosy

16:00 – The importance of building great financial habits early

24:15 – How the Kudosy app works

27:25 – The Lemonade Stand

31:13 – One thing that we can do to lead to greater personal and financial success and one thing to avoid doing

38:38 – The last thing Tyler changed his mind about and one place Tyler has visited that had a profound impact on him

42:16 – Jonathan thanks Tyler for joining the show and lets listeners know where to connect with him

“[My mother] taught me to really respect money. Money is not necessarily hard to come by, but when you have it, you want to make sure you spend it wisely. You want to be intentional with it.” (05:24) (Tyler)

“When I bought my home, I realized I liked owning real estate and I wanted to own a rental property. My head was turning like, ‘Is there something that I have that I can leverage here?’ And l realized, ‘Oh, my house has a whole bunch of equity in it and I can leverage a HELOC (Home Equity Line of Credit). And then I used that money to buy a second property so that I can rent out and have two homes that are appreciating.” (09:27) (Tyler)

“I started realizing, especially with my young family, that I wanted to help kids learn how to manage money.” (10:55) (Tyler)

“In the game of money, there’s not necessarily one way to win. There’s lots of different ways to play it and there’s lots of different levels of understanding. The diversity of thought in finance is actually really good and there’s lots of different strategies to win in this game.” (15:27) (Tyler)

“The way that it works is Kudosy helps kids behave really well. So, as a parent, when your kids are doing things that you like that they are doing, you can give them ‘Kudos.’ Then, the kid starts accruing these ‘Kudos’ and they can decide what to do with them.” (24:45) (Tyler)

“You should be investing, but I think we often underestimate the need to invest in ourselves to improve our earning capacity.” (34:10) (Tyler)

“The greatest satisfaction I have had is in giving value to other people.” (39:24) (Tyler)

Tyler’s LinkedIn

Tyler’s Email

Kudosy

Kudos App

Books Mentioned:

Rich Dad Poor Dad

The Go-Giver

For all the free stuff at Mindful Money: https://mindful.money/resources

To buy Jonathan’s first book - Mindful Money: https://www.amazon.com/Mindful-Money-Practices-Financial-Increasing/dp/1608684369

To buy Jonathan’s second book – Mindful Investing: https://www.amazon.com/Mindful-Investing-Outcome-Greater-Well-Being/dp/1608688763

Subscribe to Jonathan’s Weekly Newsletter: https://courses.mindful.money/email-opt-in

Capture the most important benefit of an advisor – behavioral support – without the 1% fee: https://courses.mindful.money/membership

For more complex, one on one financial planning and investing support with Jonathan or a member of Jonathan’s team: https://www.epwealth.com/our-team/berkeley/jonathan-deyoe/

Website: https://mindful.money

Jonathan on LinkedIn: https://www.linkedin.com/in/jonathandeyoe

🎙️

Podcast Production & Marketing by FullCast

Back to Podcast Homepage

Upcoming Event!

How Can Mindfulness Help You Reach Financial Independence?

Do you want to reduce money anxiety, but don’t know who to trust?

Would you like to learn how to set up and manage your own retirement plan?

Do you want to know how we create a passive income stream you can’t outlive?

If yes, join us and learn how to answer the 4 critical financial independence questions:

• Am I on track for financial independence?
• What do I need to do to get on track?
• How do I design a mindful investing portfolio?
• How do I manage that portfolio and my income over time through changing markets?

Learn more: https://courses.mindful.money/financial-independence-bootcamp

Julie Bergfeld is a health, wellness and life coach, specializing in performance, stress management, and healthy habits. She’s worked in academia and technology and is currently a yoga teacher who is dedicated to her own mindfulness practice.

Today, Julie joins the show to engage in a rich discussion on purpose, mindfulness and pursuing what makes your heart sing.

https://youtu.be/XRTxwc7NHFY

00:57 – Jonathan introduces today’s guest, Julie Bergfeld, who joins the show to talk about early financial lessons she learned, receiving stock as a gift instead of toys, and pursuing work that makes her heart sing

09:51 – How Julie got involved in coaching and yoga

14:36 – Finding her own way, defining success & ultra-Marathoning

18:17 – The correlation between athletic success and financial success

24:24 – How opening a yoga studio changed Julie’s thinking on money and wealth

26:54 – From Shavasana to coaching

30:47 – Discovering mindfulness

33:42 – Julie’s coaching process

36:47 – One thing that we can do to lead to greater personal and financial success and one thing to avoid doing

41:03 – The Puzzle Rules

42:39 – One thing Julie would want others to know about and the one question Julie would want to know the answer to

44:04 – Jonathan thanks Julie for joining the show and lets listeners know where to connect with her

“I learned - this was more as a teenager - that you really need to do things that yes make money, but that are deeply tied to your values and that make your heart sing.” (09:28) (Julie)

“I really fell in love with technology. I fell in love with the aspect of learning, for one thing, and that plays into coaching and yoga. But I found my way, if you will.” (15:12) (Julie)

“I consider yoga, in a lot of ways, a transitional point in my life. And it provided a lot of healing and affirmation that I was enough.” (20:41) (Julie)

“You take the valuable things you learn from your family: pay off your debt as soon as possible. But, I wanted to move forward with what I loved, instead of being beholden to some other entity where my soul was sucked dry. So, I was able to marry the two, reduce my expenditures, bootstrap everything, and do what made my heart sing at that time.” (24:53) (Julie)

“I consider life coaching and the coaching that I’m doing now as next level yoga coaching or yoga teaching, where it’s coaching the unseen.” (29:00) (Julie)

“How we think affects everything we do in our entire lives.” (36:31) (Julie)

Julie’s LinkedIn

Julie’s Website

Julie’s YouTube Channel

Julie’s Facebook

Julie’s Instagram

For all the free stuff at Mindful Money: https://mindful.money/resources

To buy Jonathan’s first book - Mindful Money: https://www.amazon.com/Mindful-Money-Practices-Financial-Increasing/dp/1608684369

To buy Jonathan’s second book – Mindful Investing: https://www.amazon.com/Mindful-Investing-Outcome-Greater-Well-Being/dp/1608688763

Subscribe to Jonathan’s Weekly Newsletter: https://courses.mindful.money/email-opt-in

Capture the most important benefit of an advisor – behavioral support – without the 1% fee: https://courses.mindful.money/membership

For more complex, one on one financial planning and investing support with Jonathan or a member of Jonathan’s team: https://www.epwealth.com/our-team/berkeley/jonathan-deyoe/

Website: https://mindful.money

Jonathan on LinkedIn: https://www.linkedin.com/in/jonathandeyoe

🎙️

Podcast Production & Marketing by FullCast

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Upcoming Event!

How Can Mindfulness Help You Reach Financial Independence?

Do you want to reduce money anxiety, but don’t know who to trust?

Would you like to learn how to set up and manage your own retirement plan?

Do you want to know how we create a passive income stream you can’t outlive?

If yes, join us and learn how to answer the 4 critical financial independence questions:

• Am I on track for financial independence?
• What do I need to do to get on track?
• How do I design a mindful investing portfolio?
• How do I manage that portfolio and my income over time through changing markets?

Learn more: https://courses.mindful.money/financial-independence-bootcamp

Dawn Santoriello is a CFP, best-selling author, keynote speaker, and the Founder and CEO of DS Financial Strategies, an e-based financial planning firm just outside of Philadelphia. Dawn is focused on empowering women and couples to reach their financial goals with peace of mind. She’s been featured in Forbes, Investment Advisor, and MarketWatch.

Today, Dawn joins the show to discuss the law of attraction and the power of manifestation, having the right mindset when it comes to financial planning and advice for keeping it simple.

https://youtu.be/JbYGvpH7daQ

00:58 – Jonathan introduces today’s guest, Dawn Santoriello, who joins the show to talk about her upbringing in foster care, her entrepreneurial origin story, and what led her to the financial industry

09:32 – The Law and Attraction & Manifestation

13:37 – Defining ‘manifestation’

16:06 – Planning, effort and having the right mindset

18:58 – Attracting the right people

23:16 – Five Money Blocks

28:20 – The importance of accountability

30:32 – One thing that we can do to lead to greater personal and financial success and one thing to avoid doing

33:30 – The last thing Dawn changed her mind about and one place Dawn visited that had a profound impact on her

34:31 – Jonathan thanks Dawn for joining the show and lets listeners know where to connect with her

“My friend who’s trying to get a new job called me the other day and they asked her, ‘What do you want?’ And she replied, ‘Oh no, I’m good. I don’t need anything.’ I told her that she’s not receiving. They’re asking you what you want; you have to tell them. The universe is trying to bring you stuff and you’re saying, ‘No, I’m good’ and then you’re miserable. So, just now ask for what you want and receive it this time. Ask for what you want, believe it’s already yours, let it go, receive and give gratitude for it.” (14:07) (Dawn)

“Action is the big thing [with manifestation]. You can’t just be like, ‘I want a million dollars today. I’m just gonna sit here on my butt and it’s gonna come to me.’ No, it’s not gonna come to you. You have to do something.” (16:23) (Dawn)

“Make a decision. Go out and educate yourself. Take the first step and meet with someone like us. Learn more and take baby steps. Keep track of your finances.” (26:16) (Dawn)

“I keep investing simple. It’s boring, but it works. It’s called ‘evidence-based investing.’” (30:54) (Dawn)

Dawn’s Website

Dawn’s Twitter

Dawn’s YouTube Channel

Dawn’s Facebook

Dawn’s LinkedIn

Tools Mentioned:

Right Capital

Undebt

Dawn’s Books:

Manifest and Invest: Live Your Best Life Get Your Money Right

The Spiritual Path to Prosperity... The Truth about Money Revealed

For all the free stuff at Mindful Money: https://mindful.money/resources

To buy Jonathan’s first book - Mindful Money: https://www.amazon.com/Mindful-Money-Practices-Financial-Increasing/dp/1608684369

To buy Jonathan’s second book – Mindful Investing: https://www.amazon.com/Mindful-Investing-Outcome-Greater-Well-Being/dp/1608688763

Subscribe to Jonathan’s Weekly Newsletter: https://courses.mindful.money/email-opt-in

Capture the most important benefit of an advisor – behavioral support – without the 1% fee: https://courses.mindful.money/membership

For more complex, one on one financial planning and investing support with Jonathan or a member of Jonathan’s team: https://www.epwealth.com/our-team/berkeley/jonathan-deyoe/

Website: https://mindful.money

Jonathan on LinkedIn: https://www.linkedin.com/in/jonathandeyoe

🎙️

Podcast Production & Marketing by FullCast

Back to Podcast Homepage

Upcoming Event!

How Can Mindfulness Help You Reach Financial Independence?

Do you want to reduce money anxiety, but don’t know who to trust?

Would you like to learn how to set up and manage your own retirement plan?

Do you want to know how we create a passive income stream you can’t outlive?

If yes, join us and learn how to answer the 4 critical financial independence questions:

• Am I on track for financial independence?
• What do I need to do to get on track?
• How do I design a mindful investing portfolio?
• How do I manage that portfolio and my income over time through changing markets?

Learn more: https://courses.mindful.money/financial-independence-bootcamp

Sarah Howard is an entrepreneur, storyteller, and social innovator. Her first entrepreneurial venture was Twenty Twenty Studios where she still tells compelling stories and produces interactive experiences for her clients. Sarah is passionate about social and economic equity. She is also the Founder of Zero Gap, where she engages men and women in dialogue about gender equity.

Today, she’s more focused on equity through the lens of climate future. She joins the show to talk about how she’s seeking to transform her own relationship with money.

https://youtu.be/FL6Toku1RQg

00:58 – Jonathan introduces today’s guest, Sarah Howard, who joins the show to talk about early lessons she learned about entrepreneurship through farming and how she is wealthy in community

06:39 – Sarah’s money origin story 0

9:39 – Sarah’s ongoing projects that she’s apart of

12:33 – The biggest challenges facing Sarah in her quest for gender and climate equity

15:08 – Where Sarah got her passion for social activism and why she’s currently focused on climate change

19:31 – How tackling social issues for profit works

23:13 – Defining success and meaning

27:07 – External vs. internal success factors

30:03 – One thing that we can do to lead to greater personal and financial success and one thing to avoid doing

33:22 – One thing Sarah would like others to know about her and the one question Sarah would want to know the answer to

37:12 – Jonathan thanks Sarah for joining the show and lets listeners know where to connect with her

“I think one of the key aspects of the entrepreneurial nature of farming is the inconsistency of income and the need to balance through the ups and downs of managing finances.” (02:45) (Sarah)

“When I think about the ways in which I am wealthy, I am certainly wealthy in community.” (05:56) (Sarah)

“One of the reasons that I find climate to be so compelling is that it is the true ‘systems change’ issue. I think there have been really large, very important issues that don’t have the same levels of cross cutting across everything that crosses our lives the way that climate does, nor does it have the same level of urgency.” (18:01) (Sarah)

“I think a lot about how I define success. I think that’s been a personal journey. I really have been fortunate and have worked really hard at defining that for myself. And it’s allowed me to have a very rich life and career. And it has meant not having the same levels of traditional success financially. That hasn’t bothered me.” (23:30) (Sarah)

“I think reflecting on our stories about money is really profound and can change not just ourselves, but the world that we live in. And, if there was one story within the story of money that I think is a dominant story that I would love to see shifted it’s the ‘Zero Sum Story’ to one of abundance and sustainability. I think that’s entirely possible. That is what I believe is the hope of this moment as we face climate crisis is that there’s the ability to shift that whole mindset.” (31:14) (Sarah)

Sarah’s Website

Sarah’s Twitter

Sarah’s LinkedIn

Sarah’s Podcast

For all the free stuff at Mindful Money: https://mindful.money/resources

To buy Jonathan’s first book - Mindful Money: https://www.amazon.com/Mindful-Money-Practices-Financial-Increasing/dp/1608684369

To buy Jonathan’s second book – Mindful Investing: https://www.amazon.com/Mindful-Investing-Outcome-Greater-Well-Being/dp/1608688763

Subscribe to Jonathan’s Weekly Newsletter: https://courses.mindful.money/email-opt-in

Capture the most important benefit of an advisor – behavioral support – without the 1% fee: https://courses.mindful.money/membership

For more complex, one on one financial planning and investing support with Jonathan or a member of Jonathan’s team: https://www.epwealth.com/our-team/berkeley/jonathan-deyoe/

Website: https://mindful.money

Jonathan on LinkedIn: https://www.linkedin.com/in/jonathandeyoe

🎙️

Podcast Production & Marketing by FullCast

Back to Podcast Homepage

Upcoming Event!

How Can Mindfulness Help You Reach Financial Independence?

Do you want to reduce money anxiety, but don’t know who to trust?

Would you like to learn how to set up and manage your own retirement plan?

Do you want to know how we create a passive income stream you can’t outlive?

If yes, join us and learn how to answer the 4 critical financial independence questions:

• Am I on track for financial independence?
• What do I need to do to get on track?
• How do I design a mindful investing portfolio?
• How do I manage that portfolio and my income over time through changing markets?

Learn more: https://courses.mindful.money/financial-independence-bootcamp

Julie Cane is the CEO and co-founder of Democracy Investments, a registered investment advisory firm focused on promoting democracy and influencing capital flows in financial markets. The firm’s democracy investments international index re-weights the traditional international equity index towards democracies and away from authoritarian regimes using the Economist’s Democracy Index.

Today, Julie joins the show to discuss index strategies, what inspired her and her team to focus on democracy as a criteria for investment and what the future may hold for index fund investing.

https://youtu.be/xTZVix0Y48Q

00:02 – Jonathan introduces today’s guest, Julie Cane, who joins the show to talk about her first experiences with money and her career trajectory in the financial services industry

08:09 – Understanding Index strategies and the concept of ‘weighting’

11:31 – How Julie and her partners decided to focus on democracy

15:30 – The importance of understanding where international investments are going to support

17:40 – The case for why a democracy might outperform an authoritarian state in the long run

20:16 – Factors that go into The Economist’s Democracy Score

22:49 – A whole new category of investing

25:33 – Environmental, Social, Governance (ESG) investing

27:07 – Julie speaks to the challenges of launching her own business and upcoming projects

32:23 – The last thing Julie changed her mind about and one place she has visited that had a profound impact on her

34:54 – Jonathan thanks Julie for joining the show and the impactful work she is doing

“I was drawn to financial services because I felt like money - the economy - that’s where you have impact. I’ve always been mission-driven and I wanted to choose a path where I felt motivated in the same way. How can I help contribute to making the world a better place and I thought of financial services.” (06:49) (Julie)

“The more actively you manage a strategy, the more you’re gonna have higher fees and higher transaction costs. So that has to be weighed when deviating from the traditional market cap approach.” (10:36) (Julie)

“What we do is we hold every country accountable to their ‘Democracy Score’ as defined by The Economist magazine. It’s simple and transparent and systematic.” (13:14) (Julie)

“Democracies enforce rule of law and property rights. There’s a more efficient and transparent use of capital. They have higher per capita GDP. They have better innovation. So, our hypothesis is that democracies will outperform authoritarians in the long run and that companies will try to do their business in countries that support the transparent use of capital.” (18:22) (Julie)

“We [The United States] are a flawed democracy. We stayed the same in our ranking because we went up in political participation because more people voted. But we went down in the functioning of government.” (20:58) (Julie)

Julie’s Website

Link to White Paper

Julie’s LinkedIn

The Economist

Ticker Symbol: $DMCY

For all the free stuff at Mindful Money: https://mindful.money/resources

To buy Jonathan’s first book - Mindful Money: https://www.amazon.com/Mindful-Money-Practices-Financial-Increasing/dp/1608684369

To buy Jonathan’s second book – Mindful Investing: https://www.amazon.com/Mindful-Investing-Outcome-Greater-Well-Being/dp/1608688763

Subscribe to Jonathan’s Weekly Newsletter: https://courses.mindful.money/email-opt-in

Capture the most important benefit of an advisor – behavioral support – without the 1% fee: https://courses.mindful.money/membership

For more complex, one on one financial planning and investing support with Jonathan or a member of Jonathan’s team: https://www.epwealth.com/our-team/berkeley/jonathan-deyoe/

Website: https://mindful.money

Jonathan on LinkedIn: https://www.linkedin.com/in/jonathandeyoe

🎙️

Podcast Production & Marketing by FullCast

Back to Podcast Homepage