Mindset with Brad Barrett

Do you know how to figure out when you should retire? 

Retiring too early can deplete your money during your golden years and force you back into a job. And retiring too late can steal the best years of your life from your grasp. 

Since retirees want to avoid both of these scenarios, wondering when it’s time to retire is the most commonly asked question I get. 

In this episode, you’ll discover three things you must do to determine the exact time you should retire. Don’t worry, it’s easier than you think. 

Listen now. 

Show Highlights Include:

• The weird psychological quirk that can delay your retirement by 5 years (or more) (2:34) 
• How to prevent running out of money in retirement (even if you retire sooner than most people) (6:17) 
• Why Googling retirement investment advice can plummet your portfolio (even if you find some big winners) (6:45) 
• The simple “1-2-3 Punch” method for figuring out the perfect time to retire (9:52) 
• The “4-5% Rule” for making your assets outlast you (13:00) 
• Why dynamic retirement plans wipe out your anxiety about running out of money during your golden years (even if inflation skyrockets) (16:28) 

To schedule your complimentary retirement track review, head to https://onecapitalmanagement.com. You can also call us at 805-410-5454 or text the word ‘TRACK’ and we’ll reach out to you.

Most financial advisors don’t integrate your entire retirement plan. You need to plan more than just your investments. You also need cash flow planning, tax planning, estate planning, and insurance planning. 

But most financial advisors don’t cover all these different plans. 

Why? 

The barrier to entry as a financial advisor is low, so many aren’t worth their salt. But some advisors are more insidious — they serve their business before your retirement plan. 

In this episode, you’ll discover 3 ways to choose a financial advisor that will work for your interests instead of theirs. And why integrated all these plans best protects (and grows) your wealth during retirement. 

Listen now. 

Show Highlights Include:

• The “Integration Secret” for retirement which prevents you from searching for a job during your golden years (1:25) 
• The innocent way your CPA steals your retirement wealth (1:54) 
• 3 things your financial advisor must have or else they’ll squander your wealth (5:22) 
• The “Bracket Game” which minimizes your tax burden during retirement (and why your accountant never mentioned it to you) (14:10) 
• The almost too-simple filter for finding a financial advisor who works for your best interest instead of theirs (17:00)  

To schedule your complimentary retirement track review, head to https://onecapitalmanagement.com. You can also call us at 805-410-5454 or text the word ‘TRACK’ and we’ll reach out to you.

Many Americans worry about what the Ukraine/Russia conflict means for their portfolio. While some think this is selfish, it’s not. The more financially stable you are, the more you can support causes you believe in. 

Here’s why I bring it up:

Despite the Ukraine/Russia conflict causing volatility in some commodities, especially oil, there are reasons to be optimistic about the market. 

In this episode, you’ll discover why the global economy is in better shape than the media portrays. And the best way to protect your wealth through this uncertain time. 

Listen now. 

Show Highlights Include:

• 3 economic realities which whip away your financial worries about the Ukraine/Russia conflict (5:50) 
• Why prices should moderate and become less volatile over the next few weeks (6:43) 
• How fear drives both massive green days and vast red days in the market (and how to best protect your wealth) (9:59) 
• The “Double D” approach to investing which all but guarantees you’ll win out in the market (11:56) 
• Why the global economy is like a car with chipped paint, a cracked windshield, and an engine in mint condition (15:31) 

To schedule your complimentary retirement track review, head to https://onecapitalmanagement.com. You can also call us at 805-410-5454 or text the word ‘TRACK’ and we’ll reach out to you.

Most people don’t know the fundamentals of money. Schools never taught us it. And not knowing some fundamental questions about money gives you a lottery winner's chances of becoming wealthy. 

But here’s the thing:

Once you understand how money works, becoming wealthy is just a matter of time. 

In this episode, you’ll discover the 5 questions around money that will help you become richer than most people dream of.

Listen to the episode now and guarantee you’ll become wealthy in your life. 

Show Highlights Include:

• The counterintuitive reason why the Russia-Ukraine conflict can actually make gas cheaper (4:04) 
• Why Biden’s tax and spending bill is now less likely to eat your wallet (5:10) 
• The only 3 things you need to know about money to become wealthy (8:55) 
• How real estate protects inflation from devouring your money (13:53) 
• Why the “Father of Investing” says your biggest investment enemy is your mirror (14:52)  
• The quiet, unsexy factor which runs the entire market (and why nobody else knows this) (16:24) 
• How you can actually save money on your loans (17:35) 

To schedule your complimentary retirement track review, head to https://onecapitalmanagement.com. You can also call us at 805-410-5454 or text the word ‘TRACK’ and we’ll reach out to you.

In the past week, Russia invaded Ukraine and sent financial markets in a tizzy. Anxious investors scurried to sell off their portfolios before the market tanked. 

But is that the best strategy? 

Probably not. In fact, selling during these market corrections—especially during “Black Swan” events like what’s happening in Ukraine—can ruin your returns. 

In this episode, you’ll discover 6 ways to manage your risk in 2022 regardless of what happens in the market. 

Listen now and grow your portfolio so you can retire on time.  

Show Highlights Include:

• The “Black Swan” phenomenon happening right now in Ukraine (and how to protect your nest egg during “Black Swan” events) (1:46) 
• Why getting out of the market at the first scent of volatility is a surefire way to go broke (5:01) 
• 6 reasons why staying invested during market turmoil makes you wealthier (6:02) 
• The counterintuitive way selling during a market correction can ruin your returns (8:35) 
• How to leverage market volatility for superhuman gains (14:44) 

To schedule your complimentary retirement track review, head to https://onecapitalmanagement.com. You can also call us at 805-410-5454 or text the word ‘TRACK’ and we’ll reach out to you.

If you watch the news, you think our economy is crumbling apart. We have record-breaking inflation, high unemployment, and bumps and bruises in the market. 

But is it all bad news? 

According to our analyses, there’s several reasons to believe the economy isn’t in the gutter. We finished 2021 strong, then caught some headwinds in 2022. But while some inflation will stick, it should start normalizing sooner than later. 

In this episode, I reveal the data points that suggest the market will have a prosperous 2022. Listen now and avoid making emotional financial decisions that can wreck your retirement. 

Show Highlights Include:

• Why the equity markets will have some bumps and bruises in the next few months (and how to prevent this from walloping your retirement) (3:44) 
• The weird way the market remains profitable despite 14% entry-year returns (4:58) 
• The insidious “2008 Hangover Effect” that convinces you into making unnecessary, money-eating financial mistakes (5:16) 
• Why most of the inflation we’re seeing today won’t last forever (15:42) 
• How the estimated year-over-year earnings for 2022 is almost double the trailing 10-year average (21:41) 

To schedule your complimentary retirement track review, head to https://onecapitalmanagement.com. You can also call us at 805-410-5454 or text the word ‘TRACK’ and we’ll reach out to you.

Whenever you think of retirement, there’s a nagging question floating around in your head: 

Will I have enough money for retirement? Or will I run out? 

Nobody wants to run out of money and have to either leech off their family members or get a soul-sucking part-time job. But being ultra conservative with your money doesn’t always help. 

In this episode, I reveal 2 key strategies that prevent you from bankrupting your portfolio in retirement. Listen now to enjoy your retirement years.  

Show Highlights Include:

• 2 ways to figure out today if you’ll run out of money in retirement (even if retirement is decades away) (1:47) 
• Why following your passion is a recipe for burnout, depression, and an empty bank account (and how to prevent this by following your purpose instead) (5:41) 
• The weird “Financial Therapy” method for preventing yourself from running out of money in retirement (11:55) 
• The insidious “Kardashian Effect” trap that gnaws away at your bank account and portfolio with nothing to show for it (17:03) 
• How the “wealth whispers” mindset tweak makes you the wealthiest person in your neighborhood (17:26) 

To schedule your complimentary retirement track review, head to https://onecapitalmanagement.com. You can also call us at 805-410-5454 or text the word ‘TRACK’ and we’ll reach out to you.

Inflation wants to break into your retirement portfolio and devour your returns. Especially when you follow the investing “rules of thumb.” 

Are you going to let it? Or are you going to entrench your portfolio with inflation-protecting defenses? 

In this episode, you’ll discover how to protect your investments from inflation. And how you can even profit during high inflationary periods. 

Listen to the episode now before inflation eats all your returns. 

Show Highlights Include:

• Why being a “helicopter parent” towards your money ruins your returns (2:29) 
• The counterintuitive way being too conservative during inflationary periods wipes out your retirement savings (5:03) 
• WHy inflation almost always beats conservative investment strategies (and what to do instead so your returns crush inflation) (6:16) 
• The 3 “inflation-favorable” sectors which can outperform the S&P 500 by almost double (7:28) 
• How the Federal Reserve can wreck your retirement in a second (and the best ways to protect your investments) (9:11) 
• The lagging sector that’s reemerging to dominance and can insulate your investments from inflation (15:24) 
• The sneaky way your emotions trick you into buying high and selling low (18:34) 

To schedule your complimentary retirement track review, head to https://onecapitalmanagement.com. You can also call us at 805-410-5454 or text the word ‘TRACK’ and we’ll reach out to you.

America entered a “new normal” in 2020 — and it could have dire consequences on your portfolio. 

Why? 

Record-breaking inflation, skyrocketing wage growth, and massive unemployment create the perfect storm for delaying your retirement. Or if you’re already retired and on a fixed income, forcing you to get another job instead of enjoying your golden years. 

In this episode, you’ll discover the best ways to protect your portfolio and retire sooner than anyone you know despite our economic realities. 

Listen to the episode now and protect your golden years. 

Show Highlights Include:

• How the “Great Resignation” happening in America impacts your retirement portfolio and timeline (4:23) 
• The “normal on a hiatus” phenomenon taking America by storm (and why it can be catastrophic for your portfolio) (6:11) 
• How technology’s accelerating the potential economic disaster (and how to protect your portfolio and retire on time) (9:44) 
• The weird way businesses act like humans (and how to use this to retire sooner than anyone you know) (10:36) 
• 3 reasons why inflation will stay high — and why we won’t have “runaway inflation” with even higher prices (11:55) 
• Why holding cash and taking your pension in retirement is a surefire way to beg for another job soon (12:16) 

To schedule your complimentary retirement track review, head to https://onecapitalmanagement.com. You can also call us at 805-410-5454 or text the word ‘TRACK’ and we’ll reach out to you.

Investing is hard. You have to sacrifice your money now, so you can enjoy life later. Many people don’t start investing because it’s easier not to.

But you know what’s harder than investing? 

Trying to retire in your 50s or waiting until you’re older to start investing. Waiting has a massive opportunity cost that nukes your wealth. Easy has a cost — and it’s expensive. 

But don’t worry. In this episode, I walk you through the 6 sins of money and investing so you can retire sooner and wealthier than most people. 

Listen to the episode now and secure your future.  

Show Highlights Include:

• The “easy has a cost” mindset tweak that helps you invest more in 2022 than you ever have (1:33) 
• Business magnate John Jacob Astor IV’s secret for acquiring $87 million in wealth in 1912 before dying on the Titanic (2:16) 
• The dirt-simple way to make investing a habit in the next 5 minutes (2:22) 
• Why trading individual stocks is a surefire way to tank your returns (even if one generates 200% returns) (5:13) 
• The weird way going to the gym a few times a week can make you rich (6:25) 
• The unsexy investment advice you don't’ want to hear but makes you wealthier beyond belief (14:17) 
• How Kobe Bryant’s family received $80 million more than he made in the NBA even after his death (15:08) 

To schedule your complimentary retirement track review, head to https://onecapitalmanagement.com. You can also call us at 805-410-5454 or text the word ‘TRACK’ and we’ll reach out to you.