Mindset with Brad Barrett

When it comes to retirement, one of the most common questions asked is "How much should I be contributing to my retirement?" The answer is not so cut and dry but may come by way of ripple effects and just keeping it simple.

In this episode, Brad helps us discover the best practices when it comes to contributing to your retirement.

Listen now. 

Show Highlights Include:

• All about ripple effects (1:24) 
• Contributions rule of thumb (6:03) 
• Growthy stock is a word.  (9:58) 
• Don't turn down FREE money. (12:48) 
• Concrete ideas that could work. (16:24) 
• Rolling over your balance (19:22) 

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK’ and we’ll reach out to you.

Want to WATCH the show?

SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show

We can all learn a valuable lesson from the life of Denis Diderot. Understanding the coined term, "Diderot Effect" and how it relates to our financial habits could give us insight on how to manage our debt.

Today, Brad defines GOOD debt versus BAD debt and provides strategies on how to tackle yours.

Listen now. 

Show Highlights Include:

• Who was Denis Diderot? (1:23) 
• Defining the GOOD and the BAD. (5:34) 
• These stats may surprise you!  (8:36) 
• Have a game plan. (12:06) 
• Get to the root. (18:20) 
• Pay off debt or Invest? (21:14) 

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK’ and we’ll reach out to you.

Want to WATCH the show?

SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show

The quest for perfection is really the enemy of progress. And this is especially true in the world of personal finance.

Today, Brad talks about avoiding 6 investor snags and how we could have less frustration and increase our happiness when it comes to our money, our growth and the investing around it.

Listen now. 

Show Highlights Include:

• It's never the RIGHT time (3:36) 
• No... Unicorns do not exist (5:02) 
• Discount stock coupons.  (6:17) 
• The perfect portfolio (9:30) 
• Investing when my circumstances change (14:18) 
• Investing when life gets comfortable(17:23) 

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK’ and we’ll reach out to you.

Want to WATCH the show?

SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show

When it comes to our financial portfolio, it's not only about accumulation and distribution. We all want the quick and easy steps for a successful plan but it's not so cut and dry.

In this episode, Brad discusses the 3 things everyone should consider when it comes to designing your portfolio.

Listen now. 

Show Highlights Include:

• What growth should look like. (1:32) 
• The younger brother of "rate of return" (4:00) 
• Grandpa says, make your money on the buy.  (6: 21) 
• Standing the test of time. (9:47) 
• When something goes down, something else goes up (13:25) 
• Question of the day. (14:10) 

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK’ and we’ll reach out to you.

Want to WATCH the show?

SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show

Due to recent volatility in the market and rising inflation, many people are wondering if it is a good time to invest.

In this episode, Brad breaks down risk tolerance, dollar cost averaging and yes, PESSIMISM... to help you answer the question: Is it a good time to invest? 

Listen now. 

Show Highlights Include:

• The answer of "No". (2:05) 
• Is the juice worth the squeeze? (5:23) 
• Now may be a good time. The answer of "Yes".  (9:40) 
• What is dollar cost averaging? (10:55) 
• Markets don't always go up. Shocker! (16:50) 
• Pessimism is good!. (19:21) 

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK’ and we’ll reach out to you.

Want to WATCH the show?

SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show

Sure, life has many uncertainties. But, one of the most common is financial uncertainty.

In today's show, Brad discusses how we can wind up in cycles and how our emotions can dictate life destroying decisions when it comes to our finances. However, with a clearly defined plan and some discipline, there is light at the end of the tunnel.

Listen now. 

Show Highlights Include:

• What is the common denominator? (3:43) 
• What's happening, what they say and what happens next? (4:40) 
• This is what a good advisor will do. (6:01)
• What is the golden truth?.  (11:49) 
• Most people automate (16:15) 
• Your worst enemy, is likely you.. (18:43)  

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK’ and we’ll reach out to you.

Want to WATCH the show?

SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show

In 1953 a man named Sir Edmund Hillary became the first known person to reach the summit of Mt. Everest. But he didn't do it alone. He was accompanied by his Sherpa.

In this episode, Brad discusses how the accumulation phase and the distribution phase of retirement is a lot like climbing Mt. Everest and how important it is to have a guide when it comes to our finances.

Show Highlights Include:

• Who was the first to climb Mt. Everest? (1:05) 
• How climbing Everest relates to our financial journey.  (4:16) 
• Money is a great employee, but a terrible boss.  (8:04) 
• Finding an advisor is a two-part study. (11:50) 
•  How having a financial advisor relates to professional sports.(18:39) 
• What questions should you be asking a financial advisor? (21:23) 

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK’ and we’ll reach out to you.

Want to WATCH the show?

SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show

We all should have written goals and then the plans to achieve them, yet for some reason few of us do.

Most people fall into 3 categories of planning. Which one are you?

In this episode, Brad explains how planning comes before doing and in a way, planning creates a blueprint for potential success. It increases the odds that if we follow our plan, we’ll enjoy success.

Listen now. 

Show Highlights Include:

• The Make Your Money Matter Youtube Show (:30) 
• Getting to know Brad (:50) 
• The bankruptcy of MCI Worldcom and how it affected Brad.  (1:30) 
• Building the frame of your investment plan. (7:30) 
• The Harvard study on planning and goal setting. (11:35) 
• 3 categories of planning that most people fall into. (14:16) 

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK’ and we’ll reach out to you.

Want to WATCH the show?

SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show

After a soaring bull market since The Great Recession, the investing world stopped dead in March 2020. It rebounded quickly, but we’re heading towards more market volatility than we had in the past decade. 

A volatile market doesn't have to mean watching all your investments go down the drain. But it is a time to make sure your strategy has proven, timeless investing strategies. 

Not only do these strategies protect your wealth, but they can also grow it. 

In this episode, you’ll discover the 10 timeless investment strategies and how they help you thrive during any market. 

Listen now. 

Show Highlights Include:

• How looking like a drug dealer when making large purchases keeps your portfolio healthy and growing (5:51) 
• Why Dave Ramsey is dead wrong about debt (and 3 filters to use it to become wealthier) (7:19) 
• The “Time Horizon” technique which transforms market volatility anxiety into excitement and unfair returns (8:37) 
• The boring, yet powerful reason why the 401k is the largest liquid retirement account for Americans (and how to duplicate this with other accounts) (10:19) 
• The sneaky “Rebalancing” trick for making more money in your portfolio with minimal effort and capital (11:50) 
• The “Conversative Bonds Cushion” which shrinks your risk during turbulent markets to almost zero (14:09) 

To schedule your complimentary retirement track review, head to https://onecapitalmanagement.com. You can also call us at 805-410-5454 or text the word ‘TRACK’ and we’ll reach out to you.

Fear and anxiety around investing can wreck your portfolio and sabotage your golden years before they even begin. 

Either your fear causes you to take uncalculated and unnecessary risks. Or it makes you as conservative as sticking your money in a savings account. 

That’s the bad news. 

The good news? 

Calming your fears is easier than you think. 

In this episode you’ll discover the 3 types of fears which cripple your wealth and 5 simple ways to overcome them. 

Listen now and protect your wealth before it’s too late.

Show Highlights Include:

• The weird way remembering cherished memories helps you make smarter, more profitable investments (5:09) 
• The 3 deadly fears which will wipe out your portfolio if left unchecked (5:43) 
• How “faking it until you make it” with your finances leads to a wealthier retirement (12:07) 
• Why buying groceries for your neighbor can shrink your financial anxiety (even if it seems like it will make it worse) (14:41) 
• The 5 “Fear Killers” for preventing your fears from eating your wealth (21:10) 

To schedule your complimentary retirement track review, head to https://onecapitalmanagement.com. You can also call us at 805-410-5454 or text the word ‘TRACK’ and we’ll reach out to you.