Mindset with Brad Barrett

Reading headlines and news articles about the economy can be confusing and downright wrong. For example, despite inflation making headline news, our analysis shows that it’s not too hot right now. 

How can you separate fear from the truth? 

Every quarter, One Capital Management creates a playbook to help you better understand what’s happening in the economy and where it’s going. 

In this episode, I reveal the inside perspective from our investment committee, our partners, and our advisors. That way, you have a more accurate forecast of how the economy impacts your investment portfolio. 

Listen now so you can make smarter and more profitable investment decisions through the rest of 2021. 

Show Highlights Include:

• How the equity market maintains its momentum despite the various challenges caused by the crisis (3:23) 
• Why duration bonds are a riskier investment than usual through the rest of 2021 (6:46) 
• How a jump in interest rates causes bonds with longer durations to notch up to a 17% loss (7:06) 
• Why seeking credit instead of duration helps you minimize risk and produce income in your bond asset classes (7:29) 
• The counterintuitive reason inflation isn’t as bad as headlines news make it seem (8:47) 

If you want to download the Summer 2021 Playbook mentioned during this show, head to https://onecapital.com/ and click on the “Idea Lab” tab to download the report for free. 

To schedule your complimentary retirement track review, head to https://onecapitalmanagement.com. You can also call us at 805-410-5454 or text the word ‘TRACK’ and we’ll reach out to you.

Having financial and investment knowledge is good. But it doesn’t help make more money in the market unless you have wisdom.

So what’s the difference? 

Knowledge is what you know. But wisdom is how you apply what you know to your real life. 

In this episode, I’m revealing how you can turn your knowledge into wisdom so you can experience a life full of wealth (even if you’re broke right now). Listen now. 

Show Highlights Include:

• Why learning more about the stock market doesn’t help you make more money from it (3:26)
• The counterintuitive way it’s more profitable to lose all your money in the stock market than to avoid investing completely (7:50) 
• Don’t have extra money to invest? Here’s the simple 4-step process that makes your money work for you in your sleep (10:41) 
• How some people making 6 figures still live paycheck to paycheck (and how to prevent this even if you make less) (12:17) 
• How compound interest transforms your $400 car payment into almost $600,000 (18:52)

To schedule your complimentary retirement track review, head to https://onecapitalmanagement.com. You can also call us at 805-410-5454 or text the word ‘TRACK’ and we’ll reach out to you.

Some economic indicators create more headline news than other indicators. But every indicator is connected to the others in some way. 

That’s why it’s important to understand all the economic indicators so you can have a more accurate understanding of how the economy impacts your portfolio. 

In this episode, I’m revealing the 9 most important indicators that economists use to make economic forecasts. That way, you can worry less when you hear about one indicator making headline news. Listen now! 

Show Highlights Include:

• Why economic forecasts aren’t always accurate (and why it’s still important to understand economists’ predictions to best protect your portfolio) (3:18) 
• How to predict whether interest rates are going up or down by only looking at GDP (4:24) 
• Why too high inflation or deflation wreaks havoc throughout your investment portfolio (9:00) 
• The 4 most important economic indicators to pay attention to so you can maximize your returns (and 5 other lesser-known, but crucial indicators) (10:23) 

To schedule your complimentary retirement track review, head to https://onecapitalmanagement.com. You can also call us at 805-410-5454 or text the word ‘TRACK’ and we’ll reach out to you.

Biden recently proposed a tax hike. Millions are worried Uncle Sam is coming for their hard-earned money. But will it affect you? 

There are actually 3 solid reasons why you shouldn’t stress out about the proposed tax hike. 

In this episode, I’m revealing what these 3 reasons are and why doing nothing might be your best move.

Listen now to discover how to protect your hard earned money from Uncle Sam.

Show Highlights Include:

• The “bottleneck supply chain” secret that frees you from worrying about inflation eating your savings (5:08) 
• Why the astronomical inflation rates we’re seeing is only a temporary phase (6:10) 
• How the temporary rise in inflation won’t cause a huge drop in your stock portfolio or another recession (8:57) 
• Why the 10-year government bond yield is still a dirt-cheap investment (even if interest rates double) (9:11) 
• Anxious about Biden’s tax hikes? Here’s why you don’t have to panic (12:19) 
• Why the stalled economy could reduce your tax bill (15:07) 

To schedule your complimentary retirement track review, head to https://onecapitalmanagement.com. You can also call us at 805-410-5454 or text the word ‘TRACK’ and we’ll reach out to you.

Retirement planning starts as soon as you get a job. But the act of saving money alone isn’t a plan. Taxes and inflation could end up eating more money than you save. 

Treating your money with purpose is the only way to reach your retirement goals. And if you want to retire stress-free, you need to know what that means to you. 

In this episode, I discuss how to set a course (and keep on track) for a sustainable and abundant retirement.

Show Highlights Include:

• How to avoid unwanted stress in retirement planning with advice from a 116-year-old. (4:15)
• How to replace the ‘junk’ in your portfolio with assets that provide purpose and pleasure. (7:32)
• The ‘Ronald Reagan’ way to avoid bad advice online and craft the perfect plan with a professional. (13:15)
• How to build an abundant retirement portfolio with a single number. (15:20)
• How to protect your heirs and preserve legacy estates with the ‘Six Feet Under’ clause. (21:19)

To schedule your complimentary retirement track review, head to https://onecapitalmanagement.com. You can also call us at 805-410-5454 or text the word ‘TRACK’ and we’ll reach out to you.

In sports, defense wins championships. And in retirement investing, diversification wins exotic vacations and a fulfilling retirement.

When you’re young, you have room to play offense and take risks. But in retirement, these risks could bankrupt your portfolio in a hurry. How do you protect your portfolio while maximizing your returns? 

Diversification protects your portfolio. And there are ways to diversify without sacrificing your returns. 

In this episode, I’m revealing diversification strategies that maximize your gains and minimize your losses in retirement. 

Show Highlights Include:

• Investment lessons from the Patriots-Seahawks Super Bowl that prevent risky behavior from bankrupting your portfolio (4:34) 
• Why risky retirement investments snatch defeat from the jaws of victory (5:28) 
• The “Defense Wins Championships” investment strategy that protects your wealth in retirement (8:07) 
• The “Rebalancing Trick” that finances all your exotic vacations through retirement (without worrying about running out of money) (11:41) 
• The “Actively Waiting” retirement plan that minimizes your risk while maximizing your profits (14:18) 
• How to make more money from your investments by getting rid of most of your portfolio (15:11) 
• Why starting your retirement portfolio in your 30s (or earlier) lets you travel more in retirement than most people do in their entire life (16:21) 

To schedule your complimentary retirement track review, head to https://onecapitalmanagement.com. You can also call us at 805-410-5454 or text the word ‘TRACK’ and we’ll reach out to you.

There’s a popular retirement advertisement that asks “what’s your retirement number?” Most retirees agree that having a higher retirement number through saving is better than having a lower number. 

And while that’s true, it misses the mark about the most important retirement aspect: 

Retirement income. 

Retirement income lets you spend every penny of your retirement every month without worrying that you’ll run out of money. 

In this episode, I’m revealing why your retirement income lets you enjoy your retirement instead of saving every cent so you don’t run out. 

Show Highlights Include:

• How to avoid blowing all your retirement money (without depriving yourself of vacations or fancy dinners) (8:53) 
• Why living in an “Atmosphere of Scarcity” in retirement robs you of giving your grandchildren memories they’ll remember long after you’re gone (9:08) 
• The counterintuitive way saving more for retirement can bankrupt your nest egg (10:23) 
• How to spend every penny of your retirement without worrying about running out of money (10:46) 
• Why having only $900k in your nest egg can be more fulfilling than having $1 million (12:39) 
• How to retire 3 years earlier than you thought and have enough money to enjoy your retirement (18:34) 

To schedule your complimentary retirement track review, head to https://onecapitalmanagement.com. You can also call us at 805-410-5454 or text the word ‘TRACK’ and we’ll reach out to you.

If you've ever invested or talked about the market, you've likely heard about the “Dow Jones.” Yet, few people have an understanding of what that is or how it started.  

The Dow watches over some of the biggest and most prominent companies in the country. Paying attention to them is the only way to make sure everything fits into the future of your plan (and lasts).

In this episode, I discuss how the history of the Dow protects your retirement today.  

Show Highlights Include:

• How to predict and understand the market today through the story of Charles Dow and Edward Jones. (1:57)
• Using history lessons to preserve your retirement finances in any market. (6:02)
• How to avoid putting all your eggs in one basket with a diversified portfolio. (10:11)
• Why creatinga risk-free retirement plan starts by understanding twelve industrial companies. (15:34)

To schedule your complimentary retirement track review, head to https://onecapitalmanagement.com. You can also call us at 805-410-5454 or text the word ‘TRACK’ and we’ll reach out to you.

Looking for the best financial advisor is more complicated than you think. And you're going to have a lifelong relationship with them, you need someone who is about more than the numbers.

Having a plan that never runs out of cash starts with an advisor who knows how to best serve you. Having a happy and stress-free retirement depends on you (not a number). 

In this episode, you'll discover how to find the best financial advisor for your retirement goals.

Show Highlights Include:

• Why planning your dream retirement should be like a fine-dining experience. (1:46)
• The wealth conversations that make your retirement planning simple, smooth, and impactful. (5:37)
• How to ensure you never run out of money in retirement with the ‘Discovery Process.’ (9:52)
• Why the most trustworthy advisors use the ‘DDF cycle’ to deliver on your retirement goals. (14:35)
• Using ‘cultural parameters’ to have the most enjoyable (and productive) retirement planning experience. (21:17)
• How the evolution of technology builds a plan exactly as you want it. (26:10)

To schedule your complimentary retirement track review, head to https://onecapitalmanagement.com. You can also call us at 805-410-5454 or text the word ‘TRACK’ and we’ll reach out to you.

To avoid running out of money in retirement, you have to be realistic about how much you save and spend. And if you aren’t realistic with your money, the entire plan could fall apart.

Retirement is about knowing how much you need, not how much you make right now. And most people spend their entire lives building a plan around the wrong number. 

In this episode, I discuss how to build your retirement plan around income (instead of bad habits).

Show Highlights Include:

• Retirement Planning lessons from the story of Atlantis (and how to avoid “the fall” of your own portfolio). (1:30)
• The Mountain Climber’s guide to building a successful plan and reaching your retirement goals. (5:44)
• How to ensure your income for life through one mathematical equation. (10:02)
• Using the ‘Trinity Study’s ‘golden number’ to protect your portfolio from inflation and unstable environments (while improving your plan as you age). (15:55)
• The worst financial mistakes most Americans make in your retirement years (and how to prevent building bad habits right now). (20:57)

To schedule your complimentary retirement track review, head to https://onecapitalmanagement.com. You can also call us at 805-410-5454 or text the word ‘TRACK’ and we’ll reach out to you.