How much would you pay for advice? Oddly enough, many people will spend large sums of money on people and things, hoping to improve their lives but will focus less on financial advice.

Today, Brad breaks down the 3 components of wealth management and discusses how our own biases can hold us back when it comes to return on investments.

Listen now. 

Show Highlights Include:

• An Open Heart. (1:59) 
• Where The Rubber Meets The Road. (4:53) 
• Quantifiable & Unquantifiable. (6:49) 
• Wealth Management Has 3 Legs. (12:44) 
• Guidance When It is Needed Most. (19:06)

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK’ and we’ll reach out to you.

SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show

There are a lot of misconceptions when it comes to life insurance and for some it can be an uncomfortable subject matter. However, with September being life insurance month, now is a great time to discuss it with your financial advisor or professional.

On today’s show, Brad discusses 6 myths around life insurance, as well as how to use it, when to use it and for whom may need it.

Listen now. 

Show Highlights Include:

• 2 Paths To Needing Life Insurance. (3:19) 
• Are You Old Enough? (5:23) 
• Investment VS Expense. (6:30) 
• Is Group Life Sufficient? (10:01) 
• What About Pre-Existing Conditions? (13:17)
• Do Not Be Sold, Be Provided. (15:04)

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK’ and we’ll reach out to you.

SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show

When we lose a loved one, making the grieving process less painful is challenging. There are many decisions to be made and it can be a daunting task.

Today, Brad shares a helpful checklist that could help us all manage the grief we may go through when someone we care about, passes away.

Listen now. 

Show Highlights Include:

• Rationalizing Grief. (2:48) 
• The Emotional Checklist. (4:59) 
• How Insurance Can Come Into Play. (7:40) 
• Bill Related Financial Affairs. (9:18) 
• Do Not Do These Things. (11:13)

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK’ and we’ll reach out to you.

SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show

After the recent and tragic events in Lahaina, Hawaii, Brad reflects on his time living on Maui and the rush of emotions that has flooded his family's mind.

Today, Brad reminds all of us how money is not always rational and if we lose ourselves emotionally when it comes to our finances, it could be a detriment to our overall financial journey.

Listen now. 

Show Highlights Include:

• Love For Lahaina. (2:15) 
• When Was The Last Time You Thought About Money? (4:17) 
• Fear and FOMO. (11:06) 
• Did Someone Say Oreos? (14:17) 
• Money Is Not Always Rational. (17:05)

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK’ and we’ll reach out to you.

SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show

People are behavioral beings and many times we bring our behaviors into our financial life, which could hurt us in the long run, causing us to make wealth destroying decisions.

Today, Brad reveals 6 questions your advisor should be asking you, encouraging us all to have open dialogue with those helping us with our finances so we can protect what we have worked so hard for.

Listen now. 

Show Highlights Include:

• Our Brains Have What? (1:54) 
• What Do You Have And Why Do You Have It? (6:01) 
• Our Objectives Change Over Time. (8:20) 
• Budgeting Is For Fools. (12:08) 
• The First Step Is Taking Action. (15:21) 

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK’ and we’ll reach out to you.

SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show

Recession has been a looming word over the past year or so and by now many have become  a bit numb to the topic. However, there are a couple of interesting theories around recessions and how they relate to our finances.

Today, Brad gives some education, background and history when it comes to recessions and how it relates to mortgages, Wall Street and more.

Listen now. 

Show Highlights Include:

• This Is One Generation Away From Extinction. (3:33) 
• Austrian vs Keynesian School Of Thought. (4:28) 
• An Economic Black Hole. (9:03) 
• This Is Up 121 Billion Dollars! (10:23) 
• It's All About The Little Things. (11:27)

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK’ and we’ll reach out to you.

SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show

A current buzzword in the media as it relates to money and investments is Artificial Intelligence. Right now, the Magnificent 7 (Meta, Google, Amazon, Apple, Microsoft, Tesla and Nvidia make up 28% of the S&P 500 value. This is unprecedented.

Today, Brad breaks down what this could mean for your investments and the future going forward.

Listen now. 

Show Highlights Include:

• The Gold Rush And A.I. Have This In Common. (4:34) 
• What Is The Magnificent 7? (8:07) 
• Companies Who Mention A.I. Get A Boost. (10:21) 
• Are We In An A.I. Bubble? (12:47) 
• Be The Merchant Rather Than The Miner. (17:13) 

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK’ and we’ll reach out to you.

SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show

Like the changing of seasons, financial planning has patterns. In fact, there are 3 phases in life all of us will go through when it comes to our financial journey. Knowing where you are in yours  could help you plan much better.

On today's show, Brad shares the 3 financial phases, hoping you will discover which you are in so you can move toward financial freedom.

Listen now. 

Show Highlights Include:

• Financial Planning Is Like The Changing Seasons. (2:10) 
• The Build And Grow Phase. (8:25) 
• The Transitional Phase. (9:45) 
• The Distribution And Deployment Phase. (11:57) 
• Always Plan For The Next Phase. (13:29) 

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK’ and we’ll reach out to you.

SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show

Is there any investment that is "Risk Free"?... Not exactly. However, there are options out there that are not the most "sexy" but have much lower risk, which could be appealing to some investors.

On today's episode, Brad shares the differences between Treasury Bills and Treasury Bonds, plus how to purchase them and why they could be a great addition to your portfolio.

Listen now. 

Show Highlights Include:

• Bonds Run The Market. (2:23)
• A Spoiled 15 Years. (5:14)
• Where Are The Risk Free Rates? (6:29)
• How To Purchase Treasury Bills. (8:45) 
• Treasury Bills vs Treasury Bonds. (12:07)

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK’ and we’ll reach out to you.

SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show

If the things you thought were true were actually wrong... when would you want to know? With regards to finances, misconception can cause costly consequences.

In today's episode, Brad explains how your financial freedom rests on understanding WHAT you are doing with your money and WHY you are doing it.

Listen Now!

• Carrying Around Half Truths. (1:44)
• Money Is Like Water. (5:05) 
• Financial Security vs Financial Freedom. (8:52) 
• Building Passive Income With Value Investing. (11:43) 
• Do Not Fail To Understand This. (13:14) 

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK’ and we’ll reach out to you.

SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show