If we all stopped to think about who we were ten, five, even one year ago, we could all probably agree that we have grown and perhaps changed in certain ways. This also goes with our retirement planning.

In today's episode, Brad discusses life's changes, how we adapt and more importantly, how our mindsets may change about our retirement.

Listen now. 

Show Highlights Include:

• Life Never Stops. (1:20) 
• Your Retirement Reality. (5:28) 
• What Is Your Financial Identity? (9:20) 
• Life Finds Away To Get Messy. (14:33) 
• As The World Changes, We Adapt. (16:40) 
• Wealth Is About Having Options. (19:27)

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK’ and we’ll reach out to you.

SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show

It is interesting how many of us improve our lives with different types of coaching, counseling and advising. However, many do not consider these when it comes to our money.

In today’s episode, Brad shares 3 pillars of advice when it comes to finances and why having a financial advisor is so important during times of market turmoil. 

Listen now. 

Show Highlights Include:

• A Vanguard Study (3:47) 
• Pillar 1 - Portfolio Construction. (5:22) 
• Pillar 2 - Wealth Management.(7:24) 
• Pillar 3 - Behavioral Coaching. (8:48) 
• Worry And Concern Are Not The Same. (12:12) 

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK’ and we’ll reach out to you.

SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show

Last Friday, The Silicon Valley Bank collapsed and became the second largest bank failure in U.S. history. With the news media in a frenzy, this event has many individual investors wondering how it will affect their money.

In today's episode, Brad discusses Charles Schwab's company statements and what this bank collapse means for many of us. 

Listen now. 

Show Highlights Include:

• Charles Schwab The Custodian. (2:28) 
• Breaking Down The Silicon Valley Bank Collapse. (7:40) 
• Where Will the Cash Go? (11:39) 
• One Capital Management's Conclusions. (13:50) 
• Worry vs Concern. (15:55) 

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK’ and we’ll reach out to you.

Want to WATCH the show?

SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show

Investing has its ups and downs and for many, it is difficult to navigate the landscape. Understanding the investment "playbook" can be a challenge but it can be done with discipline.

In today's episode, Brad "gets real" about investing by sharing some of his personal journey, plus things to understand about your past that could create a better future for yourself.

Listen now. 

Show Highlights Include:

• When Investing Clicked For Brad. (2:04) 
• Remember The Past, But Don't Forget Your Future. (5:02) 
• The Hustle Versus The Muscle. (8:08) 
• Winning The Lottery. (10:27) 
• Wanting Results Without The Work. (14.42) 

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK’ and we’ll reach out to you.

Want to WATCH the show?

SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show

It's everyone's favorite time of the year... TAX SEASON! And for some, tax season presents many challenges... some old and some new. But there could be light at the end of the tunnel.

In this episode, Brad shares 3 very important frames of reference you should be discussing with your tax preparer. Plus, a little reminder of why we pay income tax in the first place.

Listen now. 

Show Highlights Include:

• Did The 16th Amendment Make Sense? (1:25)
• Complying with The Tax Code. (4:01)
• Know These 3 Frames Of Reference. (6:05) 
• Taxes Equal Planning. (13:26) 
• Bring It All Up With Your Tax Preparer. (15:39)

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK’ and we’ll reach out to you.

Want to WATCH the show?

SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show

Why do many people feel more secure holding onto cash? Is it  upbringing or something learned from someone else? What if you were told that holding your cash could be costing you money?

In this episode, Brad discusses what you can do if you are sitting on cash and the options you have to make it to work for you.

Listen now.

Show Highlights Include:

• Rising Interest Rates. (2:04) 
• Are You Parking Your Cash? (4:25) 
• You Are Getting Wrecked. (7:45) 
• Let's Play The Game Of The Banks. (10:55) 
• Look At Your WHY! (15:10) 

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK’ and we’ll reach out to you.

Want to WATCH the show?

SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show

One of the largest financial topics hitting the media today is the budget deficit. Currently, it is on an unstable path but being careful not to fall for false narratives is important. So, what should we do?

In this week's episode Brad gets to the root of the problem as it relates to the debt ceiling, as well as government spending and shares 5 key facts that impact stock prices.

Listen now!

Show Highlights Include:

• The Unstable Budget Deficit. (1:40) 
• What Is The Root Of The Problem? (3:40) 
• Does The Treasury Department Have It Covered? (7:15)  
• 5 Factors That Impact Stock Prices. (10:35) 
• We Must Curtail Overspending. (16:15)

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK’ and we’ll reach out to you.

Want to WATCH the show?

SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show

If the U.S. dollar bill weighs 1 gram, why does it weigh so heavily in our hearts?... And, how does it have so much power over our personal lives?

In today's episode Brad discusses how we can can control our outlook on currency. Plus, he shares some myths about millionaires and what makes them extraordinary. The answer may surprise you.

Listen now. 

Show Highlights Include:

• Facts About Money That May Shock You. (1:33) 
• What Does Money Cost Us? (4:50) 
• The Real Meaning Of Worth. (8:03) 
• Myths About Millionaires. (10:07) 
• Fix Your Attitude! (14:17) 
• You Don't Need A Lot Of Money To Get Counsel. (17:23) 

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK’ and we’ll reach out to you.

Want to WATCH the show?

SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show

The Flying Wallendas were a group of stunt performers made famous for their tightrope walking, high-wire acts. But, their talented and notable walks weren't the only reason they were successful. In fact, some would say it was their preparation.

In this week's episode of Make Your Money Matter, Brad explains why planning coupled with "actively waiting" can be a recipe for successful investing.

Listen now. 

Show Highlights Include:

• The Wonder And Preparation Of Nick Wallenda. (1:15) 
• It Is Time To Watch The Grass Grow. (6:38) 
• Companies Are On Sale And Prices Will Follow. (10:05) 
• It Is A Wise Time To Invest. (13:33) 
• One Capital's Rebalancing Act. (15:13)
• Question Of The Day (21:25)

Our emotions can affect many facets of our lives, especially our money. Unfortunately, emotional investing could devastate your portfolio even if you have good discipline.

In this episode, Brad exposes 3 biases that negatively impact our investments and the keys to identifying them.

Listen now. 

Show Highlights Include:

• The Difference Between The Brain And The Stomach. (2:07) 
• 3 Biases That Impact Your Investments. (5:25) 
• What Is Group Think? (12:35) 
• Neglecting A Probability. (16:44) 
• Watch Out For The Anchoring Bias. (18:31) 
• Our Spending Character. (22:13)

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK’ and we’ll reach out to you.

Want to WATCH the show?

SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show