Mindset with Brad Barrett

Starting a business is a little like deciding to raise a baby that only eats money and occasionally sends you invoices for more. It begins with excitement and big dreams, but can quickly turn into late nights, unexpected expenses, and Googling "is this normal?" at 2 a.m.

While there's no magic formula that guarantees your startup will become the next big thing, today we're offering our top 5 tips that will dramatically improve your odds of surviving the chaos and hopefully thriving long-term.

Show Highlights Include:

• Start Small Test Fast (4:15)

• Know Your Customer Better Than You Know Yourself (9:30)

• People Pay More For A Personal Connection (12:00)

• Revenue Keeps You Alive (16:30)

• Find Your Purpose (22:00)

Listen Now!

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.

To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

At some point we all encounter a luxury item and think, "There is absolutely no way this costs that much." And yet, people keep buying $30,000 handbags, $2000 sneakers, and watches that cost more than a down payment on a house. The questions we're asking today is whether or not luxury goods are actually worth their sky-high price tags, or are we just paying extra for a logo, a vibe, and the right to feel slightly superior to the have-nots. Watch along as we debate the finer things in life, unpacking why luxury items cost what they do, why people willingly swipe their cards anyway, and whether the splurge ever makes financial sense.

Show Highlights Include:

• Defining Luxury Goods (2:00)

• Looking At It From A Quality Perspective (6:00)

• Are You Really Getting Hand Crafted Goods? (10:00)

• Luxury Goods As Investments (15:00)

• Demand For Luxury Experiences On The Rise (21:30)

Listen Now!

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.

To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.

Warren Buffett is one of the richest people on the planet but is famous for living a life of extreme frugality. He still lives in the same house he bought in 1958 and seems perfectly content with fast food and a flip phone. Which raises an uncomfortable question for the rest of us…should we all follow suit or is Buffett just built differently?

Today, we're talking about extreme frugality. What is it, is it healthy, and is it actually a secret weapon for building serious wealth.

Show Highlights Include:

• Warren Buffett: A Case Study In Extreme Frugality (1:45)

• Defining Extreme Frugality (6:45)

• Example Of Using Frugalness To Build Wealth (8:30)

• Practicing Extreme Frugality May Be A Sign Of A Disorder (14:30)

• Extreme Frugality Isn't For Everyone (21:30)

Listen Now!

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.

To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Many of us are working hard to achieve financial freedom, and hopefully enough wealth so that we can take care of our families for the rest of our lives. And for those that achieve this goal there is a desire to pass that wealth down to bless our children and our children's children. But statistics show that generational wealth is extremely hard to hold on to through multiple generations. So, how do some of the riches families in American history do it?

On this episode we're trying to answer that question, using John D. Rockefeller as a case study. His wealth didn't just make him rich, it kept his family rich over multiple generations. Watch to find out what you can take from his playbook to keep wealth working for your family long after you're gone.

Show Highlights Include:

• Why wealth is lost over generations (2:00)

• Giving Is An Important Part Of Generational Wealth (7:00)

• Step One Is Setting Up The Right Trust (9:30)

• Passing On Values, Not Just Money (13:30)

• Leave A Statement Of Purpose (15:00)

Listen Now!

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.

To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.

If you've tried to follow the real estate market lately, you may have noticed it feels a bit like a game of musical chairs—except the music is mortgage rates, the chairs cost six figures, and everyone is pretending they're totally calm about it. But the fact we all need somewhere to live and it's one of the best ways to invest your money…when done wisely.

That's why we're talking about how to navigate the real estate market this year. So, whether you're looking to buy, sell, or invest without losing your sanity (or your savings), we're going through some smart strategies and pro tips for sellers and buyers in 2026.

Show Highlights Include:

• understanding the context of rates (2:15)

• what current stats say about the housing market (5:00)

• pricing house right is the most important thing (7:30)

• the three best cities to buy a house (13:45)

• Busting the myth of high interest rates (17:15)

Listen Now!

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.

To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Every year, millions of people collectively throw massive amounts of cash at odds that are about as predictable as a hyperactive 5-year-old on espresso. But what if, instead of trying to outguess the refs, you took that same money and plunked it into a long-term investment? You might not get the thrill of watching your team pull off a miracle in the final minute, but your bank account might throw you a victory party.

On this episode, we're driving into the world of sports better and talking about how much we really spend on sports betting, the odds of winning, and why your future self might thank you for choosing compound interest over "just one more bet."

Show Highlights Include:

• What It Looks Like To Invest Over Betting (4:00)

• You Don't Need To Be Wealthy To Own Stock (6:45)

• The Perceived Skill In Sports Betting (8:15)

• Gambling Is Not A Good Side Hustle (11:55)

• Chasing The Last Win Can Be Dangerous (18:00)

Listen Now!

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.

To supersize your Mindset experience and see our lovely faces subscribe to our YouTube Channel here: Mindset with Brad Barrett

We all learned a lot of things in high school… a lot of things we don't really use in our adult life. What it did notteach many of us was how to file taxes, build credit, avoid overdraft fees, or figure out why your bank app suddenly looks angry at you. Somehow, we all graduated knowing the mitochondria is the powerhouse of the cell, but not how interest works on a credit card.

So, let's fix that. These are the real-world financial lessons you actually need, the ones that should've come with your diploma but didn't, so you can stop Googling "why am I broke?" and start mastering your money like the responsible adult you were promised you'd become.

Show Highlights Include:

• Budgeting: The 50/30/20 Rule (2:30)

• Learn The Basics Of Investing (5:45)

• You Have To Know How Compound Interest Works (8:15)

• Understanding How Credit Works Matters (11:00)

• Know Your Tax Brackets (15:15)

Listen Now!

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.

To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Once upon a time, there was a magical creature known as the full pension where a company would pay your full salary for the rest of your life after you retire. Today, instead of guaranteed checks for life, most of us are handed a retirement plan consisting of a handshake and a heartfelt "good luck." So where did all the pensions go, what replaced them, and—more importantly—where can you still find one? On this episode we're answering those questions and giving you some tips about where you can still bag one of those elusive unicorn pensions.

Show Highlights Include:

• Differences In Funding A Pension And 401k (3:00)

• Two Types Of Pensions (6:30)

• Why Companies Started Eliminating Pensions (8:00)

• The Rise Of The 401k (14:00)

• Industries That Still Offer Pension Plans (19:15)

Listen Now!

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.

To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.

If you've ever wished for a crystal ball that could tell you what your money is about to do, good news — the big banks have been squinting into theirs and making some educated guesses on everything from stock market moves and federal interest rates to whether your dream house will finally stop playing hard to get. They're also forecasting how artificial intelligence will continue quietly taking over our spreadsheets, schedules, and possibly our jobs. So, sit back, relax and enjoy yourselves as we postulate, prognosticate and ponderate what may be in the coming year.

Show Highlights Include:

• What experts use to forecast the year (2:30)

• Predictions from Goldman Sachs (4:30)

• What AI might do this year (8:00)

• Housing Market on the rise? (13:30)

• Renters might be getting a break (16:15)

Listen Now!

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.

To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.

The dawning of 2026 brings in a renewed sense of possibility — a fresh chance to reset, refocus, and finally take control of the areas of life that matter most. For many of us, our finances sit at the top of that list, carrying the weight of old habits, lingering stress, and goals that never quite made it past January.

But this year can be different. With the right intentions and a clear plan, small, meaningful changes can add up to lasting financial confidence. That's why we're kicking off the new year with five resolutions that will help you finally get your finances in order and put you on a path toward financial stability and peace of mind that lasts well beyond the year ahead.

Show Highlights Include:

• I'm going to have a budget pattern (2:15)

• I'm going to stick with a plan this year (6:30)

• I'm not going to take on any new debt (10:15)

• I'm going to be prepared for anything this year (12:45)

• I'm going to increase my income this year (14:45)

Listen Now!

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.

To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett