Mindset with Brad Barrett

Well, it's finally here…the most wonderful time of the year. With the kids jingle belling and everyone telling you to "be of good cheer."

There's a special kind of magic that settles over the world during the days leading up to Christmas day, a twinkling blend of excitement, hope, and the joyful anticipation of what tomorrow might bring.

As we celebrate the yuletide, we're reminded that the true magic isn't found under the tree, but in the moments and connections that make our hearts feel full. And for us those connections have been made through this channel with our viewers.

And to say thank you for all the likes, comments, and good times we present one of the most beloved holiday poems of all time…with a special Mindset twist.

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.

Just because you love a company doesn't mean investing in it will turn you into the next Warren Buffett. You might think their products are life-changing — maybe they saved you from bad hair days or brought you the softest sweatpants known to humankind — but that doesn't automatically mean their stock will buy you a yacht someday.

The financial world is full of great companies that don't always make for the best investments… and a surprising number that feel sketchier than a midnight infomercial but somehow make their shareholders money. So, on this episode, we're talking about how to tell the difference and giving out some tips to help you tell the difference between a brand you adore and a business that can actually grow your wealth.

Show Highlights Include:

• A Good Investment Company is… (2:30)

• Beware Of FOMO...Fear Of Missing Out (5:30)

• Look At Price To Earnings (10:00)

• Fundamentals Are The Key (14:00)

• Look For Competitive Advantage (17:00)

Listen Now!

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.

To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.

Winning the lottery feels like the universe just handed you a golden ticket to Easy Street—until you take a closer look and realize it actually comes with fine print the size of a CVS receipt. Yes, you may have imagined yachts, mansions, and dramatically quitting your job, but the truth is… Between taxes, fees, long-lost "relatives," you're not going to keep nearly as much of that jackpot as you think.

On this episode we're talking about a few smart steps to take to make sure you actually keep your winnings. And the best part? These lessons don't just apply to lottery winners—anyone expecting a big payout, like a pension lump sum, can use the same strategies to protect their money and avoid becoming the star of a financial horror story.

Show Highlights Include:

• The story of Brad's dad winning the lottery (3:15)

• Pensions work the same way (5:30)

• Cons of annuity...no control over the money (10:30)

• Age can matter when choosing lump or annuity (13:30)

• If you win don't buy anything right away (17:00)

Listen Now!

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.

To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.

It's that magical time when financially responsible adults everywhere start asking themselves the big question: "How can I avoid donating half my paycheck to the IRS next year?" While most people would rather dream about sugar plum fairies dancing around the Christmas tree than think about taxes, a little planning before the end of 2025 can turn filing in 2026 from a horror movie into a warm feel-good rom-com where you end up high-fiving yourself for being a tax genius.

Whether it's maxing deductions, topping off your IRA, or finally figuring out what your accountant has been hinting at for years, we're handing out the top tax tips you'll want in your back pocket before the year wraps up—so you can keep more of your money in 2026.

Show Highlights Include:

• Top Off Those Retirement Accounts (3:30)

• Tax Loss Harvesting (6:30)

• Itemizing Starts This Year (9:30)

• Roth Maybe Not The Way To Go (14:45)

• Kira's Biggest Takeaway (17:45)

Listen Now!

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.

To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.

Ah, the holidays — that magical time of year when families gather to eat, laugh, exchange gifts, and absolutely avoid talking about anything remotely related to money. Mention budgets at Thanksgiving and suddenly everyone's gotta get fresh air. Bring up spending habits at Christmas and you might get a handful of yams thrown at your face. But here's the thing: the holidays are actually the perfect time for healthy, low-stress money conversations… as long as you don't start them with, "So, who here is terrible with money?"

From gentle talks about gift budgets to discussing future plans without triggering a full-blown family feud, this week we're talking about how to keep your holiday season both financially smart and argument-free.

Show Highlights Include:

• Talking To Older Children (3:15)

• Preventing Fighting In Future (7:30)

• No Estate Is Bulletproof (10:30)

• Having Conversations Is A Good Thing (13:30)

• Don't Be Afraid To Ask For Help (18:30)

Listen Now!

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.

To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.

Having a baby is a magical experience—right up until you realize diapers cost more than the GDP of Norway. Whether you're dreaming of starting a family or already staring at a newborn who's loudly demanding room service at 3 a.m., getting financially prepared can make the whole adventure a lot less chaotic.

From budgeting for baby gear that mysteriously multiplies overnight, to planning for unexpected "surprises" (like discovering daycare costs more than your first car), on this week's episode we're walking through the steps that can help you build a solid financial nest—before and after your little tax deduction arrives.

Show Highlights Include:

• What To Do Before They Are Born (2:15)

• What To Do When The Baby Arrives (4:30)

• Don't Make Drastic Changes (10:00)

• Best Thing You Can Give Is Your Time (14:45)

• Your Taxes Will Change (18:15)

Listen Now!

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.

To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.

Few things make people squirm faster than being asked for money. Suddenly, everyone forgets how to make eye contact, checks imaginary text messages, or develops an urgent need to "run to the bathroom real quick." If you're one of those people don't feel bad. You're not alone.

On this episode, we're talking about why people get so uncomfortable when they're asked for money, and some of the psychological screws that are turning in our minds when it happens. It's a fun conversation about our mindset with money that brings out some inspiring dialogue about the heart behind giving and what's most important in life.

Show Highlights Include:

• The Favor aspect (2:30)

• Beware of scammers (7:30)

• The Manipulation Side (12:45)

• Dealing With Our Own Struggles (13:45)

• Money Is A Tool, But Not What's Actually Needed (17:30)

Listen Now!

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.

To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.

Ah, passive income—the magical unicorn of the financial world. It's the idea that money could keep flowing into your account even while you're binge-watching Netflix or pretending to be productive on a Sunday afternoon. For many, it sounds too good to be true—like a get-rich-while-you-nap scheme dreamed up by someone who's allergic to alarm clocks. But here's the thing: passive income is real… it just usually involves a bit of not-so-passive effort upfront.

On this episode, we're talking about everything from rental properties to digital products to the ever-alluring world of dividends, breaking down the top categories of passive income to see which one might actually let you live the dream with the least amount of work (and caffeine)

Show Highlights Include:

• Defining What Passive Income Is (0:45)

• Investments Based Passive Income (3:15)

• Asset Sharing Passive Income (6:30)

• Option Of Crowd Funded Real Estate Investing (10:15)

• Passive Income Through Digital Content (11:45)

Listen Now!

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.

To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.

If you hear faint ghostly wails on a cold October night, don't worry — it's probably just the restless spirits of millionaires who didn't buy into JP Morgan's banking plans. Legend (and a few very dedicated Reddit threads) say the Titanic didn't sink because of an iceberg… it sank because of a bank.

Yes, according to this delightfully chilling conspiracy, financier, tycoon, and perhaps — if you believe the legends — the ghostly godfather of the Federal Reserve, JP Morgan orchestrated the disaster to silence a few inconveniently wealthy men who opposed his plans to create the central bank of the United States.

On this special Halloween episode, we're diving into the icy waters of finance, fate, and this freaky Titanic theory, talking about the evidence that might make you change your mind about what really happened.

Show Highlights Include:

• What we think we know (2:00)

• what the federal reserve is (5:45)

• Who were the targets (7:30)

• what was The Motive (9:15)

• The Evidence (13:30)

Listen Now!

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.

To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.

If money came with a warning label, it would probably say: "Side effects may include stress, denial, reckless Amazon purchases, and hiding delivery boxes from loved ones." The truth is, we've all got our financial quirks—but some of us take it to Olympic levels. From the chronic over-spenders to the savings hoarders guarding their bank accounts like dragons on a gold pile, there are a few classic money disorders most of us fall into. The good news? You don't need a therapist or a financial exorcist to fix them.

On this episode, we're talking about the five most common money disorders—and some tips and advice that may help you trade panic and guilt for a healthier, more grown-up relationship with your cash.

Show Highlights Include:

• Money Avoidance Or Financial Denial (7:30)

• Chrometophobia (13:15)

• How To Address These Disorders (17:30)

• Social Media May Be Hurting You (19:45)

• Don't Do This Alone (22:00)

Listen Now!

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.

And to supersize your Mindset experience and see our lovely faces subscribe to our YouTube Channel here: Mindset with Brad Barrett