Minority Money

Just as we’re celebrating our independence as a nation– maybe it’s also time for you to consider becoming an independent financial advisor! As we progress in the industry, there’s always going to be a part of us that wants independence in some way, shape, or form to create our own individual journeys.

In this episode, long-time recurring guest Dasarte and I talk about how you can achieve this independence, and you need to avoid making the same common mistakes among all financial advisors.

Find your why, and draw your path as you listen in on our conversation! 

Highlights:

>> How Dasarte knew he was ready to go independent

>> Common mistakes people make when going independent

>> How Dasarte recenters himself when things are difficult

>> Don’t be scared of grit and grind, but also defend your time

>> Everything you learn at this moment is to be better than the last

Connect with Dasarte:

>> Instagram: https://www.instagram.com/dasarteyarnway/ 

>> Twitter: https://twitter.com/DasarteYarnway 

>> LinkedIn: https://www.linkedin.com/in/dasarte-yarnway-b3b39443/ 

If you loved this episode, you have to listen to these episodes as well: 

>> Episode 154: Aligning Values and Investments with Laura LaTourette, CFP® and Ramona Maior, CFP®

>> Episode 123: Brand Building and Minorities in Finance with Jacqueline Schadeck

>> Episode 53: Following Your Passion & Growing Your Wealth with Modern Money’s Angela Moore

 I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.

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Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF) 

Want to chat with a fee-only financial planner? Shoot me an email at

Welcome back to the Minority Money Podcast! Continuing our celebration of Pride Month, I’ve invited over Laura LaTourette(she/her) and Ramona Maior(she/her) of Family Wealth Management Group. In this episode, we’ll dive right into how companies like the Rainbow Network and Onyx try to make sure that the industry remains progressive as they cater to clients who align their values with their investments!

While Pride Month comes to an end, the fight for diversity, equality, and inclusion is still far from over. As minorities and members of the LGBTQ+ that continue to face discrimination across societies and industries, we must band together as a community, uplift one another, and fight for our space in the world - especially in these particularly tumultuous times.

Highlights:

>> Why we need organizations like the Rainbow Network

>> Reception from the LGBTQ+ community

>> What diversity and inclusion mean to Ramona and Laura

>> Mental health and money

>> Ramona and Laura’s thoughts on ESG

>> What inspires Ramona and Laura to grow and lead 

Connect with Laura and Ramona:

>> Website: https://www.familywmg.com/ 

>> Website: https://www.cfp.net/ 

>> Twitter: https://twitter.com/LauraLaTourette

>> Twitter: https://twitter.com/RamonaCFP

>> LinkedIn: https://www.linkedin.com/in/llatourette/

>> LinkedIn: https://www.linkedin.com/in/ramona-maior/

If you loved this episode, you have to listen to these episodes as well: 

>> Episode 153: Happy Juneteenth and Father's Day 2022!

>> Episode 131: Creating Change Through Representation with Ana Trujillo Limón

>> Episode 86: Building Dreams through Business with Hope Newsome

 I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a...

On the Minority Money Podcast, we talk a lot about equality and representation and why they’re such an important factor in human empowerment. This week, we’re taking a step back from our regularly scheduled program for a special episode dedicated to celebrating Juneteenth and Father’s Day. 

With this being the first federal holiday of Juneteenth, I want to shed more light on the historical context of the day and what it means to many Americans, especially African-Americans such as myself. In addition, I’ll talk about the country’s rising state of interest rates and what those changes mean for you and your finances.

Highlights:

>> The historical significance of Juneteenth

>> What the rising interest and savings rates mean for us

>> Quick tips to help save money

If you loved this episode, you have to listen to these episodes as well: 

>> Episode 152: Real Estate with Intention and Community with Alex Salazar

>> Episode 101: Father’s Day Special!

>> Episode 66: How to Start Feeling Good about Your Money with Pamela Capalad

 I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.

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Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF) 

Want to chat with a fee-only financial planner? Shoot me an email at [email protected]  Can't wait to meet you.

Buying a home is one of the most stressful choices that we can go through. Many of us usually ask if it’s a good or bad time to buy, and these questions can put us off from taking that first step. But here’s the thing: When it comes to building generational wealth, we cannot underestimate the power of owning property.

To continue our celebration of Pride Month 2022, I am very happy to be joined by my good friend Alex Salazar of The Salazar Group. With over 18 years of experience as a real estate agent, he shares his knowledge and insights to help you answer the all-important question: Are you ready to buy your own property? In addition, Alex shares his personal stories that emphasize why intentionality and the spirit of community can foster growth in our relationships and wealth-building journey.

So make sure to join us as Alex shows us the ins and outs of property ownership and its many benefits beyond just financial wealth!

Highlights:

>> Planning for Alex’ marriage and his business

>> The current state of the real estate market

>> How Alex helps people make that first step to buying a home

>> The principle of community

>> What growth and education mean for Alex 

Connect with Alex:

>> Website: https://www.thesalazargroupre.com/

>> Facebook: https://www.facebook.com/alexanderesalazar

>> Instagram: https://www.instagram.com/the_salazar_group/

If you loved this episode, you have to listen to these episodes as well: 

>> Episode 151: From Broke to Badass with Cally Ingebritson

>> Episode 133: Building Generational Wealth with Lea Landaverde

>> Episode 72: Investing in Your Future through Real Estate with Jamisa McIvor

 I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.

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Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (

A lot of people have very heavy emotions around money - from anxiety about their financial state to shame from past mistakes. Many of these emotions stem from a lack of financial education and entry points. But when you’re a minority in the United States and access to this information is held by certain privileged groups it can be difficult to break past these barriers. But if we come together as a community and uplift one another we can shake things up and create a more equitable system AND country!

To kick off our first episode of celebrating Pride Month 2022, I’m happy to be joined by Cally Ingebritson of Chillax Finance. As a financial coach and proud member of the LGBTQIA+ community, she is dedicated to helping members from underrepresented backgrounds bring clarity to their financial plans and make decisions that align with their lifestyles and values.

If you’ve been feeling stuck with traditional finance then make sure to join Cally and me as we discuss how you can get started on developing a confident and positive relationship with your finances!

Highlights:

>> How Cally got started in the financial world

>> Cally’s ‘Broke to Badass’ mindset

>> The financial service industry is ‘pale, male, and stale’

>> How Cally helps clients go from broke to badass

>> What motivates Cally to grow

Connect with Cally:

>> Website: https://www.chillaxfinance.com/ 

>> Facebook: https://www.facebook.com/chillaxfinance

>> Instagram: https://www.instagram.com/chillaxfinance/ 

>> Twitter:  https://twitter.com/chillaxfinance

>> LinkedIn: https://www.linkedin.com/company/chillaxfinance/ 

>> Shakipedia: A Shakira Podcast: https://anchor.fm/shakipedia 

If you loved this episode, you have to listen to these episodes as well: 

>> Episode 150: Some Life and Business Updates with Maricela Miles-Mattingly

>> Episode 142: Life Planning: Looking Beyond Finances with George Kinder

>> Episode 124: Finding Success as a Minority with Paty Villegas

 I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉...

After just launching our business, moving to a new house, traveling by plane to Chiacago, and recently celebrating our son’s birthday– it’s been one crazy ride!

With a bit of a whirlwind of so many different things happening recently, Maricela and I decided that we wanted to come on here and talk about what we have planned for the next few months!

Highlights

>> Our son’s birthday!

>> The conference in Chicago.

>> Quick market updates!

>> Stay tuned for Pride Month!

If you loved this episode, you have to listen to these episodes as well: 

>> Episode 148: The Impact of Money with Anjali Jariwala

>> Episode 107: The Blueprint for Financial Decision Making with Meg Bartelt

>> Episode 99: What Does it take to Build a Mission-Driven Business? with Brian Thompson

 I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv) , Spotify (https://spoti.fi/3jParH0) , Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.

**********

Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF) 

Want to chat with a fee-only financial planner? Shoot me an email at [email protected] Can't wait to meet you.

The cannabis industry has been riddled with stigma; both for its place in society, and how black and brown minorities have become the face of it in the war on drugs. While it’s now legal in the state of California, it is still very much federally illegal. Because of this, so many people from the traditional markets that run on cash, are unable to be financed or backed up by banks or are getting taxed incredibly high.

In this episode, I’m joined by Jontae James, an entrepreneur who started young and dove into the venture capital industry after selling his first company in his mid-twenties. Now as the CEO of NatureTrak, Jontae works with cannabis-related businesses and provides them with risk management and compliance solutions for their everyday business.

If you think you’re bad with money, there might be more to it than just bad planning!

Highlights

>> The legalization of cannabis in California

>> Why banks don’t like cannabis-related business

>> How NatureTrak helps get the unbanked get banked

>> How Jontae’s childhood made him the entrepreneur he is today

Connect with Anjali:

>> Website | www.naturetrak.com

>> LinkedIn | Jontae James

If you loved this episode, you have to listen to these episodes as well: 

>> Episode 147: The Impact of Money with Anjali Jariwala

>> Episode 107: The Blueprint for Financial Decision Making with Meg Bartelt

>> Episode 99: What Does it take to Build a Mission-Driven Business? with Brian Thompson

 I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv) , Spotify (https://spoti.fi/3jParH0) , Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.

There are many iterations of the immigrant story of coming to America with a limited amount of money– or if any at all. Growing up with parents that had to go through this can leave deep impressions on younger generations– where money is scarce and it must be saved. While saving and budgeting is a great way to future-proof, it might not be the best way to make that money work for itself; which is why financial education is so important.

For this episode, I’ve invited over Anjali Jariwala, a career changer that started in tech but quickly grew tired of the 80-hour workweek. After transitioning to financial planning, working up the ranks, then ultimately leaving to start her own firm, Anjali found her passion in helping minorities, immigrants, children of immigrants, and young couples with families trying to build wealth.

If you think you’re bad with money, there might be more to it than just bad planning!

Highlights

>> The impact of money

>> How culture affects our behavior with money

>> Bridging the gap between business and personal finance

>> How we can teach children about money

Connect with Anjali:

>> Website | www.fitadvisors.com

>> Twitter | @AnjaliFIT

>> Podcast | Money Checkup

If you loved this episode, you have to listen to these episodes as well: 

>> Episode 146: Building a Financial Planning Firm with Valerie Rivera

>> Episode 142: Life Planning: Looking Beyond Finances with George Kinder

>> Episode 135: Creating your Financial Narrative with Shehara Wooten

 I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv) , Spotify (https://spoti.fi/3jParH0) , Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.

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Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF) 

Want to chat with a fee-only financial planner? Shoot me an email at [email protected] Can't wait to meet you.

Join me in this solo episode where I’ll be sharing my overwhelming gratitude for what God has done in our lives and to give you an update on what’s going on behind the scenes. I’d also like to take this time to thank all of you who have been supporting us through the four years of the podcast.

This episode is a reflection on life. If you look at things that you've gone through, obstacles you’ve faced, things you've overcome. Look at your life and look at everything that's happened, there's only one way that things could have happened - it’s all because of God!

If you’ve been getting value from the podcast, please send an episode - one of your favorites - to your friends, family, even to someone you don't like too much - send this https://bit.ly/3LZGn6S to them!



Highlights:

>> Onyx Advisor Network - Onyx is a network for underrepresented advisors - women, people of color, people from the LGBTQ plus community, and others. We have created a platform where they can start, scale, and sustain their businesses. This is going to make it easier to have access to the financial planning industry for all people. If you’re a consumer and you want to have an advisor that looks like you, talks like you, feels like you manage your money and help you, then this is where you can find them www.onyxadvisornetwork.com!

>> My business partner is welcoming a new baby!

>> God’s hand on how we sold our home of 14 years and how we found our new gorgeous home.

>> Mother’s day thoughts and appreciation for all the mothers.

If you loved this episode, you have to listen to these episodes as well: 

>> Finding Success as a Minority with Paty Villegas

>> Understand Your Finances and Circumstances with Luis Rosa [Step 1 of Financial Planning]

>> Investing in Women with Patience Marime

I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv) , Spotify (https://spoti.fi/3jParH0) , Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3LZGn6S) with a friend.

**********

Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF) 

Want to chat with a fee-only financial planner? Shoot me an email at [email protected] Can't wait to meet you.

With behavioral finance only formally discovered as early as 50 years ago, there’s been almost a lack of conversation around it. At the end of the day, after people invest, the question that’s asked runs more along the lines of “Is this enough?” and, “Am I going to be okay?”

In this episode, I’m joined by Brian Portnoy, the founder of Shaping Wealth, and the author of books that discuss and talk about behavioral finance. With over 15 years of experience, Brian coined the term funding contentment as a way to really hook people into understanding the relevance of how our earning abilities affect both our happiness and our peace of mind.

Jump in on our conversation as Brian shares with us how we can underwrite a life that is meaningful to us!

Highlights

>> What is Behavioral Finance

>> Funding Contentment

>> Brian’s Business and Books

>> The advisor’s role in a dynamic wealth industry

>> Brian’s motivations

Connect with Susanne:

>> Website | Shaping Wealth

>> LinkedIn | Brian Portnoy, CFA

If you loved this episode, you have to listen to these episodes as well: 

>> Episode 145: Building a Financial Planning Firm with Valerie Rivera

>> Episode 142: Life Planning: Looking Beyond Finances with George Kinder

>> Episode 68: Making the Financial Industry More Inclusive with Lazetta Braxton

 I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv) , Spotify (https://spoti.fi/3jParH0) , Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.

**********

Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF) 

Want to chat with a fee-only financial planner? Shoot me an email at [email protected] Can't wait to meet you.