Minority Money

Growing up, we often looked up to those that have achieved what we aspire to be– but for minorities, it can be hard to progress in a world where we don’t see people of color succeed, or we find that they have much bigger hurdles to overcome. It can be intimidating, but that is exactly why we need to face these issues and create the space for change to take place.

For this week, I'm joined by Valerie Rivera, a certified financial planner who risked everything to start her own firm. As first-generation money, the risk she took is something I’m sure a lot of us are familiar with at different scales.

Join our conversation as Valerie shares with us important parts of her journey I’m sure you’ll resonate with!

Highlights

>> How Valerie started her financial planning journey

>> Striking a balance between being authentic and financial gains

>> Being the first generation money

Connect with Susanne:

>> LinkedIn | Valerie A. Rivera, CFP®

If you loved this episode, you have to listen to these episodes as well: 

>> Episode 88: Success for Minority Teens with Carlos Gomez

>> Episode 85: Bridging the Racial Wealth Divide with Dedrick Asante-Muhammad

>> Episode 68: Making the Financial Industry More Inclusive with Lazetta Braxton

 I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv) , Spotify (https://spoti.fi/3jParH0) , Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.

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Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF) 

Want to chat with a fee-only financial planner? Shoot me an email at [email protected] Can't wait to meet you.

While a lot of companies talk the talk, only a handful ever walk the walk and stand by their promises to be inclusive towards minorities. While indeed the world is changing, the fight is far from over to have financial education and opportunities available to our people.

For this episode, I’ve invited Lazetta Braxton, co-CEO of 2050 Wealth Partners, and a social entrepreneur that aims to amplify diversity, inclusion, and equality in the financial planning profession. It is through her own consulting firm, Lazetta & Associates, that she is able to create her own change by employing a “no fear, no shame” zone so her employees and associates feel like they are in a safe space.

The change begins with you, so hop in on this episode and check out how Lazetta can help!

Highlights

>> Using Human Capital for Social Change

>> Older Firms Aren’t Keeping Up

>> Leaving a Legacy

>> Lazetta’s Financial Tip

Connect with Susanne:

>> Twitter | @lazettabraxton

If you loved this episode, you have to listen to these episodes as well: 

>> Episode 88: Success for Minority Teens with Carlos Gomez

>> Episode 85: Bridging the Racial Wealth Divide with Dedrick Asante-Muhammad

>> Episode 68: Making the Financial Industry More Inclusive with Lazetta Braxton

 I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv) , Spotify (https://spoti.fi/3jParH0) , Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.

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Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF) 

Want to chat with a fee-only financial planner? Shoot me an email at [email protected] Can't wait to meet you.

For a lot of minority business owners, building wealth is much more than just the glitters and gold of the entrepreneur title. Business profit can mean the difference between going hungry and keeping your family fed. As an advocate for financial education, I really wanted to bring someone onto the show that can showcase how a different system of cash management can improve the family business profit over time.

In this episode, I’m joined by Susanne Mariga, a CPA with a passion to put an end to entrepreneurial poverty and improve minority family legacies. With over two decades of experience, Susanne has practiced and perfected the Profit First cash management system which has lifted thousands of entrepreneurs from struggle to success.

So if you’ve been struggling and can’t seem to strike a balance with your cash management, Susanne definitely has something for you to try out!

Highlights

>> Profitable Minority Money

>> Paying for Profit First

>> Strategies to Increase Business Profit

>> How Accounting Helps Profitability

>> What Inspires Susanne to Grow, Learn, and Lead

Connect with Susanne:

>> Website | susannemariga.com

>> Book | Profit First for Minority Business Enterprises

If you loved this episode, you have to listen to these episodes as well: 

>> Episode 141: All The Colors: Changing the Complexion of Wealth with Diana G. Yanez

>> Episode 120: Diversifying the Financial Planning Landscape with Rita Cheng

>> Episode 104: The Power of Taking Control of your Finances with Naseema McElroy

 I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv) , Spotify (https://spoti.fi/3jParH0) , Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.

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Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF) 

Want to chat with a fee-only financial planner? Shoot me an email at [email protected] Can't wait to meet you.

We’ve talked so much about financial planning on this podcast, but there’s a much bigger picture we also need to consider when we lay down our finances. And that’s life planning– where we aim our financial goals based on what we want to achieve in our lifetime and how we can support our dreams.

In this episode, I’m joined by George Kinder, founder of the Kinder Institute of Life Planning. Harvard-educated, George spent his life revolutionizing financial planning advice for 35 years by training over 3,000 professionals across 30 countries.

With so much experience under his belt, George is sure to open up your path to more financial opportunities!

Highlights

>> Financial Planners vs Life Planners

>> Things to Think About Before Hiring a Planner

>> Meditation and Self Care: How It Can Improve Your Life

>> Education’s Role in Wealth Building

Connect with George:

>> Website | kinderinstitute.com

>> Twitter | @GeorgeDKinder

If you loved this episode, you have to listen to these episodes as well: 

>> Episode 133: Building Generational Wealth with Lea Landaverde

>> Episode 92: Scoring in Life and in Finance with Darin Carter

>> Episode 90: The Road to Financial Wellness through Financial Literacy with Jason Wenkya Dreizler and Liv Gagnon

 I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv) , Spotify (https://spoti.fi/3jParH0) , Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.

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Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF) 

Want to chat with a fee-only financial planner? Shoot me an email at [email protected] Can't wait to meet you.

Financial literacy is not something that comes easy for a lot of people– oftentimes people are ashamed and shy away from complicated terms. This is especially true for those that speak another language as their mother tongue.

In this episode, I’m joined by Diana G. Yanez, founder of All The Colors. Her company aims to teach holistic financial education through workshops, one-on-ones, and shareable educational content. While a whiz with money and numbers, Diana is passionate about her work as an educator– empowering many in the process.

Jump in on this episode as we change the complexion of wealth!

Highlights

>> Diana’s Source of Passion to Help

>> Keeping Things Simple with Diana

>> First Generation Money

>> Gaining the Trust of Clients

Connect with Diana:

>> LinkedIn | Diana G. Yáñez, MA, CFP®, RLP®

>> Twitter | @DianaGisel_Y

If you loved this episode, you have to listen to these episodes as well: 

>> Episode 140: Financial Planning and the Racial Wealth Gap with Dr. Miranda Reiter, Ph.D.

>> Episode 139: Breaking Glass Ceilings in Finance with Rosa Chalekian and Mari Miles-Mattingly

>> Episode 138: Kicking off Women’s History Month with Sonya Dreizler and Liv Gagnon

 I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv) , Spotify (https://spoti.fi/3jParH0) , Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.

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Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF) 

Want to chat with a fee-only financial planner? Shoot me an email at [email protected] Can't wait to meet you.

For a long time, gender and racial equality stood far from ever being recognized and addressed. It’s only in recent years that we as a society have progressed to be much more inclusive and representative of minorities in the financial planning field.

In this episode to celebrate women’s month, I’m joined by Dr. Miranda Reiter, Ph.D., an accomplished individual that has well over 20 years of experience in the field of financial planning. With her credible studies into the racial differences in life insurance, Miranda aims to bring to light the systemic and historical issues that present themselves in the financial literacy of households of color.

Join us in this episode as we talk about the facts and how the industry needs to change to present more equal and equitable opportunities for minorities.

Highlights

>> The Biggest Changes to Financial Planning

>> The Impact of Race and Gender on Consumer Behavior

>> The Relationship Between Financial Planning and the Racial Wealth Gap

>> What Needs to Change

Connect with Dr. Miranda:

>> Twitter | @mirandareiter

>> LinkedIn | Miranda Reiter, Ph.D., CFP®

If you loved this episode, you have to listen to these episodes as well: 

>> Episode 123: Brand Building and Minorities in Finance with Jacqueline Schadeck

>> Episode 120: Diversifying the Financial Planning Landscape with Rita Cheng

>> Episode 84: Building A Successful Business with Sheneya Wilson

 I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv) , Spotify (https://spoti.fi/3jParH0) , Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.

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Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF) 

Want to chat with a fee-only financial planner? Shoot me an email at [email protected] Can't wait to meet you.

Welcome to the second episode of the Minority Money Podcast for Women’s History Month! This episode will be guest-hosted by Mari Miles-Mattingly, featuring Rosa Chalekian– previously a guest for Episode 102 alongside her husband, Alex.

In this episode, Mari and Rosa dive into their experience as women still actively fighting for basic respect in different parts of society. From the home to the workplace, it’s only recently that people have grown comfortable having a woman in power or allowing the glass ceiling to break.

As entrepreneurial women, the struggle is only amplified– where doubt is placed on their capabilities to deliver despite accomplished and well-proven backgrounds. If you’ve ever felt like people have put you down for your gender, then we hope that this episode empowers you to prove everyone wrong and achieve your dreams!

Highlights

>> What does Women’s History Month mean

>> Harassment Directed at Women

>> How people oftentimes underestimate women

>> Raising Independent Women, Raising Good Boys

>> Rosa’s advice for young women

Connect with Rosa

>> Website | rosachalekian.com

>> Instagram | @rosa.chalekian

If you loved this episode, you have to listen to these episodes as well: 

>> Episode 102: Proper Team Dynamics with Alex and Rosa Chalekian

>> Episode 78: Growth Mindset: The Only Mindset You’ll Need for Success! with Patricia Villegas

>> Episode 73: We Need To Talk… Social Justice Investing with Rachel Robasciotti

 I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv) , Spotify (https://spoti.fi/3jParH0) , Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.

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Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF) 

Want to chat with a fee-only financial planner? Shoot me an email at [email protected] Can't wait to meet you.

Welcome to the first Minority Money episode for Women’s History Month! While the fight for equality has made bounds and milestones in our society, women; especially women of color, are still fighting for their space in many aspects of said society.

In this episode, I’m joined by Sonya Dreizler and Liv Gagnon, some of the most driven people I’ve met in my life. Striving to empower women and people of color, these two are co-founders of Choir, a new firm that aims to certify and verify that conferences are truly diverse beyond the surface level.              

To kick-off this month of March, they’ll be sharing with us their journey leading up to launching Choir, and their firsthand experience with the deeper issues of diversity in corporations and the under-representation in conferences.

Join us in this episode as we dive into how you can get involved and be part of the solution for women all over the world!

Highlights

>> How Sonya and Liv met

>> The Creation of Choir

>> What Sonya and Liv see coming up for Choir

>> How you can get involved

>> What inspire and motivate Sonya and Liv

>> Advice from Sonya and Liv

Connect with Sonya & Liv

>> Choir Website | www.hellochoir.com

>> Twitter | Sonya | @SonyaDreizler

>> Twitter | Liv | @LIVgagnon

If you loved this episode, you have to listen to these episodes as well: 

>> Episode 131: Creating Change Through Representation with Ana Trujillo Limón

>> Episode 94: Investing in Women with Patience Marime

>> Episode 89: Empowering Women to be in Finance with Shana Sissel

 I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv) , Spotify (https://spoti.fi/3jParH0) , Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.

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Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth...

Welcome to the conclusion of the Black History Month celebration but that doesn't mean you should stop studying or celebrating this important part of American history that is often forgotten. 

With all that being said, I wanted to talk a little bit more about Black History, but have also decided to invite a very special guest, my wife, Maricela Miles-Mattingly. As a non-black person, I believe it is also of utmost importance to get her view on what Black History means for her and how this month changed her perspective. 

She will also be talking about the upcoming Women's Month, so for any of the ladies following this podcast, this is something to stay excited for too.    

Highlights

>> Mari’s thoughts on black history month 

>> Mari’s experience when she visited Nearest Green

>> How important it is for Mari to have her kids appreciate both their black and mexican culture

>> What women’s history means to Mari

>> What Mari is looking towards for Women's History Month. 

>> Mari’s final words for you  

Connect with Mari 

>> Twitter         

If you loved this episode, you have to listen to these episodes as well: 

>> Ryan Harris: An NFL Champion’s guide to Financial Literacy, Money Management, and Wealth Building

>> How to Be a Champion in Finance with Lauryn Williams [Black History Month Special]

 >> Financial Planning is Personal and You should Start Now!

 I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv) , Spotify (https://spoti.fi/3jParH0) , Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.

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Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF) 

Want to chat with a fee-only financial planner? Shoot me an email at [email protected] Can't wait to meet you.

Most of you may have never heard of Nathan “Nearest” Green but his story is a true American story and of utmost importance especially now in black history month.

Nathan “Nearest” Green didn’t just make great whiskey, he made history. His story is just one of the many great African American stories that remain quite untold and that is why for today’s episode I want to shed some light on this.  

I hope by the end of this episode you are inspired by what you heard and I also encourage you to do your own digging on him.    

With that said, let’s get right into it. 

Highlights

>> Nathan’s early life

>> How Nathan became the first known African American master distiller

>> Nathan’s family

>> My trip to Nathan’s distillery and my experience there   

Connect with Nathan’s distillery

>> Website         

If you loved this episode, you have to listen to these episodes as well: 

>> We need to talk... about racism, empathy, George Floyd, and being Black in America

>> Following your Passion & Growing Your Wealth with Modern Money’s Angela Moore

>> Taking Your Finances to the Next Level with First-Gen Wealth Builder Anna N’Jie-Konte

I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv) , Spotify (https://spoti.fi/3jParH0) , Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.

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Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF) 

Want to chat with a fee-only financial planner? Shoot me an email at [email protected] Can't wait to meet you.