Do ratepayers or insurance companies get the rebates if the $20+ billion Michigan Catastrophic Claims Fund (MCCA) is found to have more money than necessary under both the House and Senate-based auto no-fault reform bill? Steve Sinas, legal counsel for the Coalition to Protect Auto No Fault (CPAN) said it's not clear in either bill. That's one of many problems with what the Legislature passed last week, he says (21:23).

Also, Detroit political consultant Steve Hood explains why Detroit is split on the auto law-fault repeal bill and why Detroit Mayor Mike Duggan made a big mistake in locking horns with business owner Robert Carmack.