On this episode The Misfits discussed Michael Cohen, Donald Trump, the Sacramento police officers who were not indicted for killing an unarmed black man in his front yard. And also Gentrification in the black neighborhood of Bankhead. And, a plethora of current topics and music. Tune into the Live streams every Sunday @3pm only on Misfits Radio powered by Live365 and on YouTube powered by Misfits Media Group.

There are four common pathways to college

Savings

Most common 529 Plan - state-issued

Allocation of funds over a period of time

Fund in proportion to the amount needed for college

Full amount or say the first year

Athletics

Usually, some type of athletic potential is shown

There might be a track to help the child develop athletically and academically to qualify for a scholarship

You make a substantial sacrifice on personal trainers, nutrition, camps, and traveling teams.

The hope is to get a discounted or free scholarship

Academics

There’s a big misconception when it comes to academic scholarships.

Good grades get you accepted into a school, not necessarily gets you free tuition.

Usually, students with good grades that qualify for scholarships have some lower income component.

Scholarship contests, essay writing, grants, and endowments can cover things.

Loans

The least desired option, but the most chosen.

Mainly because the previous step isn’t chosen.

The good part about loans is that they are easily accessible, the bad part is that they can put your child under a mountain of debt.

Parents, please don’t wait for your child's senior year to start preparing seriously for college. Have some kind of plan in place from infancy, or as soon as you can financially commit to something.

I suggest parents map out a yearly gameplan each year for their children as soon as they enter the 9th grade. Being proactive is the best plan a parent can have. There are tons of scholarships out there, especially for graduating seniors. But the student and the parent have to be prepared to write and apply for at least one hundred scholarships. You may not need that many, but you must have that mental commitment.

Many parents spend thousands of dollars to put their children in private school, to have them attend a school they could have attended while attending a public school. That money could have been saved for college tuition. In my opinion, the private school should forward you to upper tier universities and colleges, not local state schools.

Also, keep in mind that your plan for your and their plan may be two different things. So please observe the trek your child is on, so you don’t spend years planning something that the child has no interest in.

Tip

529 Plan

Conclusion

Keep personal sacrifices in align with the plans you have for others. You can’t control what's in peoples minds and hearts. Make sure you are fair but don’t give up your dreams for others.

On this episode the Misfits of Comedy discussed MoMo and RKelly, Robert Kraft plus a several other situations of the day. Tune in every Wednesday from 8pm to 9pm for more jokes and laughs, only on Misfits Radio powered by Live365 and YouTube powered by Misfits Media Group.

On this episode our resident author was back in the building kicking up shit and reading chapter 13 of her book How We Got Home. Tune in every Tuesday from 8pm to 9pm only on Misfits Radio powered by Live 365 and on YouTube powered by Misfits Media Group.

on this episode The Westside Misfits had a few hosts missing from the show. But, TayMack and DJLAB held it down. And, they discussed Jussie Smollett, RKelly, and Tamela Horseford and all the current topics of the day.

How To Prepare Do your research. Is your idea viable. Discuss with family How does this impact them financially and availability wise. Draft a financial plan You only have to replace your living expenses, not your income. Evaluate your living expenses, the prioritize. You only keep what's needed. Create a soft business plan Your mission and vision Market analysis Cost information Price Make projections Make the decision to leave This channels you in the direction to move forward The Transition Don’t quit your job!!! Always remember to be logical and not emotional. Map out your calendar (month, 6-month, year, etc) Stay Motivated Watch YouTube, books, podcast, networking groups, mentors, etc.. Seek Advice Consultant Accountant Lawyer Business Plan Gather and process concrete information Solid cost and price information Actual market analysis toward your target market Know you are Financially Ok Your numbers personally and business wise look realistic It's Time to Move!!! After You Make The Move Jump off the cliff without a parachute. Be disciplined Mentally prepare yourself for 20 hour work days Don’t let doubt stop you, use it as motivation to keep going. Routinely evaluate your metrics Look over your numbers daily, weekly, monthly, and yearly. Seek additional advice to explain what you need to look for. Enjoy Yourself and find time to rest. It’s not meant for everyone. Take it serious. Life tip Always be ready for opportunities. Conclusion Believe in Yourself Doesn’t matter what plan you have if you don’t truly believe it.

On this episode the Comedy Misfits discussed Jussie Smollett, 50 cent and these disigner brands. Also they had Dumb Laws and things that make you say what the fuck/Blank stare moments. Catch the Live Streams every Wednesday from 8pm to 9pm only on Misfits Radio powered by Live365 and on YouTube powered by Misfits Media Group.

On this episodes Jonte & KiKi discussed Love Sex and Salvation, and the 5 kinds of men women generally look for. Humpy Dumpy, Prince Charming, and Peter Pan. Tune into the Live Streams every Sunday @ 3pm to 5pm only on Misfits Radio powered by Live365 and on YouTube powered by Misfits Media Group

on this episode the Westside Misfits discussed Liam Neeson, Gucci and we had a special guest in the building video/photographer extraordinary Jerry Jerome. Tune into the live streams every Sunday @ 3pm to 5pm only on Misfits Radio powered Live365 and YouTube powered by Misfits Media Group. Catch all past shows on GooglePlay, Stitcher, iTunes, iHeartRadio, SoundCloud, MixCloud and a host of others.

How Adults need to communicate Keys to Effective Communication Focus on the Conversation Active Listening Ask for clarity if listening/ verify understanding if speaking Be specific / not vague Say the most with the least. Condense a paragraph to a sentence. Proceed with an open mind Keep the goal or subject in mind to stay on target. In The Group Focus on the Task or Goal Assess your group Find strengths and weaknesses Keep your eyes and ears open Your expect may be shy or quiet Set group roles with respect to the goal Hold everyone accountable Be open minded Make sure you totally understand your peers points of view (regardless if you agree or disagree) Give it a try Group Assessment/ review Make adjustments and implement Remember the golden rule -- Do unto others as you would have them to do unto you Tip Renters Insurance You know theft and fire occurrences that happen in rental properties that are not necessarily, but when they haven't there's far too often the same, so you have a tenant that is nowhere near prepare for the loss that they've occurred and they've totally disregard again renters insurance. and with not having renters insurance there in a situation they lost everything they had and they have no possible way to even look at getting back whole name stuck here to ask people for help and we'll probably dealing with the stress of losing everything now trying to acquire it now trying to figure out how you going to move forward you don't even want to put your stress on l4 product is probably not going to cost you that much money to acquire. I recommend anyone that's renting a property to make sure you purchase renter's insurance is affordable is cost-effective is smart is there specifically so you don't be in a situation where you lost everything and wants you need to try to get back on your feet you have to just start from scratch is that help you to get back hold so I just want anybody to the purchase it.