Mitchell Palmer is an economist at the Adam Smith Institute. We talked to him about his journey from Auckland to London via Singapore and Oxford; how to reform the UK student loan system; and the recent past and near future of the ACT Party. 

Mitchell's report on student loans: https://www.adamsmith.org/research/credit-crunch

Peter Ainsworth's IEA report on student loans: https://iea.org.uk/publications/shares-in-students-a-new-model-for-university-funding/