Novembre est le mois de la littératie financière au Canada. C'est le mois où les Canadiens s'efforcent de devenir plus instruits, plus attentifs et plus en contrôle de leurs finances.

November is Financial Literacy Month in Canada. This is the month where Canadians strive to become more literate, more mindful and more in control of their finances.

Breaking stigmas means ridding ourselves of our assumptions, generalizations, and broad-brush statements that are harmful to individuals and groups. We have seen strong movements and positive progress in breaking stigmas that have plagued society for so long, especially stigmas surrounding mental health. Given how connected our finances and our mental health are, we should talk more about breaking stigmas surrounding finance.

How much debt is too much? Of all the questions Licensed Insolvency Trustees often hear, this is one of the most common. It’s also one of the most difficult to answer. Any number of factors can impact your experience with debt, from income and expenses to interest rates and repayment terms.

Quel montant de dette est trop élevé? De toutes les questions que les syndics autorisés en insolvabilité entendent souvent, celle-ci est l'une des plus courantes. C'est aussi l'un des plus difficiles à répondre. Un certain nombre de facteurs peuvent avoir une incidence sur votre expérience de l’endettement, des revenus et des dépenses aux taux d'intérêt et aux modalités de remboursement.

Financial scams have been around for decades. But they seem to have never been as common, insidious and invasive as they are today. It’s easy to assume you’ll never fall for a scam. But we’re all vulnerable, and we can all become victims if we don’t know what to be aware of.

Les fraudes financières existent depuis des décennies. Mais elles ne semblent jamais avoir été aussi courantes, insidieuses et envahissantes qu’ils le sont aujourd’. Il serait tentant de croire que vous ne tomberez jamais dans une fraude. Mais nous sommes tous vulnérables et nous pouvons tous devenir des victimes si nous ne savons pas à quoi nous attendre.

Today, many Canadian households are struggling to keep up financially. To compensate, many have relied on credit to carry them through financial difficulties. While credit can be a valuable tool, credit reliance can quickly lead to a dangerous cycle of debt and stacking interest.

Canadians are becoming acutely aware of how interest rates and the cost of necessities impact their household budgets, as both measures continue on an upward trajectory. Increasing a staggering seven points since last quarter, six in 10 Canadians say they’re already feeling the effects of interest rate increases, according to the latest MNP Consumer Debt Index which is conducted quarterly by Ipsos on behalf of MNP Limited.

Les études postsecondaires coûtent de l'argent. Selon le programme, parfois beaucoup d’argent. Mais chaque étudiant peut prendre des mesures pour se préparer à ces coûts et minimiser les impacts financiers futurs de la poursuite d'études supérieures.