Les gens sont souvent inconfortables de parler ouvertement de leurs dettes et de leurs impacts sur leur bien-être personnel. Les personnes qui ont des problèmes de crédit craignent que le stigmate social de l’endettement soit perçu négativement par leur famille, leurs amis et la société en général.

Millennials are the generation that is quickly rising to dominance in Canada. They represent a highly influential age range of 25 to 40 years and comprise more than a quarter of the population. The common denominator among all generations is a desire for stronger financial health. That is, achieving a sense of economic stability within a set of values that helps sustain physical, emotional, and financial wellbeing.

No matter where you are on the holiday scale, the pressure to ‘spend to celebrate’ the season can tip you into the red for months, even years. Specially after the COVID-related restrictions last year, the urge to make a big splash on the holidays could see your spending get carried away landing you in financial distress.

À ce moment-ci de l’année, nous pensons aux festivités et au plaisir avec les amis et la famille. Et parfois, nous le faisons sans penser aux finances. Souvent, les finances sont un sujet sur lequel nous ne nous concentrons pas assez tout au long de l'année parce que nous avons acquis de mauvaises habitudes financières.

This time of year we think about festivities and fun with friends and family. And sometimes we do it without thinking about finances. Often finances are something we don’t focus enough on through the entire year because we have acquired bad financial habits. They’re easy to fall into and can cause all sorts of personal and financial difficulties.

Nous associons souvent la retraite à profiter des fruits de notre travail. Mais de nombreuses personnes âgées se retrouvent en difficulté financière, même après des décennies à travailler.

Often we associate retirement with enjoying the fruits of our labors. But many seniors find themselves struggling financially even after decades of working.

The latest MNP Consumer Debt Index raises red flags about Canadians’ plans to borrow more – and in potentially riskier ways – to make ends meet or finance their purchasing habits over the next few months.

Starting a new business is a great adventure. And since you’re running the show, it’s on you to make multiple decisions every day, especially the challenging financial ones.

Today, many Canadian businesses have to work twice as hard to keep up with a competitive landscape in a weakened economy. If you really want to stay ahead of the curve and leave the doors open for as much opportunity as possible, it's crucial to be fully informed of your credit score and what you can do to further improve it.