Welcome to the Modern Husbands podcast, where any combination of Dr. Bruce Ross, Christian Sherrill, and Brian Page host national experts who share winning ideas to manage money and the home as a team.

Today we welcome Adrienne Hines, Ohio's renowned bankruptcy expert with nearly three decades of experience. Adrienne has redefined bankruptcy, transforming it from a daunting concept into a tool for financial wellness and dignity. She's more than a lawyer; she's an ally who combines sharp legal expertise with deep empathy, guiding those in financial distress towards stability.

Adrienne uses TikTok to challenge bankruptcy myths and promote financial literacy. Her innovative approach earned her the 2023 Best Bankruptcy Advice Award at the FinTok Awards by Debt.com.

In today’s episode we'll talk about all things bankruptcy in marriage, ranging from how to prevent it, when it is appropriate, and many things in between. Enjoy the show.

Questions Answered

0:00:00 Introduction
0:01:05 How does bankruptcy work and what are the differences between Chapters 7 and 13 bankruptcy? 
0:04:48 How long does bankruptcy take? 
0:07:53 Do you lose your retirement in any type of bankruptcy?
0:12:51 What are some common questions or concerns your social media followers and clients have regarding bankruptcy and marriage? How do you address these concerns?
0:14:46 Can your spouse file bankruptcy without it including your own personal assets? If so, can you explain how this works? 
0:20:36 What are the common origins of bankruptcy?
0:24:28 Is it possible for your spouse to file bankruptcy without including the personal assets accumulated in marriage?
0:26:12 Fast Facts Game

• Can bankruptcy stop a foreclosure?
• Can bankruptcy stop eviction?
• Can bankruptcy stop wage garnishment?
• Is the following possible in the bankruptcy process?
  • Filing bankruptcy without losing house 
  • Filing bankruptcy with a student loan 
  • Filing bankruptcy to stop foreclosure 
  • Filing bankruptcy to keep your car 
  • Filing bankruptcy to eliminate credit card debt
  • Filing bankruptcy to eliminate student loans
  • Filing bankruptcy to eliminate medical debt
  • Filing bankruptcy to eliminate private student loans
  • Filing bankruptcy to eliminate your car loan

0:30:05 What is one simple lesson you want listeners to walk away with this episode?
0:32:30 Where can people go to follow you?

Follow @theladylikelawyer on all platforms https://www.theladylikelawyer.com/ 

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Welcome to the Modern Husbands podcast, where any combination of Dr. Bruce Ross, Christian Sherrill, and Brian Page host national experts who share winning ideas to manage money and the home as a team.

Today we welcome Sean Mullaney who is the President of Mullaney Financial & Tax, Inc. Through Mullaney Financial & Tax, Sean provides advice-only financial planning for a flat fee. Sean writes the Plutus Award winning blog FITaxGuy.com on the intersection of tax and financial independence and has been quoted in media outlets including The Wall Street Journal, The New York Times, and MarketWatch.

Today we will discuss how spouses can use retirement savings to reduce their taxes. Enjoy the show!

Note: The discussion is intended to be for general educational purposes and is not tax, legal, or investment advice for any individual. Brian, Dr. Bruce, and the Modern Husbands podcast do not endorse Sean Mullaney, Mullaney Financial & Tax, Inc. and their services.

Questions Answered

0:00:00 Introduction
0:01:00 How does a traditional 401k reduce an investors tax burden when investing?
0:05:48 What is the difference between a traditional IRA or 401k and an IRA? And what are the differences between a Roth 401k, Roth IRA, and Spousal IRA? What is a spousal IRA? 
0:14:04 What are some of the misconceptions around some investing option terms?
0:16:32 Why would someone choose to invest in some sort of IRA rather than a traditional tax shelter where the investor receives a tax deduction when they contribute?
0:23:23 How can it help parents who don't work outside of the home?
0:26:04 Should people contribute to traditional retirement accounts or Roth retirement accounts?
0:28:57 One simple piece of advice based on the conversation
0:30:12 Where listeners can learn more from Sean about tax tips.

Additional Resources

Sean Mullaney YouTube channel: https://www.youtube.com/@SeanMullaneyVideos 
Spousal Roth IRA: https://www.modernhusbands.com/post/the-spousal-ira 
Sean Mullaney on X: https://twitter.com/SeanMoneyandTax 

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Welcome to the Modern Husbands podcast, where any combination of Dr. Bruce Ross, Christian Sherrill, and Brian Page host national experts who share winning ideas to manage money and the home as a team.

Today we welcome Dr. David Smith who teaches at the Johns Hopkins Carey Business School.

A former Navy pilot, Dr. Smith led diverse organizations of women and men culminating in command of a squadron in combat and flew more than 3,000 hours over 30 years including combat missions in Iraq and Afghanistan.

As a sociologist trained in military sociology and social psychology, he focuses his research in gender, work, and family issues including bias in performance evaluations, retention of women, dual career families, military families, and women in the military.

Dr. Smith is the co-author of Good Guys: How Men Can Be Better Allies for Women in the Workplace.

On today’s episode, we discuss how husbands can be better allies for their wives who work outside the home

Enjoy the show.

Questions answered during the show

0:00:00 Introduction
0:01:11 Some listeners might not be convinced that women face gender specific obstacles at work. How can you convince those listeners otherwise?
0:06:16 Beyond doing the right thing for their wives, how would husbands and families benefit from women receiving support from home and in the workplace to thrive in their careers?
0:12:28 Let’s assume you want to do more than help your wife, but you want to help all women in the workplace. Could you name two or three key things excellent male leaders, allies, and mentors for women actually do?
0:17:50 A lot of men are concerned about the inequities their wives face in the workplace and are committed to fixing systems that hold back women they care about. What can be done from home by supportive husbands?
0:23:54 Where can listeners learn more about you and where can they purchase your latest book?
0:24:36 What is one simple and actionable piece of advice that you would like to share with our listeners based on today’s discussion?

Resources

Workplace Allies https://www.workplaceallies.com/ 
Professional Background: Dr. David Smith https://carey.jhu.edu/faculty/david-smith-phd 
Good Guys: How Men Can Be Better Allies for Women in the Workplace 
https://www.amazon.com/Good-Guys-Better-Allies-Workplace/dp/1633698726 

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Welcome to the Modern Husbands podcast, where any combination of Dr. Bruce Ross, Christian Sherrill, and Brian Page host national experts who share winning ideas to manage money and the home as a team.

Today we welcome Kathy Stokes, a nationally recognized leader in the consumer fraud arena. As Director of Fraud Prevention Programs with AARP, Kathy leads AARP’s social mission work to educate older adults on the risks that fraud represents to their financial security. Since 2019, she and her team have vastly expanded AARP’s leadership in this space, including the creation of a new victim support program, a multi-year campaign to end the use of gift cards in fraud, and the formation of a national effort to fundamentally transform how our country addresses consumer fraud. Kathy currently serves on the advisory council to the Board of the International Association of Financial Crimes Investigators and on the advisory council to the Senior Issues and Diminished Capacity Committee of the North American Securities Administrators Association.

For today’s topic, we will discuss modern fraud prevention strategies that are practical and can help keep your family safe.

Enjoy the show.

Show Notes

0:00:00 Introduction
0:01:30 How can husbands and fathers effectively communicate with their families about the risks of consumer fraud without causing unnecessary fear?
0:07:13 What are the common tactics fraudsters use that families should be aware of to protect themselves?
0:19:07 Are there specific financial security measures that folks should prioritize to safeguard their families from potential fraud?
0:22:45 How can families navigate the balance between convenience and security in their online financial transactions and interactions?
0:28:47 What resources or tools do you recommend for those who want to stay proactive in protecting their own parents who are likely elderly from the ever-evolving landscape of consumer fraud?
0:32:18 What is one piece of simple and actionable advice you want our listeners to walk away knowing from today’s episode?

Resources

AARP Fraud Watch Network
AARP Fraud Watch NetworkTM is a free resource for all. With AARP as your partner, you’ll learn how to proactively spot scams, get guidance from our fraud specialists if you’ve been targeted, and feel more secure knowing that we advocate at the federal, state, and local levels to protect consumers and enforce the law.
https://www.aarp.org/money/scams-fraud/about-fraud-watch-network/

AARP Fraud helpline: 877-908-3360

AARP: Get Tips to Avoid Scams & Fraud
Get tips to spot and avoid scams like identity theft, investment fraud and holiday scams, as well as ongoing updates from resources like Watchdog Alerts and a scam-tracking map that provides real-time alerts from law enforcement in your state.
https://www.aarp.org/membership/benefits/finance/fraud-watch-network/

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Welcome to the Modern Husbands podcast, where any combination of Dr. Bruce Ross, Christian Sherrill, and Brian Page host national experts who share winning ideas to manage money and the home as a team.

Today we welcome Feraud Calixte. Mr. Calixte is an attorney and CFP, currently working as a Senior Financial Advisor at Modera Wealth Management. He is a National Association of Personal Financial Advisors (NAPFA) National Board Member, a Fee-Only Network Society of Financial Service Professionals (FSP) member, and an Investment News 40 under 40 Emerging Leader. My Calixte has been quoted by various publications, such as the U.S. News & World Report, Yahoo Finance, Investment News, and NAPFA Advisor

On today’s episode, we discuss how the common challenges couples encounter when planning for retirement together and how they can be addressed, among other essential topics to help married couples realize their retirement dreams.

Questions Addressed

0:00:00 Introduction
0:01:30 How can listeners know whether or not their financial planner is putting their interests ahead of their own?
0:07:50 We keep seeing influencers on social media tell us that 401ks are a scam and we should invest for retirement using IULs and Whole Life Cash Value Policies. What are they talking about?
0:14:10 What legal and estate planning considerations should married couples keep in mind as they prepare for retirement? For example, what are the differences between a living trust and a will, and when does a living trust make the most sense for married couples?
0:20:34 What are some common challenges couples may encounter when planning for retirement together, and how can they be addressed?
0:24:57 What resources or professional guidance are available to help married couples navigate the complexities of retirement planning?
0:29:21 Where can listeners go to learn more about you?
0:32:00 What is one simple and actionable piece of advice you want to share with listeners over today’s topic?

Resources

Feraud Calixte, CFP® https://www.linkedin.com/in/feraudcalixte/ 
National Association of Personal Financial Advisors https://www.napfa.org/ 
Feraud on Twitter https://twitter.com/Feraud_Calixte

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Leah Hadley, an experienced mediator, Certified Divorce Financial Analyst, and Accredited Financial Counselor, is committed to providing compassionate financial guidance through life transitions. She will tell you she's had many challenging financial times in her adult life–adopting a sibling group of three, getting divorced, and building a business from the ground up to name a few. These have been times when her ability to hunt down appropriate resources and careful financial planning was critical to her peace of mind.

A former investment analyst and sought-after speaker, Leah is the founder of Intentional Divorce Solutions and Intentional Wealth Partners. Leah uses her knowledge and more than 15 years of experience to help her clients make intentional financial decisions.

Show Notes

00:00: Introduction
01:00: What is a Certified Divorce Financial Analyst?
02:06: Do you work with one spouse going through a divorce or both spouses?
06:08: What is the difference between folks who come in as couples to work through the process together versus those who come in individually?
08:23: Why do you believe divorce rates are so high?
10:10: Have you noticed a trend of certain problems that have built up beyond repair, that could have been prevented early on? If so, what are they?
17:37: How much of your practice is based on the stress and problems caused by money?
20:03: What advice do you have for spouses who want to address common issues early in a marriage to prevent them from snowballing out of control?
24:14 What are women thinking that they are not saying to husbands?
27:55 Where can folks learn more about you?
29:32 What is one piece of simple advice that you want to leave the listeners with?

Links
https://www.instagram.com/intentionaldivorcesolutions/
https://www.youtube.com/@IntentionalDivorceInsights
https://www.linkedin.com/in/leahahadley/

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Welcome to the Modern Husbands podcast, where any combination of Dr. Bruce Ross, Christian Sherrill, and Brian Page host national experts who share winning ideas to manage money and the home as a team.

Today we welcome Dr. Gary Barker. Dr. Barker is the CEO and co-founder of Equimundo and MenCare. Dr. Barker advises the UN, the World Bank, national governments, international foundations and corporations. He is an Ashoka Fellow and Voices of Solidarity Award WInner. 

Today’s podcast is a recording of our special event held on February 15th. Dr. Barker addresses questions such as how husbands can show their spouses they care, the dynamics of when wives earn more than their husbands, how fathers can overcome the obstacles of being caregivers, and how men can become closer with their loved ones.

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Welcome to the Modern Husbands podcast, where any combination of Dr. Bruce Ross, Christian Sherrill, and Brian Page host national experts who share winning ideas to manage money and the home as a team.

Today we welcome Dr. Brad Wilcox. Dr. Wilcox is a Professor of Sociology at the University of Virginia, where he directs the National Marriage Project and a senior fellow at the Institute for Family Studies. Wilcox also currently serves as a nonresident senior fellow at the American Enterprise Institute (AEI). He has been a research fellow at Yale University, a research associate at Princeton University, and a Civitas Fellow at the Brookings Institution.

Today’s discussion will center around his new book, Get Married, and the evidence-based ideas highlighting the advantages of marriage and how to maintain a strong and happy marriage.

Enjoy the show.

0:00:00 Introduction
0:01:07 Fast Facts: A fun and fast series of quick Q&A:
Men MUST be the financial provider or men must be CAPABLE of being the financial provider?
What percentage of marriages end in divorce?
What percentage of American adults are married?
True or false: Couples who take more date nights are happier and have more stable marriages.
True or false: Since 1980, the divorce rate has increased.
True or false: The marriage rate has fallen about 65 percent in the last half century.
True or false: Couples who identified more with a “team” mindset, who regularly sacrificed for one another, and, and who shared the same bank account and last name, were more likely to be satisfied with their sex.
0:02:33 Cutting across all socioeconomic, what is the greatest predictor of happiness?
0:03:53 Which groups most commonly contain the happiest spouses?
0:06:00 How do you differentiate stability and happiness in marriage?
0:06:38 Let’s assume you're answering questions after one of your lectures at the University of Virginia. One college student strongly believes that the first priority in finding a spouse is ensuring it is your soulmate. Another student argues that the happiest marriages are not spouses who are soulmates, but rather put their family first. Who is right, and why?
0:08:38 The importance of weekly date nights
0:13:49 Which spousal approach leads to a happier marriage: We Before Me or Me Before We? Why?
0:18:43 What can happen when a husband only brings home the bacon and fails to help manage the home and spend too little time with your spouse?
0:21:02 What are the four behaviors that Gottman came to describe as the “Four Horsemen of the Apocalypse,” that is, harbingers of marital failure?
0:30:34: From your perspective, what are the five pillars upon which they are forging strong and stable family-first marriages?
0:35:58: Where can listeners purchase your book, Get Married?

Purchase Get Married: https://www.harpercollins.com/products/get-married-brad-wilcox?variant=41059498917922

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Welcome to the Modern Husbands podcast, where any combination of Dr. Bruce Ross, Christian Sherrill, and Brian Page host national experts who share winning ideas to manage money and the home as a team.

Eve Rodsky transformed a “blueberries breakdown” into a catalyst for social change when she applied her Harvard trained background in organizational management to ask the simple yet profound question: What would happen if we treated our homes as our most important organizations?

Her New York Times bestselling book and Reese’s Book Club Pick, Fair Play, is a gamified life-management system that helps partners rebalance their domestic workload and reimagine their relationship. Her book was also the inspiration for the Apple TV documentary Fair Play.

Eve Rodsky received her B.A. in economics and anthropology from the University of Michigan and her J.D. from Harvard Law School.

Today we will discuss how you can use the Fair Play System to manage your home as a team with your partner.

Questions answered by Eve

00:00:00 Introduction
00:01:28 What do husbands have to say after experiencing the Fair Play System?
00:04:20 What prompted building out the Fair Play system?
00:12:15 Can you walk us through the basics of your Fair Play system?
00:24:39 A brilliant example of success using the Fair Play System that husbands will love.
00:31:01 Why men hurt when they don’t have a role in their home
00:37:48 How do you work with your spouse to manage all of the food responsibilities?
00:44:28 Why is the Fair Play book, the Fair Play cards, or the Fair Play documentary the ideal Valentine’s Day gift?
00:45:40 Where can our listeners learn more about Fair Play?
00:46:15 Valentine’s Day Assignment

Learn more about the Fair Play System: https://www.fairplaylife.com/ 

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Welcome to the Modern Husbands podcast, where any combination of Dr. Bruce Ross, Christian Scherrill, and Brian Page host national experts who share winning ideas to manage money and the home as a team.

Today we welcome Manisha Thakor who has worked in financial services for over 30-years and is a nationally recognized thought-leader around the issues of financial literacy and education. Manisha's work has been featured in national media such as The Wall Street Journal, The New York Times, Barron’s, CNN, and CNBC. She has written two personal finance books for young people in their 20s and 30s. 

Manisha earned her MBA from Harvard Business School, her BA from Wellesley College and holds the CFA and CFP designations.

For today’s episode, we will discuss the lessons from her latest book MoneyZen: The Secret to Finding Your “Enough.” We tackle the tough questions we ask ourselves as we try to balance our career ambitions, our family obligations, and our self worth. 

Enjoy today’s show.

Questions Answered in the Podcast

0:00:00 Introduction
0:01:15 In your book, MoneyZen: The Secret to Finding Your “Enough,”  you talk about being trapped in the “Cult of Never Enough” and how this cult nearly destroyed your relationships, your health, and your self-esteem. Tell us more.  
0:06:20 You spent two years researching the causes of a never enough mindset. What did you discover?  
0:20:58 Manisha shares the difference between workaholism and appropriate devotion to work
0:23:37 What is the key to finding your “enough?"
0:35:13 What is the difference between money "problems" and money "worries?”
0:40:02 Where can our listeners learn more about you and purchase your book?
0:41:19 What are one or two things listeners to this podcast can do right now to help get closer to a life of MoneyZen?

Social media

Linked In: @ManishaThakor
Twitter/X: @ManishaThakor
Facebook: @ManishaThakor 
Instagram: @ManishaThakor

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