Today's guest is Thomas Holmes, Chief Actuary for North America at Akur8. Holmes focuses on how actuarial teams can modernize pricing and reserving with automation and AI while maintaining governance and actuarial soundness. Thomas joins Emerj Editorial Director Matthew DeMello to discuss why pricing and reserving modernization is hard to execute in practice, and how insurers can adopt AI with the governance and explainability actuarial teams require. The conversation also covers starting with a clear problem statement, avoiding generic "bolt-on" AI approaches, and targeting small wins that deliver measurable workflow and cycle-time improvements. Want to share your AI adoption story with executive peers? Click emerj.com/expert2 for more information and to be a potential future guest on the 'AI in Business' podcast. This episode is sponsored by Akur8. Learn how brands work with Emerj and other Emerj Media options at emerj.com/ad1.