Headed up by CEO John Davies, Just Cash Flow has grown since 2013 from 5 employees to 70 employees and £130 million out in lending. Having recently been awarded a commended award as best alternative lender as part of the Business Money Facts awards, Just Cash Flow has released the Portfolio Builder product which has received fantastic feedback and continues to partner with well run businesses. With products assisting new start trading businesses to experienced property developers, this lender is growing from strength to strength. 

Since starting his first business at 22 years old, Investor and currency trader Jason Graystone has successfully built and run multi million pound businesses both in the service sector and online.

Jason believes that if you have the right balanced mindset, and adopt the right personality traits, you can use simple formulas to achieve anything you want in life; and it’s this attitude that allowed him to achieve complete financial independence by the time he was 30 by strategically replacing his active work force income from passive investments.

Since then, Jason helps to empower others around money and wealth creation and designing their best life.

Jason believes that everyone deserves to live an inspired life. “When we are free and able to focus on meaningful work, we become better human beings. All we want in life is time primarily, and then the ability to focus on our highest values for fulfilment and reward.”

In this episode we look at; Precise Mortgages Top Slicing and what this means for Investors. London Property Prices under the existing Mayor of London. BOE mortgage borrowing up by record £11.8B in March. Leeds Building Society launches new Buy-to-Let Holiday product. Virgin Money to launch Mortgage Guarantee products. Paragon Rental Yields report. Zoopla Market report. 

For any more information then feel free to contact us at [email protected]

*Please note your home may be repossessed if you do not keep up with your mortgage payments.  

Gary Das is the Managing Director and owner of Active Mortgages, winners of the Mortgage Strategies "Best Small Broker" 2019. MD and owner of Financial Pro, which works to help the financial services industry to create more leads, sales, profit and time, allowing them to do more of what they love, with whom they love. Gary is the host of 'The Proactive' and 'Financial Pro' Podcast. He is also the Author of Amazon Best-Selling book 'The Self Employed Mortgage Guide - The Keys to Buying Any Property'. We discuss Gary's business journey and what the next 12 months look like.

In todays episode we talk with Professional Property Investor, Portfolio Landlord, Mentor and Coach Wes De Leur. Wes has successfully scaled a large property portfolio using various strategies, across different parts of the UK and is also the founder of the Buy to Let Group on Facebook with over 29 thousand members. 

We speak with Andy Reid, Sales Director at TFG Capital. TFG Capital was established in August 2014 by James Mortimore to provide companies and high net worth individuals with a route to available funding in a difficult and increasingly risk-averse market. TFG is shorthand for ‘The Funding Gap’ and that is a gap the company was designed to fill. TFG Capital aim to provide clients with the best bridging loans and short term business loans possible, tailored to suit the clients needs.

Their terms are flexible and also have the ability to work to extremely tight deadlines combined with a no-nonsense approach to lending provides a level of comfort and certainty that is unique in the marketplace. TFG Capital have provided over £70,000,000 in funds to their clients since inception and continue to support businesses across the UK every day. They don’t seek approval from lending panels or delay their clients' plans and ambitions on a conveyor belt of over-analysis. 

To find out more feel free to contact the team at Ramsay & White. 

*please note your home maybe repossessed if you do not keep up with the monthly mortgage payments.  

The right investment in property could help propel your business forward. However, the wrong investment is fraught with problems that could jeopardise your financial future. In our fluid and rapidly changing property market, sound judgement, experience and expert property investment advice is key. As is the ability to act quickly.

Modus Accountants are a proactive accountancy firm, run by experienced property professionals with experience of hundreds of property investments. Not only will they provide advice on your ventures but also ensure that you manage your cashflow, minimise your tax burden and maximise the return from your investments.

Mark Spolander - After founding Modus Accountants back in 2018, Mark's position is now to lead, manage and motivate the team. Over the last 16+ years, he has gained extensive experience in setting up and operating a number of successful businesses. With a background in business coaching, he is passionate about helping other entrepreneurs, and loves working with his clients to achieve their business and personal goals.

Sam Dallimore - A Certified Chartered Accountant, ACCA accredited since 2017, he joined Modus in February 2020 from a background in Finance Management within industry, with this move being a transition into an accountancy practice.

As a Director of Modus Accountants he is part of the Modus leadership team, and focussed on growing the accounting practice, leading on outsourcing, overseeing client onboarding and the management of the Modus Group accounts.

When done well, investing in property can provide lucrative returns. In order to go from being a beginner landlord to a property investor with a large profitable portfolio, there are many things you need to consider.

Before you scale, it’s vital you gain experience within the industry. Starting small is the best way to learn and if you fail, at least you’re failing on a fairly small scale rather than a large one.  You need to walk before you can run and have a good understanding of the property industry before taking big steps.

If you’re confident you’ve got what it takes and you’re ready to take the next step in your property business, here are some tips to help you scale…

SPRING BUDGET BREAKING NEWS 

Here’s a summary of Rishi Sunak's 2021 Spring Budget!

▪️The stamp duty holiday on properties worth up to £500,000 will be extended until the end of June

▪️The "Help To Buy" scheme is back, with the Government helping ‘generation rent’ get on the property ladder with a deposit of just 5%

▪️Personal Tax thresholds to be frozen. No raises to the rates of income tax, national insurance, or VAT

▪️The income tax threshold will increase next year to £12,570, but it will be kept at this level until 2026. The higher rate threshold will rise to £50,270 next year, but will also then stay there until 2026

▪️Corporation tax to increase to 25% from 2023 for companies with a profit of more than £250,000

▪️Companies will be allowed to carry back some losses and claim additional tax refunds of up to £760,000

▪️The furlough scheme will be extended until the end of September. The government will contribute 70% in July, 60% in August and September, with companies paying the difference to 80%

▪️Businesses will be given incentive payments of £3,000 for all new hires of any ages

▪️The business rates holiday will be extended until the end of June, with a two-thirds discount for the remainder of the tax year

▪️The 5% reduced rate of VAT will be extended for six months to 30th September followed by an interim rate of 12.5% for another six months. The standard rate will not return until April next year

▪️A new restart grant of up to £6,000 per premises in April and up to £18,000 for firms that open up later.

For any questions please feel free to contact Joel on [email protected]