Start 2026 with purpose, not just promises. This episode covers three essential pillars for a resilient year: physical preparedness, financial security, and personal growth. From home safety audits to validating your own wealth plan (yes, even you, wealth managers!), to building daily habits that actually stick; get practical steps to strengthen your foundation. Whether you're guiding clients or focused on your own goals, these insights deliver the clarity and confidence to make 2026 your best year yet.

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In this final episode of 2025, Phil challenges listeners to shift their perspective from asking what the new year will bring to asking what they will bring to the new year. Change is inevitable, and lifelong learning is the key to staying prepared. By exploring new skills and broadening knowledge, we strengthen our minds and open doors to new opportunities. Phil encourages everyone to commit to growth in 2026 because the possibilities are endless.