In this episode of Money Hour Radio, Ben Barzideh, ChFC®, and Matt Nadeau, CFA, discuss: ⚖️ The Supreme Court’s tariff ruling—and why markets barely reacted 🤖 The sudden shift in AI sentiment, why software stocks (IGV) have plunged, and what that could signal for the broader market 🏠 Qualified Personal Residence Trusts (QPRTs)—how they can reduce estate taxes, transfer a home to heirs at a discounted gift value, and the key risks to understand before implementing one 💻 Watch & Subscribe: MoneyHourRadio.com | YouTube | Apple Podcasts | Spotify 📍 Barzideh & Nadeau Wealth Management | Barrington, IL ☎️ 847-780-2980 | 🌐 BNWealth.com The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always, please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Barzideh & Nadeau Wealth Management, LLC is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Barzideh & Nadeau Wealth Management, LLC and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Barzideh & Nadeau Wealth Management, LLC unless a client service agreement is in place.

In this episode of Money Hour Radio, Ben Barzideh, ChFC®, and Matt Nadeau, CFA, discuss:🤖 Why AI may no longer be the market’s guaranteed tailwind—and the tough questions investors are now asking about ROI, sustainability, and disruption📉 The shift beneath the surface: how tech and AI stocks have stalled while small- and mid-caps quietly gained momentum⚖️ The equity risk premium explained—why stocks are offering almost no additional return over 10-year Treasuries and what that could signal🚨 Why tight valuations leave “no margin for disappointment” in today’s market💝 How a Charitable Remainder Trust (CRT) can turn highly appreciated assets into lifetime income, immediate tax deductions, and a lasting charitable legacy🎯 Who a CRT is best suited for—and the key pros, cons, and planning considerations to know before implementing one💻 Watch & Subscribe: MoneyHourRadio.com | YouTube | Apple Podcasts | Spotify 📍 Barzideh & Nadeau Wealth Management | Barrington, IL ☎️ 847-780-2980 | 🌐 BNWealth.com The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always, please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Barzideh & Nadeau Wealth Management, LLC is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Barzideh & Nadeau Wealth Management, LLC and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Barzideh & Nadeau Wealth Management, LLC unless a client service agreement is in place.

In this episode of Money Hour Radio, Ben Barzideh, ChFC®, and Matt Nadeau, CFA, discuss:📊 What the latest “fuzzy math” job reports are really saying about the economy—and why constant downward revisions matter⚠️ The sharp rise in layoffs (and weak hiring plans) that have rekindled recession concerns🕺 The “Soul Train” rotation: how small and mid-cap stocks are moonwalking past large caps—and where we see opportunity🌎 Why value stocks, cyclical sectors, commodities, and international markets may have more runway ahead💔 The surviving spouse IRA dilemma: inherited IRA vs. spousal rollover⏳ A strategic approach for widows/widowers under age 59½ that balances short-term flexibility with long-term tax efficiency💻 Watch & Subscribe: MoneyHourRadio.com | YouTube | Apple Podcasts | Spotify 📍 Barzideh & Nadeau Wealth Management | Barrington, IL ☎️ 847-780-2980 | 🌐 BNWealth.com The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always, please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Barzideh & Nadeau Wealth Management, LLC is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Barzideh & Nadeau Wealth Management, LLC and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Barzideh & Nadeau Wealth Management, LLC unless a client service agreement is in place.

In this episode of Money Hour Radio, Ben Barzideh, ChFC®, and Matt Nadeau, CFA, discuss:📊 What recent earnings from the Magnificent Seven reveal beneath the surface—and why the market reacted differently across companies🏦 Key takeaways from the latest Federal Reserve meeting and how subtle wording changes signal ongoing inflation risk🔥 What a “run-hot” economy really means, why strong growth and inflation often go hand in hand, and how that environment impacts investing💼 How in-service, non-hardship 401(k) rollovers can give some investors more control over their retirement savings while still working🧠 Why flexibility, diversification, and thoughtful tax planning matter more in today’s economic backdrop💻 Watch & Subscribe: MoneyHourRadio.com | YouTube | Apple Podcasts | Spotify 📍 Barzideh & Nadeau Wealth Management | Barrington, IL ☎️ 847-780-2980 | 🌐 BNWealth.com The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always, please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Barzideh & Nadeau Wealth Management, LLC is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Barzideh & Nadeau Wealth Management, LLC and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Barzideh & Nadeau Wealth Management, LLC unless a client service agreement is in place.

In this episode of Money Hour Radio, Ben Barzideh, ChFC®, and Matt Nadeau, CFA, discuss:🌍 Why a sudden market selloff wasn’t just about headlines—and how the Japanese yen carry trade played a major role💴 What the yen carry trade is, how it works, and why rising Japanese bond yields can impact U.S. stocks📉 How carry trade unwinds can amplify volatility through leveraged selling and liquidity shocks📊 Why global bond markets, not just U.S. politics, matter for investors🎙️ Special Guest Interview:CPA and tax expert Raj Nagarajah, Managing Partner at ATA Group, joins the show to break down:🧾 The return of 100% bonus depreciation and what it means for business owners🔬 Major updates to R&D expense deductions under the One Big Beautiful Bill Act🏢 How the Pass-Through Entity (PTE) tax can help reduce federal tax exposure📈 Why proactive tax planning is critical heading into 2026—especially for small business owners🏛️ How nonprofits and closely held businesses can better navigate compliance and cash flowRaj Nagarajah, CPA – ATA Group🌐 www.atagroupcpa.com☎️ 847-870-0380💻 Watch & Subscribe: MoneyHourRadio.com | YouTube | Apple Podcasts | Spotify 📍 Barzideh & Nadeau Wealth Management | Barrington, IL ☎️ 847-780-2980 | 🌐 BNWealth.com The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always, please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Barzideh & Nadeau Wealth Management, LLC is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Barzideh & Nadeau Wealth Management, LLC and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Barzideh & Nadeau Wealth Management, LLC unless a client service agreement is in place.

In this episode of Money Hour Radio, Ben Barzideh, ChFC®, and Matt Nadeau, CFA, discuss:🚫 Why they do not sell or recommend equity indexed annuities and how high fees, long lockups, and complex formulas can limit investor outcomes🏛️ The Pass-Through Entity (PTE) tax, why it was created after the $10,000 SALT cap, and how it may benefit business owners📉 Key limitations and planning considerations around the PTE election, including state-specific rules and cash flow impacts🛡️ How their Advance & Protect™ investment approach seeks to balance market growth with downside risk management🎓 A preview of BN Wealth’s upcoming January 29th dinner workshop covering major tax, estate, and investment changes for 2026💻 Watch & Subscribe: MoneyHourRadio.com | YouTube | Apple Podcasts | Spotify📍 Barzideh & Nadeau Wealth Management | Barrington, IL☎️ 847-780-2980 | 🌐 BNWealth.comThe opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always, please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Barzideh & Nadeau Wealth Management, LLC is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Barzideh & Nadeau Wealth Management, LLC and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Barzideh & Nadeau Wealth Management, LLC unless a client service agreement is in place.

In this episode of Money Hour Radio, Ben Barzideh, ChFC®, and Matt Nadeau, CFA, discuss:📊 A surprisingly strong GDP report, with Q3 growth coming in at 4.3%, what drove it, and why consumer spending on essentials continues to matter📉 The market outlook for 2026, including whether markets can hold up without broad AI momentum and a dovish Federal Reserve📈 Shifting market leadership, why value and cyclical sectors may outperform growth, and what that means for portfolio positioning🧭 How their Advance & Protect investment approach adapts to changing market trends, rotations, and economic conditions💼 Key retirement planning numbers for 2026, including updated 401(k) and IRA contribution limits, catch-up rules, Roth requirements for high earners, and income phase-out thresholds🎓 A preview of BN Wealth’s upcoming January 29th workshop, covering major tax, estate, and investment changes heading into 2026💻 Watch & Subscribe: MoneyHourRadio.com | YouTube | Apple Podcasts | Spotify📍 Barzideh & Nadeau Wealth Management | Barrington, IL☎️ 847-780-2980 | 🌐 BNWealth.comThe opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always, please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Barzideh & Nadeau Wealth Management, LLC is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Barzideh & Nadeau Wealth Management, LLC and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Barzideh & Nadeau Wealth Management, LLC unless a client service agreement is in place.

In this episode of Money Hour Radio, Ben Barzideh, ChFC®, and Matt Nadeau, CFA, discuss:🎅 Whether a Santa Claus rally is coming and what historical market data says about December returns💼 The evolving “no hire, no fire” job market, what’s driving it, and whether it’s a positive or negative signal for the economy🔄 Signs of a potential market rotation, including shifting leadership from mega-cap tech toward value, small- and mid-cap stocks, and cyclical sectors🎄 A special Christmas segment featuring Pastor Todd Katter of Willow Creek Huntley, sharing a message of hope, community impact through Willow’s Year-End Fund, and details on upcoming Christmas services💻 Watch & Subscribe: MoneyHourRadio.com | YouTube | Apple Podcasts | Spotify📍 Barzideh & Nadeau Wealth Management | Barrington, IL☎️ 847-780-2980 | 🌐 BNWealth.comThe opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always, please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Barzideh & Nadeau Wealth Management, LLC is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Barzideh & Nadeau Wealth Management, LLC and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Barzideh & Nadeau Wealth Management, LLC unless a client service agreement is in place.

In this episode of Money Hour Radio, Ben Barzideh, ChFC®, and Matt Nadeau, CFA, discuss:📊 Why next week’s Oracle earnings and major AI updates could help decide whether we get a Santa Claus rally or a year-end slump🤖 The AI arms race—ChatGPT’s new model vs. Google’s Gemini 3—and how power grid limits could stall the AI boom📈 How their tactical “Advance & Protect” approach adjusts when market risk starts to rise👧 The Dell family’s $6.25B pledge tied to the new “Trump accounts” for kids and what these proposed savings accounts are designed to do🧒 Roth IRAs for kids—using earned income, compounding, and flexibility to help set children up for the future💻 Watch & Subscribe: MoneyHourRadio.com | YouTube | Apple Podcasts | Spotify📍 Barzideh & Nadeau Wealth Management | Barrington, IL☎️ 847-780-2980 | 🌐 BNWealth.comThe opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always, please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Barzideh & Nadeau Wealth Management, LLC is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Barzideh & Nadeau Wealth Management, LLC and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Barzideh & Nadeau Wealth Management, LLC unless a client service agreement is in place.

In this episode of Money Hour Radio, Ben Barzideh, ChFC®, and Matt Nadeau, CFA, discuss:

📉 Nvidia’s “blowout” earnings, wild intraday swing, and why the market still sold off🪙 Bitcoin’s 33% drop and how crypto has recently acted as a leading indicator for broader market risk📊 UBS calling a 93% chance of recession—what that kind of bold forecast might (and might not) mean🧾 QTIP trusts (not the cotton swabs) — how a Qualified Terminable Interest Property Trust can protect the legacy you leave your kids💻 Watch & Subscribe: MoneyHourRadio.com | YouTube | Apple Podcasts | Spotify📍 Barzideh & Nadeau Wealth Management | Barrington, IL☎️ 847-780-2980 | 🌐 BNWealth.comThe opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always, please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Barzideh & Nadeau Wealth Management, LLC is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Barzideh & Nadeau Wealth Management, LLC and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Barzideh & Nadeau Wealth Management, LLC unless a client service agreement is in place.