In this episode of Money Hour Radio, Ben Barzideh, ChFC®, and Matt Nadeau, CFA, discuss:⚔️ Active vs. static investing—why “set it and forget it” portfolios may leave investors exposed during major downturns, and how tactical strategies aim to adapt in real time📉 The real risk of buy-and-hold—how past market crashes (dot-com, 2008, COVID) led to significant drawdowns, and why “hoping” for recovery isn’t a strategy🛡️ The power of risk management—how their Advance & Protect approach dynamically shifts between stocks, bonds, and cash to try to help preserve capital during volatility🧠 Investor behavior in downturns—why even disciplined investors panic during losses, and how avoiding large drawdowns can potentially improve long-term outcomes⚖️ Fiduciary vs. non-fiduciary advisors—what it truly means to act in a client’s best interest and how to tell who is legally required to do so💼 Suitability vs. fiduciary standards—how some advisors can recommend higher-fee products that benefit them, even if better options exist for the client💻 Watch & Subscribe: MoneyHourRadio.com | YouTube | Apple Podcasts | Spotify 📍 Barzideh & Nadeau Wealth Management | Barrington, IL ☎️ 847-780-2980 | 🌐 BNWealth.com The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always, please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Barzideh & Nadeau Wealth Management, LLC is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Barzideh & Nadeau Wealth Management, LLC and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Barzideh & Nadeau Wealth Management, LLC unless a client service agreement is in place.

In this episode of Money Hour Radio, Ben Barzideh, ChFC®, and Matt Nadeau, CFA, discuss:📉 Why they moved completely out of the stock market—what triggered their signals, how they acted quickly, and where client portfolios are positioned now🌍 Rising geopolitical tensions and inflation risks—how the Middle East conflict and oil price spikes are complicating the Federal Reserve’s path and increasing market uncertainty⚠️ The growing risk of stagflation—what happens if inflation rises while economic growth slows, and why the Fed may prioritize fighting inflation even at the expense of the economy📊 A real-world Roth conversion example—how a couple could convert up to $250,000 over time while staying in lower tax brackets and minimizing lifetime taxes⚠️ Common Roth conversion pitfalls—how Social Security taxation, Medicare premiums (IRMAA), and unexpected capital gains can impact your strategy if not done correctly💻 Watch & Subscribe: MoneyHourRadio.com | YouTube | Apple Podcasts | Spotify 📍 Barzideh & Nadeau Wealth Management | Barrington, IL ☎️ 847-780-2980 | 🌐 BNWealth.com The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always, please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Barzideh & Nadeau Wealth Management, LLC is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Barzideh & Nadeau Wealth Management, LLC and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Barzideh & Nadeau Wealth Management, LLC unless a client service agreement is in place.

In this episode of Money Hour Radio, Ben Barzideh, ChFC®, and Matt Nadeau, CFA, discuss:🛸 The new UFO Disclosure ETF (UFOD)—what it is, why it exists, and why investors should be cautious about chasing headline-driven investment trends🏦 The latest Federal Reserve meeting, why it was largely a “nothing burger,” and what the unchanged rate outlook means for markets moving forward⚠️ Growing concerns in the private credit market, including fund redemption restrictions and early signs of stress that could impact broader financial systems👨‍👩‍👧 Special Needs Trusts—how they work, the difference between first-party and third-party trusts, and how they help protect benefits while improving quality of life for loved ones💻 Watch & Subscribe: MoneyHourRadio.com | YouTube | Apple Podcasts | Spotify 📍 Barzideh & Nadeau Wealth Management | Barrington, IL ☎️ 847-780-2980 | 🌐 BNWealth.com The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always, please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Barzideh & Nadeau Wealth Management, LLC is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Barzideh & Nadeau Wealth Management, LLC and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Barzideh & Nadeau Wealth Management, LLC unless a client service agreement is in place.

In this episode of Money Hour Radio, Ben Barzideh, ChFC®, and Matt Nadeau, CFA, discuss:🌍 The “Trump put,” the latest market volatility tied to the Iran conflict, and why oil prices and the Strait of Hormuz are the biggest risks investors should be watching right now📉 Why not every 5% market pullback is a reason to panic, but also how geopolitical shocks can become much more serious if they disrupt global energy supply for an extended period💰 The Mega Backdoor Roth IRA—how high earners may be able to move tens of thousands of extra dollars into Roth accounts through after-tax 401(k) contributions and strategic conversions📊 The 2026 contribution limits, plan rules, and key requirements that determine whether this powerful Roth strategy is available—and why proper coordination with your advisor, CPA, and plan administrator matters💻 Watch & Subscribe: MoneyHourRadio.com | YouTube | Apple Podcasts | Spotify 📍 Barzideh & Nadeau Wealth Management | Barrington, IL ☎️ 847-780-2980 | 🌐 BNWealth.com The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always, please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Barzideh & Nadeau Wealth Management, LLC is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Barzideh & Nadeau Wealth Management, LLC and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Barzideh & Nadeau Wealth Management, LLC unless a client service agreement is in place.

In this episode of Money Hour Radio, Ben Barzideh, ChFC®, and Matt Nadeau, CFA, discuss:🌍 The escalating Iran conflict, why markets react immediately to geopolitical shocks, and the key risk investors are watching—oil supply through the Strait of Hormuz📉 When geopolitical events become a true bearish market game changer versus just a short-term volatility spike📊 The math of market losses—why avoiding large drawdowns can be just as important as chasing gains🎓 The “Grandparent 529 Loophole”—how grandparents can help fund college, reduce taxes, and avoid hurting a student’s federal financial aid eligibility💰 Advanced 529 strategies like superfunding, estate planning benefits, and even transferring ownership to maximize financial aid advantages💻 Watch & Subscribe: MoneyHourRadio.com | YouTube | Apple Podcasts | Spotify 📍 Barzideh & Nadeau Wealth Management | Barrington, IL ☎️ 847-780-2980 | 🌐 BNWealth.com The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always, please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Barzideh & Nadeau Wealth Management, LLC is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Barzideh & Nadeau Wealth Management, LLC and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Barzideh & Nadeau Wealth Management, LLC unless a client service agreement is in place.

In this episode of Money Hour Radio, Ben Barzideh, ChFC®, and Matt Nadeau, CFA, discuss: ⚖️ The Supreme Court’s tariff ruling—and why markets barely reacted 🤖 The sudden shift in AI sentiment, why software stocks (IGV) have plunged, and what that could signal for the broader market 🏠 Qualified Personal Residence Trusts (QPRTs)—how they can reduce estate taxes, transfer a home to heirs at a discounted gift value, and the key risks to understand before implementing one 💻 Watch & Subscribe: MoneyHourRadio.com | YouTube | Apple Podcasts | Spotify 📍 Barzideh & Nadeau Wealth Management | Barrington, IL ☎️ 847-780-2980 | 🌐 BNWealth.com The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always, please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Barzideh & Nadeau Wealth Management, LLC is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Barzideh & Nadeau Wealth Management, LLC and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Barzideh & Nadeau Wealth Management, LLC unless a client service agreement is in place.

In this episode of Money Hour Radio, Ben Barzideh, ChFC®, and Matt Nadeau, CFA, discuss:🤖 Why AI may no longer be the market’s guaranteed tailwind—and the tough questions investors are now asking about ROI, sustainability, and disruption📉 The shift beneath the surface: how tech and AI stocks have stalled while small- and mid-caps quietly gained momentum⚖️ The equity risk premium explained—why stocks are offering almost no additional return over 10-year Treasuries and what that could signal🚨 Why tight valuations leave “no margin for disappointment” in today’s market💝 How a Charitable Remainder Trust (CRT) can turn highly appreciated assets into lifetime income, immediate tax deductions, and a lasting charitable legacy🎯 Who a CRT is best suited for—and the key pros, cons, and planning considerations to know before implementing one💻 Watch & Subscribe: MoneyHourRadio.com | YouTube | Apple Podcasts | Spotify 📍 Barzideh & Nadeau Wealth Management | Barrington, IL ☎️ 847-780-2980 | 🌐 BNWealth.com The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always, please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Barzideh & Nadeau Wealth Management, LLC is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Barzideh & Nadeau Wealth Management, LLC and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Barzideh & Nadeau Wealth Management, LLC unless a client service agreement is in place.

In this episode of Money Hour Radio, Ben Barzideh, ChFC®, and Matt Nadeau, CFA, discuss:📊 What the latest “fuzzy math” job reports are really saying about the economy—and why constant downward revisions matter⚠️ The sharp rise in layoffs (and weak hiring plans) that have rekindled recession concerns🕺 The “Soul Train” rotation: how small and mid-cap stocks are moonwalking past large caps—and where we see opportunity🌎 Why value stocks, cyclical sectors, commodities, and international markets may have more runway ahead💔 The surviving spouse IRA dilemma: inherited IRA vs. spousal rollover⏳ A strategic approach for widows/widowers under age 59½ that balances short-term flexibility with long-term tax efficiency💻 Watch & Subscribe: MoneyHourRadio.com | YouTube | Apple Podcasts | Spotify 📍 Barzideh & Nadeau Wealth Management | Barrington, IL ☎️ 847-780-2980 | 🌐 BNWealth.com The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always, please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Barzideh & Nadeau Wealth Management, LLC is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Barzideh & Nadeau Wealth Management, LLC and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Barzideh & Nadeau Wealth Management, LLC unless a client service agreement is in place.

In this episode of Money Hour Radio, Ben Barzideh, ChFC®, and Matt Nadeau, CFA, discuss:📊 What recent earnings from the Magnificent Seven reveal beneath the surface—and why the market reacted differently across companies🏦 Key takeaways from the latest Federal Reserve meeting and how subtle wording changes signal ongoing inflation risk🔥 What a “run-hot” economy really means, why strong growth and inflation often go hand in hand, and how that environment impacts investing💼 How in-service, non-hardship 401(k) rollovers can give some investors more control over their retirement savings while still working🧠 Why flexibility, diversification, and thoughtful tax planning matter more in today’s economic backdrop💻 Watch & Subscribe: MoneyHourRadio.com | YouTube | Apple Podcasts | Spotify 📍 Barzideh & Nadeau Wealth Management | Barrington, IL ☎️ 847-780-2980 | 🌐 BNWealth.com The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always, please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Barzideh & Nadeau Wealth Management, LLC is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Barzideh & Nadeau Wealth Management, LLC and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Barzideh & Nadeau Wealth Management, LLC unless a client service agreement is in place.

In this episode of Money Hour Radio, Ben Barzideh, ChFC®, and Matt Nadeau, CFA, discuss:🌍 Why a sudden market selloff wasn’t just about headlines—and how the Japanese yen carry trade played a major role💴 What the yen carry trade is, how it works, and why rising Japanese bond yields can impact U.S. stocks📉 How carry trade unwinds can amplify volatility through leveraged selling and liquidity shocks📊 Why global bond markets, not just U.S. politics, matter for investors🎙️ Special Guest Interview:CPA and tax expert Raj Nagarajah, Managing Partner at ATA Group, joins the show to break down:🧾 The return of 100% bonus depreciation and what it means for business owners🔬 Major updates to R&D expense deductions under the One Big Beautiful Bill Act🏢 How the Pass-Through Entity (PTE) tax can help reduce federal tax exposure📈 Why proactive tax planning is critical heading into 2026—especially for small business owners🏛️ How nonprofits and closely held businesses can better navigate compliance and cash flowRaj Nagarajah, CPA – ATA Group🌐 www.atagroupcpa.com☎️ 847-870-0380💻 Watch & Subscribe: MoneyHourRadio.com | YouTube | Apple Podcasts | Spotify 📍 Barzideh & Nadeau Wealth Management | Barrington, IL ☎️ 847-780-2980 | 🌐 BNWealth.com The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always, please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Barzideh & Nadeau Wealth Management, LLC is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Barzideh & Nadeau Wealth Management, LLC and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Barzideh & Nadeau Wealth Management, LLC unless a client service agreement is in place.