Money, It's Math and Mental

This is the first of a four-part series on reducing debt. The first step is to address our thoughts about debt and our ability to pay if off. Shame, frustration and urgency are three common roadblocks to debt reduction. I explain why and how to overcome each of these.

You'll get better and faster results by using your strengths. Trying to "work on" your weaknesses is usually a waste of time.

Here are 11 ways you can increase your Net Income. I give you 4 ways to increase your income and 7 ideas for reducing your expenses.

The amount of debt you have or your monthly income are neither high or low or good or bad. It's just a number. But how you think about those items will shape your financial future.

Once you've created your budget most people go to work on reducing expenses. While there are benefits to this there are also drawbacks. What most people don't consider is increasing their income. In this podcast we talk about the pros and cons to reducing expenses and increasing income.

Caving to fear prevents us from achieving our goals. In this episode I talk about fear, where it comes from, how it affects us financially and how to overcome it.

These seven "cheats"/hints will help you create a successful budget. Anyone who's used a budget for a long period of time will tell you of the same common struggles. These seven ideas are my "cheats" to work around those problems.

In this podcast I give you the 5 categories to a successful budget. Using these five categories allows you to updated your budget quickly and makes reviewing the end results easier to understand.

Most people have negative thoughts about budgets such as, "you have to be financially sophisticated to use one" or "A budget just tells me all things I can't or shouldn't be buying." But neither of those are true. In fact a budget is just a financial to-do list.