Are you considering refinancing your home or car loan but have no idea what it means or how it works? In this episode, we break down the basics of refinancing and explain how it can benefit you financially. We'll cover the different types of refinancing, the factors to consider before refinancing, and the step-by-step process of refinancing your loan. Whether you're looking to lower your monthly payments, reduce your interest rate, or access cash from your equity, refinancing may be the solution you've been looking for. Tune in to learn more about this powerful financial tool and how it can help you achieve your goals.

00:00 Start

01:08- What is a refinance?

03:19 - How much does it cost?

05:07 - CMG's Rate Rebound Program

09:21 - Pulling out cash from the equity in your home

09:55 - clip on cash out

14:34 - Using some of the equity in your home to buy another property

19:41 - Short term rentals

23:13 - Long term rentals

27:23 - Have the conversation with your mortgage professional about the potential to refinance

28:55 - Connect

NH Housing has some breaking news on 2-4 unit home loans!

5% down payment, NO MONEY down payment, OH MY!

Check out more content at Rich's page https://www.youtube.com/channel/UCp_633M6IUmjFs1Gan-NnWA

Rich Racine

[email protected]

603-665-0550

Mat MacDonald

[email protected]

(603) 506-5858

Content:

5:46 - The rates are what they are

8:42 - Let’s talk about NHH

11:56 - DPA

17:12 - What’s the catch with NHH?

21:52 - No self sufficiency

25:42 - Be a millionaire in 10 years

29:42 - Two family to single family

33:03 - What do you want to know more about?

Content

00:00 Start

02:48 - What is FHA Self sufficiency?

04:30 - FHA Buyers are getting screwed - clip

07:15 - Interest Rate Buydown Hack - Clip

11:15 - Seller strategy

13:30 - Clip

14:40 - Lease agreements you can’t argue

15:24 - Some sellers are doing themselves a disservice by not charging market rents

17:45 - Multifamily sales are not slowing down

19:15 - Where do rates need to be to make this work?

20:30 - Sellers need to be aware of accepting an FHA offer

24:00 - Income limits

26:00 - Self sufficiency is there for a reason - clip

28:00 - What to expect with rates in the upcoming market

32:00 - We’re still in an appreciating market

35:00 - Connect

Rich Racine

603-255-5224

[email protected]

www.findnhhomesforsale.com

Mat MacDonald

603-506-5858

[email protected]

www.findnhhomesforsale.com

Mat and Rich discuss the homes available on the market in different price points.

First time home buyer

Step up buyer

High end buyer

Mat helps break down the monthly payment within each category of buyer!

#firsttimehomebuyer #realestateinvesting #newhampshire #realestate #mortgage

Rich Racine - 603-255-5224

[email protected]

www.findnhhomesforsale.com

Mat MacDonald - 603-506-5858

Mat and Rich discuss the homes available on the market in different price points.

First time home buyer

Step up buyer

High end buyer

Mat helps break down the monthly payment within each category of buyer!

#firsttimehomebuyer #realestateinvesting #newhampshire #realestate #mortgage

Rich Racine - 603-255-5224

[email protected]

www.findnhhomesforsale.com

Mat MacDonald - 603-506-5858

In this episode, Riley Knox of Knox Home Inspection chats with Mat and Rich about the inspection process, the most common things he sees, and why it is crucial for buyers and even sellers to get a home inspection.   

@knoxhomeinspections9048 

www.findnhhomesforsale.com

Contact Mat: 603-475-5471 [email protected]  

Contact Rich:  603-665-0550 [email protected]

New Year, New Me!

Vision Boards, Notes, Positive Mindset

Check out more info on Mat & Rich at www.findnhhomesforsale.com

Content:

00:00 - Welcome Rob Hart of the Title Team

01:13 - Rate Update

02:29 - About Rob & The Title Team

07:14 - Making sure everyone is paid

10:30 - Doing due diligence

13:00 - Your agents should know what they’re doing

14:14 - Is title insurance a scam?

16:27 - Title fraud is real

21:27 - Current use

23:35 - Warranty deed

25:59 - Joint tenants

30:08 - Preparing for worst case scenarios

32:29 - LLC’s & Trusts

39:20 - Closings anywhere

43:04 - Escrow holdbacks

47:54 - Connect with Rob & The Title Team

Episode Content:

00:00 - Rich’s intro

03:15 - If you have money why wouldn't you just put it in the stock market?

06:12 - How to analyze an investment property

09:15 - Property Cashflow Analyzer Spreadsheet

10:56 - Now is the time to act

16:01 - Mortgage info

17:47 - It's all about strategy, what's the plan?

19:18 - Ratio information

22:24 - Operating expenses

27:43 - Market rent

29:56 - Renovation

33:37 - Analyzing the return

38:50 - Contact Rich & Mat

Connect with Mat:

603-475-5471

@mmacdonald01

Connect with Rich:

603-665-0550

@richjracine

Episode Content:

00:00 - Rich & Mat’s Show Intro

03:35 - Mat's rate update

08:40 - 10 Year Treasury Bond and Mortgage Rates

12:37 - There's very little competition, buy now

16:18 - Why should i not buy for the most that I'm pre-approved for?

22:37 - Client success stories

32:10 - Other podcasts & books to check out

42:37 - Connect with usq

Connect with Mat:

603-475-5471

@mmacdonald01

Connect with Rich:

603-665-0550

@richjracine