Episode Content:

00:00 - Welcome Krysta!

02:15 - What's the first thing a Processor does after receiving a loan submission?

05:42 - 3 Key things to get the closing disclosure out

09:00 - Avoiding borrower burnout

10:45 - Proactive loan processing

20:42 - Clear to close

22:28 - Understanding title's process

24:20 - Rate update

26:11 - Good news for first-time homebuyers

30:11 - 3-2-1 Temporary rate buydown

32:03 - Opportunities for all types of buyers

Connect with Mat:

603-475-5471

@mmacdonald01

Connect with Rich:

603-665-0550

@richjracine

Episode 18 Content:

00:00 - Intro

00:41 - What is an EMD and why do we need it?

03:32 - What is a 1031 exchange?

04:52 - Difference between a mortgage broker and a hard money lender

08:02 - The difference between a mortgage broker and mortgage lender

10:46 - What is a USDA Loan?

Connect with Mat:

603-475-5471

@mmacdonald01

Connect with Rich:

603-665-0550

@richjracine

Episode 17 Content:

00:00 - Welcome Marc Beshears

01:27 - How Marc got started in real estate

05:14 - Marc's introduction to whole life insurance

09:55 - When you invest you also mm introduce risk

11:48 - Bank on yourself

16:41 - Real life applications to being your own bank

20:53 - Tax benefits

22:55 - Whole life vs term

26:04 - Loan specs

33:09 - ROI when reaching retirement

35:35 - Everyone needs cash reserves

38:53 -Being protected with life insurance

42:02 - What if I want to stop the policy?

44:33 - Accelerated death benefit

46:04 -Your money making you more money

49:51 - Why is this type of life insurance different than the rest?

56:10 - Generational change

58:21 - Connect with Marc

Connect with Mat:

603-475-5471

@mmacdonald01

Connect with Rich:

603-665-0550

@richjracine

Episode 16 Content:

00:00 - Start

05:47 - The bubble is popping!

11:12 - The bubble will affect certain markets differently

13:07 - Increase rent payment

15:26 - Experts opinion on what's going to happen

19:03 - That first home spring boards you into the next home

21:41 - Let's get creative in this market

29:58 - We're not in 2008

37:03 - Rich's client appreciation event 11/2

Connect with Mat:

603-475-5471

@mmacdonald01

Connect with Rich:

603-665-0550

@richjracine

Episode 15 Content:

00:00 - Start

00:38 - Rate update

05:27 - Housing market update in Massachusetts & some areas of NH

07:21 - Buyers are thinking twice about their options

10:08 - Why the heck would someone live in Southern NH?!

12:19 - The demand to live in Southern NH

13:38 - Proximity to Boston

15:04 - Living in an appreciating market

18:16 - Schools, health care, & job market

26:48 - Cons to living in Southern NH

Connect with Mat:

603-475-5471

@mmacdonald01

Connect with Rich:

603-665-0550

@richjracine

Episode 14 Content:

00:00 - Show Start

02:48 - Good new for homebuyers

03:36 - Don't let the interest rate be the only deciding factor when buying a home

05:14 - It’s never a bad time to buy real estate

08:00 - Connect with Mat & Rich

Connect with Mat:

603-475-5471

@mmacdonald01

Connect with Rich:

603-665-0550

@richjracine

Episode 13 Content:

00:00 - Show Start

01:57 - Meet Matt The Lumberjack Landlord

06:26 - What’s the 4-3-2-1 Strategy? Reel*

15:17 - You got rocks in your head if you’re in your mid-twenties and you’re shopping for a single family home

20:03 - Personal Financial Statement and how much you’re actually worth means nothing

24:33 - Home prices forecast

26:23 - The next problem to manage with rentals

30:40 - Stress test your own portfolio

32:56 - Advice for young investors

35:13 - The way to get to wealth by creating multiple income streams

40:36 - Getting a good deal

43:50 - You should be doing all your homework now!

Connect with Mat:

603-475-5471

@mmacdonald01

Connect with Rich:

603-665-0550

@richjracine

Rich & Mat talk about the temporary rate buydown and how it gives homebuyers an extra flexibility with a lower monthly payment by offering them a fixed rate temporary rate buydown to lower their interest rate at the start of their loan. 2-1 and 1-0 buydown options are great for borrowers who expect an increase in their income in the next few years or who have excess seller concessions to use!

Episode 12 Content:

00:00 - Intro

01:01 - What are the rates this week?

05:06 - First time home buyers usually don't remain first time home buyers

06:30 - What's a temporary rate buydown?

12:00 - Why a temporary rate buydown vs buying down points?

20:02 - Creative lending in this market

27:04 - It's never a bad time to buy real estate

31:43 - The problem we're going to see in the next 6 to 8 years

Connect with Mat:

603-475-5471

@mmacdonald01

Connect with Rich:

603-665-0550

@richjracine

Rich & Mat compare what it would cost a home buyer if they were to buy down the rate vs putting down a higher down payment.

Episode 11 Content:

00:00 - Intro

03:17 - Buying down points

05:17 - Comparison of a $300,000 purchase

09:25 - Comparison of a $500,000 purchase

11:29 - Seller Credit

13:09 - Temporary buy down

17:05 - Where are the rates going?

19:45 - When recessions happen is when your money is made

Connect with Mat:

603-475-5471

@mmacdonald01

Connect with Rich:

603-665-0550

@richjracine

Rich & Mat talk about all the differences in getting a mortgage through a big bank vs a local mortgage broker.

Episode 10 Content:

00:00 - Intro

01:16 - Why use a local mortgage broker vs a big bank?

04:16 - Pre-approval process

10:00 - Underwriting

13:49 - Processing the loan

17:51 - Closing

20:08 - Communication with the client

24:18 - Buying down the interest rate

26:14 - They’re 9 to 5 Monday through Friday

27:25 - Big retail lenders

29:20 - Advising the buyer or seller on their best options

Connect with Mat:

603-475-5471

@mmacdonald01

Connect with Rich:

603-665-0550

@richjracine