In this episode of Money Matters, hosts Deb and Lori discuss the evolving landscape of retirement planning, emphasizing the need to rethink traditional strategies. They explore common myths, such as the mortgage payoff myth, and the importance of maintaining liquidity. The conversation also covers the significance of estate planning, understanding estate taxes, and the various types of trusts available. Additionally, they provide insights on maximizing retirement contributions and the implications of rolling over retirement accounts. The episode concludes with practical advice for addressing common retirement concerns and creating a personalized financial strategy.

Reach out to Deb and Laurie at  800-932-5010 or

https://www.gvcpleasantgrove.com/money-matters-radio-show

See omnystudio.com/listener for privacy information.

In this episode of Money Matters, the hosts discuss essential strategies for retirees to manage their tax burdens and financial planning. They emphasize the importance of understanding tax implications on retirement income, the need for diversified income streams, and the impact of market corrections on retirement savings. The conversation also covers common retirement questions, including the benefits of Roth conversions and the significance of easing into retirement rather than making abrupt changes.

Reach out to Deb and Laurie at  800-932-5010 or

https://www.gvcpleasantgrove.com/money-matters-radio-show

See omnystudio.com/listener for privacy information.

When we think of retirement, we often picture leisure and relaxation. But for many, it’s
also a time of uncertainty—especially when it comes to finances and staying mentally
engaged. Enter ChatGPT: a tool that's quietly becoming a trusted companion for
retirees seeking both cognitive stimulation and financial clarity. From organizing
stargazing schedules to simulating retirement income scenarios, AI is helping older
adults navigate this new chapter with confidence and curiosity.

Reach out to Deb and Laurie at  800-932-5010 or

https://www.gvcpleasantgrove.com/money-matters-radio-show

See omnystudio.com/listener for privacy information.

In this episode of Money Matters, hosts Deb and Laurie discuss the evolving landscape of retirement planning, particularly for high net worth individuals and business owners. They emphasize the need for personalized strategies that account for tax efficiency, healthcare costs, and estate planning. The conversation also highlights the importance of identifying financial red flags and adapting to market changes. Listeners are encouraged to take proactive steps in their financial planning to ensure a secure retirement.

Reach out to Deb and Laurie at  800-932-5010 or

https://www.gvcpleasantgrove.com/money-matters-radio-show

See omnystudio.com/listener for privacy information.

In this episode of Money Matters, the hosts discuss various investment strategies for wealth preservation, including high-yield savings accounts, fixed annuities, and US Treasury securities. They emphasize the importance of understanding the impact of personal relationships on financial health and the necessity of cultivating healthy habits for long-term security. The conversation also explores signs that may indicate readiness for early retirement and addresses common financial questions from listeners, providing insights and success stories to illustrate effective financial planning.

Reach out to Deb and Laurie at  800-932-5010 or

https://www.gvcpleasantgrove.com/money-matters-radio-show

See omnystudio.com/listener for privacy information.

This conversation delves into the essential aspects of retirement planning, emphasizing the importance of being financially prepared for a comfortable retirement. The hosts discuss key indicators of retirement readiness, including debt-free living, diverse income streams, and healthcare preparedness. They also explore unconventional assets that can enhance retirement income and highlight the significance of having a structured plan to ensure a fulfilling retirement. The discussion concludes with insights on the emotional and social aspects of retirement happiness, underscoring the value of relationships and generosity in achieving a joyful retirement.

Reach out to Deb and Laurie at  800-932-5010 or

https://www.gvcpleasantgrove.com/money-matters-radio-show

See omnystudio.com/listener for privacy information.

In this episode of Money Matters, the hosts discuss how to crisis-proof your retirement plan against unexpected financial challenges. They delve into behavioral finance, exploring how emotions and biases can impact financial decisions. The conversation also highlights the versatility of life insurance as a financial tool for retirement planning. Finally, the hosts answer listener questions, providing expert insights on various financial topics.

Reach out to Deb and Laurie at  800-932-5010 or

https://www.gvcpleasantgrove.com/money-matters-radio-show

See omnystudio.com/listener for privacy information.

This conversation delves into the financial stress faced by many Americans, particularly retirees, as highlighted by the Edelman Financial Engines report. The hosts discuss the importance of understanding personal financial situations, the pressures of homeownership, and the necessity of having a comprehensive financial plan. They provide practical tips for managing debt, planning for retirement, and the significance of regular financial assessments. The discussion emphasizes the need for guaranteed incom The hosts also address listener questions, providing insights into various financial scenarios and emphasizing the importance of working with financial professionals to navigate complex decisions.

Reach out to Deb and Laurie at  800-932-5010 or

https://www.gvcpleasantgrove.com/money-matters-radio-show

See omnystudio.com/listener for privacy information.

n this episode of Money Matters, Gary Nolan, Deb Hancock, and Laurie Christensen discuss essential financial truths for retirement planning. They emphasize the importance of having a written financial plan, understanding inflation's impact on retirement savings, navigating taxes, and preparing for longevity. The hosts also debunk common financial myths passed down from parents and provide modern strategies for financial success. In this episode of Money Matters, the hosts discuss the importance of protecting retirement investments, the connection between brain health and financial habits, and strategies for maintaining a healthy financial lifestyle. They emphasize the need for comprehensive financial planning, balancing current enjoyment with legacy planning, and the significance of budgeting and diversified portfolios. The conversation highlights actionable insights for listeners to enhance their financial well-being and prepare for a secure retirement.

Reach out to Deb and Laurie at  800-932-5010 or

https://www.gvcpleasantgrove.com/money-matters-radio-show

See omnystudio.com/listener for privacy information.

In this conversation, Laurie Hancock and Deb Christiansen discuss the importance of adapting retirement income strategies in light of long-term care events. They emphasize the need for careful planning around required minimum distributions (RMDs), tax implications, and the necessity of having a comprehensive income plan that includes emergency savings and income layering. The discussion also contrasts AAA rated retirement plans with AA rated ones, highlighting the key elements that contribute to financial stability and security in retirement. Finally, they touch on the often misunderstood tool of annuities in financial planning. In this episode, Laurie Hancock and Gary Nolan discuss the complexities and benefits of annuities in retirement planning. They explore the historical context of annuities, their potential to provide guaranteed income, and the common misconceptions that contribute to their negative reputation.

Reach out to Deb and Laurie at  800-932-5010 or

https://www.gvcpleasantgrove.com/money-matters-radio-show

See omnystudio.com/listener for privacy information.