Money Mechanics - With Sarah Poynton

By Sarah Poynton

Money Mechanics: Engineer Your Financial Future

Join Sarah Poynton, entrepreneur and financial strategist, as she breaks down the essentials of personal finance, debt reco... more

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How many episodes does Money Mechanics - With Sarah Poynton have?

The podcast currently has 33 episodes available.

Money Mechanics - With Sarah Poynton episodes:

June 23, 2026S2 Ep20: Money Mechanics - Money, Success & Self-Awareness: Building Wealth Without Losing Yourself with Matt Hall & Sarah Poynton
In this episode of the Money Mechanics Podcast, host Sarah Poynton sits down with entrepreneur, business strategist, and founder of Success School, Matt Hall.
Matt shares his journey from growing up in Bradford, performing in a Take That tribute band, and starting his first business at 19, to building a successful online education company helping entrepreneurs scale beyond trading time for money. Together, Sarah and Matt explore money mindset, financial literacy, entrepreneurship, wealth building, and the often-overlooked relationship between success and happiness.
This is a powerful conversation about defining success on your own terms, overcoming self-sabotage, and understanding that more money doesn’t automatically mean a better life.
🔑 What You'll Learn in This Episode:
💸 Early Money Beliefs & Financial Literacy
How growing up around hardworking parents shaped Matt’s relationship with money
Why wealth often felt like something that belonged to “other people”
The money myths and limiting beliefs many of us inherit growing up
Why financial literacy is still one of the biggest gaps in modern education
🚀 From Performer to Entrepreneur
How Matt accidentally started his first business at 19
The transition from entertainer to business owner
Why entrepreneurship wasn’t part of the original plan
Lessons learned from building businesses over multiple decades
📈 Wealth Building & Money Management
Why earning more money isn’t enough on its own
The importance of understanding assets versus liabilities
How cash flow challenges can quietly destroy growing businesses
Why building wealth requires intentional financial education
🧠 Self-Awareness, Success & Happiness
Why many entrepreneurs chase goals that don’t actually make them happy
The danger of tying self-worth to revenue, followers, or external validation
How self-awareness can prevent burnout and poor financial decisions
Why success should be defined personally rather than socially
⚖️ The Cost of Success
How business growth often creates unexpected pressures
The reality of building a public-facing business
Why bigger numbers don’t always create a better quality of life
Understanding your personal “enough” number
🔥 Overcoming Fear, Sabotage & Limiting Beliefs
Why people often sabotage success when it arrives
The relationship between confidence and financial growth
How fear of judgement can hold back business owners
Practical ways to challenge limiting beliefs around money
🌱 Redefining Success
Why success means different things at different stages of life
The importance of regularly reviewing your goals
How your definition of wealth evolves as your circumstances change
The question every entrepreneur should ask: "Is the pursuit worth it?"
🧠 Key Takeaways:
Money mindset
Entrepreneurship
Wealth building
Financial literacy
Success psychology
Self-awareness
Cash flow management
Assets vs liabilities
Business growth
Fear of success
External validation
🔗 Matt's Links:
Instagram: https://www.instagram.com/matthallofficial

✉️ Money Mechanics Newsletter:
https://www.sarahpoynton.com/newsletter
📲 Follow Sarah & Money Mechanics:
Instagram: https://instagram.com/sarahpoynton
Facebook: https://www.facebook.com/sarahpoyntonryan
Website: https://www.sarahpoynton.com/MoneyMechanics
Podcast: Money Mechanics Podcast
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57min
June 16, 2026S2 Ep19: Money Mechanics - Money Mindset, Confidence & Building a Business on Your Terms with Jenny Drew & Sarah Poynton
In this episode of the Money Mechanics Podcast, host Sarah Poynton sits down with entrepreneur, author, business coach, and founder of Sew Confident, Jenny Drew.
Jenny shares her journey from childhood money memories and growing up with healthy financial role models, to building a successful creative business and helping other women turn hobbies into profitable companies. Together, Sarah and Jenny explore the relationship between money, confidence, investing, self-worth, and why so many women still play small when it comes to building wealth.
This is an honest conversation about entrepreneurship, financial empowerment, money mindset, and creating a life and business that gives you freedom on your own terms.
🔑 What You'll Learn in This Episode:
💸 Early Money Beliefs & Financial Security:
Jenny's earliest memory of making money by selling her dad's belongings back to him on holiday
Growing up in a household where money wasn't a source of stress or conflict
Why financial security became one of her biggest drivers as an adult
How childhood experiences shape our relationship with money later in life
🚀 Turning a Hobby into a Business:
How Jenny built Sew Confident into a thriving business
Why creative businesses deserve to be taken seriously
The challenge of moving from "side hustle" thinking to business owner thinking
Why women often underestimate the value of their skills and expertise
👩 Women, Confidence & Playing Small:
Why many women struggle to charge what they're worth
The societal expectations that influence female entrepreneurship
How confidence grows through action rather than certainty
Why waiting until you feel "ready" often holds you back
📈 Investing & Growing Wealth:
Why earning money is only one part of the equation
The importance of investing and making money work for you
How long-term thinking creates financial freedom
Why investing doesn't need to be complicated to be effective
🧠 Money Mindset & Self-Worth:
The connection between confidence and financial success
How limiting beliefs around money can affect business growth
Why wealth doesn't change who you are - it amplifies who you already are
The importance of building a healthy relationship with money
🌱 Creating Freedom Through Business:
Why entrepreneurship can provide flexibility and fulfilment
The importance of building a business that supports your life
How community and support accelerate growth
Why success looks different for everyone
🧠 Key Takeaways:
Money mindset
Women's financial empowerment
Confidence and self-worth
Entrepreneurship
Investing for beginners
Financial security
Creative businesses
Wealth building
Long-term thinking
🔗 Jenny's Links:
Instagram: https://www.instagram.com/jennydrewcoach
Book: Stop Playing Small by Jenny Drew
✉️ Money Mechanics Newsletter:
https://www.sarahpoynton.com/newsletter
📲 Follow Sarah & Money Mechanics:
Instagram: https://instagram.com/sarahpoynton
Facebook: https://www.facebook.com/sarahpoyntonryan
Website: https://www.sarahpoynton.com/MoneyMechanics
Podcast: Money Mechanics Podcast
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1h 6min
June 09, 2026S2 Ep18: Money Mechanics - From Bankruptcy to £250 Million in Deals: Money, Mistakes & Building Real Wealth with Matt Haycox & Sarah Poynton
In this episode of the Money Mechanics Podcast, host Sarah Poynton sits down with entrepreneur, investor, lender, and podcast host Matt Haycox>.
Matt has funded more than £250 million in business loans, built multiple successful companies, experienced personal bankruptcy, and rebuilt from the ground up. This is a candid conversation about money, investing, entrepreneurship, financial freedom, and the lessons that only come from getting it wrong.
From growing up around business to losing everything and starting again, Matt shares the mindset shifts, financial principles, and wealth-building strategies that have shaped his journey.
🔑 What You'll Learn in This Episode
💸 Early Money Lessons & Growing Up Around Business:
How growing up in an entrepreneurial household shaped Matt's relationship with money
Why exposure to business from a young age influenced his career choices
The money beliefs he inherited from his parents - and the ones he later challenged
Why successful people often create wealth by thinking differently about opportunity
🚀 Building Businesses & Learning Through Failure:
How Matt went from borrower to lender in the business finance world
Why he believes mistakes are often the most valuable education you'll ever receive
The lessons learned from personal bankruptcy and rebuilding from scratch
Why resilience is one of the most important wealth-building skills
📈 Investing, Financial Freedom & Long-Term Thinking:
Why most people underestimate the power of consistency
The difference between chasing wealth and creating financial freedom
Why having money isn't just about returns - it's about options
The importance of building assets that generate long-term income
🧠 The Psychology of Money:
Why financial decisions are often emotional rather than logical
The dangers of comparing your finances to social media lifestyles
How freedom and security often matter more than status and appearances
Why wealth should support your life rather than become your life
💰 What Financial Success Actually Looks Like:
Why Matt believes many people misunderstand what "rich" really means
The role of cash reserves and emergency funds in creating freedom
Why financial security creates better decision-making
The difference between being wealthy and looking wealthy
⚖️ Risk, Reward & Entrepreneurship:
Why taking calculated risks is essential for growth
The balance between ambition and protecting what you've built
Why entrepreneurs often have a different relationship with money than employees
How to evaluate opportunities without getting distracted by hype
🔑 Key Takeaways:
Financial freedom
Entrepreneurship
Bankruptcy and recovery
Business finance
Investing psychology
Long-term wealth building
Cash reserves and liquidity
Risk management
Financial resilience
🔗 Matt's Links:
https://instagram.com/thematthaycox
✉️ Money Mechanics Newsletter:
https://www.sarahpoynton.com/newsletter
📲 Follow Sarah & Money Mechanics:
Instagram: https://instagram.com/sarahpoynton
Facebook: https://www.facebook.com/sarahpoyntonryan
Website: https://www.sarahpoynton.com/MoneyMechanics
Podcast: Money Mechanics Podcast
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43min
June 02, 2026S2 Ep17: Money Mechanics - From Travel to Property: Building Wealth, Community & Cash Flow with Athena Dobson & Sarah Poynton
In this episode of the Money Mechanics Podcast, host Sarah Poynton-Ryan sits down with Athena Dobson, founder of Girls in Property.
Athena shares her journey from working in the travel industry to building a fast-growing property portfolio and community-led business — all sparked by a lack of representation for women in property.
This episode explores financial literacy, investing, community building, and why recurring income is the foundation of long-term wealth.
🔑 What You’ll Learn in This Episode
💸 From Travel Industry to Property Investing
How COVID forced a re-evaluation of career paths and income security
Athena’s transition into property and entrepreneurship
Why uncertainty can create opportunity when approached strategically
👩 Women, Property & Representation
The lack of female-focused property communities in the UK
Why Athena created Girls in Property
The importance of safe, supportive environments for women to learn and invest
🏗️ Building a Community That Generates Wealth
How Athena turned a simple idea into a profitable membership business
Why community-first always leads to stronger business growth
The power of becoming the “centre” of your brand and mission
Why building trust is more valuable than selling upfront
📈 Property, Cash Flow & Financial Strategy
Why Athena moved away from rent-to-rent and focused on buy-to-lets
The difference between cash flow vs long-term wealth assets
Why understanding your numbers is critical to decision-making
💰 Recurring Income vs Lump Sum Thinking
Why replacing your salary should be the first financial goal
The danger of relying on one-off profits (like flips)
How recurring income creates financial stability and freedom
📊 Diversifying Beyond Property
Why property is not the only path to wealth
Alternative investments:
Businesses (nurseries, care homes, construction companies)
The importance of expanding your financial education
🧠 Tax Efficiency & Wealth Building
Why understanding tax can dramatically increase your wealth
How to use tools like pensions to reduce tax liability
The importance of structuring income intelligently
🚀 Starting Small & Thinking Bigger
Why most people delay investing due to fear or lack of knowledge
The importance of learning AND taking action
How community support accelerates growth
🧠 Key Concepts Explored
Property investing basics
Cash flow vs capital growth
Recurring income strategies
Community-led business models
Diversification beyond property
Financial literacy for women
Tax efficiency & wealth building
🔗 Athena's Links:
Search “Girls in Property” to connect with Athena
✉️ Money Mechanics Newsletter
https://www.sarahpoynton.com/newsletter
📲 Follow Sarah & Money Mechanics
Instagram: https://instagram.com/sarahpoynton
Facebook: https://www.facebook.com/sarahpoyntonryan
Website: https://www.sarahpoynton.com/MoneyMechanics
Podcast: Money Mechanics Podcast
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1h 13min
May 26, 2026S2 Ep16: Money Mechanics - Money Confidence, Financial Literacy & Why Your Emotions Drive Your Money Decisions with Lesley Thomas & Sarah Poynton
In this episode of the Money Mechanics Podcast, host Sarah Poynton sits down with Lesley Thomas, founder of the Money Confidence Academy.
Lesley specialises in helping individuals and organisations understand the emotional drivers behind financial decisions, and why money is rarely just about numbers.
This conversation explores money mindset, financial literacy, confidence, and how our beliefs about money are formed - often long before we realise it.
🔑 What You’ll Learn in This Episode
💸 Why Money Decisions Are Emotional (Not Logical)
Why most financial decisions are driven by emotion, not logic
How money stress impacts behaviour, communication, and confidence
Why understanding your emotional relationship with money is key to improving it
🧠 Your Money Story & Archetypes
How childhood experiences shape lifelong money beliefs
Why phrases like “I’m bad with money” can become self-fulfilling
The role of money archetypes in shaping behaviour
How identifying your archetype can help you build better financial habits
👩 Women, Confidence & Money
Why women often struggle to value themselves financially
The link between self-worth and earning potential
How money amplifies existing traits - both positive and negative
👨‍👩‍👧 Teaching Financial Literacy to the Next Generation
Why schools don’t teach enough about money
The importance of starting money conversations early
Why giving children choice (not control) builds better financial habits
How parents can empower rather than enable
💼 Money, Work & Employer Responsibility
How financial stress impacts productivity and workplace culture
Why employers should care about employees’ financial wellbeing
The importance of open conversations about money at work
🧠 Practical Money Mindset Shifts
Why 95% of money worries never actually happen
The difference between enabling vs empowering financially
Why nobody is “naturally good” or “bad” with money — it’s learned behaviour
How asking better questions leads to better financial outcomes
🏗️ Business & Platforms Mentioned
Money Confidence Academy
Financial education platform focused on improving confidence, behaviour, and understanding around money.
🧠 Key Takeaways:
Money mindset & emotional decision-making
Financial literacy for adults and teenagers
Money archetypes & behavioural patterns
Confidence and self-worth in finances
Workplace financial wellbeing
Generational money education
🔗 Lesley's Links:
Money Confidence Academy (main website & contact):
👉 https://moneyconfidenceacademy.com
Money Archetype Quiz (via website):
👉 Available through the Money Confidence Academy platform
✉️ Money Mechanics Newsletter:
https://www.sarahpoynton.com/newsletter
📲 Follow Sarah & Money Mechanics:
Instagram: https://instagram.com/sarahpoynton
Facebook: https://www.facebook.com/sarahpoyntonryan
Website: https://www.sarahpoynton.com/MoneyMechanics
Podcast: Money Mechanics Podcast
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1h 8min
May 19, 2026S2 Ep15: Money Mechanics - Debt, Recovery & Financial Reality: What Happens When You Don’t Pay with Shane Syron & Sarah Poynton
In this episode of the Money Mechanics Podcast, host Sarah Poynton sits down with Shane Syron from Beaumont Recoveries.
This is a candid and eye-opening conversation about debt recovery, financial responsibility, and what actually happens when debts go unpaid.
Shane shares his journey from hospitality into debt recovery and breaks down the realities of working in an industry often misunderstood — highlighting the importance of communication, empathy, and practical solutions when dealing with debt.
What You’ll Learn in This Episode:
💸 The Reality of Debt in Today’s Economy
Why rising costs and economic pressure are increasing debt levels
The growing number of individuals and businesses struggling financially
How ignoring debt can quickly escalate into serious legal consequences
⚖️ What Debt Recovery Actually Looks Like
The real role of debt recovery agents — and why they’re often misunderstood
How companies like Beaumont Recoveries work with both creditors and debtors
Why recovery isn’t about punishment — it’s about resolution
The importance of balancing outcomes for both sides
📞 Why Communication Is Everything
How early communication can prevent legal action
Why ignoring letters, calls, or emails makes situations worse
The benefits of being honest about your financial situation
How proactive conversations can lead to manageable repayment plans
📉 Legal Action & Debt Escalation
What happens when debts are left unpaid
How quickly cases can escalate through legal proceedings
The steps involved in formal debt recovery
Why understanding the process reduces fear and stress
🤝 Finding Solutions That Work
How settlement agreements can benefit both debtor and creditor
Why flexibility and negotiation are key in resolving debt
The importance of realistic repayment expectations
How structured plans can help people regain control of their finances
🧠 Money Mindset, Spending & Social Pressure
How consumer culture encourages overspending
The role of social media in creating unrealistic financial expectations
Why distinguishing between wants and needs is critical
How lifestyle inflation contributes to long-term debt
Key Takeaways:
Debt recovery process
Financial responsibility
Legal escalation of debt
Consumer spending behaviour
Social media & money mindset
Communication in financial management
Follow Shane:
Search - Beaumont Recoveries

Money Mechanics Newsletter:
https://www.sarahpoynton.com/newsletter

Follow Sarah & Money Mechanics:
Instagram: https://instagram.com/sarahpoynton
Facebook: https://www.facebook.com/sarahpoyntonryan
Website: https://www.sarahpoynton.com/MoneyMechanics
Podcast: Money Mechanics Podcast
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45min
May 12, 2026S2 Ep14: Money Mechanics - Young, Hungry & Building Wealth Early: Money, Risk & Financial Freedom with Sam Teale & Sarah Poynton
In this episode of the Money Mechanics Podcast, host Sarah Poynton sits down with Sam Teale, founder of Sam Teale Productions.
At just 23, Sam has built an award-winning video production company, leading a team of young creatives and scaling rapidly since starting the business at 17. This conversation offers a refreshing and honest perspective on money, risk, financial education, and what it really means to build wealth at a young age.
Together, they explore the mindset differences between generations, the dangers of modern spending habits, and why financial literacy has never been more important.
What You’ll Learn in This Episode:

💸 Early Money Experiences & Mindset
How Sam’s early exposure to money shaped his desire for financial control and independence
The contrast between financial stress and sudden wealth in his childhood
Why emotional experiences around money can shape lifelong behaviour
🚀 Building a Business Young
Starting a company at 17 and scaling to a growing team by 23
Why young entrepreneurs are often more willing to take risks and act quickly
How trusting your instincts (even without perfect numbers) can drive growth
The balance between intuition and financial discipline in business
💰 What Wealth Really Means
Sam’s definition of wealth as not having to worry about money
Why financial freedom is about choice, not just income
The importance of aligning money with lifestyle and goals
📊 Financial Habits & Money Management
Why Sam separates spending money from savings completely
The importance of ring-fencing savings and building discipline
How lifestyle choices can quickly create bad money habits
Why awareness of spending is critical for long-term wealth
⚠️ The Hidden Risks for Young People Today
The dangers of easy access to credit and “buy now, pay later” services
How frictionless payments (Apple Pay, one-click checkout) encourage overspending
The growing issue of forgotten subscriptions draining money
Why modern financial systems make it easier than ever to lose control of money
🧠 Financial Education & Society
Why schools fail to teach essential money skills
The impact of societal attitudes that discourage conversations about money
Why confidence plays a huge role in financial decision-making
The importance of normalising conversations about wealth and investing
🔑 Key Takeaways:
Financial freedom vs wealth
Risk-taking in entrepreneurship
Money habits & discipline
Credit, debt & modern spending traps
Financial literacy for younger generations
Confidence & money mindset
🔗 Links Mentioned:
Sam Teale on Instagram:
https://instagram.com/samteale_
Sam Teale Productions:
Search “Sam Teale Productions” to connect
✉️ Money Mechanics Newsletter:
https://www.sarahpoynton.com/newsletter

📲 Follow Sarah & Money Mechanics:
Instagram: https://instagram.com/iamsarahpoynton
Facebook: https://www.facebook.com/sarahpoyntonryan
Website: https://www.sarahpoynton.com/MoneyMechanics
Podcast: Money Mechanics Podcast
...more
53min
May 05, 2026S2 Ep13: Money Mechanics - Risk, Property & Wealth Creation: Building Businesses from Scratch with Mark Potter & Sarah Poynton
In this episode of the Money Mechanics Podcast, host Sarah Poynton sits down with entrepreneur Mark Potter.
Mark shares his unconventional journey from leaving school at 14 to building multiple successful businesses across industries including property, automotive, and care services. From early ventures selling car parts and importing products, to scaling property developments through Ernest Hardy, this conversation dives deep into what it really takes to build wealth.
This episode is a raw, honest look at risk-taking, resilience, financial education, and why most people misunderstand money and investing.
What You’ll Learn in This Episode:

💸 Early Money Beliefs & Entrepreneurial Beginnings
How Mark’s upbringing shaped a practical, non-fear-based relationship with money
Why money “was never really spoken about in a worrying sense”
His journey from leaving school early to launching multiple businesses
Early ventures including car breaking, recovery services, and importing products
🚀 Building Businesses Through Risk & Action
Why Mark believes: “If you don’t want to take risks, go and get a job”
The reality of starting and scaling businesses across industries
Lessons learned from failure — including tough decisions like letting staff go
Why real-world experience often beats paid education and courses
🏗️ Property, Investing & Wealth Creation
How Mark entered property in 2019 and scaled quickly
Buying 14 properties within his first year
Building relationships and leveraging partnerships to grow
His current work through Ernest Hardy in development and sales
📉 The Biggest Lie About Money & Investing
Why “investing is too risky” is one of the biggest misconceptions
The hidden risk of keeping money in the bank
How inflation silently erodes wealth over time
Why avoiding investing can actually be the riskier option
📊 Financial Literacy Everyone Should Understand
The two key concepts Mark believes everyone should learn:
Inflation eroding money and debt
Compound interest as a wealth-building tool
Why financial education is missing from the school system
The importance of learning money skills early
💡 Mindset, Work & Wealth
Why Mark believes a job can limit your earning potential
The importance of taking ownership of your financial future
Why your willingness to take action determines your results
How long-term thinking and persistence shape success
🔑 Key Takeaways:
Risk vs safety in investing
Financial literacy & education gaps
Inflation & compound interest
Entrepreneurship vs employment
Property investment strategy
Wealth creation through action
✉️ Money Mechanics Newsletter:
https://www.sarahpoynton.com/newsletter

📲 Follow Sarah & Money Mechanics:
Instagram: https://instagram.com/iamsarahpoynton
Facebook: https://www.facebook.com/sarahpoyntonryan
Website: https://www.sarahpoynton.com/MoneyMechanics
Podcast: Money Mechanics Podcast
...more
51min
April 28, 2026S2 Ep12: Money Mechanics - From Dance Teacher to CEO: Money Mindset, Pricing & Building Wealth with Louise Brough & Sarah Poynton
Money Mindset, Pricing & Building a Profitable Business with Louise Brough

In this episode of the Money Mechanics Podcast, host Sarah Poynton is joined by Louise Brough, founder of The Dance Business Coach.
Louise shares her journey from dance teacher to business owner and coach, helping women in the dance industry build profitable, sustainable businesses. Together, they unpack the real relationship women have with money, how to shift your mindset, and what it actually takes to build both income and impact.
This episode is a powerful reminder that wealth isn’t just about numbers - it’s about beliefs, behaviours, and the environment you put yourself in.
What You’ll Learn in This Episode:

💸 Why Your Money Mindset Matters More Than You Think
How many women are conditioned to avoid talking about money
Why being around people who openly discuss money can transform your thinking
The impact of normalising higher income goals and ambition
Why money is simply a reflection of value exchange and belief
🧠 The Real Reason You’re Stuck Financially
How self-doubt and guilt can limit your earning potential
Why many women feel uncomfortable charging properly
The hidden beliefs that keep you playing small in business
How Louise shifted from fear around spending to investing in growth
📈 Pricing, Profit & Running a Real Business
The moment Louise stopped treating her dance school like a hobby and started treating it like a business
Why undercharging is one of the biggest blockers to growth
The importance of building a business that creates profit, freedom, and impact
Why your pricing reflects your self-worth and positioning
📊 Simple Money Habits That Build Wealth
Why you should start saving and investing before you feel ready
The power of small, consistent habits (even £10 per week)
How discipline creates long-term financial results
Why waiting for “extra money” is a trap
🌱 Defining Wealth on Your Own Terms
Why making more money doesn’t automatically create happiness
Louise’s definition of a “rich life” as security, freedom, and choice
Why success should align with your personal values - not external expectations
The difference between chasing money vs building a meaningful business
🚀 The Power of Action Over Intention
Why goals without behaviour change don’t work
The importance of weekly self-check-ins
Asking: “Am I actually taking the actions required to reach my goals?”
How consistent action compounds into real results
📚 Links Mentioned
Louise’s Instagram:
https://instagram.com/thedancebusinesscoach
🔑 Key Takeaways:
Money mindset & financial psychology
Pricing and self-worth
Financial habits & discipline
Wealth as a personal definition
Community influence on income ceilings
Action vs intention
✉️ Money Mechanics Newsletter:
https://www.sarahpoynton.com/newsletter
📲 Follow Sarah & Money Mechanics
Instagram: https://instagram.com/iamsarahpoynton
Facebook: https://www.facebook.com/sarahpoyntonryan
Website: https://www.sarahpoynton.com/MoneyMechanics
Podcast: Money Mechanics Podcast
...more
51min
April 21, 2026S2 Ep11: Money Mechanics - From Caregiver to Gold Trader: Lawrence Keighley's Journey With Sarah Poynton
From £800 to £100k Deals: Building Wealth with Gold, Grit & Gut Instinct with Lawrence Keighley

In this episode of the Money Mechanics Podcast, Sarah Poynton-Ryan sits down with Lawrence Keighley, founder and CEO of LK Gold.
Lawrence shares his raw and inspiring journey from homelessness, financial instability, and becoming a full-time carer, to building a fast-growing business trading gold, silver, jewellery, and luxury watches.
This is a powerful conversation about:
Starting with very little money
Building trust in a high-risk industry
Taking bold risks when failure isn’t an option
And why simple strategies often outperform complex ones
🔑 What You’ll Learn in This Episode
💰 Starting a Business with Almost Nothing
How Lawrence started LK Gold with just £800
Why gold appealed as a low-risk entry point (holding intrinsic value)
How small profits (£15 on a ring!) can build into serious momentum
Why you don’t need a website, branding or ads to get started
🪙 Gold, Silver & Bullion Explained (For Beginners)
The difference between:
Bullion (coins & bars)
Jewellery (rings, chains, watches)
Why some UK coins like sovereigns and Britannias can be:
Capital Gains Tax free
VAT free
How pricing works:
Buying below market value
Selling slightly under competitors for volume
📈 Making Money from Precious Metals
How Lawrence sources deals through:
Facebook groups
Word of mouth
Personal network (phone book!)
Why trust is everything in gold trading
How repeat customers become your biggest asset
Real story: turning a single connection into £100,000+ of deals
🧠 Mindset: Risk, Failure & Playing the Long Game
Why Lawrence EXPECTED to lose money at the start
The difference between:
People who quit after losses
People who build wealth over time
Why he thinks:
“You won’t save your way to wealth - you have to invest your way there”
The power of a 20–30 year investment mindset
Why risk appetite can be your biggest advantage (if used wisely)
🏠 From Homelessness to Investor Thinking
Lawrence’s experience of:
Being homeless as a teenager
Buying a car as a backup place to sleep
How that shaped his obsession with:
Property
Security
Long-term wealth
🔁 The Power of Starting Small
Real examples of people:
Investing £60–£100 per week into silver
Building wealth through consistency
Why “small” investing is NOT pointless
How compounding actually plays out in real life
💡 Key Takeaways
You don’t need loads of money to start - you need movement
Trust + relationships = faster business growth than ads
Precious metals are:
Simple
Tangible
Historically proven stores of value
The biggest risk right now?
👉 Doing nothing
👤 Guest Details
Lawrence Keely
Founder of LK Gold

📲 Connect on Facebook:
https://www.facebook.com/lawrence.keighley.14 (as referenced in episode)

📚 Concepts Covered
Precious metals investing (gold & silver)
Bullion vs jewellery
Capital Gains Tax (UK context)
Risk appetite in investing
Dollar-cost averaging (weekly investing habits)
Relationship-led business growth
✉️ Join the Money Mechanics Newsletter (Free)
https://moneymecahics.com/newsletter
If you want to:
Understand investing in simple terms
Learn how to make your money work harder
See real examples from Sarah’s portfolio
Get weekly updates on markets, money & mindset
👉 Sign up here:
https://moneymecahics.com/newsletter

📲 Follow Sarah & Money Mechanics
Instagram: https://www.instagram.com/iamsarahpoynton
Facebook: https://www.facebook.com/sarahpoyntonryan
Website: https://www.sarahpoynton.com/moneymechanices
Podcast: Money Mechanics Podcast
🎧 Final Thought
You don’t need to understand everything to start.
You just need to:
Take the first step
Learn as you go
And stay in the game long enough for it to work
...more
53min

FAQs about Money Mechanics - With Sarah Poynton:

How many episodes does Money Mechanics - With Sarah Poynton have?

The podcast currently has 33 episodes available.