Money Mondays

You may have heard of Cryptocurrency in the news but what is it, how does it work and what is it for? Zak & Emma are here to answer those questions before you 

From humble beginnings, the world crypto market is currently worth 2.68 trillion dollars. This figure is as of writing this, by the time you read it, it will probably have changed! Such is the volatility of crypto 

Cryptocurrency is largely used for trading rather than purchases at the moment with people hoping to become ‘Bitcoin Millionaires’ and while this podcast is not here to condemn or promote the use of cryptocurrency there is the potential for loss of money and even addiction. Our sister podcast ‘Hold or Fold’ recently did an episode on Crypto addiction

USEFUL LINKS:

• Clean Slate
• Quids In Magazine
• What is cryptocurrency?
• Hold or Fold Podcast

If you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...

📧: [email protected]

💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok

✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XF

This episode is hosted by...

Zak - The award-winning co-presenter of NPRs 'Life After Prison' Podcast

Emma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomes

You can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:

https://prison.radio/

Hosted on Acast. See acast.com/privacy for more information.

Planning for the future can be scary, it can also be something that you put off and ignore. On this episode Zak & Emma are looking at pensions, an often confusing topic, and asking, what are they? who are they for? and how do they work?

Whether you choose to opt out of a workplace pension or contribute as much as you can, it is important to lay plans for the future to ensure your retirement is as comfortable as possible so Emma is here to give you some information and some options.

USEFUL LINKS:

• Clean Slate
• Quids In Magazine
• State Pension
• Pension Wise
• Retirement
• Prison & Pensions

If you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...

📧:  [email protected]

💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok

✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XF

This episode is hosted by...

Zak - The award-winning co-presenter of NPRs 'Life After Prison' Podcast

Emma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomes

You can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:

https://prison.radio/

Hosted on Acast. See acast.com/privacy for more information.

One of the key themes of Money Mondays has been using technology to make your financial future more efficient. Whether that be using online banking or shopping online, the digital age has certainly made money more manageable. 

But what if you’ve never used anything like this before, maybe getting online seems like a daunting task to you? You may have heard horror stories of how people have lost out massively after falling foul of a scam and are unsure if banking online is for you. 

The truth is, most people happily manage their money online with no repercussions - On this episode, Zak & Emma are looking at ways to ensure you are safe online too - You might be due for release soon and looking to get online for the first time so here are some hints on what to look out for, the do’s and dont’s and how to ensure your money stays safe 

USEFUL LINKS:

• Clean Slate
• Quids In Magazine
• Shop Safely Online
• Guide to Digital Banking 

If you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...

📧: [email protected]

💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok

✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XF

This episode is hosted by...

Zak - The award-winning co-presenter of NPRs 'Life After Prison' Podcast

Emma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomes

You can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:

https://prison.radio/

Hosted on Acast. See acast.com/privacy for more information.

Joining Zak & Emma on this episode is Moe who has been recently released from prison. Moe talks about how difficult it can be to adapt financially to the outside world but also shares hints and tips and shines a light on some of the charities that have helped him out. Zak & Emma reflect on Moe’s words throughout and also talk about ways to make your money stretch further and emphasise the importance of reaching out and seeking help if you need it 

Since his release, Moe has been doing great things and is now working for NPR on the show ‘Outside In’ which you can listen to wherever you get your podcasts

USEFUL LINKS:

• SwitchBack
• Trailblazers
• My Fridge Food 
• Super Cook
• Love Food Hate Waste
• Turn2Us - Benefit Checker
• Clean Slate
• Quids In Magazine
• Outside In Podcast

If you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...

📧:  [email protected]

💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok

✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XF

This episode is hosted by...

Zak - The award-winning co-presenter of NPRs 'Life After Prison' Podcast

Emma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomes

You can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:

https://prison.radio/

Hosted on Acast. See acast.com/privacy for more information.

Around 13% of prisoners were released to homelessness last year. Having no fixed address can make it really tough to open or maintain any kind of banking provision. Having no kind of banking provision can make it more difficult to receive benefits, wages or to pay for goods or services. Because of this HSBC, in partnership with Shelter launched the ‘No Fixed Address’ service to help people break this cycle 

Joining Zak & Emma on this episode are Vanessa Whale from HSBC & Megan Barrow from Shelter to tell us about the service, how it works and the logistics if you or someone you know would benefit from it.

USEFUL LINKS

• HSBC Breaking the Cycle
• Shelter No Fixed Address
• St Mungos 
• Crisis
• Clean Slate
• Quids In Magazine
• 
  

If you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...

📧:  [email protected]

💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok

✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XF

This episode is hosted by...

Zak - The award-winning co-presenter of NPRs 'Life After Prison' Podcast

Emma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomes

You can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:

https://prison.radio/

Hosted on Acast. See acast.com/privacy for more information.

This is the fourth and final episode in a mini series exploring entrepreneurship and business mindedness 

In this episode, the spotlight is now being shone on Zak as we find out more about how he was able to go from prison to business owner. Zak shares some tricks of the trade, what he has learnt and how he kept focussed when things got tough. We also explore some of the things you may need to consider if you’re looking to start your own business.

Once again we’re joined by David Morgan from ‘Entrepreneurs Unlocked’ who is answering a couple of questions we received from HMP Styal 

• Entrepreneurs Unlocked
• Xconversation
• Clean Slate
• Quids In Magazine

If you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...

📧:  [email protected]

💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok

✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XF

This episode is hosted by...

Zak - The award-winning co-presenter of NPRs 'Life After Prison' Podcast

Emma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomes

You can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:

https://prison.radio/

Hosted on Acast. See acast.com/privacy for more information.

This is the third episode in a mini series exploring entrepreneurship and business mindedness 

On this episode we’re joined by Gary who used his time in prison to find himself, hone his business skills and find some missing pieces to his jigsaw - He talks about how his cell was covered in business plans and ideas, how the library helped him out and what his big plans are for the future

Zak & Emma reflect on Gary’s story throughout and Zak gives his own advice on how to make the most of your time inside and what setting up a business can look like 

USEFUL LINKS:

• Perigon Associates
• Seed Harmony
• Social Ark
• Entrepreneurs Unlocked
• Xconversation
• The King’s Trust 
• Clean Slate
• Quids In Magazine

Gary also mentions the books “The 4-Hour Work Week by Timothy Ferriss” and “Starting a Business for Dummies by Colin Barrow”

If you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...

📧:  [email protected]

💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok

✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XF

This episode is hosted by...

Zak - The award-winning co-presenter of NPRs 'Life After Prison' Podcast

Emma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomes

You can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:

https://prison.radio/

Hosted on Acast. See acast.com/privacy for more information.

This is the second episode in a mini series exploring entrepreneurship and business mindedness 

Zak & Emma are joined by Darryl and Sam who have both managed to turn their lives around after turbulent beginnings. Sam started with a bucket and sponge and now runs ‘Genuine Futures’ who seek to ‘support individuals in our communities, who may have faced difficult obstacles and barriers in their lives which have prevented them from achieving their full potential’ - While Darryl, a former 41 year career criminal, is now using his lived experience to give inspiring talks and help others through his own venture, ‘Crime Guardians’

Darryl & Sam are both ambassadors of ‘Entrepreneurs Unlocked’ who were featured on the previous episode. David from Entrepreneurs Unlocked joins us again to field a listener question from Moe 

USEFUL LINKS:

• Genuine Futures
• Crime Guardians
• Entrepreneurs Unlocked
• Clean Slate
• Quids In Magazine

If you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...

📧:  [email protected]

💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok

✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XF

This episode is hosted by...

Zak - The award-winning co-presenter of NPRs 'Life After Prison' Podcast

Emma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomes

You can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:

https://prison.radio/

Hosted on Acast. See acast.com/privacy for more information.

This is the first episode in a mini series exploring entrepreneurship and business mindedness 

To start the episode, Emma asks Zak about how he turned 3 prison sentences into a positive and was able to use his lived experience to carve a new path for himself. Zak opens up about the skills he learned inside and how he managed to change his mindset and his social circle to become an award winning entrepreneur and broadcaster 

Also joining Zak & Emma on this episode is David Morgan from ‘Entrepreneurs Unlocked’ who aim to create pathways for individuals on society’s margins to thrive through entrepreneurship. David tells us about the work he does in prisons and gives some advice on how to get started in the world of business, he also fields a question from John in HMP Brixton

USEFUL LINKS:

• Entrepreneurs Unlocked
• Xconversation
• Clean Slate
• Quids In Magazine

If you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...

📧: [email protected]

💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok

✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XF

This episode is hosted by...

Zak - The award-winning co-presenter of NPRs 'Life After Prison' Podcast

Emma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomes

You can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:

https://prison.radio/

Hosted on Acast. See acast.com/privacy for more information.

The ‘Prisoner Banking Programme’ allows eligible prisoners to apply for a basic bank account whilst in custody. Sentenced prisoners with no more than 6 months and no less than 6 weeks left until their release are encouraged to reach out to see if their prison supports the scheme

We spoke with the New Futures Network about the ‘PBP’ back on Episode 11 and are now delighted to welcome Emma & Adam who work for one of the 7 banks that are partnering with prisons to support the scheme. Emma & Adam tell us why it’s so important to have a bank account, how to get a bank account set up and what to do with any existing accounts while you’re in custody 

USEFUL LINKS:

• Prisoner Banking Programme

• New Futures Network

• “Why bank accounts are crucial for prison leavers..”

• Clean Slate

• Quids In Magazine

If you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...

📧:  [email protected]

💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok

✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XF

This episode is hosted by...

Zak - The award-winning co-presenter of NPRs 'Life After Prison' Podcast

Emma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomes

You can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:

https://prison.radio/

Hosted on Acast. See acast.com/privacy for more information.