Up for discussion on this episode of Money Mondays, is ‘Side Hustles’ - These have been mentioned in passing on previous episodes so we thought we’d do a deeper dive on a subject which could lead to your financial freedom.

Our very own Zak started off on his current path with a side hustle, growing ‘X-Conversation’, which led to ‘Life After Prison’, Money Mondays and lots more - He’s now a multi-award winning broadcaster, host and entrepreneur and it all started as a side hustle! Emma also tells us how she has boosted her income by using her talents and offering her literary services on the side 

USEFUL LINKS:

• Clean Slate
• Quids In Magazine
• Side Hustles
• X-Conversation
• Life After Prison
• Vinted
• Fiverr

If you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...

📧: [email protected]

💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok

✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XF

This episode is hosted by...

Zak - The award-winning co-presenter of NPRs 'Life After Prison' Podcast

Emma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomes

You can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:

https://prison.radio/

Hosted on Acast. See acast.com/privacy for more information.

In what has been dubbed ‘Awful April’, bills have been increasing again and there are many other rises putting yet another squeeze on people. In this episode Zak & Emma are looking at council tax and ways to potentially save some money, particularly if you’re in prison or the partner of someone who is.

Emma explains what council tax is used for, why we have to pay it and what you can do if you believe you, or your family are paying too much

USEFUL LINKS:

• Clean Slate
• Quids In Magazine
• Council Tax
• Awful April
• Save Money on Your Council Tax
• Council Tax Bands
• Council Tax Reduction
• Challenge Your Council Tax Band 

If you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...

📧: [email protected]

💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok

✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XF

This episode is hosted by...

Zak - The award-winning co-presenter of NPRs 'Life After Prison' Podcast

Emma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomes

You can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:

https://prison.radio/

Hosted on Acast. See acast.com/privacy for more information.

April is a BIG month in the financial calendar. It welcomes the start of the new tax year, allowances renew, the price of bills change and it’s no different in prison. Zak & Emma are here with an update on what’s changing and how it might affect you. 

It’s recently been announced that the amount you can draw down from private to your spends account is increasing by 10% which looks like good news when added to the recent increase in wages, but is it enough to counter inflation on the canteen? 

USEFUL LINKS:

• Clean Slate
• Quids In Magazine
• Inside Time - Pay Rates
• Inside Time - Private Cash
• Inside Time - Pay Rise

If you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...

📧: [email protected]

💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok

✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XF

This episode is hosted by...

Zak - The award-winning co-presenter of NPRs 'Life After Prison' Podcast

Emma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomes

You can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:

https://prison.radio/

Hosted on Acast. See acast.com/privacy for more information.

You may have heard of Cryptocurrency in the news but what is it, how does it work and what is it for? Zak & Emma are here to answer those questions before you 

From humble beginnings, the world crypto market is currently worth 2.68 trillion dollars. This figure is as of writing this, by the time you read it, it will probably have changed! Such is the volatility of crypto 

Cryptocurrency is largely used for trading rather than purchases at the moment with people hoping to become ‘Bitcoin Millionaires’ and while this podcast is not here to condemn or promote the use of cryptocurrency there is the potential for loss of money and even addiction. Our sister podcast ‘Hold or Fold’ recently did an episode on Crypto addiction

USEFUL LINKS:

• Clean Slate
• Quids In Magazine
• What is cryptocurrency?
• Hold or Fold Podcast

If you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...

📧: [email protected]

💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok

✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XF

This episode is hosted by...

Zak - The award-winning co-presenter of NPRs 'Life After Prison' Podcast

Emma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomes

You can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:

https://prison.radio/

Hosted on Acast. See acast.com/privacy for more information.

Planning for the future can be scary, it can also be something that you put off and ignore. On this episode Zak & Emma are looking at pensions, an often confusing topic, and asking, what are they? who are they for? and how do they work?

Whether you choose to opt out of a workplace pension or contribute as much as you can, it is important to lay plans for the future to ensure your retirement is as comfortable as possible so Emma is here to give you some information and some options.

USEFUL LINKS:

• Clean Slate
• Quids In Magazine
• State Pension
• Pension Wise
• Retirement
• Prison & Pensions

If you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...

📧:  [email protected]

💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok

✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XF

This episode is hosted by...

Zak - The award-winning co-presenter of NPRs 'Life After Prison' Podcast

Emma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomes

You can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:

https://prison.radio/

Hosted on Acast. See acast.com/privacy for more information.

One of the key themes of Money Mondays has been using technology to make your financial future more efficient. Whether that be using online banking or shopping online, the digital age has certainly made money more manageable. 

But what if you’ve never used anything like this before, maybe getting online seems like a daunting task to you? You may have heard horror stories of how people have lost out massively after falling foul of a scam and are unsure if banking online is for you. 

The truth is, most people happily manage their money online with no repercussions - On this episode, Zak & Emma are looking at ways to ensure you are safe online too - You might be due for release soon and looking to get online for the first time so here are some hints on what to look out for, the do’s and dont’s and how to ensure your money stays safe 

USEFUL LINKS:

• Clean Slate
• Quids In Magazine
• Shop Safely Online
• Guide to Digital Banking 

If you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...

📧: [email protected]

💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok

✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XF

This episode is hosted by...

Zak - The award-winning co-presenter of NPRs 'Life After Prison' Podcast

Emma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomes

You can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:

https://prison.radio/

Hosted on Acast. See acast.com/privacy for more information.

Joining Zak & Emma on this episode is Moe who has been recently released from prison. Moe talks about how difficult it can be to adapt financially to the outside world but also shares hints and tips and shines a light on some of the charities that have helped him out. Zak & Emma reflect on Moe’s words throughout and also talk about ways to make your money stretch further and emphasise the importance of reaching out and seeking help if you need it 

Since his release, Moe has been doing great things and is now working for NPR on the show ‘Outside In’ which you can listen to wherever you get your podcasts

USEFUL LINKS:

• SwitchBack
• Trailblazers
• My Fridge Food 
• Super Cook
• Love Food Hate Waste
• Turn2Us - Benefit Checker
• Clean Slate
• Quids In Magazine
• Outside In Podcast

If you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...

📧:  [email protected]

💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok

✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XF

This episode is hosted by...

Zak - The award-winning co-presenter of NPRs 'Life After Prison' Podcast

Emma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomes

You can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:

https://prison.radio/

Hosted on Acast. See acast.com/privacy for more information.

Around 13% of prisoners were released to homelessness last year. Having no fixed address can make it really tough to open or maintain any kind of banking provision. Having no kind of banking provision can make it more difficult to receive benefits, wages or to pay for goods or services. Because of this HSBC, in partnership with Shelter launched the ‘No Fixed Address’ service to help people break this cycle 

Joining Zak & Emma on this episode are Vanessa Whale from HSBC & Megan Barrow from Shelter to tell us about the service, how it works and the logistics if you or someone you know would benefit from it.

USEFUL LINKS

• HSBC Breaking the Cycle
• Shelter No Fixed Address
• St Mungos 
• Crisis
• Clean Slate
• Quids In Magazine
• 
  

If you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...

📧:  [email protected]

💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok

✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XF

This episode is hosted by...

Zak - The award-winning co-presenter of NPRs 'Life After Prison' Podcast

Emma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomes

You can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:

https://prison.radio/

Hosted on Acast. See acast.com/privacy for more information.

This is the fourth and final episode in a mini series exploring entrepreneurship and business mindedness 

In this episode, the spotlight is now being shone on Zak as we find out more about how he was able to go from prison to business owner. Zak shares some tricks of the trade, what he has learnt and how he kept focussed when things got tough. We also explore some of the things you may need to consider if you’re looking to start your own business.

Once again we’re joined by David Morgan from ‘Entrepreneurs Unlocked’ who is answering a couple of questions we received from HMP Styal 

• Entrepreneurs Unlocked
• Xconversation
• Clean Slate
• Quids In Magazine

If you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...

📧:  [email protected]

💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok

✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XF

This episode is hosted by...

Zak - The award-winning co-presenter of NPRs 'Life After Prison' Podcast

Emma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomes

You can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:

https://prison.radio/

Hosted on Acast. See acast.com/privacy for more information.

This is the third episode in a mini series exploring entrepreneurship and business mindedness 

On this episode we’re joined by Gary who used his time in prison to find himself, hone his business skills and find some missing pieces to his jigsaw - He talks about how his cell was covered in business plans and ideas, how the library helped him out and what his big plans are for the future

Zak & Emma reflect on Gary’s story throughout and Zak gives his own advice on how to make the most of your time inside and what setting up a business can look like 

USEFUL LINKS:

• Perigon Associates
• Seed Harmony
• Social Ark
• Entrepreneurs Unlocked
• Xconversation
• The King’s Trust 
• Clean Slate
• Quids In Magazine

Gary also mentions the books “The 4-Hour Work Week by Timothy Ferriss” and “Starting a Business for Dummies by Colin Barrow”

If you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...

📧:  [email protected]

💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok

✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XF

This episode is hosted by...

Zak - The award-winning co-presenter of NPRs 'Life After Prison' Podcast

Emma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomes

You can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:

https://prison.radio/

Hosted on Acast. See acast.com/privacy for more information.