Money Mondays

On this episode of Money Mondays, Zak & Emma are joined by special guest Pat Bannigan. Pat dedicated a large part of his career to supporting people in prison with their finance, benefit and debt needs. During this time he helped prisoners open more than 2500 bank accounts and assisted them with debts of almost £10 million, in doing so he became known within prison and probation circles as the ‘Money Man’

Pat talks about how he first got involved with prisons, what the main challenges facing prisoners are when it comes to finance and what support is available both inside and upon release.

USEFUL LINKS:

• Quids In Magazine

• Citizens Advice

• Experian

• Equifax

If you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...

📧:  [email protected]

💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok

✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XF

This episode is hosted by...

Zak - The award-winning co-presenter of NPRs 'Life After Prison' Podcast

Emma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomes

You can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:

https://prison.radio/

Hosted on Acast. See acast.com/privacy for more information.

Zak & Emma are back and helping you to fix up your finances

Getting credit can be confusing... How do Credit Cards work? How much will they cost me and how can I stop myself paying extortionate interest and being burdened with a debt for many years?

Ever heard of a balance transfer? This could be a way for you to save money if you already have a credit/store card debt. In this episode, Emma explains what they are, how they work and what to be aware of.

Plus, the lovely Wendy from Access2Advice is here again fielding YOUR questions. This time, Barry from Wayland has his question answered

USEFUL LINKS:

• Quids In Magazine

• Access2Advice

• What is a Balance Transfer?

If you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...

📧:  [email protected]

💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok

✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XF

This episode is hosted by...

Zak - The award-winning co-presenter of NPRs 'Life After Prison' Podcast

Emma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomes

You can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:

https://prison.radio/

Hosted on Acast. See acast.com/privacy for more information.

On this episode, Zak & Emma are joined by Laudjah who is sharing his story

Upon release from prison, Laudjah struggled to adapt financially to the new world he was facing. He went from working every hour possible, to some frivolous purchases before returning to a life of a crime. Laudjah used his next stint inside to prioritise getting things right in his life. He took courses to make himself more employable and had a plan for when he got out...

This time things are looking better for Laudjah, he is investing in himself and has a much better appreciation of money. His old life of selling drugs he says is 'beneath him' and he is doing everything he can to leave that in the past and move forward. 

USEFUL LINKS:

• Quids In 

• Jack Monroe - Cooking on a Bootstrap

• Money Saving Expert Forum

• Skint Dad 

If you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...

📧:  [email protected]

💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok

✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XF

This episode is hosted by...

Zak - The award-winning co-presenter of NPRs 'Life After Prison' Podcast

Emma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomes

You can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:

https://prison.radio/

Hosted on Acast. See acast.com/privacy for more information.

As the world becomes increasingly reliant on technology, more people are being left behind, creating a 'Digital Divide'

The internet is an incredible tool and has become an essential for most of us in our everyday lives. But what if you can’t get access to it? What if you don’t have the device to harness it or the money to afford it? Well, there are many organisations that can help you, like the amazing 'Good Things Foundation’ 

Zak & Emma caught up with Helen from the 'Good Things Foundation' to tell us all about the digital divide, how it’s affecting people and how they can help you. 

USEFUL LINKS:

• Quids In Magazine

• The Good Things Foundation

• Learn my way 

• Vinted

• Etsy

• Clean Slate

If you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...

📧:  [email protected]

💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok

✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XF

This episode is hosted by...

Zak - The award-winning co-presenter of NPRs 'Life After Prison' Podcast

Emma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomes

You can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:

https://prison.radio/

Hosted on Acast. See acast.com/privacy for more information.

Catch 22 are a fantastic organisation who have designed and delivered services that build resilience and aspiration in people & communities for over 200 years 

Today on the show, Zak & Emma are joined by Jess and Lal who are here to talk about how Catch 22 are supporting prison leavers with a range of financial services, from helping you to apply for benefits to equipping you with the skills you need to thrive in a technology reliant world

USEFUL LINKS:

• Quids In Magazine

• Catch 22

If you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...

📧:  [email protected]

💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok

✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XF

This episode is hosted by...

Zak - The award-winning co-presenter of NPRs 'Life After Prison' Podcast

Emma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomes

You can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:

https://prison.radio/

Hosted on Acast. See acast.com/privacy for more information.

It can be very difficult to manage your financial affairs while you're in prison so Zak & Emma are looking at a couple of possible solutions.

3rd Party Mandates are a way of giving a trusted person limited access to your bank or building society so they may be able to do simple things such as check balances and pay bills for you. Power of Attorney is a legal document and usually give the attorney much more control, these are normally set up when a person can no longer make sound decisions on their own

Zak & Emma explore the differences and restrictions and relate this to being in a prison environment 

USEFUL LINKS:

• Quids In Magazine

• Unlock - Managing an account in prison

• Citizens advice - Managing affairs for somebody else

If you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...

📧:  [email protected]

💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok

✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XF

This episode is hosted by...

Zak - The award-winning co-presenter of NPRs 'Life After Prison' Podcast

Emma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomes

You can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:

https://prison.radio/

Hosted on Acast. See acast.com/privacy for more information.

Canteen day can be one of the highlights of the week for many prisoners but how has the cost of living crisis affected this?

On this episode, Zak & Emma are looking at the facts and figures around canteen prices including some of the staggering increases. They are also exploring ways in which you might be able to save yourself some money and make smarter decisions when it comes to placing your orders 

USEFUL LINKS:

• Inside Time article around prison wages

If you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...

📧:  [email protected]

💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok

✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XF

This episode is hosted by...

Zak - The award-winning co-presenter of NPRs 'Life After Prison' Podcast

Emma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomes

You can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:

https://prison.radio/

Hosted on Acast. See acast.com/privacy for more information.

Money Mondays is back for a brand new series!!

May 28th is ‘World Hunger Day’ - Over 11 million people in the UK alone have experienced food insecurity 

To raise awareness, Zak & Emma have invited guests from 2 amazing organisations who may be able to provide you support if you are struggling to put food on the table 

Heather from the wonderful ‘Trussell Trust’ tells us how food banks work and how they are more than just a way of getting some essentials for your cupboards. Did you know they can signpost and support for a range of other financial issues too? 

We also hear from Mark at the fabulous ‘Bread & Butter Thing’ - TBBT run food clubs which can help you get more for your money and do so in a healthy, sustainable way too! 

USEFUL LINKS:

• Quids In Magazine

• The Trussell Trust

• The Bread and Butter Thing

If you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...

📧:  [email protected]

💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok

✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XF

This episode is hosted by...

Zak - The award-winning co-presenter of NPRs 'Life After Prison' Podcast

Emma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomes

You can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:

https://prison.radio/

Hosted on Acast. See acast.com/privacy for more information.

To mark the end of the tax year, Zak & Emma welcome tax specialist Paul Retout to the show. Paul was once referred to as the ‘Andy Dufresne’ of Brixton due to the tax clinics he held in the cells during his short stint inside. He has since set up ‘The Tax Academy’ and is now helping those with experience of the Criminal Justice System to get their tax affairs in order

Paul shares his story and gives practical advice on how to ensure you keep on top of your tax matters including why you should let HMRC know you're in prison, what support is available if you're looking to go self-employed and how to claim a rebate that you might be eligible for.

USEFUL LINKS:

• The Tax Academy

• Quids In Magazine

To find out more about how the Tax Academy can support you, you can contact Paul at...

[email protected]

If you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...

📧:  [email protected]

💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok

✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XF

This episode is hosted by...

Zak - The award-winning co-presenter of NPRs 'Life After Prison' Podcast

Emma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomes

You can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:

https://prison.radio/

Hosted on Acast. See acast.com/privacy for more information.

With ‘Debt Awareness Week’ continuing across the prison estate, Zak & Emma welcome Sarah, the prison debt lead, on to the show.

Sarah tells us what issues prisoners are facing in relation to their finances, what they can do to get support and what is going on in the background to potentially improve the situation. Sarah also tells us why raising debt awareness is so important and what effects financial pressure can have on you, particularly in a prison environment

USEFUL LINKS:

• Quids In Magazine

• Stepchange

If you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...

📧:  [email protected]

💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok

✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XF

This episode is hosted by...

Zak - The award-winning co-presenter of NPRs 'Life After Prison' Podcast

Emma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomes

You can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:

https://prison.radio/

Hosted on Acast. See acast.com/privacy for more information.