Money Mondays

Zak & Emma present to you their '12 Saves of Christmas' - 12 hints and tips to help you beat the festive pinch

Christmas can be an incredibly joyous time of year but it can also be very stressful, particularly if you're struggling financially, this year things are potentially even more difficult due to the cost of living crisis.

With that in mind, Zak & Emma are exploring ways to reduce costs without compromising on quality, tradition or fun! There are tips for the 'here and now' but also for the future, what better time to get into the money saving habit than Christmas and New Year!?

USEFUL LINKS:

• Quids In

• Money saving expert

• Cooking on a bootstrap

• Groupon

• Wowcher

• Quid Co

• Voucher Cloud

If you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...

📧:  [email protected]

💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok

✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XF

This episode is hosted by...

Zak - The award-winning co-presenter of NPRs 'Life After Prison' Podcast

Emma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomes

You can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:

https://prison.radio/

Hosted on Acast. See acast.com/privacy for more information.

Zak & Emma explore the often confusing world of Mortgages. Emma breaks down the different types, the pros and cons and how they work. They are also joined by James who tells us how the recent changes to the economy have not only affected his mortage payments but also his life as a whole.

For those who are struggling with their mortagage payments, Emma gives some information on how to get support for this 

Useful Links:

• Quids In 

• Support for Mortgage Interest 

• The Mortgage Charter

If you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...

📧:  [email protected]

💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok

✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XF

This episode is hosted by...

Zak - The award-winning co-presenter of NPRs 'Life After Prison' Podcast

Emma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomes

You can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:

https://prison.radio/

Hosted on Acast. See acast.com/privacy for more information.

In this episode, in response to several listener questions, Zak & Emma are going through each section of a budget planner, explaining what goes where, how they work and why we do them.

If you've thought about completing a budget planner in the past but weren't sure where to start then this is the episode for you. You can follow along by using the 'Quids In' online budget planner (Or go 'old school' like Emma, print it off and use a pen!)

Quids In Budget Planner 

(If you can't follow that link, go to www.quidsinmagazine.com - Click 'Calculators' at the top of the page and then 'Budget Planner')

Completing a budget planner can really help you get a grip on your finances by helping you to see where you can make cutbacks and how to free up some extra cash. It is also the first port of call for any debt relief agencies you may need to speak to in the future so it could be useful to get ahead of the game.

If you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...

📧:  [email protected]

💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok

✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XF

This episode is hosted by...

Zak - The award-winning co-presenter of NPRs 'Life After Prison' Podcast

Emma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomes

You can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:

https://prison.radio/

Hosted on Acast. See acast.com/privacy for more information.

This week Zak & Emma are looking at Credit Cards thanks to the question from Erica in HMYOI Styal. Emma tells us what they are, how they work and how to get the best out of them.

We've also had lots of questions coming in about the dreaded Credit Score! It's not as scary as it seems though once Emma tells us what they mean and how to improve them .

USEFUL LINKS:

• MSE Credit Card Repayment Calculator

• Check Your Credit Score with Experian

If you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...

📧:  [email protected]

💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok

✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XF

This episode is hosted by...

Zak - The award-winning co-presenter of NPRs 'Life After Prison' Podcast

Emma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomes

You can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:

https://prison.radio/

Hosted on Acast. See acast.com/privacy for more information.

We welcome our first guest on to the show today, the fantastic Simon from StepChange. StepChange is the UKs most comprehensive debt advice service who helped 25,516 people become debt free in 2022 alone

Simon explains how StepChage works and gives general information on what to do if you're feeling consumed by debt.

Zak & Emma also have a look at comparison sites, what they are and how they can potentially save you money.

USEFUL LINKS:

• Quids In

• StepChange Debt Charity

• Compare the Market

• Go Compare

• Confused

• MoneySupermarket

If you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...

📧:  [email protected]

💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok

✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XF

This episode is hosted by...

Zak - The award-winning co-presenter of NPRs 'Life After Prison' Podcast

Emma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomes

You can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:

https://prison.radio/

Hosted on Acast. See acast.com/privacy for more information.

This week we have a question from Steve in HMP Leeds who wants to know what bank accounts might be available on release and what to look for. In 'Money Talks' - Zak & Emma are exploring Personal Loans, what are they? how do they work? and what to be aware of

Useful Links:

• Quids In

• StepChange Debt Charity

If you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...

📧:  [email protected]

💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok

✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XF

This episode is hosted by...

Zak - The award-winning co-presenter of NPRs 'Life After Prison' Podcast

Emma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomes

You can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:

https://prison.radio/

Hosted on Acast. See acast.com/privacy for more information.

On the show this week, Zak & Emma have been inundated with questions about benefits, ‘What benefits are out there?’, ‘What am I eligible for?’ and ‘How do I claim?’

Emma gives us some background on the benefits system before looking at some useful websites and hitting us with the stat that a colossal £19 billion in benefits goes unclaimed every year so it’s really important you know what you’re entitled to

Useful Links:

• Quids in Benefit Calculator

• Entitled to Benefit Calculator

• Turn2Us Benefit Calculator

• StepChange Debt Charity

If you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...

📧:  [email protected]

💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok

✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XF

This episode is hosted by...

Zak - The award-winning co-presenter of NPRs 'Life After Prison' Podcast

Emma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomes

You can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:

https://prison.radio/

Hosted on Acast. See acast.com/privacy for more information.

On the show this week, Zak & Emma answer a question from Steve in HMP Wayland, who wants information on dealing with and managing debt, and they will be looking at some simple saving tips.

Useful Links:

• Quids In

• StepChange Debt Charity

• Christians Against Poverty (CAP)

• Citizens Advice

• Advice Local

If you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...

📧:  [email protected]

💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok

✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XF

This episode is hosted by...

Zak - The award-winning co-presenter of NPRs 'Life After Prison' Podcast

Emma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomes

You can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:

https://prison.radio/

Hosted on Acast. See acast.com/privacy for more information.

On this episode of 'Money Mondays' Zak & Emma tackle a question from HMP Brixton about Job Seekers Allowance (JSA) and explain the cost of living crisis - What is it & what caused it?

 Useful Links: 

• Quids In Benefits Calculator

• Entitled to Benefits Calculator

• Turn To Us Benefits Calculator

• Money Helper Benefits Info

• StepChange Debt Charity

• Citizens Advice Benefits Info

If you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...

📧:  [email protected]

💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok

✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XF

This episode is hosted by...

Zak - The award-winning co-presenter of NPRs 'Life After Prison' Podcast

Emma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomes

You can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:

https://prison.radio/

Hosted on Acast. See acast.com/privacy for more information.

On the first ever episode of 'Money Mondays' Alistair in HMP Garth has been in touch and wants some help taking control of his financial situation. He has never had an appreciation of money and is after some hints and tips from Emma & Zak

Useful Links:

• Quids In Budget Planner

• StepChange Debt Charity

• Online Budget Planner

If you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...

📧:  [email protected]

💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok

✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XF

This episode is hosted by...

Zak - The award-winning co-presenter of NPRs 'Life After Prison' Podcast

Emma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomes

You can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:

https://prison.radio/

Hosted on Acast. See acast.com/privacy for more information.