In this episode, Ali discusses 4 potential options for a new retiree who doesn't have enough to retire on (Centrelink Age Pension, adjust lifestyle, downsizing your home, and semi-retirement). People may also find other options out there, or may even use a combination of these to achieve their retirement goals.

For more information, please visit www.mo50.com.au

Have you ever gone on a diet or started a new fitness plan? Chances are you found it painful at the start. Financial plans can be much the same. The good news is, the pain is only at the beginning!

In this episode, Ali shares his expertise on starting a new financial plan, including how to build new habits and get rid of old ones in order to build yourself a better lifestyle.

For more information, please visit www.mo50.com.au

Do you see yourself as a retiree, or a pensioner? Turns out, there’s quite a difference! Self-talk and self-identity are more important than you may realise.

In this episode, Dallas and Ali discuss the implications of how you may see yourself at different ages, and what this means for your finances.

For more information, please visit www.mo50.com.au

It’s not uncommon for the government to make changes to our superannuation rules, and a few new things have come into effect since the 1st of July 2023.

In this episode, Ali discusses three significant changes to superannuation that everyone should be aware of, especially those nearing retirement.

For more information, please visit www.mo50.com.au

What are you afraid of when it comes to money and security? And have you discussed this with anyone, or really taken the time to sit down and think about it carefully?

In this episode, Ali and Dallas discuss how and when to say your fears out loud, and what it means for your wealth and financial planning.

For more information, please visit www.mo50.com.au

In this episode, Ali explains his thoughts regarding travel after coming back home from a trip in Europe. He explains that even though he did enjoy his travels, he's gained a much larger appreciation for home and believes that finding enjoyment in the small things can be a lot more rewarding in life.

For more information, please visit www.mo50.com.au

This is a repeat of Listener Favourite: 275 Knowing you don't need to work makes work better

Sometimes, you need to put your happiness before your job. Easier said than done, right? But if you’re close to retirement and you’re extremely unhappy in your job, perhaps it’s time to let it go. But how do you make that call, and how do you know if you’ll have enough money to retire with?

In this episode, Dallas and Michael discuss why money isn’t everything (yes, they are still financial advisers!), why it’s okay to give yourself a break, and how to navigate big decisions about work and retirement.

For more information, please visit www.mo50.com.au

This is a repeat of our recent Listener Favourite Episode: 303 You can compare things but you can't compare experiences

It is human nature to compare ourselves to others. In fact, we compare everything – material possessions, the size of our homes. Experiences, however, are harder to compare, but often bring us more joy.

In this episode, Michael and Dallas discuss what studies have already shown us: that spending money on experiences is better than spending money on material possessions; and why it is good for us financially, too.

For more information, please visit www.mo50.com.au

This is a repeat of Listener Favourite: Episode 247 Why my kids won't get an inheritance 

Dallas discusses with Michael his thoughts on the planning of providing an inheritance to children. There is no right or wrong answer on whether you should leave an inheritance, however, there are a few things to take into account when planning for this.

For more information, please visit www.mo50.com.au

This is a repeat of our Listener Favourite episode 271 A moral guide to minimising taxation

Tax evasion or tax minimisation – what’s the difference? According to Kerry Packer’s famous speech during a parliamentary hearing, a lot. And if you’re not trying to minimise your tax, there might even be something wrong with you, according to Packer.

In this episode Michael and Dallas discuss the difference between the two, and why you should be trying to do one of them (hint: it’s not the illegal one). 

For more information, please visit www.mo50.com.au