Money Sex Gen X

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Ladies, if your man can't bench 225, change a tire, and grill, you basically have a girlfriend, not a Man." A friend posted that, and we couldn't let it slide.

Last time we asked if you're an alpha male. This time we go one level deeper: Are You A Real Man? Is manhood a checklist, an identity, or something you grow into? We compare what we thought it took at 18 (strength, money, a car, women) with what we know at 52 and 53.

We dig into what Pew Research says about the provider expectation, and what it means when 26% of Black wives outearn their husbands. We look at why 15% of men now have no close friends and why Black men's life expectancy lags the national average. We ask whether giving money is the same as providing, and why the mental, emotional, and spiritual side never makes the list. Then Stew tells us what he'd say if his son asked.

In Characters from Corporate, a 49-year-old senior VP in Charlotte confesses how he climbed the ladder and asks if mentoring now makes it right or just manages his guilt. Stew had thoughts. Strong ones.

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• Understand how each episode was born so you can see the thought process, lessons, and strategy you can apply in your own life.
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Are "You" Too Old Too Old For Another Baby? | S8 E54

At 40, 50, or even 60 -- is having another baby a bold act of legacy, or are we letting our ego write a check that biology and reality can't cash?

In this episode of Money Sex Gen X, Eric and Stew go all the way in on one of the most personal decisions a person can make later in life. They cover the male and female perspectives equally, and are not pulling punches on either side. 

The data on paternal age and child health risk is something most men have never heard. The financial math of raising a teenager while collecting Social Security is something most couples have never done. And the question of who a baby at 52 is actually for -- the child or the parent -- is a conversation most people are having in private, if at all.

They also get into what happens when one partner wants it and the other is done, the burden it places on the kids already in the house, and the real difference between legacy and ego.

Find us on Apple Podcasts, Spotify, YouTube, and all major platforms. Leave us a review. You know we read them.

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• Have a voice in the show so episodes reflect the real questions, struggles, and wins you care about.
• Build real financial confidence with a full course that helps you make smarter money moves, not just collect random tips.
• Get the full story behind every guest so you can learn from what they did right, what they hid, and what they regret.
• Understand how each episode was born so you can see the thought process, lessons, and strategy you can apply in your own life.
• Connect with a like-minded community so you are not doing healing, legacy building, and wealth creation alone.

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In this Characters From Corporate segment, we hear from a 50-year-old Black woman in Ashburn, Virginia who has spent 25 years building a successful career as a senior-level paralegal at a global law firm. On paper, everything looks solid. She’s respected, experienced, and financially stable. But behind the title and the benefits, she’s exhausted and wrestling with a question a lot of people in corporate quietly carry.

She’s started a small business on the side that gives her more energy and purpose than her day job, but it is not making enough money yet to feel safe. And with a family depending on her, walking away from stability feels less like freedom and more like a gamble.

This conversation gets into the tension between security and calling, the fear of betting on yourself later in life, and what it means when the life you built no longer feels like the life you want.

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• Get the full story behind every guest so you can learn from what they did right, what they hid, and what they regret.
• Understand how each episode was born so you can see the thought process, lessons, and strategy you can apply in your own life.
• Connect with a like-minded community so you are not doing healing, legacy building, and wealth creation alone.

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In this episode, Eric and Stew unpack one of the most overused and misunderstood labels in modern culture: the alpha male. What does it actually mean? Why are so many people drawn to the term? And how do you know whether you really fit it, or you’re just performing a version of masculinity that social media rewards?

We get into the traits people associate with alpha males, why the term carries so much weight in dating, business, and everyday life, and how beta male became the label for the supposed opposite. We also talk about everything in between, because most men don’t fit neatly into either category.

This is a conversation about confidence, leadership, identity, insecurity, and what real strength actually looks like when you strip away the performance.

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• Have a voice in the show so episodes reflect the real questions, struggles, and wins you care about.
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• Get the full story behind every guest so you can learn from what they did right, what they hid, and what they regret.
• Understand how each episode was born so you can see the thought process, lessons, and strategy you can apply in your own life.
• Connect with a like-minded community so you are not doing healing, legacy building, and wealth creation alone.

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In this episode of Characters From Corporate, Eric and Stew unpack a workplace dilemma from a Black Gen X management consultant watching coworkers lean hard on AI for everything from emails to meeting notes to tough conversations. 

The real question isn't just about technology, it's about dependency, judgment, and what happens when AI starts feeling more like a therapist, coach, and companion than a tool. 

The conversation gets real about staying competitive, protecting human connection, and whether resisting this shift makes you behind or just more aware. 

Check out the full Episode of Season 8-MSG Episode 52 "What's Your Relationship with AI?

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• Get the full story behind every guest so you can learn from what they did right, what they hid, and what they regret.
• Understand how each episode was born so you can see the thought process, lessons, and strategy you can apply in your own life.
• Connect with a like-minded community so you are not doing healing, legacy building, and wealth creation alone.

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In this thought-provoking episode of the Money Sex Gen X podcast, Eric and Big Stew explore what it really means to have a “relationship” with AI—whether you treat it like a tool, a thought partner, or something closer to a confidant. 

They break down AI basics, debate whether saying “please” matters, and discuss the limits of AI around nuance, accuracy, and overreliance. The conversation expands into generative AI vs. agentic AI, including real examples using ChatGPT and Claude (like organizing files, tailoring resumes, and generating images), and how training your AI improves results. They also tackle concerns about people replacing human interaction with AI, potential misuse, and a corporate scenario where coworkers depend heavily on AI for work and personal decisions.

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GAIN ACCESS TO THE CONVERSATIONS WE CAN'T HAVE ON THE MAIN FEED

• Have a voice in the show so episodes reflect the real questions, struggles, and wins you care about.
• Build real financial confidence with a full course that helps you make smarter money moves, not just collect random tips.
• Get the full story behind every guest so you can learn from what they did right, what they hid, and what they regret.
• Understand how each episode was born so you can see the thought process, lessons, and strategy you can apply in your own life.
• Connect with a like-minded community so you are not doing healing, legacy building, and wealth creation alone.

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In this episode of Characters From Corporate, the mic opens for an honest conversation about fear, ambition, and the invisible barriers people put on themselves.

The episode explores what it really takes to transition into corporate life without traditional credentials, why fear keeps capable people stuck, and how access, internships, and creative pathways can open doors when titles and degrees do not. It also raises a bigger question about the changing value of college, technology, and who actually belongs in corporate spaces.

A listener from Wilmington, Delaware writes in anonymously. He is a Black man in his early thirties working on an assembly line at a manufacturing plant. No college degree, but a deep desire to be in corporate spaces. Boardrooms. Deal making. Strategy. He knows he has more to offer, but admits he has stayed where he is out of fear. Fear of not being qualified. Fear of not being chosen. Fear of pushing his way into rooms he feels were not designed for him.

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GAIN ACCESS TO THE CONVERSATIONS WE CAN'T HAVE ON THE MAIN FEED

• Have a voice in the show so episodes reflect the real questions, struggles, and wins you care about.
• Build real financial confidence with a full course that helps you make smarter money moves, not just collect random tips.
• Get the full story behind every guest so you can learn from what they did right, what they hid, and what they regret.
• Understand how each episode was born so you can see the thought process, lessons, and strategy you can apply in your own life.
• Connect with a like-minded community so you are not doing healing, legacy building, and wealth creation alone.

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In this episode of MSG Presents: Eric On Money, Eric breaks down one of the most misunderstood topics in personal finance: how much life insurance you actually need.

Many people believe that simply having life insurance means their family is protected. In reality, most people are significantly underinsured and do not know it. The episode reframes life insurance as a tool for preserving quality of life, not just covering funeral costs.

Listeners learn why employer provided life insurance is not the same as owning a private policy, how insurance companies assess risk, and why coverage is never guaranteed. The episode emphasizes that life insurance decisions should be based on planning, not assumptions.

At the core of the lesson is the DIME method, a practical framework for calculating insurable need:

Using a real world examples, the episode shows how quickly insurable need can exceed expectations, often reaching well over one million dollars. The takeaway is clear: having life insurance is not enough. You need to have the right amount.

The episode ends with a call to action for listeners to calculate their own insurable need, compare it to existing coverage, and identify any gaps that could put their family at risk.

*Eric McLoyd is not a licensed insurance agent or broker. This content is for educational purposes only.

Use my financial tools to explore this topic further:

• AI powered Financial Coach
• Fin literacy course

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• Build real financial confidence with a full course that helps you make smarter money moves, not just collect random tips.
• Get the full story behind every guest so you can learn from what they did right, what they hid, and what they regret.
• Understand how each episode was born so you can see the thought process, lessons, and strategy you can apply in your own life.
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A 41 year old woman from DC, now in Potomac, Maryland, has climbed to senior manager at a Fortune 500 company. A handsome coworker who once reported to her asked her out, they got intimate right before COVID, then she ghosted him because he sits lower on the ladder and makes less money. 

Eric and Big Stew unpack her guilt, status anxiety, and whether she is the real character from corporate for choosing image and income over a man she clearly likes.

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GAIN ACCESS TO THE CONVERSATIONS WE CAN'T HAVE ON THE MAIN FEED

• Have a voice in the show so episodes reflect the real questions, struggles, and wins you care about.
• Build real financial confidence with a full course that helps you make smarter money moves, not just collect random tips.
• Get the full story behind every guest so you can learn from what they did right, what they hid, and what they regret.
• Understand how each episode was born so you can see the thought process, lessons, and strategy you can apply in your own life.
• Connect with a like-minded community so you are not doing healing, legacy building, and wealth creation alone.

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This episode goes straight at the “noise” that stalls real progress: money blocks, old scripts, and the beliefs that keep you circling the same results. Eric shares a practical mindset workflow you can use to move from confusion to consistent action. 

Why? Because just telling someone they need to improve their money mindset is not enough--people need strategy. 

In this episode Eric covers:

• Spotting money blocks, including financial imposter syndrome
• Your money origin story and the scripts it created
• A framework to open up to new beliefs and act on them
• How to value and improve financial literacy so knowledge equals outcomes
• Using mentors and coaches as leverage, not crutches
• Building habits and routines that make saving, investing, and reviews automatic
• A weekly check-in that tracks one KPI and one next step

Why it matters:

Clarity beats noise. When you change the script, your choices change, then your numbers change.

Support the show

GAIN ACCESS TO THE CONVERSATIONS WE CAN'T HAVE ON THE MAIN FEED

• Have a voice in the show so episodes reflect the real questions, struggles, and wins you care about.
• Build real financial confidence with a full course that helps you make smarter money moves, not just collect random tips.
• Get the full story behind every guest so you can learn from what they did right, what they hid, and what they regret.
• Understand how each episode was born so you can see the thought process, lessons, and strategy you can apply in your own life.
• Connect with a like-minded community so you are not doing healing, legacy building, and wealth creation alone.

SEND US YOUR STORIES (START-UPS, CORPORATE STORIES) [email protected]

FOLLOW US ON  You Tube.