Send us a text

In this powerful conversation, Dr. Boyce Watkins sits down with Eric to explore what it really means to be pro-Black—beyond slogans and surface-level gestures.

Eric shares how his journey began in Greater Englewood, Chicago, where a chance introduction to grassroots organizing led him to become the first executive director and board president of the Greater Englewood CDC. With more than a decade of experience building social enterprises, Eric unpacks how identity, sacrifice, and investment shape the future of Black communities.

Together, they explore:

• The evolving definition of pro-Black and why it must be rooted in action, not just aesthetics.
• Why family is a business, and how professional development for children is essential for wealth transfer.
• Lessons from Shannon Sharpe’s $50M lawsuit and what it reveals about misplaced investments.
• The connection between legacy planning, sacrifice, and true generational wealth.
• How options trading and income strategies can empower families to build sustainable financial futures.

Honest, challenging, and forward-looking—this episode is both a cultural reckoning and a financial blueprint for Black wealth and legacy.

🎧 Tune in to hear why Eric says, “My family is a business,” and how that mindset can change everything.

Black Business School-Dr. Boyce Watkins
Obtain a culturally relevant and high quality education in all things wealth building & Black busine

Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.

Support the show

JOIN US ON PATREON:

FINANCIAL TOOLS:

• AI powered Financial Coach
• Fin literacy course
• Stock course
• Accelerator
• Financial Coaching

SCALE YOUR MISSION BASED ORGANIZATION:

• https://www.productiveleaders.co/

FOLLOW US ON YOUR FAVORITE PLATFORM:

• MSG You Tube
• MSG LinkedIn
• MSG Facebook
• MSG Instagram
• MSG Tik Tok

FOLLOW ERIC AND SCOTT:

Eric: https://www.linkedin.com/in/ericmclo...

Send us a text

What really happens after you hit six figures? In this candid conversation, Eric sits down with Rozerrio Camel — a senior software engineer at JP Morgan Chase, real estate equity raiser, and former Northrop Grumman engineer — to unpack the highs and lows of financial success.

From early mistakes with credit cards and student loans, to navigating layoffs, career pivots, and the lure of “trinkets” that come with a high salary, Rozerrio gets real about the mindset shifts and discipline it takes to go from broke habits to building wealth.

Together, they explore:

• Why six figures doesn’t guarantee financial security.
• The difference between financial coaching and financial advising.
• How to spot (and stop) self-sabotaging money behaviors.
• Lessons from tech layoffs and the importance of financial resilience.
• The path from employee to equity raiser in commercial real estate.

🎙️ Honest, practical, and inspiring — this episode is a masterclass in money mindset and growth for anyone on the journey to financial freedom.

Productive Leaders
Our expert fractional executive services provide the leadership and guidance you need to scale.

Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.

Support the show

JOIN US ON PATREON:

FINANCIAL TOOLS:

• AI powered Financial Coach
• Fin literacy course
• Stock course
• Accelerator
• Financial Coaching

SCALE YOUR MISSION BASED ORGANIZATION:

• https://www.productiveleaders.co/

FOLLOW US ON YOUR FAVORITE PLATFORM:

• MSG You Tube
• MSG LinkedIn
• MSG Facebook
• MSG Instagram
• MSG Tik Tok

FOLLOW ERIC AND SCOTT:

Eric: https://www.linkedin.com/in/ericmclo...

Send us a text

On this installment of MSG Presents: Characters From Corporate, a listener writes in about a coworker who never speaks back—despite her repeated attempts to be friendly. She’s a Black woman. He’s a Black man. And his silence is starting to get under her skin.

Eric and Big Stew weigh in: Is she overthinking it, or is he just being rude? They unpack office dynamics, the invisible weight of identity, and the unspoken social rules many Black professionals navigate daily.

This episode is a reminder that not every moment needs a response—but every feeling deserves reflection.

🎧 Tune in for a real conversation about perception, pride, and letting go.

Productive Leaders
Our expert fractional executive services provide the leadership and guidance you need to scale.

Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.

Support the show

JOIN US ON PATREON:

FINANCIAL TOOLS:

• AI powered Financial Coach
• Fin literacy course
• Stock course
• Accelerator
• Financial Coaching

SCALE YOUR MISSION BASED ORGANIZATION:

• https://www.productiveleaders.co/

FOLLOW US ON YOUR FAVORITE PLATFORM:

• MSG You Tube
• MSG LinkedIn
• MSG Facebook
• MSG Instagram
• MSG Tik Tok

FOLLOW ERIC AND SCOTT:

Eric: https://www.linkedin.com/in/ericmclo...

Send us a text

🚀 Tales from the Start Up

In this debut episode, we respond to a powerful message from Cleveland, Ohio. A Black Gen X middle school principal is launching a side hustle—offering coaching on setting up Shopify and other digital storefronts. She’s short on time but big on ambition, and she wants to generate income fast.

We unpack real-world strategies like group coaching models, turning recorded sessions into passive income, and streamlining everything with tools like ClickFunnels. Whether you're juggling a 9-to-5 or just getting your business off the ground, this conversation is packed with practical gems for busy professionals ready to build something of their own.

No fluff. Just real talk for real builders.

Need help starting or growing your business: https://www.productiveleaders.co/

Buzzsprout - Let's get your podcast launched!
Start for FREE

Get Your MSG Merch Today
A great way to represent Gen X and the Money Sex Gen X podcast is to tap into the dopest MSG goods.

Upton Law
At Upton Law, PLLC, We Specialize In Business, Bankruptcy, And Real Estate Law.

Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.

Support the show

JOIN US ON PATREON:

FINANCIAL TOOLS:

• AI powered Financial Coach
• Fin literacy course
• Stock course
• Accelerator
• Financial Coaching

SCALE YOUR MISSION BASED ORGANIZATION:

• https://www.productiveleaders.co/

FOLLOW US ON YOUR FAVORITE PLATFORM:

• MSG You Tube
• MSG LinkedIn
• MSG Facebook
• MSG Instagram
• MSG Tik Tok

FOLLOW ERIC AND SCOTT:

Eric: https://www.linkedin.com/in/ericmclo...

Send us a text

In this emotional installment of “Characters From Corporate.” A Man from Houston shares a confession that unpack the darker sides of Black masculinity and ambition in corporate America.

The first story comes from a 38-year-old engineer who admits to bullying his team, only to face a heartbreaking wake-up call when one of his direct reports attempts suicide. He reflects on how his trauma, fear, and need to survive shaped his toxic behavior—and wonders if it’s too late to change.

Eric and Stu don’t hold back in their responses. They offer tough love, practical ideas for accountability, and a few sharp laughs along the way (including a nudge to "cut the check").

🎧 This episode is a gut check on power, guilt, and redemption—and a reminder that success means nothing if you lose your soul getting there.

Support the show

JOIN US ON PATREON:

FINANCIAL TOOLS:

• AI powered Financial Coach
• Fin literacy course
• Stock course
• Accelerator
• Financial Coaching

SCALE YOUR MISSION BASED ORGANIZATION:

• https://www.productiveleaders.co/

FOLLOW US ON YOUR FAVORITE PLATFORM:

• MSG You Tube
• MSG LinkedIn
• MSG Facebook
• MSG Instagram
• MSG Tik Tok

FOLLOW ERIC AND SCOTT:

Eric: https://www.linkedin.com/in/ericmclo...

Send us a text

In Part 2 of this powerful Eric on Money series, Eric McLoyd breaks down the essentials of stock market investing for everyday people ready to build wealth on their own terms. Whether you're a beginner or still sitting on the sidelines, this is your practical guide to becoming a shareholder — aka owning your first company.

Eric shares real talk about risk tolerance, investment styles (passive vs. active), and how to set your goals so they actually align with your life. He demystifies value vs. growth stocks, shows you how to diversify like the pros, and introduces you to ETFs, index funds, and the industries that fuel the market.

With his signature blend of streetwise wisdom and financial expertise, Eric helps you overcome fear, ditch financial imposter syndrome, and take your first real step toward ownership.

This episode is especially for:

• First-gen investors
• Those recovering from financial guilt or self-doubt
• Professionals looking to turn insight into income

💰 You don't need to be rich to invest — you need to be ready. Let's get you there.

•   Need support: https://www.controlyourfinances.co/
•   Want to hear Pt. I? Check it out here
•   Financial Questions: [email protected]

Support the show

JOIN US ON PATREON:

FINANCIAL TOOLS:

• AI powered Financial Coach
• Fin literacy course
• Stock course
• Accelerator
• Financial Coaching

SCALE YOUR MISSION BASED ORGANIZATION:

• https://www.productiveleaders.co/

FOLLOW US ON YOUR FAVORITE PLATFORM:

• MSG You Tube
• MSG LinkedIn
• MSG Facebook
• MSG Instagram
• MSG Tik Tok

FOLLOW ERIC AND SCOTT:

Eric: https://www.linkedin.com/in/ericmclo...

Send us a text

In this #WisdomWednesday episode, Big Stew and E-Money get real about something we all struggle with: how to let go of people, habits, or situations that are holding us back — without feeling guilty about it.

The fellas break down three practical steps for removing "dead weight" from your life:

1. Commit to letting it go — whether it's a person, job, mindset, or memory.
2. Reduce your time and energy — stop giving it space in your head or calendar.
3. Release the guilt — choosing yourself isn’t selfish; it’s self-care.

They share personal stories, practical tools, and that classic MSG humor and wisdom. If you’ve ever wrestled with distancing yourself from draining people — especially family — or struggled to prioritize your peace, this one’s for you.

Support the show

JOIN US ON PATREON:

FINANCIAL TOOLS:

• AI powered Financial Coach
• Fin literacy course
• Stock course
• Accelerator
• Financial Coaching

SCALE YOUR MISSION BASED ORGANIZATION:

• https://www.productiveleaders.co/

FOLLOW US ON YOUR FAVORITE PLATFORM:

• MSG You Tube
• MSG LinkedIn
• MSG Facebook
• MSG Instagram
• MSG Tik Tok

FOLLOW ERIC AND SCOTT:

Eric: https://www.linkedin.com/in/ericmclo...

Send us a text

In this kickoff to the Stock Investing for Beginners series, Eric breaks down what most financial pros skip — the real reason 53% of people don’t invest. It’s not about money. It’s about knowledge, mindset, and confidence.

Eric shares:

• What a stock really is (minus the jargon)
• Why the market exists and how to use it wisely
• How to prepare financially before investing
• How to open your first brokerage account
• The #1 question to ask before you hit “buy” on your first share

With stories, clear steps, and a touch of real-talk financial therapy, this episode is your permission slip to get started — no MBA required. Whether you’ve been stuck on the sidelines or just need a confidence boost, this is your quick-start guide to owning your first piece of the market.

**All content provided through this platform is for educational purposes only and does not constitute legal, investment, or financial advice. When it comes to personal decisions about stocks, bonds, life insurance, estate planning, or financial planning, always consult a licensed professional.

Support the show

JOIN US ON PATREON:

FINANCIAL TOOLS:

• AI powered Financial Coach
• Fin literacy course
• Stock course
• Accelerator
• Financial Coaching

SCALE YOUR MISSION BASED ORGANIZATION:

• https://www.productiveleaders.co/

FOLLOW US ON YOUR FAVORITE PLATFORM:

• MSG You Tube
• MSG LinkedIn
• MSG Facebook
• MSG Instagram
• MSG Tik Tok

FOLLOW ERIC AND SCOTT:

Eric: https://www.linkedin.com/in/ericmclo...

Send us a text

In this powerful episode of Eric On Money, Eric breaks down the truth about credit—and how to use it as a tool to build real wealth. Whether you’re just hitting a 700 credit score or still working your way up, this is your roadmap to financial power.

Eric, a former “financial imposter,” shares how he went from confused and hesitant to confident and in control. He walks you through clear definitions of credit, leverage, and wealth, explains how credit scores are calculated, and why your score is only the beginning of the story.

Learn how interest rates impact your ability to build wealth, what your credit score really gives you access to, and how to use tools like 0% interest credit cards strategically. With relatable examples, practical insights, and a no-fluff coaching mindset, Eric shows you how to shift from fear to power—and turn your credit into a true asset.

Key topics:

• Understanding your credit score and credit mix
• How leverage accelerates wealth-building
• Why net worth matters more than income
• Real-life ways to use credit for investing, not just spending
• The dangers of misusing credit—and how to avoid them

This episode isn’t just theory—it’s a masterclass in financial empowerment. Tune in, take notes, and start using your credit to create real assets.

Support the show

JOIN US ON PATREON:

FINANCIAL TOOLS:

• AI powered Financial Coach
• Fin literacy course
• Stock course
• Accelerator
• Financial Coaching

SCALE YOUR MISSION BASED ORGANIZATION:

• https://www.productiveleaders.co/

FOLLOW US ON YOUR FAVORITE PLATFORM:

• MSG You Tube
• MSG LinkedIn
• MSG Facebook
• MSG Instagram
• MSG Tik Tok

FOLLOW ERIC AND SCOTT:

Eric: https://www.linkedin.com/in/ericmclo...

Send us a text

In this kick off episode of Season 8, E-Money and Big Stew tackle the gut-punch of realizing your partner (or you!) doesn’t live up to the fantasy. 

From pop culture illusions to real-life heartbreak, they break down how to navigate the gap between who you are and who your partner hoped you’d be. 

With insights on honest conversations, reframing expectations, and real growth, this episode offers a candid guide for when the ideal shatters—and how to move forward.

Support the show

JOIN US ON PATREON:

FINANCIAL TOOLS:

• AI powered Financial Coach
• Fin literacy course
• Stock course
• Accelerator
• Financial Coaching

SCALE YOUR MISSION BASED ORGANIZATION:

• https://www.productiveleaders.co/

FOLLOW US ON YOUR FAVORITE PLATFORM:

• MSG You Tube
• MSG LinkedIn
• MSG Facebook
• MSG Instagram
• MSG Tik Tok

FOLLOW ERIC AND SCOTT:

Eric: https://www.linkedin.com/in/ericmclo...