Episode 174 webpage with links.

Here we go again: A brand new year is right around the corner. And even if you're not among the 68% of people that make financial New Year's resolutions, you should still look ahead and plan some money moves for the new year. At least, if one of your goals is to get richer.

As usual, host Stacy Johnson is joined by financial journalist Miranda Marquit. This week, two of our favorite financial advisors return to talk about how you can make the most of your new year. Let's welcome Pam Krueger from Wealthramp and Erik Olson from Arete Wealth Advisors in Chicago.

Money moves for a richer new year

No matter the time of year, you can improve your personal finances. We've got more than 15 ideas for you in the coming year. It's the perfect time to reflect on how far you've come and make adjustments for what's next. Check out our resources, articles and more about how to set yourself up for a prosperous year.

• Year-End Review: Evaluate Your Investments in 15 Minutes
• When to Pay for Financial Advice and How to Find the Right Adviser
• Is Now the Time for a Roth Conversion?
• How a Roth IRA Conversion Turns a Stock Market Plunge Into a Plus
• IRS Increases Limits for This Tax-Free Account for 2023
• Record Rise in 401(k) Contribution Limits May Be on the Way
• 15 Habits of Highly Successful Investors
• How to Prepare Your Savings for a Recession
• This Is the Best Online Savings Account for 2022
• 7 Things You Should Know Before Investing in I Bonds
• Tax Strategies That Save You Money
• Plus, read Miranda's article on crypto washing at Cult of Money
• Should You Pay Off Your Mortgage Early? Here's How
• Should You Pay Off Your Mortgage? Ask These 5 Questions
• 4 Tips for Setting (and Sticking to) a Vacation Budget
• 4 Money Conversations to Have With Your Partner When You Budget
• 10 Tips to Travel Abroad on a Budget (for Weeks at a Time)
• 8 Budgeting Questions to Keep Your Spending in Check
• 11 Subscriptions You Might Want to Cancel Today
• Why Your Health Insurance Premiums Could Balloon in 2023
• 2 Reasons Car Insurance Costs May Jump 20%
• How Inflation Puts Your Homeowners Insurance at Risk
• Drivers Who Do This Shred Their Car Insurance Costs
• 10 Surprising Things That Home Insurance Covers

 

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Episode 173 webpage with all the links.

Death and taxes. They say they are the only certain things in life. Certain or not, though, taxes are definitely stressful, which is probably why 1/3 of Americans procrastinate when tax time rolls around.

And that can be an expensive mistake. Example: Now's the time to focus on year-end tax moves and take advantage of strategies that could save you thousands and will disappear on December 31st.

Let's make sure that doesn't happen to you.

As usual, host Stacy Johnson is joined by financial journalist Miranda Marquit. Listening in and sometimes contributing is producer Aaron Freeman. This week's special guest is tax attorney Kelly Phillips Erb, the founder of Taxgirl and an editor at Bloomberg Tax.

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Episode 172 Webpage and Links.

This week we're talking about alternative investments.

If you're like us, stocks, bonds and savings accounts make up the foundation of your investments. And that's a good thing: all three are important for a comfortable, secure retirement. But guess what? They're not the only game in town. As it happens, there are investments that don't involve any of that stuff. And they could be important. Alternative investments offer not just another way to make money, but maybe even a little spice.

Ready to add a little pizzazz to your portfolio? Let's do it.

As usual, host Stacy Johnson is joined by financial journalist Miranda Marquit. Listening in and sometimes contributing is producer Aaron Freeman. We've got not one but TWO special guests this week: Pam Krueger from Wealthramp and Erik Olson from Arete Wealth Advisors in Chicago.

Remember, even though we sometimes talk about money and specific investments on this show, don't take them as recommendations. Before investing in anything or making any other money moves, do your own research and make your own decisions.

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Episode 171 Webpage and Links

Stacy's been offering money guidance for 41 years: 10 as a financial advisor and 31 as a personal finance reporter. Miranda's been writing and podcasting about money since 2005. But they still learn more every day.

We hope you want to learn new things, too! And that's why we periodically answer YOUR questions: the ones you send in by emailing us at [email protected].

Today, we've got some great questions on topics ranging from retirement and annuities, I-bonds, real estate and the best time to buy a TV.

Subscribe to Money Talks News here to watch more videos: https://www.moneytalksnews.com/youtube-subscribe

Connect with us online: Like Money Talks News on Facebook: https://www.facebook.com/moneytalksnews/ Follow Money Talks News on Twitter: https://twitter.com/moneytalksnews Sign up for the Money Talks Newsletter: https://signup.moneytalksnews.com/

About Money Talks News: Our goal is to help you reach your goals by telling stories that matter to you. Stories that offer specific advice on saving more, spending less, investing, and avoiding debt – without making your eyes glaze over.

Disclosure: The information you read here is always objective. However, we sometimes receive compensation when you click links within our stories.

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Episode 170 webpage with links.

Note: Episode 170 was recorded November 25th, 2020. Some details (such as pricing) may have changed since its recording. However, we felt the content is still relevant and useful to share with our listeners. 

Jeepers creepers, where'd you get those peepers? For that many of us, seeing requires glasses or contact lenses. However, these items aren't included in most insurance policies — unless you pay extra. So, many of us are stuck paying out of pocket. Today we're talking about how to get more for your money when you buy glasses or contact lenses.

Host Stacy Johnson is joined by financial journalist Miranda Marquit, and producer Aaron Freeman.

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Episode 169 Website and Links.

We've been talking about the chances of a recession for months now. Thanks to rising rates choking company profits, some Wall Street firms currently have the odds of a recession sometime between now and the end of 2023 as high as 98%.

In a recent podcast episode, we discussed what to do with your savings and investments to prepare for a recession. But today we're going to look at the other side of the coin: How to profit from an economic downturn.

Podcast hosts: Stacy Johnson, financial journalist Miranda Marquit, producer Aaron Freeman, and this week's guest is a friend of the show, Joe Saul-Sehy from Stacking Benjamins.

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Episode 168 webpage and links.

This episode we’re talking Turbocharging your retirement.

So let’s start with a question: Do you have enough in your retirement account? According to a recent report from Vanguard, the average American has around $140,000 saved for retirement. For those 65 and older, that average balance is about twice that, or $280,000.

Sounds like a lot, right? But for many people, even with Social Security, it’s not going to be enough.

So, let’s fix it. Let’s talk about how to create a plan to beef up those retirement savings.

I’m Stacy Johnson. As usual, my co-host will be financial journalist Miranda Marquit. Listening in and sometimes contributing is producer and novice investor Aaron Freeman. This week’s guest is my personal hero and a legend in the personal finance world, Joe Saul-C-Hi from Stacking Benjamins.

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Episode 167 webpage with show links.

The Federal Reserve's been raising rates all year, and they've signaled they're not done yet.

Rising rates act as a break on the economy, slowing it down in order to tame rising prices, otherwise known as inflation.

But there's a problem with slowing the economy…slow it too much and it could start sliding into reverse; in other words, a recession: two or more consecutive quarters of economic contraction.

Many experts (and investors) are wondering if a recession is coming in 2023.

We're already dealing with rising rates and a roller-coaster stock market. But preparing for a potential recession is a whole other ball game.

In this week's podcast, we're going to talk about how to do it.

As usual, host Stacy Johnson is joined by financial journalist Miranda Marquit. Listening in and sometimes contributing is producer Aaron Freeman. This week's special guest is David Alison, CFP and president of C2P Enterprises.

 

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Episode 166 - Click here for webpage with links.

You may also love episode 160: How to Get Student Loan Forgiveness

Over the last 20 years, public college tuition has rocketed nearly 180%, according to the Education Data Initiative. And that doesn't include the cost of books, food, housing and other living expenses.

So it could cost your kids tens of thousands to get their degree. It could also mean starting adult life with debilitating debt.

Fortunately, there are workarounds to high costs and soul-sucking debt. And that's what we're going to talk about in today's podcast.

As usual, host Stacy Johnson is joined by financial journalist Miranda Marquit. Listening in and sometimes contributing is producer Aaron Freeman. This week's special guest is Brad Baldridge, one of the nation's leading college planning experts and the founder of the website Taming the High Cost of College.

Remember, even though we sometimes talk about money and specific investments on this show, don't take them as recommendations. Before investing in anything or making any money moves, do your own research and make your own decisions.

Become a member: https://www.moneytalksnews.com/members/

See omnystudio.com/listener for privacy information.

Episode 165 webpage and links.

What if you could live in your home while someone else pays the mortgage? That's the idea behind house hacking.

House hacking refers to living in a home or multi-unit while renting out part of it. Dedicated house hackers say it's a great way to lay a foundation for a real estate empire—one that can catapult you to financial freedom. But will it work for you? Let's find out.

As usual, host Stacy Johnson is joined by financial journalist Miranda Marquit. Listening in and sometimes contributing is producer Aaron Freeman. This week's guest is Robert Leonard, the author of The Everything Guide to House Hacking.

Remember, even though we sometimes talk about money and specific investments on this show, don't take them as recommendations because they're not. Before investing in anything or making any money moves, do your research and make your own decisions.

Become a member: https://www.moneytalksnews.com/members/

See omnystudio.com/listener for privacy information.