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This week on "Money Talks," Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Tax Manager Dan DiLuzio, CPA, and Associate Michael Griffin, CFP®, to discuss the Conference Board’s reading of consumer confidence, the Federal Open Market Committee’s change to monetary policy and U.S. gross domestic product. They also discuss the revamped Communications Sector in the S+P 500 Index. Dan discusses recent IRS guidance on charitable donations that allow taxpayers to claim state tax credits designed to offset the limited state and local tax deductions. The experts also answer listeners’ questions on Home Depot, dividing a 401(k) with a QDRO, mobile application Momo Inc., as well as Roth 401(k) options and estate tax and gifting rules.