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This week on "Money Talks," Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate D.J. Barker, CWS®, and Senior Associate Jarrett McKenzie, CFP®, CWS®, to discuss the Manufacturing and Nonmanufacturing surveys from the Institute of Supply Management. They also cover jobless claims, factory orders, international trade, and the yield curve. The experts take a deeper look at a common investor sentiment about not keeping up with market performance. They discuss the faults with the S+P 500 index as a benchmark, the problems with chasing returns and portfolio risk. D.J., Jarrett, and Troy also answer listeners’ questions on using an annuity for retirement and what happens to your 401(k) when you lose your job.