Money Tips Daily by Charles Kelly, former IFA and author of

Is the UK property market crashing?

·       Westminster down 27%

·       Kensington down 20%

·       Flats down in most parts of the UK

Where is the market going and why are flats selling for lessthan people bought them for 5 years ago?

Watch video - https://youtu.be/6C8lX-Mz24c

Property prices are also dropping in the Middle East andAustralia as the effects of Trumps war spreads across the globe.

Watch video - https://youtu.be/T6BiYvW8zIk

Renters Rights Act InForce – What Landlords MUST Do To Avoid A £7000 Fine

The Renters Rights Act comes into force on 1 May 2026 givingmore rights to millions of residential tenants, and imposing more legislationon landlords.

Watch video - https://youtu.be/EDMJcNXKe0I

Although successive governments seem to be doing their best to encouragethe big corporate landlords and drive small landlords out of business (Section 24, licensing, increased red tape etc), they stillneed the estimated 2 million private buy-to-let property landlords.

See interview with Chartered Accountant and Tax Specialist - https://youtu.be/aMuGs_ek17s

#propertyinvestment #section24landlordtax #moneytips#buytoletlandlord #section21eviction #rentersrightsact2026 #propertyprices  #iranwar #trump #evergrande #Chinalaw

Is the UK property market crashing?

·       Westminster down 27%

·       Kensington down 20%

·       Flats down in most parts of the UK

Where is the market going and why are flats selling for lessthan people bought them for 5 years ago?

Watch video - https://youtu.be/6C8lX-Mz24c

Property prices are also dropping in the Middle East andAustralia as the effects of Trumps war spreads across the globe.

Watch video - https://youtu.be/T6BiYvW8zIk

Renters Rights Act InForce – What Landlords MUST Do To Avoid A £7000 Fine

The Renters Rights Act comes into force on 1 May 2026 givingmore rights to millions of residential tenants, and imposing more legislationon landlords.

Watch video - https://youtu.be/EDMJcNXKe0I

Although successive governments seem to be doing their best to encouragethe big corporate landlords and drive small landlords out of business (Section 24, licensing, increased red tape etc), they stillneed the estimated 2 million private buy-to-let property landlords.

See interview with Chartered Accountant and Tax Specialist - https://youtu.be/aMuGs_ek17s

#propertyinvestment #section24landlordtax #moneytips#buytoletlandlord #section21eviction #rentersrightsact2026 #propertyprices  #iranwar #trump #evergrande #Chinalaw

Smoking a pack of 20 cigarettes a day costs over£5,300 annually according to stop smoking charities. The average price of astandard 20-pack is around £16.45, while 30g of rolling tobacco averages£25.25. Nationally, smoking costs society in England £44.8 billion annuallythrough healthcare, lost productivity, and social care.

See video: https://youtu.be/fY9G_jL84r0

Personal Cost Breakdown

On an individual level, the amount you spend addsup extremely fast. Based on a standard 20-pack at today's prices:

·       10 cigarettes a day: Approx. £2,646 to £3,000 per year

·       20 cigarettes a day (one pack): Approx. £5,292 to £6,000 per year

·       40 cigarettes a day: Over £10,500 per year

Economic and Health Impact

Despite the heavy taxes placed on tobacco products,the total societal and financial damage caused by smoking far outweighs therevenue raised.

·       To Society: Smoking costs England £44.8 billion each year. This figure includes£27.8 billion in lost economic productivity, £14.8 billion in social care, £1.8billion in NHS healthcare costs, and £383 million in fire damages.

Smoking a pack of 20 cigarettes a day costs over£5,300 annually. The average price of a standard 20-pack is around £16.45,while 30g of rolling tobacco averages £25.25. Nationally, smoking costs societyin England £44.8 billion annually through healthcare, lost productivity, andsocial care.

Personal Cost Breakdown

On an individual level, the amount you spend addsup extremely fast. Based on a standard 20-pack at today's prices:

·       10 cigarettes a day: Approx. £2,646 to £3,000 per year

·       20 cigarettes a day (one pack): Approx. £5,292 to £6,000 per year

·       40 cigarettes a day: Over £10,500 per year

Economic and Health Impact

Despite the heavy taxes placed on tobacco products,the total societal and financial damage caused by smoking far outweighs therevenue raised.

·       To Society: Smoking costs England £44.8 billion each year. This figure includes£27.8 billion in lost economic productivity, £14.8 billion in social care, £1.8billion in NHS healthcare costs, and £383 million in fire damages.

See also:

What Landlords MUSTDo THIS MONTH To Avoid A £7000 Fine

Landlords must give the government RentersRights Information Sheet 2026

 to all tenants beforethe end of May or risk a fine of up to £7000.

You can download the official PDF document on the governmentwebsite at:

https://www.gov.uk/government/publications/the-renters-rights-act-information-sheet-2026

You must serve the actual document to your tenants, inperson, by post or email, and not just send them the link.

Landlords should keep a record and obtain a receipt oracknowledgement or proof of service.

Solicitors have reported a wave of Section 21 notices beingserved on tenants prior to the deadline when ‘no fault evictions’ will nolonger apply, according to the Guardian.

Although successive governments seem to be doing their best to encouragethe big corporate landlords and drive small landlords out of business (Section 24, licensing, increased red tape etc), they stillneed the estimated 2 million private buy-to-let property landlords.

See interview with Chartered Accountant and Tax Specialist - https://youtu.be/aMuGs_ek17s

#propertyinvestment #section24landlordtax #moneytips#buytoletlandlord #section21eviction #rentersrightsact2026 #smokingcost#indexfunds #pensionfunds #investing

Smoking a pack of 20 cigarettes a day costs over£5,300 annually according to stop smoking charities. The average price of astandard 20-pack is around £16.45, while 30g of rolling tobacco averages£25.25. Nationally, smoking costs society in England £44.8 billion annuallythrough healthcare, lost productivity, and social care.

See video: https://youtu.be/fY9G_jL84r0

Personal Cost Breakdown

On an individual level, the amount you spend addsup extremely fast. Based on a standard 20-pack at today's prices:

·       10 cigarettes a day: Approx. £2,646 to £3,000 per year

·       20 cigarettes a day (one pack): Approx. £5,292 to £6,000 per year

·       40 cigarettes a day: Over £10,500 per year

Economic and Health Impact

Despite the heavy taxes placed on tobacco products,the total societal and financial damage caused by smoking far outweighs therevenue raised.

·       To Society: Smoking costs England £44.8 billion each year. This figure includes£27.8 billion in lost economic productivity, £14.8 billion in social care, £1.8billion in NHS healthcare costs, and £383 million in fire damages.

Smoking a pack of 20 cigarettes a day costs over£5,300 annually. The average price of a standard 20-pack is around £16.45,while 30g of rolling tobacco averages £25.25. Nationally, smoking costs societyin England £44.8 billion annually through healthcare, lost productivity, andsocial care.

Personal Cost Breakdown

On an individual level, the amount you spend addsup extremely fast. Based on a standard 20-pack at today's prices:

·       10 cigarettes a day: Approx. £2,646 to £3,000 per year

·       20 cigarettes a day (one pack): Approx. £5,292 to £6,000 per year

·       40 cigarettes a day: Over £10,500 per year

Economic and Health Impact

Despite the heavy taxes placed on tobacco products,the total societal and financial damage caused by smoking far outweighs therevenue raised.

·       To Society: Smoking costs England £44.8 billion each year. This figure includes£27.8 billion in lost economic productivity, £14.8 billion in social care, £1.8billion in NHS healthcare costs, and £383 million in fire damages.

See also:

What Landlords MUSTDo THIS MONTH To Avoid A £7000 Fine

Landlords must give the government RentersRights Information Sheet 2026

 to all tenants beforethe end of May or risk a fine of up to £7000.

You can download the official PDF document on the governmentwebsite at:

https://www.gov.uk/government/publications/the-renters-rights-act-information-sheet-2026

You must serve the actual document to your tenants, inperson, by post or email, and not just send them the link.

Landlords should keep a record and obtain a receipt oracknowledgement or proof of service.

Solicitors have reported a wave of Section 21 notices beingserved on tenants prior to the deadline when ‘no fault evictions’ will nolonger apply, according to the Guardian.

Although successive governments seem to be doing their best to encouragethe big corporate landlords and drive small landlords out of business (Section 24, licensing, increased red tape etc), they stillneed the estimated 2 million private buy-to-let property landlords.

See interview with Chartered Accountant and Tax Specialist - https://youtu.be/aMuGs_ek17s

#propertyinvestment #section24landlordtax #moneytips#buytoletlandlord #section21eviction #rentersrightsact2026 #smokingcost#indexfunds #pensionfunds #investing

Gold, Silver and UK Residential Property Price Drop  

Assets like Gold and Silver and UK residential property haveall suffered sharp price drops this year.

Watch video: https://youtu.be/Zupx5H-8xfk

See also:

Renters Rights Act InForce  – What Landlords MUST Do To Avoid A£7000 Fine

The Renters Rights Act comes into force on 1 May 2026 givingmore rights to millions of residential tenants, and imposing more legislationon landlords.

Watch video - https://youtu.be/EDMJcNXKe0I

What Landlords MUSTDo NOW To Avoid A £7000 Fine

Landlords must give the government RentersRights Information Sheet 2026

 to all tenants beforethe end of May or risk a fine of up to £7000.

You can download the official PDF document on the governmentwebsite at:

https://www.gov.uk/government/publications/the-renters-rights-act-information-sheet-2026

Although successive governments seem to be doing their best to encouragethe big corporate landlords and drive small landlords out of business (Section 24, licensing, increased red tape etc), they stillneed the estimated 2 million private buy-to-let property landlords.

See interview with Chartered Accountant and Tax Specialist - https://youtu.be/aMuGs_ek17s

#propertyinvestment #section24landlordtax #moneytips#buytoletlandlord #section21eviction #rentersrightsact2026 #propertyprices  #iranwar  #gold #silver

Gold, Silver and UK Residential Property Price Drop  

Assets like Gold and Silver and UK residential property haveall suffered sharp price drops this year.

Watch video: https://youtu.be/Zupx5H-8xfk

See also:

Renters Rights Act InForce  – What Landlords MUST Do To Avoid A£7000 Fine

The Renters Rights Act comes into force on 1 May 2026 givingmore rights to millions of residential tenants, and imposing more legislationon landlords.

Watch video - https://youtu.be/EDMJcNXKe0I

What Landlords MUSTDo NOW To Avoid A £7000 Fine

Landlords must give the government RentersRights Information Sheet 2026

 to all tenants beforethe end of May or risk a fine of up to £7000.

You can download the official PDF document on the governmentwebsite at:

https://www.gov.uk/government/publications/the-renters-rights-act-information-sheet-2026

Although successive governments seem to be doing their best to encouragethe big corporate landlords and drive small landlords out of business (Section 24, licensing, increased red tape etc), they stillneed the estimated 2 million private buy-to-let property landlords.

See interview with Chartered Accountant and Tax Specialist - https://youtu.be/aMuGs_ek17s

#propertyinvestment #section24landlordtax #moneytips#buytoletlandlord #section21eviction #rentersrightsact2026 #propertyprices  #iranwar  #gold #silver

UK property prices fall for the first time this year, accordingto the Nationwide Building Society.

The lender reports that prices fell by 0.6%, slowing theannual growth rate to 1.7%, citing the Iran war as a factor.

Property prices are also dropping in the Middle East and Australiaas the effects of Trumps war spreads across the globe.

Watch video - https://youtu.be/T6BiYvW8zIk

Renters Rights Act InForce  – What Landlords MUST Do To Avoid A£7000 Fine

The Renters Rights Act comes into force on 1 May 2026 givingmore rights to millions of residential tenants, and imposing more legislationon landlords.

Watch video - https://youtu.be/EDMJcNXKe0I

What Landlords MUSTDo NOW To Avoid A £7000 Fine

Landlords must give the government RentersRights Information Sheet 2026

 to all tenants beforethe end of May or risk a fine of up to £7000.

You can download the official PDF document on the governmentwebsite at:

https://www.gov.uk/government/publications/the-renters-rights-act-information-sheet-2026

Although successive governments seem to be doing their best to encouragethe big corporate landlords and drive small landlords out of business (Section 24, licensing, increased red tape etc), they stillneed the estimated 2 million private buy-to-let property landlords.

See interview with Chartered Accountant and Tax Specialist - https://youtu.be/aMuGs_ek17s

#propertyinvestment #section24landlordtax #moneytips#buytoletlandlord #section21eviction #rentersrightsact2026 #propertyprices  #iranwar #trump

UK property prices fall for the first time this year, accordingto the Nationwide Building Society.

The lender reports that prices fell by 0.6%, slowing theannual growth rate to 1.7%, citing the Iran war as a factor.

Property prices are also dropping in the Middle East and Australiaas the effects of Trumps war spreads across the globe.

Watch video - https://youtu.be/T6BiYvW8zIk

Renters Rights Act InForce  – What Landlords MUST Do To Avoid A£7000 Fine

The Renters Rights Act comes into force on 1 May 2026 givingmore rights to millions of residential tenants, and imposing more legislationon landlords.

Watch video - https://youtu.be/EDMJcNXKe0I

What Landlords MUSTDo NOW To Avoid A £7000 Fine

Landlords must give the government RentersRights Information Sheet 2026

 to all tenants beforethe end of May or risk a fine of up to £7000.

You can download the official PDF document on the governmentwebsite at:

https://www.gov.uk/government/publications/the-renters-rights-act-information-sheet-2026

Although successive governments seem to be doing their best to encouragethe big corporate landlords and drive small landlords out of business (Section 24, licensing, increased red tape etc), they stillneed the estimated 2 million private buy-to-let property landlords.

See interview with Chartered Accountant and Tax Specialist - https://youtu.be/aMuGs_ek17s

#propertyinvestment #section24landlordtax #moneytips#buytoletlandlord #section21eviction #rentersrightsact2026 #propertyprices  #iranwar #trump

The Renters Rights Act comes into force on 1 May 2026 givingmore rights to millions of residential tenants, and imposing more legislation on landlords.

Watch video - https://youtu.be/EDMJcNXKe0I

What Landlords MUST Do THIS MONTH To Avoid A £7000 Fine

Landlords must give the government RentersRights Information Sheet 2026

 to all tenants beforethe end of May or risk a fine of up to £7000.

You can download the official PDF document on the governmentwebsite at:

https://www.gov.uk/government/publications/the-renters-rights-act-information-sheet-2026

You must serve the actual document to your tenants, inperson, by post or email, and not just send them the link.

Landlords should keep a record and obtain a receipt oracknowledgement or proof of service.

Solicitors have reported a wave of Section 21 notices beingserved on tenants prior to the deadline when ‘no fault evictions’ will nolonger apply, according to the Guardian.

Although successive governments seem to be doing their best to encouragethe big corporate landlords and drive small landlords out of business (Section 24, licensing, increased red tape etc), they stillneed the estimated 2 million private buy-to-let property landlords.

See interview with Chartered Accountant and Tax Specialist - https://youtu.be/aMuGs_ek17s

#propertyinvestment #section24landlordtax #moneytips#buytoletlandlord #section21eviction #rentersrightsact2026

The Renters Rights Act comes into force on 1 May 2026 givingmore rights to millions of residential tenants, and imposing more legislation on landlords.

Watch video - https://youtu.be/EDMJcNXKe0I

What Landlords MUSTDo THIS MONTH To Avoid A £7000 Fine

Landlords must give the government RentersRights Information Sheet 2026

 to all tenants beforethe end of May or risk a fine of up to £7000.

You can download the official PDF document on the governmentwebsite at:

https://www.gov.uk/government/publications/the-renters-rights-act-information-sheet-2026

You must serve the actual document to your tenants, inperson, by post or email, and not just send them the link.

Landlords should keep a record and obtain a receipt oracknowledgement or proof of service.

Solicitors have reported a wave of Section 21 notices beingserved on tenants prior to the deadline when ‘no fault evictions’ will nolonger apply, according to the Guardian.

Although successive governments seem to be doing their best to encouragethe big corporate landlords and drive small landlords out of business (Section 24, licensing, increased red tape etc), they stillneed the estimated 2 million private buy-to-let property landlords.

See interview with Chartered Accountant and Tax Specialist - https://youtu.be/aMuGs_ek17s

#propertyinvestment #section24landlordtax #moneytips#buytoletlandlord #section21eviction #rentersrightsact2026

Renters Rights Act InForce Today – What Landlords MUST Do To Avoid A £7000 Fine

The Renters Rights Act comes into force on 1 May 2026 givingmore rights to millions of residential tenants, and imposing more legislationon landlords.

Watch video - https://youtu.be/EDMJcNXKe0I

What Landlords MUSTDo THIS MONTH To Avoid A £7000 Fine

Landlords must give the government RentersRights Information Sheet 2026

 to all tenants beforethe end of May or risk a fine of up to £7000.

You can download the official PDF document on the governmentwebsite at:

https://www.gov.uk/government/publications/the-renters-rights-act-information-sheet-2026

You must serve the actual document to your tenants, inperson, by post or email, and not just send them the link.

Landlords should keep a record and obtain a receipt oracknowledgement or proof of service.

Solicitors have reported a wave of Section 21 notices beingserved on tenants prior to the deadline when ‘no fault evictions’ will nolonger apply, according to the Guardian.

Although successive governments seem to be doing their best to encouragethe big corporate landlords and drive small landlords out of business (Section 24, licensing, increased red tape etc), they stillneed the estimated 2 million private buy-to-let property landlords.

See interview with Chartered Accountant and Tax Specialist - https://youtu.be/aMuGs_ek17s

#propertyinvestment #section24landlordtax #moneytips#buytoletlandlord #section21eviction #rentersrightsact2026