It’s time for your latest edition of Ask Rob & Rob... 

(0:41) Joe has three rental properties, each worth up to £350k — one mortgage-free and two with interest-only loans. With strong rental income, he’s keen to start using the equity to flip properties and asks Rob & Rob for advice on where to start and what kind of returns to aim for. 

(4:15) Ed’s successfully growing his portfolio, purchasing high-end buy-to-let properties through a limited company. But after coming across the Annual Tax on Enveloped Dwellings (ATED) he wants clarity on how the five-year valuation rule works, when returns are due, and whether standard landlords can claim relief. 

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As Property Hub continues to grow, Rob & Rob share the latest on their recruitment drive and why – even in the age of AI – finding the right talent is more important than ever. They break down what they look for in top candidates, and why it goes beyond just ticking skill boxes.  

And while some businesses are replacing people with machines, Rob & Rob reveal how they use AI to boost productivity and unlock their team’s full potential.

Links: 

Work at Property Hub  

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It’s the best time to invest in property in 40 years. That’s the big claim Rob & Rob make in today’s episode, but have they got the evidence to back it up? Join us to find out… 

If you’re ready to make your first move or take the next step, speak to Property Hub Invest for help building your strategy and securing exclusive deals.  

(0:45) News story of the week 

(2:59) Is it the best time to invest in 40 years? 

(4:10) Has there been a silent crash? 

(6:30) Are we in a phase of stealth growth? 

(9:45) How do tax changes and interest rates affect the market? 

(15:15) What's happening with rents? 

(20:49) Hub Extra 

Links mentioned: 

These 10 Northern house price hotspots have seen values soar more than 10% in a year 

Sony WH-CH720N Wireless Bluetooth Noise Cancelling Over-Ear Headphones 

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Happy Tuesday! Rob & Rob are back to help two more listeners with their property questions…   

(0:40) Mujtaba’s remortgage is coming up, and he plans to use some savings to renovate his property to boost its value. He asks Rob & Rob how he can make sure the improvements are recognised by lenders when it comes to refinancing for both his home and any future investment properties. 

(5:10) Rachel’s in the process of buying her first residential home to live in, but she’s still named on the mortgage for her buy-to-let property. With her name unlikely to be removed before completion, wonders whether she’ll still be eligible for a refund on the additional stamp duty charge. 

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Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. 

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This week, tune in to hear an honest update on where Rob & Rob stand with their own investment portfolios and how the monopoly strategy is shaping their plans for the future. 

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Rob & Rob are back and they’ve got two new great questions from our listeners!   

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Interest rates have been cut, but what does this mean for the mortgage market? Joined by our mortgage expert Kelly Rule, Rob & Rob discuss the current state of the market, how base rate changes are impacting mortgages, and why now is a good time for both new and experienced investors to take action. 

(0:40) News story of the week. 

(2:55) We’re joined by mortgage expert Kelly Rule. 

(2:50) What’s the impact of the latest base rate cut? 

(7:15) What’s the current state of the mortgage market? 

(12:15) Are lenders becoming more competitive? 

(14:35) What types of mortgage products are investors choosing right now?  

(17:25) What strategies are the most successful investors using? 

(20:35) The latest on down-valuations.  

(22:25) What common mistakes do you see from investors? 

(25:37) Are investors buying through limited company or personal name? 

(26:45) Let’s break down current mortgage rates for every type of investor. 

(32:35) Are lenders making things easier, or are there still tricky criteria to meet? 

(34:35) If you had one wish for the mortgage market, what would it be? 

(38:25) Hub Extra.  

Links mentioned: 

Knight Frank increase their growth forecasts for UK house prices 

Airalo 

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It’s time for your weekly dose of Ask Rob & Rob – let’s get stuck into two great listener questions!  

(0:40) Matt wonders if property can still be a reliable pension for younger investors, given house prices have historically risen faster than wages and inflation. With concerns about falling demand and economic shifts over the next 30+ years, he asks Rob & Rob for their thoughts. 

(7:05) Miles is on a moderate wage in London and wants to build a property portfolio, but it’s proving difficult to save for a deposit. He asks Rob & Rob whether buying up north, living in the property, and renting out spare rooms is a smart way to get started, or if he should hold out for a more traditional buy-to-let. 

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Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. 

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Boom or bust? It’s the question on every investor’s mind right now. Tune in as Rob & Rob break down the key arguments on both sides, looking back at what’s happened in the market previously and unfolding now, rounding things off with a realistic take on what’s most likely to happen and how investors can stay one step ahead. 

(0:50) News story of the week. 

(2:10) Will the market boom or crash from here?  

(2:40) Let’s look at what’s happened in the last few years. 

(5:45) So what next? Rob & Rob break down the possibilities. 

(10:35) What Rob & Rob think will actually happen. 

(18:40) Advice for investors. 

(19:45) Hub Extra. 

 Links mentioned: 

Mortgages rates set to fall after Bank of England interest rate cut 

Severance 

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Happy Tuesday! It’s time for another episode of Ask Rob & Rob, where we dive into your property questions.  

(0:45) With £50K saved up for his first property investment, Paul’s looking to invest locally in the West Midlands. He’s torn between buying a flat or house, and wonders if he’d be better off looking in cheaper areas and trying to purchase two properties instead of one. He asks Rob & Rob what they’d do in his position. 

(5:55) Simona's in the process of buying a two-bed flat in Manchester city centre, but some red flags have popped up during conveyancing, including a big jump in service charges, a £2K deficit, and no reserve fund in place. With the seller’s solicitor slow to respond, she wonders if this is a sign to walk away. 

Enjoy the show? 

Leave us a review on Apple Podcasts - it really helps others find us! 

Sign up for our free weekly newsletter, Property Pulse 

Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. 

Find out more about Property Hub Invest