The Money To The Masses Podcast

By Damien Fahy

Join Damien and Andy as they break down personal finance topics including investing, saving, budgeting and more, giving you the tools and knowledge to achieve your financial goals

Each week, they cov... more

3.6

55 ratings

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FAQs about The Money To The Masses Podcast:

How many episodes does The Money To The Masses Podcast have?

The podcast currently has 790 episodes available.

The Money To The Masses Podcast episodes:

December 22, 2024Ep 486 - 2024 Highlights
This week, Damien and Andy are bringing you the best of the best from 2024. An hour long special made up of listener favourites and the most talked about segments

Check out this week's ⁠⁠podcast article ⁠⁠on the MTTM website to see the full list of resources from this week's show.

Follow Money to the Masses on social media:
YouTube - ⁠⁠https://www.youtube.com/moneytothemasses⁠⁠
Facebook - ⁠⁠https://www.facebook.com/moneytothemasses⁠⁠
Instagram - ⁠⁠https://www.instagram.com/moneytothemasses⁠⁠
Tik Tok - ⁠⁠https://www.tiktok.com/@moneytothemasses⁠⁠

Support the podcast
You can now support the MTTM podcast by visiting our ⁠⁠dedicated podcast page ⁠⁠when making any financial decision.

You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.

Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us.

Support the show by visiting and bookmarking our dedicated podcast page:
⁠⁠Money to the Masses Dedicated Podcast Page⁠⁠ - Click to support the show

Links referred to in the podcast:
Loud Budgeting

Free budgeting spreadsheet

Ep 460 - Zero spend months

Ep 466 - Debt to income ratios

Speak to a mortgage broker (Get a free mortgage review)

Ep 459 - Alternative ways to help children financially

How to become a Millionaire (Podcast special)

Concessionary mortgages explained

Ep 478 - Future of cash savings

Best savings accounts in the UK

Best cash and online savings platforms in the UK

Ep 448 - How to stack cashback

Jam Doughnut review

Ep 456 - Teaching the next generation about money
...more
1h 6min
December 14, 2024Ep 485 - Best budgeting apps 2025, £100k pension pot income & read books and magazines for free
In this week's episode, Damien provides a roundup of the best budgeting apps available in the UK, highlighting the features, fees and who they might be suitable for. Next, Damien reveals how much income you can get from a £100,000 pension pot. Finally, Damien explains how anyone can download books, magazines, newspapers and even audiobooks for free.

Watch the whole show on YouTube ⁠here⁠:

Check out this week's ⁠podcast article ⁠on the MTTM website to see the full list of resources from this week's show.
00:00 - Introduction to Episode 485
01:49 - Best Budgeting Apps for 2025
03:03 - Detailed Review of the Best Budgeting Apps for 2025
06:29 - Budgeting Apps Compared
15:44 - How much income can you get from a £100k pension pot
16:10 - Retirement living standards
20:05 - Retirement Income Options
28:36 - Accessing Free Books and Magazines
28:45 - Using the Libby App for Library Access
Follow Money to the Masses on social media:
YouTube - ⁠https://www.youtube.com/moneytothemasses⁠
Facebook - ⁠https://www.facebook.com/moneytothemasses⁠
Instagram - ⁠https://www.instagram.com/moneytothemasses⁠
Tik Tok - ⁠https://www.tiktok.com/@moneytothemasses⁠

Support the podcast
You can now support the MTTM podcast by visiting our ⁠dedicated podcast page ⁠when making any financial decision.

You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.

Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us.

Support the show by visiting and bookmarking our dedicated podcast page:
⁠Money to the Masses Dedicated Podcast Page⁠ - Click to support the show

Links referred to in the podcast:
Best budgeting apps in the UK for 2025

Snoop review

Emma review

Moneyhub review

Starling review

Monzo review

Revolut review

How much can I get from £100k pension pot

The best annuity for £100k
...more
33min
December 09, 2024 Trump 2.0 & the Santa Rally - Damien's Market Update
In this month’s investment market update, Damien explains how Trump's inauguration and the upcoming Santa Rally could impact investment markets as we head into the new year.
Where to next and what do investors need to keep an eye on?
#Investing #Markets #Finance #GlobalEconomy #Stocks
Podcasts referenced in this month's show:
https://moneytothemasses.com/news/podcast/mm-177
My name is Damien Fahy, founder of https://moneytothemasses.com/ and each week I discuss what is happening in investment markets so that DIY and novice investors can make sense of what is affecting their investments.
For more information about 80-20 Investor visit https://moneytothemasses.com/become-an-80-20-investor
If you are looking to get your finances in shape then check out Damien's FREE Money MOT at https://mot.moneytothemasses.com/
Follow Money to the Masses on social media:
Website - https://moneytothemasses.com/
Facebook - https://www.facebook.com/moneytothemasses
Instagram - https://www.instagram.com/moneytothemasses
Twitter - https://twitter.com/money2themasses
#Investing #StockMarkets #Shares
#investing #moneytips #bonds #stocks #podcast #investingforbeginners
...more
9min
December 01, 2024Ep 484 - How to spot & avoid the latest top scams: Online, Offline & AI-Powered
This week's episode is dedicated to scam awareness! Damien and Andy discuss the most common scams around online shopping, deliveries, and social media marketplaces.

They also delve into the alarming rise of impersonation scams, including those involving HMRC and winter fuel payments.

Finally, Damien and Andy examine the terrifying growth of AI-powered scams like voice cloning and deepfakes. We explain how many of these latest scams work and share practical tips on how to identify them and useful strategies on how to avoid becoming a victim.

Watch the whole show on YouTube here:

Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.

00:00 - How to spot and avoid the latest scams
04:30 - Online Shopping Fraud and scams revealed
13:53 - Understanding Card Not Present Fraud
15:22 - Tips for Safe Online Shopping
17:43 - Delivery Scams and How to Avoid Them
18:57 - QR Code Scams: What You Need to Know
21:09 - Impersonation Scams: Protecting Yourself
21:34 - Bank Scams and Verification Tips
25:09 - Understanding Impersonation Scams
26:18 - Winter Fuel Payment Scams
27:56 - AI Scams: Voice Cloning and Deep Fakes
35:36 - Resources and Support for Scam Victims

Follow Money to the Masses on social media:
YouTube - https://www.youtube.com/moneytothemasses
Facebook - https://www.facebook.com/moneytothemasses
Instagram - https://www.instagram.com/moneytothemasses
Tik Tok - https://www.tiktok.com/@moneytothemasses

Support the podcast
You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision.

You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.

Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us.

Support the show by visiting and bookmarking our dedicated podcast page:
Money to the Masses Dedicated Podcast Page - Click to support the show

Links referred to in the podcast:
Best budgeting apps in the UK for 2025

My bank helped fraudsters steal £4k from my children's savings

What are the new APP fraud reimbursement rules?
...more
38min
November 24, 2024Ep 483 - Trump trade 2.0, unwinding pre-Budget pension withdrawals & energy market update
In this week's podcast, Damien discusses the potential impact of Donald Trump's return to the presidency on investment markets. Next, Damien explains the implications for those who withdrew tax-free cash from their pensions ahead of the budget, focusing on the potential tax penalties they may face if they try to put the money back into their pensions before giving some alternative options for using the withdrawn funds. Lastly, Andy explains the changes to the energy price cap and advises listeners on whether now is a good time to fix their energy tariffs.
Watch the whole show on YouTube here: https://youtu.be/EvDEvxCY7b
00:00 - Introduction to Money to the Masses Episode 483
05:27 - The Trump Trade: Market Movements and Predictions
08:30 - Will Trump being president be a positive thing for investment markets?
14:15 - Which asset classes performed best during Trump's last presidency?
18:34 - Performance of Asset Classes During Trump's Presidency
23:50 - Pension Withdrawals and Tax-Free Cash Concerns
25:20 - Can you put tax-free cash withdrawals back into a pension?
26:10 - Pension recycling - Be mindful before adding cash back into a pension
29:04 - Energy Price Cap Update and should you fix?
Check out this week's
on the MTTM website to see the full list of resources from this week's show.
Follow Money to the Masses on social media:
YouTube -
Facebook -
Instagram -
Twitter -
Tik Tok -
Support the podcast
You can now support the MTTM podcast by visiting our
when making any financial decision.
You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only
save money
but could also earn
cashback
or take advantage of
exclusive offers
for MTTM listeners.
Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us.
Support the show by visiting and bookmarking our dedicated podcast page:
Money to the Masses Dedicated Podcast Page - Click to support the show
Resources:
Links referred to in the podcast:
Take out a free trial with 80-20 Investor

Ofgem raises energy price cap by £21 per year from January

Should I fix my energy prices?

What are the cheapest fixed price energy tariffs?
...more
36min
November 17, 2024Ep 482 - Introduction to investing, teaching children about the stock market & mortgage market update
In this episode Damien provides a guide to investing, sharing simple lessons and strategies that anyone can use to build wealth and even become a millionaire. Damien also discusses an exercise that can be used to teach children about the stock market, investing and the wider economy. Finally, Damien explains what is going on in the mortgage market as fixed-rate deals continue to rise despite this month's Bank of England base rate cut.
Watch the whole show on YouTube here: MTTM - Episode 482 Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Follow Money to the Masses on social media: YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses Tik Tok - https://www.tiktok.com/@moneytothemasses Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision. You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners. Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us. Support the show by visiting and bookmarking our dedicated podcast page:
Money to the Masses Dedicated Podcast Page - Click to support the show
Resources:
Links referred to in the podcast:

What are fractional shares and where best to buy them?

Best investing apps in the UK

Freetrade review

Trading 212 review

eToro review
...more
48min
November 09, 2024Ep 481 - How much should be in your pension, merging optimism & pessimism & Winter portfolio update 2024
In this week's episode, I provide an update on my 'Winter investment portfolio', which uses an investment strategy aimed at capitalising on a seasonal market trend. I reveal how the portfolio has continued to outperform major stock market indices despite being in cash for 50% of the year. I then discuss the "Pension Mirror", a marketing tool created by Scottish Widows to help people engage with their pension savings. I highlight the average pension pot sizes for a range of ages and explain why those figures are likely to be inadequate before revealing the actual amount needed for a comfortable retirement. I finish the podcast by revealing a mantra that's been attributed to Bill Gates and how it can be used to improve your own personal finances.
Watch the whole show on YouTube here: MTTM - Episode 481 Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Follow Money to the Masses on social media: YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses Tik Tok - https://www.tiktok.com/@moneytothemasses Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision. You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners. Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us. Support the show by visiting and bookmarking our dedicated podcast page:
Money to the Masses Dedicated Podcast Page - Click to support the show
Resources:
Links referred to in the podcast:

Winter portfolio 2023 - Podcast epsiode 440

Try out the pension mirror

Pensions Calculator from Moneyhelper
...more
37min
November 02, 2024Ep 480 - Autumn 2024 Budget Special
In this week's episode, Damien and Andy provide a summary of the Autumn 2024 Budget, detailing all of the key announcements and how they are likely to impact you. Make sure that you check out our Autumn 2024 Budget summary article for further details.
Watch the whole show on YouTube here: MTTM - Episode 480 Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Follow Money to the Masses on social media: YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses Tik Tok - https://www.tiktok.com/@moneytothemasses Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision. You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners. Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us. Support the show by visiting and bookmarking our dedicated podcast page:
Money to the Masses Dedicated Podcast Page - Click to support the show
Resources:
Links referred to in the podcast:

Autumn Budget 2024 summary

Autumn Budget 2024 - How will it impact my business?

Four key Inheritance Tax changes and how they will impact you

Pensions to be subject to inheritance tax changes following Autumn Budget

Capital gains tax rates raised in the Autumn Budget – how will the increase affect you?

Extra stamp duty on second homes increased to 5%

Sign up to the Money to the Masses Newsletter
...more
30min
October 24, 2024 Chinese Surprise - Damien's Market Update
Welcome to Damien's Market Update for October 2024.

Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments.

Subscribe now for your monthly insight into the Global Investment Markets.

Remember, you can also watch Damien deliver his monthly insights on our Youtube channel
...more
8min
October 20, 2024Ep 479 - Mortgage rate analysis and predictions, where next for the price of gold and free water-saving products
In this week's episode, Damien discusses the latest developments in the mortgage market, explaining the rise in mortgage rates despite the recent cut to the Bank of England base rate. Next, with the price of gold reaching an all-time high, Damien discusses where the gold price might be heading in the future. Finally, Andy explains how listeners can sign up to receive a number of free products to help manage water usage and reduce their bills.
Watch the whole show on YouTube here: https://youtu.be/S4FckzIKwm0 Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Follow Money to the Masses on social media: YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses Tik Tok - https://www.tiktok.com/@moneytothemasses Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision. You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners. Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us. Support the show by visiting and bookmarking our dedicated podcast page:
Money to the Masses Dedicated Podcast Page - Click to support the show
Resources:
Links referred to in the podcast:

To see the charts that I refer to in the podcast, watch the video on YouTube

See if you qualify for free water-saving products

MTTM Deals Page

Sign up to the Money to the Masses Newsletter
...more
30min

FAQs about The Money To The Masses Podcast:

How many episodes does The Money To The Masses Podcast have?

The podcast currently has 790 episodes available.

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