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The Money To The Masses Podcast
Based on Podcast App listening data
The Money To The Masses Podcast episodes
- Money Vault - Pension Transfer Tips
Welcome to the Money Vault, the midweek show where Damien and Andy revisit some classic, evergreen episodes from the Money to the Masses archives.
In this episode of The Money Vault, we revisit episode 505 from May 2025 where I provide some tips for those considering transferring and/or consolidating their pension pots.
I summarise the key pros and cons of pension transfers, explain how in-specie transfers work, how to avoid common pension scams and when to seek independent financial advice.
Check out our featured article: Best Pension Transfer Offers
Check out this week's podcast article on the Money to the Masses website to see the full list of resources from this week's show.
Resources:
- Sign up to our weekly newsletter
- Best Pension Transfer Cashback Offers
- Best Pension in the UK
- How to find a financial adviser you can trust
Follow Money to the Masses on social media:
YouTube - https://www.youtube.com/moneytothemasses
Facebook - https://www.facebook.com/moneytothemasses
Instagram - https://www.instagram.com/moneytothemasses
Tik Tok - https://www.tiktok.com/@moneytothemasses
13 min - Ep 560 - Should you still invest at all-time highs & how saving £5 could change your life
In this week's episode, Damien explores whether investors should be fearful when stock markets reach all-time highs. He looks back at historical data and research to reveal what typically happens after markets hit a record high.
Next, he discusses the psychological power of making small, seemingly insignificant changes to your finances and how it can dramatically transform your life.
[AD] Thank you to our sponsor, Interactive Investor
New customers can receive £150 in free trades when they open an Interactive Investor Trading Account before 31st August 2026. Terms & fees apply. Capital at risk. https://moneytothemasses.com/redir/ii-podcast
Check out this week's podcast article on the Money to the Masses website to see the full list of resources from this week's show.
Follow Money to the Masses on social media:
YouTube - https://www.youtube.com/moneytothemasses
Facebook - https://www.facebook.com/moneytothemasses
Instagram - https://www.instagram.com/moneytothemasses
Tik Tok - https://www.tiktok.com/@moneytothemasses
You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.
Support the show by visiting and bookmarking our dedicated podcast page:
Money to the Masses Dedicated Podcast Page - Click to support the show
Links referred to in the podcast:
- Sign up to our weekly newsletter
- Sign up to a free trial of 80-20 investor
- Check out the book 'Atomic Habits' by James Clear
- Check out the book 'Influence: The Psychology of Persuasion' by Dr. Robert Cialdini
29 min - Money Vault - When 'good enough' is better than 'perfect'
Welcome to the Money Vault, the midweek show where Damien and Andy revisit some classic, evergreen episodes from the Money to the Masses archives.
In this episode of The Money Vault, Damien revisits episode 303 from January 2021, which explores why a "good enough" financial plan is often better than a perfect one. Drawing on concepts from Morgan Housel’s book The Psychology of Money, Damien explores the vital difference between making strictly rational decisions and making reasonable ones that actually work for you in the real world.
While the mathematics of personal finance might suggest one specific course of action, human emotions often dictate another. Damien explains how aiming for absolute financial perfection can sometimes lead to stress and failure, and we share practical examples where choosing the reasonable, emotionally comfortable path can significantly increase your chances of long-term success.
Check out this week's podcast article on the Money to the Masses website to see the full list of resources from this week's show.
Resources:
- Sign up to our weekly newsletter
- The Psychology of Money by Morgan Housel
Follow Money to the Masses on social media:
YouTube - https://www.youtube.com/moneytothemasses
Facebook - https://www.facebook.com/moneytothemasses
Instagram - https://www.instagram.com/moneytothemasses
Tik Tok - https://www.tiktok.com/@moneytothemasses
15 min - Ep 559 - Beginner's guide to buying an Electric Vehicle
In this week's episode, Justin discusses the financial realities of transitioning to an electric vehicle (EV). He covers the practicalities of buying a second-hand EV, addresses common concerns regarding battery health and explains the logistics and costs of charging an EV, both on the road and at home.
[AD] Thank you to our sponsor, Interactive Investor
New customers can receive £150 in free trades when they open an Interactive Investor Trading Account before 31st August 2026. Terms & fees apply. Capital at risk. https://moneytothemasses.com/redir/ii-podcast
Check out this week's podcast article on the Money to the Masses website to see the full list of resources from this week's show.
Follow Money to the Masses on social media:
YouTube - https://www.youtube.com/moneytothemasses
Facebook - https://www.facebook.com/moneytothemasses
Instagram - https://www.instagram.com/moneytothemasses
Tik Tok - https://www.tiktok.com/@moneytothemasses
You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.
Support the show by visiting and bookmarking our dedicated podcast page:
Money to the Masses Dedicated Podcast Page - Click to support the show
Links referred to in the podcast:
- Sign up to our weekly newsletter
41 min - Money Vault - Personal finance numbers everyone should know
Welcome to the Money Vault, the midweek show where Damien and Andy revisit some classic, evergreen episodes from the Money to the Masses archives.
This week, Damien takes a look back at episode 417, where he discusses the essential personal finance numbers that can help people maintain control over their financial well-being.
From mortgage rates and emergency cash buffers to understanding your exact net pay and retirement targets, keeping track of these key figures can act as an emergency plan for your money.
Check out this week's podcast article on the Money to the Masses website to see the full list of resources from this week's show.
Resources:
- Sign up to our weekly newsletter
- PAYE Calculator
- Money to the Masses guide on budgeting
- Best budgeting apps
- State Pension Age Calculator
- MTTM Investment Calculator
Follow Money to the Masses on social media:
YouTube - https://www.youtube.com/moneytothemasses
Facebook - https://www.facebook.com/moneytothemasses
Instagram - https://www.instagram.com/moneytothemasses
Tik Tok - https://www.tiktok.com/@moneytothemasses
16 min - Ep 558 - 5 numbers to Retire Early & your Decade-by-Decade Money Audit
In this week's episode, Damien reveals the money audits you should carry out during each decade of your life, from your 30s right through to your 70s.
He then breaks down why the numbers 25, 70, 173, 2,000, and 100,000 serve as maths hacks to help you become financially independent and retire early.
[AD] Thank you to our sponsor, Interactive Investor
New customers can receive £150 in free trades when they open an Interactive Investor Trading Account before 31st August 2026. Terms & fees apply. Capital at risk. https://moneytothemasses.com/redir/ii-podcast
Check out this week's podcast article on the Money to the Masses website to see the full list of resources from this week's show.
Follow Money to the Masses on social media:
YouTube - https://www.youtube.com/moneytothemasses
Facebook - https://www.facebook.com/moneytothemasses
Instagram - https://www.instagram.com/moneytothemasses
Tik Tok - https://www.tiktok.com/@moneytothemasses
You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.
Support the show by visiting and bookmarking our dedicated podcast page:
Money to the Masses Dedicated Podcast Page - Click to support the show
Links referred to in the podcast:
- Get a quote for life, critical illness or income protection cover (and Get up to £100 cashback)
- Sign up to our weekly newsletter
- The avalanche method explained
- Check your credit report for free
- Guide to life insurance
- Guide to critical illness
- Guide to income protection
- The government's Pension Tracing Service
- Money to the Masses retirement income calculator
- The Money to the Masses 'Millionaire' podcast episode
- Official Gov.uk State Pension age calculator
- Official Gov.uk State Pension forecast and National Insurance record checker
- Podcast episode 548 - Optimal pension portfolios
- Information on setting up Powers of Attorney
- Why your first £100k is the most important
35 min - Money Vault - Good debt vs Bad debt
Welcome to the Money Vault, the midweek show where Damien and Andy revisit some classic, evergreen episodes from the Money to the Masses archives.
This week, Damien and Andy take a look back at episode 297 from November 2020. While borrowing money is often viewed negatively, taking on debt can sometimes be a sensible investment in your financial future. In this episode, Damien explains the difference between 'Good debt' and 'Bad debt'.
Check out this week's podcast article on the Money to the Masses website to see the full list of resources from this week's show.
Resources:
- Sign up to our weekly newsletter
Follow Money to the Masses on social media:
YouTube - https://www.youtube.com/moneytothemasses
Facebook - https://www.facebook.com/moneytothemasses
Instagram - https://www.instagram.com/moneytothemasses
Tik Tok - https://www.tiktok.com/@moneytothemasses
8 min - Ep 557 - How to read investment markets & wildfire travel rights
In this week's episode Damien discusses your legal rights if your holiday is impacted by the wildfires in Europe. He also explains when your travel insurance will and won't pay out.
Finally, he reveals how to read and interpret global investment markets in seconds, by walking you through the key indices, currencies and stocks that he tracks each day.
[AD] Thank you to our sponsor Interactive Investor
New customers can receive £150 in free trades when they open an Interactive Investor Trading Account before 31st August 2026. Terms & fees apply. Capital at risk. https://moneytothemasses.com/redir/ii-podcast
Check out this week's podcast article on the Money to the Masses website to see the full list of resources from this week's show.
Follow Money to the Masses on social media:
YouTube - https://www.youtube.com/moneytothemasses
Facebook - https://www.facebook.com/moneytothemasses
Instagram - https://www.instagram.com/moneytothemasses
Tik Tok - https://www.tiktok.com/@moneytothemasses
You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.
Support the show by visiting and bookmarking our dedicated podcast page:
Money to the Masses Dedicated Podcast Page - Click to support the show
Links referred to in the podcast:
- Sign up to our weekly newsletter
- DX-Y.NYB - US Dollar Index
- GBPUSD=X - GBP/USD
- ^VIX - CBOE Volatility Index
- ^VXN - CBOE NASDAQ 100 Volatility Index
- ^TNX - CBOE Interest Rate 10 Year T-Note
- ^FTSE - FTSE 100
- ^FTMX - FTSE 250 (Ex. Investment Trusts)
- ^FTAS - UK FTSE All Share
- S&P 500 - Standard & Poor’s 500
- Dow Jones - Dow Jones Industrial Average
- NASDAQ - NASDAQ Composite
- ^NDX - NASDAQ-100
- ^STOXX50E - EURO STOXX 50 Index
- ^GDAXI - DAX Performance-Index
- ^HSI - HANG SENG INDEX
- 000903.SS - CSI 100 Index
- ^N225 - Nikkei 225
- ^KS11 - KOSPI Composite Index
- XLK - State Street Technology Select Sector SPDR Fund
- XLV - State Street Health Care Select Sector SPDR Fund
- XLF - State Street Financial Select Sector SPDR Fund
- XLE - State Street Energy Select Sector SPDR Fund
- XLI - State Street Industrial Select Sector SPDR Fund
- XLRE - State Street Real Estate Select Sector SPDR Fund
- XLU - State Street Utilities Select Sector SPDR Fund
- ES=F - E-Mini S&P 500
- YM=F - Mini Dow Jones Industrial Average
- NQ=F - Nasdaq 100
- GC=F - Gold
- BTC-USD - Bitcoin USD
- CL=F - Crude Oil
- BZ=F - Brent Crude Oil Last Day Financial
- HG=F - Copper
- NVDA - NVIDIA Corporation
- META - Meta Platforms, Inc.
- AAPL - Apple Inc.
- AMZN - Amazon.com, Inc.
- MSFT - Microsoft Corporation
- TSLA - Tesla, Inc.
43 min - Money Vault - How to get rich
Welcome to the Money Vault, the midweek show where Damien and Andy revisit some classic, evergreen episodes from the Money to the Masses archives.
In this episode of The Money Vault, Damien takes a look back at episode 319 from May 2021, exploring the fundamental principles of building wealth. He discusses the lessons we can learn from George S. Clason's classic 1926 book, The Richest Man in Babylon.
He explains how the century-old parables translate to modern financial strategies, outlining actionable steps you can take to manage your money, clear debt, and secure your financial future.
Check out this week's podcast article on the Money to the Masses website to see the full list of resources from this week's show.
Resources:
- Sign up to our weekly newsletter
- Buy The Richest Man in Babylon on Amazon
- Listen to Episode 319 on Spotify
Follow Money to the Masses on social media:
YouTube - https://www.youtube.com/moneytothemasses
Facebook - https://www.facebook.com/moneytothemasses
Instagram - https://www.instagram.com/moneytothemasses
Tik Tok - https://www.tiktok.com/@moneytothemasses
15 min - Ep 556 - The dangers of irregular investing & money-saving hacks with Britain's Coupon King
In this week's episode, I analyse some recent research from JP Morgan Personal Investing and explain how inconsistent contributions can hurt your overall portfolio performance.
Next, Andy and I chat with Jordon Cox, known to many as 'Britain's Coupon King', who shares some practical money-saving hacks and tips.
[AD] Thank you to our sponsor Interactive Investor
New customers can receive £100 in free trades when they open an Interactive Investor Trading Account before 31st July 2026. Terms & fees apply. Capital at risk. https://moneytothemasses.com/redir/ii-podcast
Check out this week's podcast article on the Money to the Masses website to see the full list of resources from this week's show.
Follow Money to the Masses on social media:
YouTube - https://www.youtube.com/moneytothemasses
Facebook - https://www.facebook.com/moneytothemasses
Instagram - https://www.instagram.com/moneytothemasses
Tik Tok - https://www.tiktok.com/@moneytothemasses
You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.
Support the show by visiting and bookmarking our dedicated podcast page:
Money to the Masses Dedicated Podcast Page - Click to support the show
Links referred to in the podcast:
- Sign up to our weekly newsletter
42 min
About The Money To The Masses Podcast
From the publisher's feed
Join Damien and Andy as they break down personal finance topics including investing, saving, budgeting and more, giving you the tools and knowledge to achieve your financial goals
Each week, they cover three topics, cutting through unnecessary financial jargon, providing practical tips and actionable advice to help you make the most of your money.
To provide feedback or ideas for future shows, contact: [email protected] or visit https://moneytothemasses.com
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