Money Tips Daily by Charles Kelly, former IFA and author of

Reviewing your mortgage lender and switching to cheaper rates could save you thousands of pounds. This week the governor of the Bank of England, Mark Carney, hinted that interest rates could rise sooner rather than later. We have enjoyed low interest rates for 10 years and this is unlikely to continue. Now is the time to review your mortgage and if necessary switch to a fixed rate before interest rates rise.

As always, seek independent advice before making any decisions. Money tips daily does not constitute financial advice, so always seek independent financial advice.