Money Tips Daily by Charles Kelly, former IFA and author of

By Charles Kelly Business CoachBusiness

Money Tips Daily by Charles Kelly, former IFA and author of episodes

March 31, 2024 Learn From Successful People, Read Biographies – Money Tips 365 Day 30
Learn The Secrets Of Successful People, Read Biographies – Money Tips 365 Day 31

You can discover exactly out how wealthy businesspeople, sports and movie stars achieved success by reading biographies!

#moneytips #readbooks #wealth #success
4 min
March 30, 2024 Beware Of The DEADLY Food Pyramid Chart Diet!
Obesity and diabetes in the West has gone through the roof along with prescription drugs.
Join my Money Tips 365 Supporters Club on Spotify: -https://podcasters.spotify.com/pod/show/charles-kelly/subscribe

Cancer amongst the UK’s young has risen by 70% since 1990.

Children’s behaviour in school has gone from bad to worse in England and Wales, according to a new report.

More and more children are now being diagnosed with behavioural or mental illnesses.

It’s inconceivable that this is not linked to the change in the western (American) diet over the last 50 to 100 years.

Much of this seems to stem from health professionals’ and heart foundations absolute belief in the food pyramid and demonisation of meat.

Meat and farm food production under threat.

A company in Europe has started to 3-D print, yes, artificially, 3-D, prints, “meat” created in a laboratory. NO!!!

There are many diets from around the world, but only one that definitely does NOT work: the American Western diet!

What has this got to do with money and success? EVERYTHING!

Wealth is health.

I lost 13 kg?
I didn’t starve myself or become a gym rat.
I cut carbs and sugar, ate plenty of meat, fat and veg, walked.

Wealth is health.

Join my Money Tips 365 Supporters Club on Spotify: -
https://podcasters.spotify.com/pod/show/charles-kelly/subscribe

6 min
March 30, 2024 Beware Of The DEADLY Food Pyramid Chart Diet!
Join my Money Tips 365 Supporters Club on Spotify: -https://podcasters.spotify.com/pod/show/charles-kelly/subscribe
Obesity and diabetes in the West has gone through the roof along with prescription drugs.

Cancer amongst the UK’s young has risen by 70% since 1990.

Children’s behaviour in school has gone from bad to worse in England and Wales, according to a new report.

More and more children are now being diagnosed with behavioural or mental illnesses.

It’s inconceivable that this is not linked to the change in the western (American) diet over the last 50 to 100 years.

Much of this seems to stem from health professionals’ and heart foundations absolute belief in the food pyramid and demonisation of meat.

Meat and farm food production under threat.

A company in Europe has started to 3-D print, yes, artificially, 3-D, prints, “meat” created in a laboratory.

There are many diets from around the world, but only one that definitely does NOT work: The American Western diet!

No thanks.

What has this got to do with money and success? EVERYTHING!

Wealth is health.

I lost 13 kg on low carb!

I didn’t starve myself or become a gym rat.

I cut carbs and sugar, ate plenty of meat, fat and veg, walked.

Wealth is health.
Join my Money Tips 365 Supporters Club on Spotify: -https://podcasters.spotify.com/pod/show/charles-kelly/subscribe

6 min
March 29, 2024 Leverage And OPM Will Help Accelerate Your Wealth Building Money Tips 365 Day 29
Join my Money Tips 365 Supporters Club on Spotify: -
https://podcasters.spotify.com/pod/show/charles-kelly/subscribe

Leverage is a term used in business for borrowing money
or using debt to buy assets.

Other people’s money (OPM) has been deployed for
centuries to help governments and businesses to raise capital, which I’ve
written about in my book, Borrow and Grow Rich.

There is a big difference between good debt, which helps
you buy assets that produce income, capital growth, and create jobs and bad
debt to consumer goods which go down in value.

Can you think of an example of where you have used good
debt or leverage to buy an asset like a property?

Have you also used bad debt, such as a credit card, to
buy something that you didn’t want to save up for?

How much has that item cost you in interest?

Lessons

Use good debt, leverage and OPM to accelerate your wealth
building process.

Avoid credit cards and other bad debt and only use a
credit card to pay for things that you can repay in full at the end of the
month.

If you have credit card debts, start on a plan to clear
the balance as soon as possible, rather than just paying the minimum amount
each month.

Join my Money Tips 365 Supporters Club on Spotify: -
https://podcasters.spotify.com/pod/show/charles-kelly/subscribe
8 min
March 29, 2024 Leverage And OPM Will Help Accelerate Your Wealth Building Money Tips 365 Day 29
Join my Money Tips 365 Supporters Club on Spotify: -
https://podcasters.spotify.com/pod/show/charles-kelly/subscribe

Leverage is a term used in business for borrowing money
or using debt to buy assets.

Other people’s money (OPM) has been deployed for
centuries to help governments and businesses to raise capital, which I’ve written about in my book, Borrow and Grow Rich.

There is a big difference between good debt, which helps
you buy assets that produce income, capital growth, and create jobs and bad debt to consumer goods which go down in value.

Can you think of an example of where you have used good
debt or leverage to buy an asset like a property?

Have you also used bad debt, such as a credit card, to
buy something that you didn’t want to save up for?

How much has that item cost you in interest?

Lessons

Use good debt, leverage and OPM to accelerate your wealth building process.

Avoid credit cards and other bad debt and only use a
credit card to pay for things that you can repay in full at the end of the month.

If you have credit card debts, start on a plan to clear
the balance as soon as possible, rather than just paying the minimum amount each month.

Join my Money Tips 365 Supporters Club on Spotify: -
https://podcasters.spotify.com/pod/show/charles-kelly/subscribe
8 min
March 28, 2024 21 SMART Money And Energy Saving Tips Money Tips 365 Day 27
With energy bills, fuel and interest rates soaring, there’s never been a more critical time to make savings and learn how to manage our money to the best of our ability. I cover many more tips and money-making ideas in my programme, Master Your Money the S.M.A.R.T Way training. Check it out for free - https://bit.ly/3isugCr.
Please LIKE and SHARE – WATCH YOUTUBE VIDEO
- https://youtu.be/taJgXOqp9O0
Here are some tips to help you save and accumulate more money.
1 Pay yourself and save first, spend what’s left
2 Avoid credit card debt interest
3 Track your
income and expenditure
‘T’ for ‘track’ is
included in my programme, Master
Your Money the S.M.A.R.T
Way training. Check it out for free - https://bit.ly/3isugCr.
4 Start saving
and investing
Check out www.gov.uk/individual-savings-accounts for
more information. Check for the best cash ISA rates at Moneyfacts.
Shop around and be prepared to move your money to obtain the best rates.
5 Emergency or contingency funds
6 Loyalty doesn’t always pay - switch
suppliers
Check your latest utility statements and
check out comparison sites, such as uswitch or moneysupermarket.
7 Reduce your
car insurance
8 Review your mortgage
‘R’ for ‘review’ is
part of my programme, Master
Your Money the S.M.A.R.T
Way training. Check it out - https://bit.ly/3isugCr.
9 Check your tax code to pay less to
HMRC
10 Look for old
bank accounts and pension policies
11 Check for any
entitlements to benefits.
12 Reduce
your grocery bill
13 Avoid wasting food
14 Explore local
charities for help – there is an abundance of food given away by supermarkets
15 Check your workplace or private pension
16 Check your
state pension and NI contributions level
17 Use loyalty
cards, price match and vouchers and deal
finders
Try hacks
like VoucherCodes ‘DealFinder’ as
a plug-in on Chrome to be alerted to the best deals while buying online.
There are hundreds
of money saving apps and discount offers, such as Sweatcoin and BetterPoints, where you can get
paid to walk and exchange your steps for store discounts and
freebies.
18 Cut energy bills
Check out the Energy
Saving Trust for some great energy and money saving
hacks.
19 Sell unwanted stuff on
resale platforms
You can turn
unwanted clothes into cash using
resale platforms such as Depop, Vinted and eBay.
20 Mindset – avoid emotional spending
and blowing your salary on payday
In my programmes and YouTube
Money Tips Podcast videos I talk about money mindset. A recent survey
by Nationwide’s Payday Saveday revealed that 1 in 5 people blow over half their
spare monthly wages within 48 hours of payday!
21 Plan, organise and forecast
The key is in planning and organising your
expenditure, work, goals, relationships and life! As in the first tip, prioritise
essential expenditure and your savings pot, before spending.
Finally, searching for the best deals,
tracking and reviewing your finances and being mindful of spending money on
things to don’t really need will not only help you get through the current
crises but help you form lifelong habits that will enable to build wealth.
For more ideas and
tips, see out my new training to help you get control of your finances in 28 days!
Click to join: https://bit.ly/3isugCr
#freetraining #savemoney
#moneysavingtips #mortgage #creditcarddebt #energybill #costofliving #goals
#foodbank #getcontroloffinances #money
9 min
March 28, 2024 21 SMART Money And Energy Saving Tips Money Tips 365 Day 27
With energy bills, fuel and interest rates soaring, there’s never been a more critical time to make savings and learn how to manage our money to the best of our ability. I cover many more tips and money-making ideas in my programme, Master Your Money the S.M.A.R.T Way training. Check it out for free - https://bit.ly/3isugCr.
Please LIKE and SHARE – WATCH YOUTUBE VIDEO
- https://youtu.be/taJgXOqp9O0
Here are some tips to help you save and accumulate more money.
1 Pay yourself and save first, spend what’s left
2 Avoid credit
card debt interest
3 Track your
income and expenditure
‘T’ for ‘track’ is
included in my programme, Master
Your Money the S.M.A.R.T
Way training. Check it out for free - https://bit.ly/3isugCr.
4 Start saving
and investing
Check out www.gov.uk/individual-savings-accounts for
more information. Check for the best cash ISA rates at Moneyfacts.
Shop around and be prepared to move your money to obtain the best rates.
5 Emergency or contingency funds
6 Loyalty doesn’t always pay - switch
suppliers
Check your latest utility statements and
check out comparison sites, such as uswitch or moneysupermarket.
7 Reduce your
car insurance
8 Review your mortgage
‘R’ for ‘review’ is
part of my programme, Master
Your Money the S.M.A.R.T
Way training. Check it out - https://bit.ly/3isugCr.
9 Check your tax code to pay less to
HMRC
10 Look for old
bank accounts and pension policies
11 Check for any
entitlements to benefits.
12 Reduce
your grocery bill
13 Avoid wasting food
14 Explore local
charities for help – there is an abundance of food given away by supermarkets
15 Check your workplace or private pension
16 Check your
state pension and NI contributions level
17 Use loyalty
cards, price match and vouchers and deal
finders
Try hacks
like VoucherCodes ‘DealFinder’ as
a plug-in on Chrome to be alerted to the best deals while buying online.
There are hundreds
of money saving apps and discount offers, such as Sweatcoin and BetterPoints, where you can get
paid to walk and exchange your steps for store discounts and
freebies.
18 Cut energy bills
Check out the Energy
Saving Trust for some great energy and money saving
hacks.
19 Sell unwanted stuff on
resale platforms
You can turn
unwanted clothes into cash using
resale platforms such as Depop, Vinted and eBay.
20 Mindset – avoid emotional spending
and blowing your salary on payday
In my programmes and YouTube
Money Tips Podcast videos I talk about money mindset. A recent survey
by Nationwide’s Payday Saveday revealed that 1 in 5 people blow over half their
spare monthly wages within 48 hours of payday!
21 Plan, organise and forecast
The key is in planning and organising your
expenditure, work, goals, relationships and life! As in the first tip, prioritise
essential expenditure and your savings pot, before spending.
Finally, searching for the best deals,
tracking and reviewing your finances and being mindful of spending money on
things to don’t really need will not only help you get through the current
crises but help you form lifelong habits that will enable to build wealth.
For more ideas and
tips, see out my new training to help you get control of your finances in 28 days!
Click to join: https://bit.ly/3isugCr
#freetraining #savemoney
#moneysavingtips #mortgage #creditcarddebt #energybill #costofliving #goals
#foodbank #getcontroloffinances #money
9 min
March 27, 2024 Index Funds Stocks And Shares Money Tips 365 Day 26
For those of you, who do not want to study the markets
and companies in detail, the next best thing is to put your money into an index tracker fund, as advised by the great Warren Buffett.

Index funds, such as those run by companies like
Vanguard, literally track the markets and match the performance of the overall index.

For instance, an index fund investing in the S&P 500
indices, will match the overall movement of the fund through algorithms, so investors get the benefit of the growth in the index without having to pick individual stocks.

Index funds have outperformed many of the actively
managed funds, many of which fail to match the average movement of the markets.

This does not constitute financial advice, and you should
always seek expert advice from an independent financial advisor or planner.

To help you, I am running a free training webinar on money management and wealth building tips. Click link: https://bit.ly/3QPp8IH
Join my Money Tips 365 Supporters Club on
Spotify: -
https://podcasters.spotify.com/pod/show/charles-kelly/subscribe

#indexfunds #vangaurd #money #savings
#invest #inflation #freetraining #stockmarket #economy #financialfreedom

4 min
March 27, 2024 Index Funds Stocks And Shares Money Tips 365 Day 26
For those of you, who do not want to study the markets
and companies in detail, the next best thing is to put your money into an index tracker fund, as advised by the great Warren Buffett.

Index funds, such as those run by companies like
Vanguard, literally track the markets and match the performance of the overall index.

For instance, an index fund investing in the S&P 500
indices, will match the overall movement of the fund through algorithms, so investors get the benefit of the growth in the index without having to pick individual stocks.

Index funds have outperformed many of the actively
managed funds, many of which fail to match the average movement of the markets.

This does not constitute financial advice, and you should
always seek expert advice from an independent financial advisor or planner.

To help you, I am running a free training webinar on money management and wealth building tips. Click link: https://bit.ly/3QPp8IH

Join my Money Tips 365 Supporters Club on
Spotify: -
https://podcasters.spotify.com/pod/show/charles-kelly/subscribe

#indexfunds #vangaurd #money #savings
#invest #inflation #freetraining #stockmarket #economy #financialfreedom

4 min
March 26, 2024 Investment Risk Money Tips 365 Day 25
Risk is what’s left over after you’ve thought of
everything.
Carl Richards

Risk is part of life as well as investing. There will be
a certain amount of risk when you invest your money into a stock market linked product or an asset like a property. however, you can mitigate these risks by educating yourself and taking good financial advice.

You should never risk everything or gamble with your
money. Don’t bet the farm on a single investment as the saying goes.

Legendary investors like Warren Buffett have two rules. rule one, never lose money. Rule two, don’t forget, rule one.

To help you, I am running a free training webinar on money management and wealth building tips. Click link: https://bit.ly/3QPp8IH
Join my Money Tips 365 Supporters Club on
Spotify: -
https://podcasters.spotify.com/pod/show/charles-kelly/subscribe

#indexfunds #vangaurd #money #savings
#invest #inflation #freetraining #stockmarket #economy #financialfreedom #risk

3 min