Money Tips Daily by Charles Kelly, former IFA and author of

UK Job vacancies hit a record high as the labour market bounced back, according to official figures.

The number of job vacancies in the UK hit 953,000 in the three months to July, the Office for National Statistics (ONS) reports.

Watch video version.

The unemployment rate fell to 4.7% in the three months to June, while the annual growth in average pay was 7.4%.

Firms like Amazon and Tesco are offering up to £1000 signing-on bonuses with the former giving staff a £50 per week bonus for 100% attendance.

Amazon recently advertised that new starters who start working before 18 September would receive a £1,000 ‘golden hello’ fee.

A shortage of HGV drivers is threatening to cause empty supermarket shelves by Christmas.

Nurses and care staff are again in short supply. The NHS has 168,000 job vacancies in the UK.

This contrasts sharply with last year’s deep recession when unemployment rising job vacancies under 400,000 and millions of people were on the government funding furlough scheme.

The economy is rebounding has yet to reach pre-pandemic levels. The government has printed billions to stave off economic collapse and unprecedented debt levels are near 100% of GDP. In June 2021 there were 1.6 million people unemployed and millions more claiming universal credit and disability benefits.

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What Does Your Financial Diet Do For Your Bank Balance?

I’ve lost 7kgs using a revolutionary 2 step diet.

1. Eat less

2. Exercise more

Can you apply this to your finances? Yes!

1. Spend less

2. Save more

Would you like to read more books, but don’t have the time?

China has introduced a rule to limit children from playing games online to 1 hour a day three times a week. How much time do you spend on your phone or computer?

"Stop Wasting Time On Social Media And Start Making Money Instead"

You can learn how to make money on social media from my mentor Paul O’Mahony, founder of the ReThink Academy, who has made millions online starting from nothing.

In this FREE webclass you're going to see:

· How to​ use the time you're already spending on the internet to build a digital business in your spare time.

· How to​ get a product to sell if you don't have one already and... how to get it for nothing.

· The exact strategy​ "he used to make my first million and quit my job permanently without a big budget, or any experience with social media."

You'll discover all this and more when you watch the webclass below.

I'M READY TO WATCH THE FREE TRAINING NOW!

WATCH THIS TRAINING IF:

· You own a business.

· You want to own a business without quitting your job yet.

· You are serious about building a profitable online business.

· You're tired of wasting time on social media and want to make money instead.

· "Stop Wasting Time On Social Media And Start Making Money Instead" (even if you lack time, resources, experience, or expertise).

I'M READY TO WATCH THE FREE TRAINING NOW!

CLICK HERE TO WATCH https://bit.ly/38rzLvZ

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Millions of people have little or no savings and are worried about financial security.

In the UK, savers face an estimated savings shortfall of £371 billion to feel financially secure.

Most people are no more than a couple of salary cheques away from bankruptcy and are forced to borrow at high interest rates to cover a minor repair, holidays and Christmas.

Everyone wants to be financially free or just have a little more money coming in each month. The problem is they don’t know how.

If you are on a fixed salary your options can seem limited. You may have limited opportunities for promotion and starting a business can be expensive and risky.

But what if there was a way to earn extra money on the side, without leaving the security of your job or existing business.

Did you know that you can make money on social media instead of wasting time on it?

With millions more people turning to the internet to buy goods and services and hold meetings, there has never been a better time to make money online. Internet transactions have reached record levels while traditional retail businesses are suffering.

"Stop Wasting Time On Social Media And Start Making Money Instead"

You can learn how to make money on social media from my mentor Paul O’Mahony, founder of the ReThink Academy, who has made millions online starting from nothing.

In this FREE webclass you're going to see:

· How to​  use the time you're already spending on the internet to build a digital business in your spare time.

· How to​  get a product to sell if you don't have one already and... how to get it for nothing.

· The exact strategy​ "he used to make my first million and quit my job permanently without a big budget, or any experience with social media."

You'll discover all this and more when you watch the webclass below.

I'M READY TO WATCH THE FREE TRAINING NOW!

WATCH THIS TRAINING IF:

· You own a business.

· You want to own a business without quitting your job yet.

· You are serious about building a profitable online business.

· You're tired of wasting time on social media and want to make money instead.

· "Stop Wasting Time On Social Media And Start Making Money Instead" (even if you lack time, resources, experience, or expertise).

I'M READY TO WATCH THE FREE TRAINING NOW!

CLICK HERE TO WATCH https://bit.ly/38rzLvZ

Spots Fill Up Fast - Limited Seats Available!

With the threat of a Christmas shortage of turkeys, the UK government is under pressure to create a short-term working visa scheme for foreign lorry drivers, the BBC reports.

The Covid pandemic and Brexit has left transport firms desperate to recruit drivers and government departments have been in discussion options with the industry, including introducing special visas.

Ministers have rejected calls to introduce visas for drivers while urging firms to use local labour.

The industry wants drivers to be added to the official UK Shortage Occupations list, enabling them to qualify for a skilled worker visa.

Is UK immigration the magic bullet for industry?

But the government wants the industry to employ British drivers, which the industry said is impossible in the short term due to the training costs and time it takes to pass the rigorous HGV (heavy goods vehicle) driving test in the UK.

Training HGV drivers typically takes six to nine months and costs up to £7,000. Many British drivers claim that the low pay and poor working conditions are deterring people from entering the sector.

Businesses warn that the shortage of drivers is jeopardising deliveries to retailers and pushing up food prices for consumers.

The sector is also reeling from the impact of the pandemic, which has prevented thousands of new drivers from taking their HGV tests last year.

European drivers returned home when work dried up last year and have not been able to return because of immigration rules brought in after Brexit. Thousands of EU migrants failed to apply for UK settlement despite efforts by the Home Office to promote a low-cost easy route during the two-year run up to Brexit.

The Road Haulage Association estimates that there is currently a shortfall of about 60,000 hauliers and said that the situation for food supplies was "close to a crisis point".

There was a risk that some items would run out in supermarkets at certain times in a way similar to "rolling blackouts" for electricity, it said. Source: BBC.

As I said in my video post this week, I have not yet seen any evidence of major shortages on supermarket shelves. The problem is that warnings of a food shortage could become a self-fulfilling prophesy as shoppers start to hoard and panic buy.

Should the Home Office issue special UK working visas for drivers, they will almost certainly apply only to EU citizens.

Importing overseas workers to plug skill shortages has been used in the UK since the 1950’s ‘Windrush’ generation right up to hiring nurses from the Philippines and other countries today.

What’s your view? Should we train more British workers to do those jobs or is it the situation more complex?

See also:

Mastering Money The S.M.A.R.T Way Without Working Any Harder, Lesson #6

If you would like to learn more about investing and managing your money, become a professional property investor, or would like to be financially free without working any harder, watch this free on demand training.

I will give a special free gift which can help you to immediately transform your finances when you attend the online training.

Click on this link to watch the free training now https://bit.ly/3wLWqx2

Michelle Seiler Tucker is the Founder and CEO of Seiler Tucker Incorporated. She holds the M&AMI (Mergers & Acquisitions Master Intermediary) title, as well as Certified Mergers and Acquisitions Professional (CM&AP) and Certified Senior Business Analyst (CSBA). Michelle also owns many other businesses in several different industries. As a 20-year veteran in the M&A industry, she is regarded as the leading authority on buying, selling, fixing, and growing businesses. Her and her firm have sold over a thousand businesses in almost every vertical and have a remarkable track record of success.

See video - https://youtu.be/IVszfDsm0Lw

In addition to being featured in INC, Forbes, Entrepreneur Magazine, and USA Magazine, Michelle is an international keynote speaker and makes regular radio and TV appearances on Fox Business News and CNBC. She has spoken alongside many prominent speakers: Eric Trump, Arnold Schwarzenegger, Kathy Ireland, Donna Karen, Stedman Graham, Randi Zuckerberg, Steve Wozniak, and more. She is the Best-Selling Author of the book “Sell Your Business for more than It’s Worth” and has a new book coming out called “Exit Rich®.”

Michelle gives insight into building a sustainable, scalable, and sellable business utilizing her proven techniques outlined in her newest book Exit Rich®. Other topics Michelle can speak on include:

· ST GPS Exit Model® – Planning Your Exit Strategy from Day One

· ST 6 P’s® - How to Build a Sustainable, Scalable, and Sellable Business

· The 10 Biggest Profit Mistakes

· Sellers Sanity Check/Buyers Sanity Check

· Maximizing Valuations

· How to Create a Bidding War Amongst Buyers

You may also view her sizzle reel by clicking on the link. For additional information on her and her business, you can visit seilertucker.com.

Her new book, Exit Rich, is an Inc. Original and is endorsed by:

Kevin Harrington – Inventor of the Infomercial, Best-Selling Author, Original Investor Shark on Shark Tank, www.kevinharrington.tv, Steve Forbes - Chairman and Editor-In-Chief, Forbes, Brian Tracy - Author, Speaker, Les Brown - Leading Transformational Speaker and Author, Jack Canfield - Multiple #1 New York Times Best-selling Author of the Chicken Soup for the Soul® series, Tom Hopkins - Author of "How to Master the Art of Selling", Mark Victor Hansen - Co-Creator of the Chicken Soup for the Soul Series, Co-Chairman and CEO of Metamorphosis Energy. For more information on how to Seiler Tucker Inc. www.seilertucker.com

Watch video interview now - https://youtu.be/IVszfDsm0Lw#

We know exactly what the millionaire and billionaire habits and traits are, as success leaves tracks. All you have to do is follow their tracks to become wealthy and financially free!

If you would like to learn more about investing and managing your money, become a professional property investor, or would like to be financially free without working any harder, watch this free on demand training.

I will give a special free gift which can help you to immediately transform your finances when you attend the online training.

Click on this link to watch the free training now https://bit.ly/3wLWqx2

Bitcoin jumped $50,000 (£36,480) for the first time in three months before falling back slightly, as the cryptocurrency continues to recover from a slump, the BBC reports.

The coin fell sharply in May after a crackdown in China and a decision by Elon Musk's Tesla not to accept it as payment.

Investor confidence is improving as more mainstream financial companies begin using the digital currency.

Although still down on a peak of $63,000 in April 2021, Bitcoin is still up 80% since January, when it was trading at just $27,700.

On Monday, it climbed almost 3% to $50,266.90 while Ether, another popular digital coin, was up more than 4% at $3,367.51.

PayPal will now allow customers in the UK to buy, sell and hold Bitcoin and other digital currencies as it expands its crypto services outside of the US for the first time.

Boasting 403 million active accounts globally, the US firm is one of the largest mainstream financial companies to offer users access to cryptocurrencies.

Continued support from the US Federal Reserve for the US economy has also bolstered Bitcoin recently, analysts say. It is holding interest rates at record lows and making riskier assets more attractive to investors.

Neil Wison of Markets.com said Bitcoin's rebound "shows no signs of cooling", although he said he expected to see some "pullback" in the short term.

But Dan Ives from Wedbush Securities said Bitcoin remained "a highly volatile digital currency", despite growing investor optimism. Source: BBC.

Is Bitcoin the new Gold?

Is Crypto a real currency?

Should you invest in Crypto?

See also:

Hackers steal $100 million of Crypto - https://www.youtube.com/watch?v=mDoZ3Ml8L3g&t=37s

Average houses prices falling after the rush to beat the Stamp Duty Holiday - https://youtu.be/O4SSsJ0sRt4.

Millionaires and millionaire habits have been studied and documented at academic levels for the last hundred years. Bestselling books, like The Science of Getting Rich and Thinks and Grow Rich, were written almost a century ago. I have also published my own book on how people get wealthy: Yes Money Can Buy You Happiness. You can find it on Amazon: https://www.amazon.co.uk/Yes-Money-Can-Buy-Happiness/dp/1095175858

We know exactly what the millionaire and billionaire habits and traits are, as success leaves tracks. All you have to do is follow their tracks to become wealthy and financially free!

If you would like to learn more about investing and managing your money, become a professional property investor, or would like to be financially free without working any harder, watch this free on demand training.

I will give a special free gift which can help you to immediately transform your finances when you attend the online training.

Click on this link to watch the free training now https://bit.ly/3wLWqx2

The Daily Mirror reports that the cheapest property in the UK listed on Zoopla is a £35,000 two bedroomed house in Hartlepool, County Durham. The house in the Northeast of England looks like a bargain, but there are cheaper properties.

Zoopla has a studio flat in Bradford listed for just £5000 and cheap properties are also listed in auction catalogues.

The average price of a home according to the Land Registry is £265,668, so why the disparity?

There is an 8-bed terraced house in London’s Belgrave Square, Belgravia listed for £77,500,000 and more expensive home have been sold privately!

The adage “location, location, location” accounts for most of the price differential across the country, but there are other reasons why apparent bargain properties come on the market, especially in auctions:

· Defective construction

· Movement or subsidence to foundations

· Defective titles

· Defective leases

· Un-mortgageable properties

Buyers should beware and make their own checks and legal enquiries.

See also: average houses prices falling after the rush to beat the Stamp Duty Holiday - https://youtu.be/O4SSsJ0sRt4.

Millionaires and millionaire habits have been studied and documented at academic levels for the last hundred years. Bestselling books, like The Science of Getting Rich and Thinks and Grow Rich, were written almost a century ago. I have also published my own book on how people get wealthy: Yes Money Can Buy You Happiness. You can find it on Amazon: https://www.amazon.co.uk/Yes-Money-Can-Buy-Happiness/dp/1095175858

We know exactly what the millionaire and billionaire habits and traits are, as success leaves tracks. All you have to do is follow their tracks to become wealthy and financially free!

If you would like to learn more about investing and managing your money, become a professional property investor, or would like to be financially free without working any harder, watch this free on demand training.

I will give a special free gift which can help you to immediately transform your finances when you attend the online training.

Click on this link to watch the free training now https://bit.ly/3wLWqx2

The Lloyds Banking Group could become the UK's biggest domestic property landlords with plans to buy 50,000 homes in the next decade, the BBC and FT reports.

Britain’s largest lender and banking giant will charge tenants rent as a private buy-to-let landlord under its recently launched Citra Living brand.

The Financial Times said the bank was aiming to buy 400 properties this year and 10,000 homes by the end of 2025.

Lloyds, which owns Halifax, Bank of Scotland and insurance company Scottish Widow provides nearly one in four mortgage home loans in the UK.

Citra Living is starting small and testing the rental market, with a focus on buying and renting new build housing properties. Their first buy-to-rent project is 45 new apartments at Fletton Quays in Peterborough.

The Financial Times said if Lloyd hit their 2025 target, it would make Citra bigger Grainger, the UK's current largest private residential landlord, which owns about 9,100 properties and has a market capitalisation of £2.1bn.

Based on current property prices and rental estimates, this would create a portfolio worth £4 billion, generating pre-tax profits of around £300 million.

Other Stories In Weekly Financial News Round Up

· Hackers have stolen $100 million of Crypto as liquid wallets were “compromised” in Japan.

· John Lewis will convert unused retail shop space into flats, as it moves away from retail dependency into areas such as banking.

· Average houses prices falling after the rush to beat the Stamp DutyHoliday.

· Properties prices in the North booming as investment pours into the regions.

· Property market changing as more staff told to stay working at home.

· Staffing crisis shortage in the UK with 1 million job vacancies.

Millionaires and millionaire habits have been studied and documented at academic levels for the last hundred years. Bestselling books, like The Science of Getting Rich and Thinks and Grow Rich, were written almost a century ago. I have also published my own book on how people get wealthy: Yes Money Can Buy You Happiness. You can find it on Amazon: https://www.amazon.co.uk/Yes-Money-Can-Buy-Happiness/dp/1095175858

We know exactly what the millionaire and billionaire habits and traits are, as success leaves tracks. All you have to do is follow their tracks to become wealthy and financially free!

If you would like to learn more about investing and managing your money, become a professional property investor, or would like to be financially free without working any harder, watch this free on demand training.

I will give a special free gift which can help you to immediately transform your finances when you attend the online training.

Click on this link to watch the free training now https://bit.ly/3wLWqx2

Joke of the day – A man goes to his bank for a loan….

Can You Get Rich As An Employee?

My answer might surprise you…

The highest paid FTSE 100 company executive is the CEO of pharmaceutical giant Astra Zeneca, Pascal Soriot, who earned £15.45 million in 2020 for his part in delivering the covid vaccine to tens of millions of people.

The median FTSE CEO was paid £2.69 million – 86 times the median full-time worker - in 2020, according to the High Pay Centre think tank.

The boss of the credit search agency Experian, Brian Cassin, earned £10.3 million, but CEOs of PLC companies are not the highest paid people in the UK.

Denise Coates, the boss of privately owned online gambling firm BET 365 earned £421 million.

4 Ways Employees Can Get Rich:

· Performance related pay and bonuses

· Salary

· Pensions

· Share or stock options

Millions of small business owners, freelance and self-employed workers earn less than the minimum wage when taking into account the number of hours they put in, and most would be better off driving a bus.

However, most self-made millionaires are business owners who have worked hard building their businesses up over many years.

Millionaires and millionaire habits have been studied and documented at academic levels for the last hundred years. Bestselling books, like The Science of Getting Rich and Thinks and Grow Rich, were written almost a century ago. I have also published my own book on how people get wealthy: Yes Money Can Buy You Happiness. You can find it on Amazon: https://www.amazon.co.uk/Yes-Money-Can-Buy-Happiness/dp/1095175858

We know exactly what the millionaire habits and traits are, as success leaves tracks. All you have to do is follow their tracks to become wealthy and financially free!

If you would like to learn more about investing and managing your money, become a professional property investor, or would like to be financially free without working any harder, watch this free on demand training.

I will give a special free gift which can help you to immediately transform your finances when you attend the online training.

Click on this link to watch the free training now https://bit.ly/3wLWqx2

The UK has a serious shortage of workers in various industries such as, healthcare, hospitality and building.

The NHS has a staffing crisis according to the 2020 King’s Fund report into NHS workforce, which revealed the following:

· NHS hospitals, mental health services and community providers report a shortage of 84,000 FTE staff.

· There are 38,000 are nursing vacancies, or 1 in 10 posts.

· The immediate workforce shortfall is so severe that at least 5,000 nurses a year must be recruited from overseas.

As the UK economy recovers and restrictions are eased, the hospitality sector is suffering from a post-brexit shortage of chefs and restaurant staff, and the building trade needs more skilled workers, plasterers, engineers and electricians.

Office for National Statistics (ONS) figures show an upsurge in the number of people in employment, which rose by 182,000 to 28.9 million last month, but still 201,000 lower than a year ago.

The unemployment rate fell to 4.7 percent in the three months to the end of June from 4.8 percent previously, according to the ONS.

Job vacancies have soared to a record high of 953,000 in May to July — up by more than 168,000 from last year.

The British Chambers of Commerce warned the recruitment crisis could have a detrimental effect on the economy, as well as pushing up wages to above inflation levels.

Shortages have already driven up headline pay statistics, with wage growth hitting 7.4 percent over the period, the ONS said.

Higher wages, labour shortages and increased raw material prices are indicators of higher inflation. Printing trillions of dollars, Euros and Pounds will add to inflationary pressures and decrease the buying power of the money in your pocket.

Average House Prices Falling For First Time In 2021 But Will Property Crash?

Houses prices in the UK and US appeared to have peaked with small declines recently.

Property investors should see a return to a more normal buyers property marketin the coming months as we enter into the traditionally quieter autumn and winter seasons.

Watch my latest video on the property market outlook - https://youtu.be/O4SSsJ0sRt4

Professional property investors make money in property in any market – UP, DOWN or SIDEWAYS! You can make money in property if you know how, and you do not even need to use your own money. You can start with zero capital using many of the ‘no money down’ strategies.

Would you like to learn more about making money from property?

Click HERE for free updates, courses and webinars on how to become a professional property investor in your spare time using other people’s money.

FOR MORE PROPERTY INFORMATION FOLLOW - https://bit.ly/3sjxRa