Money Tips Daily by Charles Kelly, former IFA and author of

The third Self-employed Income Support Scheme (SEISS) grant, announced by Chancellor Rishi Sunak on 5 November, has opened up for applications. This grant covers up to 80% of lost income between November and January.

If you meet the eligibility criteria the grant will provide a lump sum up to £7,500 to cover up to 80% of your average trading profits.

https://www.gov.uk/guidance/claim-a-grant-through-the-self-employment-income-support-scheme

To apply, or check eligibility, you will need the following official government information:

· Self-assessment unique taxpayer reference (UTR) – if you do not have this, find out how to get your lost UTR.

· National insurance (NI) number – if you do not have this, find out how to get your lost NI number.

· Government Gateway user ID and password – if you do not have a user ID, you can create one when you make your claim.

· UK bank details (only provide bank account details where a Bacs payment can be accepted) including the bank account number, sort code, name on the account and address linked to your bank account.

· You must make the claim yourself. Your tax agent or financial adviser must not claim on your behalf as this will trigger a fraud alert.

We are expecting a fourth grant covering a percentage of average income from February to April 2021.

Employees can still benefit from the ‘furlough’ Coronavirus Job Retention Scheme, paying 80% of a furloughed employee’s salary up to £2,500, which is being extended until the end of March 2021.

Whilst there is always the option claiming income support benefits through Universal Credit, many self-employed people are still trying to keep their businesses going through the lockdown and are not technically unemployed.

As the government hints at even tougher lockdown action, the Federation of Small Business estimates that 250,000 small businesses will go under this year.

By Charles Kelly, Wealth Mentor, Property Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast. See more articles at www.moneytipsdaily.com

There are more examples and practical steps to getting rich and being happy in my book, Yes, money can buy happiness, I cover the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much more. Check it out on Amazon http://bit.ly/2MoneyBook.

The Transport Minister has announced that all international travellers will shortly have to provide proof of a test negative for Covid-19 before departing to the UK.

Passengers arriving by plane, train or boat, including UK nationals, must take a test up to 72 hours before leaving the country they are in.

Passengers arriving from countries which not on the government's travel corridor list must still self-isolate for 10 days, regardless of their test result.

Mr Shapps told LBC the testing rule will come into force "likely on Wednesday or Thursday next week", and details of how to get tests abroad will be published on the gov.uk website.

Under the new rules - which are expected to come in from next week - anyone who arrives in the UK and has not got proof of a negative test could face an immediate £500 fine.

But there will be exemptions for:

· children under 11

· hauliers

· those travelling from countries without the infrastructure to deliver tests - although details of those have not been released yet

· arrivals from the CTA Common Travel Area with Ireland.

The rule will be UK-wide, although Northern Ireland said it had only "agreed in principle" and was working to solve any policy and operational issues.

Non-essential travel abroad is not currently allowed in the UK, after lockdowns were brought in.

Source: BBC News

For further information and updates see:

Mandatory COVID-19 testing introduced to bolster border measures - GOV.UK (www.gov.uk)

https://www.gov.uk/government/news/mandatory-covid-19-testing-introduced-to-bolster-border-measures

Virgin Media jacking up prices again – Richard Branson must need the cash to bail out his airline?

How I saved £200 with one phone call!

Are you claiming your self-employed coronavirus relief aid?

By Charles Kelly, Wealth Mentor, Property Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast.

There are more examples and practical steps to getting rich and being happy in my book, Yes, money can buy happiness, I cover the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much more. Check it out on Amazon http://bit.ly/2MoneyBook.

It’s not the strongest and fittest, but the most adaptable and flexible that survive a crisis

5 Quick Tips To Help Your Business Survive in 2021:

1. If you haven’t done so already, get online and learn how to sell your goods and services to billions of people buying stuff on the internet every minute of every day.

2. Stay open for business as much as legally possible when others close up.

3. Increase your level of service instead of reducing it like most people do!

4. Look for new opportunities which are always out there, especially in recessions.

5. Check .gov website for any grants, support or relief available for your business.

6. Lastly, hang in there and don’t despair!

See also episode - 7 Steps to Transform Your Finances in 2021

Whatever New Year’s resolutions you make, set realistic, achievable goals and write them down!

Here are my 7 steps to transform your 2021:

1. Review your finances and start saving

2. Review your consumer debts and credit cards

3. Review you spending habits – Use the 3 R’s

4. Review your utility suppliers – energy and mobile phone

5. Review ISA and Pensions and use tax allowance

6. Review your Will and inheritance tax liability

7. Review Tax – have you submitted your tax return yet?

Are you ready to adapt to the new economic model?

As lockdown restrictions around the world are being eased, the economic model has subtly changed forever. How will you adapt to this new way of working and running a business, what obstacles and opportunities lies ahead? Will you be a participant or spectator in this revolution?

By Charles Kelly, Wealth Mentor, Property Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast.

There are more examples and practical steps to getting rich and being happy in my book, Yes, money can buy happiness, I cover the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much more. Check it out on Amazon http://bit.ly/2MoneyBook.

If you’d like further information on wealth mentoring and coaching, how to survive the crisis and even quit the rat race, email me at [email protected]or send me a message through Facebook or my Money Tips Daily community.

Happy New Year or Happy New Tier!

Every year, we change from one year to another, but last year it seemed that we were changing from one tier to another!

This is a time to reflect on how things have gone for us, especially since 2020 was the strangest year in our lifetime.

Of course, there have been losers, but there have been massive winners too.

People running or adapting to an online business models have seen their wealth grow, while many traditional retailers have collapsed.

The point is, it’s not the economy that matters is YOU and your U’Conomy

Brexit has happened and the UK is now out of the European Union, but not out of Europe....

Full articles and money news available at Money Tips Podcast - www.moneytipsdaily.com

There are more examples and practical steps to getting rich and being happy in my book, Yes, money can buy happiness, I cover the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much more. Check it out on Amazon http://bit.ly/2MoneyBook.

If you’d like further information on wealth mentoring and coaching, how to survive the crisis and even quit the rat race, email me at [email protected]or send me a message through Facebook or my Money Tips Daily community. See more articles at www.moneytipsdaily.com

A have happy and successful 2021!

Which drug companies will benefit from Covid vaccine?

As the vaccine rollout starts, will the drug companies make huge profits and should you follow Warren Buffett by investing in big pharma shares?

More articles and money news available at Money Tips Podcast - www.moneytipsdaily.com

· Tourist tax plan will wipe out jobs

· Wealth-tax planned on middle class

· Will stamp duty holiday be extended?

· Biggest economic decline in 300 years

· UK national debt now exceeds £2 Trillion

· Government borrowing will reach £394bn

· Average house prices reach an all time high

· Thousands trapped in unsellable leasehold flats

· Government extends ban on landlords evicting tenants

· Why UK Property prices rising after stamp duty cut, despite the downturn?

· New planning rules will open up more opportunities to make money in property

· You can create a second income during the lockdown…and come out stronger

· Learn how to make money from property without deposits, mortgages or cash

Millions of people face a bleak future post-Coronavirus lockdown, as businesses disappear and the job furlough scheme eventually comes to an end. However, life doesn’t have to end because of lockdown! You can join thousands of ordinary people who have increased their income and added streams of new income during this period.

Are you ready to adapt to the new economic model?

As lockdown restrictions around the world are being eased, the economic model has subtly changed forever. How will you adapt to this new way of working and running a business, what obstacles and opportunities lies ahead? Will you be a participant or spectator in this revolution?

By Charles Kelly, Wealth Mentor, Property Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast.

There are more examples and practical steps to getting rich and being happy in my book, Yes, money can buy happiness, I cover the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much more. Check it out on Amazon http://bit.ly/2MoneyBook.

If you’d like further information on wealth mentoring and coaching, how to survive the crisis and even quit the rat race, email me at [email protected]or send me a message through Facebook or my Money Tips Daily community. See more articles at www.moneytipsdaily.com

Luxury goods and hospitality sector urge Rishi Sunak to drop planned tourist tax

Harrods look dead just two weeks before Christmas

Brexit negotiations in deadlock as deadline looms

GDP slows prompting more recession fears

More articles and money news available at Money Tips Podcast - www.moneytipsdaily.com

· Wealth-tax planned on middle class

· Will stamp duty holiday be extended?

· Biggest economic decline in 300 years

· UK national debt now exceeds £2 Trillion

· Government borrowing will reach £394bn

· Average house prices reach an all time high

· Thousands trapped in unsellable leasehold flats

· Government extends ban on landlords evicting tenants

· Why UK Property prices rising after stamp duty cut, despite the downturn?

· New planning rules will open up more opportunities to make money in property

· You can create a second income during the lockdown…and come out stronger

· Learn how to make money from property without deposits, mortgages or cash

Millions of people face a bleak future post-Coronavirus lockdown, as businesses disappear and the job furlough scheme eventually comes to an end. However, life doesn’t have to end because of lockdown! You can join thousands of ordinary people who have increased their income and added streams of new income during this period.

Are you ready to adapt to the new economic model?

As lockdown restrictions around the world are being eased, the economic model has subtly changed forever. How will you adapt to this new way of working and running a business, what obstacles and opportunities lies ahead? Will you be a participant or spectator in this revolution?

By Charles Kelly, Wealth Mentor, Property Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast.

There are more examples and practical steps to getting rich and being happy in my book, Yes, money can buy happiness, I cover the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much more. Check it out on Amazon http://bit.ly/2MoneyBook.

If you’d like further information on wealth mentoring and coaching, how to survive the crisis and even quit the rat race, email me at [email protected]or send me a message through Facebook or my Money Tips Daily community. See more articles at www.moneytipsdaily.com

UK government planning emergency wealth tax grab to pay for coronavirus pandemic

In case you’re wondering how we are going to pay back all of this money that the government have printed and borrowed this year, take a look in the mirror.

A one-off tax grab on wealth above £500,000 could recover much of the £280 billion the government has spent fighting coronavirus this year, according to a group of experts.

A commission was set up led by assistant Professor Arun Advani at Warwick University last April to look into a wealth tax in Britain.

Measures being considered include a 5% levy on:

· housing

· pensions

· business

· equity and

· savings wealth.

At £500,000, around 8 million Britons, or one and six adults, would be hit by the wealth tax......

Full articles and money news available at Money Tips Podcast - www.moneytipsdaily.com

· Will stamp duty holiday be extended?

· Biggest economic decline in 300 years

· UK national debt now exceeds £2 Trillion

· Government borrowing will reach £394bn

· Average house prices reach an all time high

· Thousands trapped in unsellable leasehold flats

· Government extends ban on landlords evicting tenants

· Why UK Property prices rising after stamp duty cut, despite the downturn?

· New planning rules will open up more opportunities to make money in property

· You can create a second income during the lockdown…and come out stronger

· Learn how to make money from property without deposits, mortgages or cash

Millions of people face a bleak future post-Coronavirus lockdown, as businesses disappear and the job furlough scheme eventually comes to an end. However, life doesn’t have to end because of lockdown! You can join thousands of ordinary people who have increased their income and added streams of new income during this period.

Are you ready to adapt to the new economic model?

As lockdown restrictions around the world are being eased, the economic model has subtly changed forever. How will you adapt to this new way of working and running a business, what obstacles and opportunities lies ahead? Will you be a participant or spectator in this revolution?

By Charles Kelly, Wealth Mentor, Property Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast.

There are more examples and practical steps to getting rich and being happy in my book, Yes, money can buy happiness, I cover the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much more. Check it out on Amazon http://bit.ly/2MoneyBook.

If you’d like further information on wealth mentoring and coaching, how to survive the crisis and even quit the rat race, email me at [email protected]or send me a message through Facebook or my Money Tips Daily community. See more articles at www.moneytipsdaily.com

Should the government extend Stamp Duty holiday?

Pressure is mounting on the UK government Chancellor Rishi Sunak to extend the stamp duty holiday in order to avoid thousands of property purchases falling out of bed because they cannot meet the 31 March deadline.

· Experts warn thousands of property transactions will run out of time and collapse

· Thousands of Mortgages approved on the basis that no stamp duty is payable

· Tens of thousands will miss the 31 March stamp duty holiday deadline

· Borrowers could have to find up to £15,000 more to fund their purchase

· Lenders were may withdraw mortgage offers, causing thousands of transactions to collapse

· Not enough man power in the market to get these transactions through before 31 March 2021

· Mortgage processing delays, shortage of surveyors and solicitors available to complete legal work

· Bank of England figures published this morning reveal a spike mortgages approved in October

· Mortgages up 5.9% on previous month to 97,532 and 51% up on the same period last year.

· HMRC figures showed housing transactions hit 105,630 last month, up 9.8% on September 2020

· Mortgage lenders hiking rates amid the scramble taking advantage of borrowers’ panic

Anthony Codling of property analysis firm Twindig said: 'The average rate for a new 95 per cent....

Full articles and money news available at Money Tips Podcast - www.moneytipsdaily.com

If you’d like further information on wealth mentoring and coaching, how to survive the crisis and even quit the rat race, email me at [email protected]or send me a message through Facebook or my Money Tips Daily community. See more articles at www.moneytipsdaily.com

Someone will make a fortune from the collapse of Debenhams and Arcadia…

The 2020 business buying opportunity webinar will reveal:

· The 10 strategies and tactics which have CHANGED as a result of lockdown

· Three compelling reasons why now is the right time to buy a business and why you just can’t miss out

· Why the number of businesses coming to market over the next twelve months will at least triple - and it’s not just because of Coronavirus

· How to, without insulting the seller, lower the price by at least 50%, with one simple sentence

· The real secret of finding businesses to buy – and it’s not cold calling or LinkedIn

· Why Business Brokers are now your friend – even though for years I’ve been saying that they are the enemy...

Your webinar host Jonathan Jay:

"During lockdown I completed the purchase of SIX business, without meeting anyone face to face and without leaving my home. And I have another three at exchange, about to complete.

But here’s the best part – because of the lockdown, the deal structure changed overnight and this combined £3m a year annual revenue became mine, WITHOUT any of my personal cash invested."

Join Jonathan on Wednesday, 2nd December to find out how to utilise his exact strategy.

Claim your spot now!

Click for more details - https://bit.ly/36dbTvS

What is the outlook for the UK property in the next 12 months?

Key points to consider:

· The UK government is pumping billions into the economy and…

· Asset prices usually inflate after a fiscal stimulus, as they did after 2008

· Property has been on a 12-year bull run and prices are at an all-time high

· Stamp Duty holiday, Furlough and tenant protection will end by March 21

· OBR report for government says property prices will fall by 8% next year

· Anti-landlord legislation and taxes could push investors into selling mode

· Interest rates are at an all-time low and are expected to remain low for years

· Government 5% deposit help scheme could boost first-time buyer purchases

More articles and money news available at Money Tips Podcast - www.moneytipsdaily.com

There are more examples and practical steps to getting rich and being happy in my book, Yes, money can buy happiness, I cover the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much more. Check it out on Amazon http://bit.ly/2MoneyBook.

If you’d like further information on wealth mentoring and coaching, how to survive the crisis and even quit the rat race, email me at [email protected]or send me a message through Facebook or my Money Tips Daily community. See more articles at www.moneytipsdaily.com

The 2020 business buying opportunity webinar will reveal:

· The 10 strategies and tactics which have CHANGED as a result of lockdown

· Three compelling reasons why now is the right time to buy a business and why you just can’t miss out

· Why the number of businesses coming to market over the next twelve months will at least triple - and it’s not just because of Coronavirus

· How to, without insulting the seller, lower the price by at least 50%, with one simple sentence

· The real secret of finding businesses to buy – and it’s not cold calling or LinkedIn

· Why Business Brokers are now your friend – even though for years I’ve been saying that they are the enemy...

Your webinar host Jonathan Jay:

"During lockdown I completed the purchase of SIX business, without meeting anyone face to face and without leaving my home. And I have another three at exchange, about to complete.

But here’s the best part – because of the lockdown, the deal structure changed overnight and this combined £3m a year annual revenue became mine, WITHOUT any of my personal cash invested."

Join Jonathan on Wednesday, 2nd December to find out how to utilise his exact strategy.

Claim your spot now!

Click for more details - https://bit.ly/36dbTvS

Biggest economic decline since 1709, as cost of coronavirus crisis rises to unprecedented levels.

Headlines:

· Economic output falls 11.8% worst for 300 years

· Unemployment will rise to 7.5% or 2.6 million by Q2 2021

· Borrowing now at £394 billion, national debt £1 trillion

· Millions face work-based pensions cut

· Public sector worker pay freeze

· Overseas aid budget cut

· Council tax set to rise

· Markets still riding high despite downturn

· Britain’s largest estate agent in rescue plan

More articles and money news available at Money Tips Podcast - www.moneytipsdaily.com

Register now for life changing BLACK FRIDAY exclusive business skills offers:

https://bit.ly/39fNPKQ

Are you ready to adapt to the new economic model?

As lockdown restrictions around the world are being eased, the economic model has subtly changed forever. How will you adapt to this new way of working and running a business, what obstacles and opportunities lies ahead? Will you be a participant or spectator in this revolution?

By Charles Kelly, Wealth Mentor, Property Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast.

There are more examples and practical steps to getting rich and being happy in my book, Yes, money can buy happiness, I cover the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much more. Check it out on Amazon http://bit.ly/2MoneyBook.

If you’d like further information on wealth mentoring and coaching, how to survive the crisis and even quit the rat race, email me at [email protected]or send me a message through Facebook or my Money Tips Daily community. See more articles at www.moneytipsdaily.com

Get exclusive, MASSIVE discount offers, plus receive instructions on what to do, & when. Register now to be the first one to know!

In times of disruption and lack of control, this is one way YOU can secure your financial future. This is ultimately the BEST time to start gaining new business skills, a new mindset or a new income stream.

Register now for life changing BLACK FRIDAY exclusive business skills offers:

https://bit.ly/39fNPKQ