Money Tips Daily by Charles Kelly, former IFA and author of

Just 25 years on from when it started, Amazon has grown from start-up to one of the most valuable public companies on the planet, with Mr Bezos now the world's richest man.

Amazon started as an online book retailer but has become a global giant, selling multiple products with membership subscriptions, physical stores, groceries for sale, its own smart devices and a delivery system which can get things to customers in an hour.

In 2018, Amazon became the world's second-ever public company to hit a $1 trillion valuation, after Apple, and it has the second-highest market valuation in the world, after Microsoft.

Amazon has sales of over $234 billion and is expected to rise to over $300 billion by 2020. Their subscriptions alone exceed $100 million a year – in recurring revenue!

One of the reasons the company has grown is their partner programmes which enables online entrepreneurs and retailers to sell goods on the Amazon platform at a fraction of the cost of setting up a physical store.

In the past, you needed technical knowledge and skills to set up websites and marketing ability to work online. You needed to find a way of driving traffic to your site.

Amazon has solved these problems with its readymade store monthly visitors exceeding 199 million in the US alone.

The internet has opened up a new world of learning, working, socialising and doing business. We no longer need to go back to school or university to learn new skills. We can work from home, start a business or find a new life partner all from the comfort of our home.

If you want to quit the rat race and work from home, but can't quite replace your income from your paid job, why not try and gradually make the transition over a period of time? 

You can learn how to get started on Amazon or Facebook by following the steps of people who have done all the hard work for you and now want to pass on their knowledge.

For more information on Amazon and Facebook courses email [email protected]

Motorists and most small businesses are required to have public or third party liability insurance, but most of us don’t think about protecting ourselves until it’s too late. 

You could lose everything if something goes wrong and you are sued for damages. 

In a recent case reported in The Times, a cyclist knocked down a woman who walked into the road while looking at her mobile phone. A judge ruled that they had shared liability and awarded the woman £4,162, half the sum she had claimed. However, he could be forced to pay her legal costs of £100,000. 

Since the accident, there has been a rush to join cycling organisations, such as Cycling UK, which include liability insurance in their membership package for as little as £3.88 per month.

As I say in my book, the wealthy know how to preserve their money and protect themselves against liability. As I’ve said in previous podcasts and in my book, making money and keeping money are two different skills.

Make sure you watch your back because you never know what’s coming your way.

Read about money mindset and the movie stars who blew it all in my book, Yes, Money Can Buy You Happiness, on Amazon - http://bit.ly/2MoneyBook

The importance of financial education at a young age.

How much pocket money should parent s give to their children?

Should they earn pocket money in return for chores?

Teaching kids the value of money.

Help you children to develop a positive money mindset from a young age, as it will have lasting benefits throughout their lives.

If you are interested in developing and improving your money mindset, check out more on this subject in my book, Yes, Money Can Buy You Happiness, on Amazon - http://bit.ly/2MoneyBook

8 simple tips to start your day off on the right foot.

Develop an abundance mindset by remembering that there is more money in the world chasing good ventures and ideas than there are ventures available.

Check out my book, Yes, Money Can Buy You Happiness, on Amazon - http://bit.ly/2MoneyBook

If you are interested in developing and improving your money mindset, check out more on this subject in my book, Yes, Money Can Buy You Happiness, on Amazon - http://bit.ly/2MoneyBook

Follow my The 3 R's of Money Management to transform your finances with this simple formula taken from my new book - Yes, Money Can Buy You Happiness, available on Amazon - http://bit.ly/2MoneyBook.  

Develop an abundance mindset by remembering that there is more money in the world chasing good ventures and ideas than there are ventures available.

If you are interested in developing and improving your money mindset, check out more on this subject in my book, Yes, Money Can Buy You Happiness, on Amazon - http://bit.ly/2MoneyBook

More P2P lenders losing investor’s money and in trouble, as FCA impose restrictions.

One scheme issued funds before planning permission was granted and the deal is now in default.

Find out how you can learn how to do your own deals from professional trainers, rather than putting your cash into the hands of others.

Property investment is not just about buy-to-let or becoming a landlord. There are dozens of strategies from development and conversions to rent to rent and lease purchase options which require little or no deposit and no mortgages. 

You can learn these strategies and more by attending short courses where you get to meet expert trainers and investors, as well as network with likeminded people. Who knows, you could meet your future business or JV partner at an event? 

If you like further details a property courses, such as a one-day introduction to property investing, drop me a line to [email protected]

I have a limited number of complimentary tickets to attend an excellent course run by experts, which will give you a clear overview into the market.

Here are some of the courses coming up in the next few months:

Multiple Streams ff Property Income (Three days of world-class training)

Beginner Property Secrets (Full days training)

Deal Packaging Discovery Day 

Serviced Accommodation Discovery 

No Money Down Discovery 

For full details and a list of further courses click here to learn how to become a UK property investor or go to http://bit.ly/2ZVAVtvcourses. 

Longer term mortgages to help stretched first-time buyers on the rise.

Barclays Family Springboard Mortgages explained.

Watch your pension manager to ensure you are not losing out in poor performing funds.

Will you be able to retire?

Property investment is not just about buying your first house, buy-to-let or becoming a landlord. There are dozens of strategies from development and conversions to rent to rent and lease purchase options which require little or no deposit and no mortgages. 

You can learn these strategies and more by attending short courses where you get to meet expert trainers and investors, as well as network with likeminded people. Who knows, you could meet your future business or JV partner at an event? 

If you like further details a property courses, such as a one-day introduction to property investing, drop me a line to [email protected]

I have a limited number of complimentary tickets to attend an excellent course run by experts, which will give you a clear overview into the market.

Here are some of the courses coming up in the next few months:

Multiple Streams ff Property Income (Three days of world-class training)

Beginner Property Secrets (Full days training)

Deal Packaging Discovery Day 

Serviced Accommodation Discovery 

No Money Down Discovery 

For full details and a list of further courses click here to learn how to become a UK property investor or go to http://bit.ly/2ZVAVtvcourses. 

Listen to what the current PM has to say about landlords and letting agents.

Respond to the consultation and lobby your MP if you feel the removal of section 21 would be a mistake.

You’ve heard a lot of negative news, so is this the end of property as we know it? 

NO! Of course not.

Firstly, entrepreneurs are adaptable and it’s in their DNA to find solutions to problems.

Secondly, property investment is not just about buy-to-let and becoming a landlord. There are dozens of strategies from development and conversions to rent to rent and lease purchase options which require little or no deposit and no mortgages. 

You can learn these strategies and more by attending short courses where you get to meet expert trainers and investors, as well as network with likeminded people. Who knows, you could meet your future business or JV partner at an event? 

If you like further details a property courses, such as a one-day introduction to property investing, drop me a line to [email protected]

I have a limited number of complimentary tickets to attend an excellent course run by experts, which will give you a clear overview into the market.

Here are some of the courses coming up in the next few months:

Multiple Streams ff Property Income (Three days of world-class training)

Beginner Property Secrets (Full days training)

Deal Packaging Discovery Day 

Serviced Accommodation Discovery 

No Money Down Discovery 

For full details and a list of further courses click here to learn how to become a UK property investor or go to http://bit.ly/2ZVAVtvcourses. 

I recently attended a landlord’s meeting and was shocked at the lack of knowledge in the room, especially regarding important changes which came into effect this month.

Firstly, new legislation came into effect from the 1st of June under the Tenants Fees Act 2019 regarding charging tenants – what you can and cannot charge tenants. If you are a landlord and you ignore new letting rules, you could face fines of up to £30,000 and a criminal charge, according to the National Landlords Association (NLA). 

Secondly, many of the landlords were unaware of Section 24 removing mortgage interest tax relief on their buy-to-let mortgage.

Finally, landlords had no idea that following a court ruling (Caridon Property Ltd v Monty Shooltz) Section 21 notices are invalid unless the gas safety certificate has been given to the tenant before the tenancy agreement has been signed.

Listen for more details and PM Theresa May's speech this week on abolishing "no fault evictions", confirming the government's intention to repeal Section 21 of the 1988 Housing Act.  

The Government will shortly launch a consultation as to the proposed repeal of section 21 of the Housing Act 1988 in which landlords will have the opportunity to give their views to the government on this major proposed change. 

If you like further details a property courses, such as a one-day introduction to property investing, see  learn how to build a property portfolio  or drop me a line to [email protected]

I have a limited number of complimentary tickets to attend an excellent course run by experts, which will give you a clear overview into the market.

Here are some of the courses coming up in the next few months:

For full details and a list of further courses click here to learn how to become a UK property investor.

The incredible story of young entrepreneur, Reggie Nelson, who knocked on doors in London's wealthiest areas, Kensington, to ask for business advice. Find out what happened. 

If Richard Branson lost it all today, how long do you think it would be before he would be a billionaire again? Much of his fortune has been made using other people’s money, ideas and work. All they needed was the virgin name. 

Develop an abundance mindset by remembering that there is more money in the world chasing good ventures and ideas than there are ventures available.

Check out my book, Yes, Money Can Buy You Happiness, on Amazon - http://bit.ly/2MoneyBook

If you are interested in developing and improving your money mindset, check out more on this subject in my book, Yes, Money Can Buy You Happiness, on Amazon - http://bit.ly/2MoneyBook