Money Tips No One Told You

In this episode we are talking with First Pioneers FCU Executive Vice President of Lending, Jeff.  We discuss ways to navigate the current higher interest rates including alternative lender options.

You can find First Pioneers Federal Credit Union at our Lafayette or New Iberia branch in Louisiana or online at firstpioneers.com.  If you prefer a blog version of our podcast you can find that on the website or if you prefer video, check us out on our youtube channel at firstpioneersfcu.
 Check us out on linktree:

https://linktr.ee/firstpioneersfcu

How many of you made new years resolutions that you've already broken or abandoned those resolutions?

Most statistics I found say that around 80% of new years resolutions fail. In fact, 43% of people expect to fail by February to the point that many people don't even bother anymore.    

But why is this not working?  Many will say it’s a lack of accountability in the resolutions or they are not specific enough.

A resolution is a statement of what you to change.  For example, you may resolve to get healthy or save money.  

A goal goes a bit further.  It is a statement of what you want to achieve, the steps you need to take to get there and when you would like to reach it.

We propose you go further than a resolution and create a goal.

Today we are talking about how to turn a failed resolution into a successful goal!

You can find First Pioneers Federal Credit Union at our Lafayette or New Iberia branch in Louisiana or online at firstpioneers.com.  If you prefer a blog version of our podcast you can find that on the website or if you prefer video, check us out on our youtube channel at firstpioneersfcu.
 
Find us just about everywhere on linktree:

https://linktr.ee/firstpioneersfcu

In this episode we are back for season 2 and talking about how to pay off holiday debt.  
Often, no matter how much we plan or save, we can find ourselves running up a bit of holiday debt.  If we don't get that paid off, it can linger and cost us so much more than the items we bought!

In this episode we offer 9 tips to get that holiday debt paid down quickly.

You can find First Pioneers Federal Credit Union at our Lafayette or New Iberia branch in Louisiana or online at firstpioneers.com.  If you prefer a blog version of our podcast you can find that on the website or if you prefer video, check us out on our youtube channel at firstpioneersfcu.
 Check us out on linktree:

https://linktr.ee/firstpioneersfcu

In this episode we give you ideas to budget for the holidays AND some gifts ideas that will help you stick to it!


You can find First Pioneers Federal Credit Union at our Lafayette or New Iberia branch in Louisiana or online at firstpioneers.com.  If you prefer a blog version of our podcast you can find that on the website or if you prefer video, check us out on our youtube channel at firstpioneersfcu.
 
Check us out on linktree:

https://linktr.ee/firstpioneersfcu

I this episode we are talking about all the amazing electronic services that truly make your life easier.  And this is not about a mobile app... this is about bill pay, courtesy pay, direct deposit, remote deposit capture and more!  
Who doesn't want to make their life easier?


You can find First Pioneers Federal Credit Union at our Lafayette or New Iberia branch in Louisiana or online at firstpioneers.com.  If you prefer a blog version of our podcast you can find that on the website or if you prefer video, check us out on our youtube channel at firstpioneersfcu.
 Check us out on linktree:

https://linktr.ee/firstpioneersfcu

In this episode we talk credit unions with Matt Rookard.  Matt is the President and CEO of the Louisiana Credit Union League.
Our conversation includes what makes credit unions a great choice, the credit union movement and even the challenges we face.  

You can find First Pioneers Federal Credit Union at our Lafayette or New Iberia branch in Louisiana or online at firstpioneers.com.  If you prefer a blog version of our podcast you can find that on the website or if you prefer video, check us out on our youtube channel at firstpioneersfcu.

check us out on linktree:
https://linktr.ee/firstpioneersfcu

In this episode we talk about scams that we are seeing.  Scams seem to be on the rise and it is getting harder to know what you can trust as the scammers are getting more and more savvy.  

Don't forget, you can contact your financial institution for help if you feel you have been scammed or need to discern a possibly fraudulent situation.

You can also report a scam to the Federal Trade Commission at 
https://www.ftc.gov/


The show referenced in the podcast is Trafficked with Mariana Van Zeller from National Geographic.
Season 1 episode SCAMS
and Season 2 episode ROMANCE SCAMS were sources for information shared.

You can find First Pioneers Federal Credit Union at our Lafayette or New Iberia branch in Louisiana or online at firstpioneers.com.  If you prefer a blog version of our podcast you can find that on the website or if you prefer video, check us out on our youtube channel at firstpioneersfcu.

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In this episode we are once again joined by special guest, Anthony Greco.  Mr. Greco is the Professor of Economics with the Department of Economics and Finance at the University of Louisiana at Lafayette.  

This time we are discussing recession and what it really means.  


You can find First Pioneers Federal Credit Union at our Lafayette or New Iberia branch in Louisiana or online at firstpioneers.com.  If you prefer a blog version of our podcast you can find that on the website or if you prefer video, check us out on our youtube channel at firstpioneersfcu.


 Follow us on our socials:
 Facebook:  FirstPioneersFCU
 Instagram:  firstpioneersfcu
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In this episode we are joined by a special guest, Anthony Greco.  Mr. Greco is the Professor of Economics with the Department of Economics and Finance at the University of Louisiana at Lafayette.  

Mr. Greco helps us understand what inflation really means, suggestions of how to adjust your spending and how to slow inflation down.  


You can find First Pioneers Federal Credit Union at our Lafayette or New Iberia branch in Louisiana or online at firstpioneers.com.  If you prefer a blog version of our podcast you can find that on the website or if you prefer video, check us out on our youtube channel at firstpioneersfcu.


 Follow us on our socials:
 Facebook:  FirstPioneersFCU
 Instagram:  firstpioneersfcu
 Tik Tok:  First Pioneers FCU 1
 Pinterest:  First Pioneers Federal Credit Union

In today's episode we are following up on our talk about budgeting to see how yours is going. Sometimes they just don't go quite how we think they will and the truth is, I don't like using the word failure... I prefer saying challenges.  

There are several reasons a budget can get off track including losing motivation, unrealistic goals, dealing with high bills, forgetting things and not tracking.

We talk about how you got there and ways you can fix these challenges.

You can find First Pioneers Federal Credit Union at our Lafayette or New Iberia branch in Louisiana or online at firstpioneers.com.  If you prefer a blog version of our podcast you can find that on the website or if you prefer video, check us out on our youtube channel at firstpioneersfcu.
 Follow us on our socials:
 Facebook:  FirstPioneersFCU
 Instagram:  firstpioneersfcu
 Tik Tok:  First Pioneers FCU 1
 Pinterest:  First Pioneers Federal Credit Union